Best Pennsylvania Home and Auto Bundle Insurance Companies (2024)

MoneyGeek graded bundled insurance providers on cost, service and discounts. Our research shows the two best auto and home insurance bundle providers in Pennsylvania are:

• State Farm: MoneyGeek score of 83 out of 100
• Allstate: MoneyGeek score of 78 out of 100

In the categories of home and auto satisfaction, State Farm scored the highest. In addition to being the most affordable bundle, their discounts outperform those of the competitors. Meanwhile, Allstate excelled in affordability and home insurance satisfaction.

With a MoneyGeek score of 91 out of 100, USAA is the best auto and home insurance in Pennsylvania. However, USAA policies are only available to military members and their families.

Pennsylvania insurers offer an average discount of $188 yearly on bundled home and car insurance, or 7% off the total premium. State Farm provides the most substantial discount rate at 20%, according to MoneyGeek's study, whereas Nationwide offers no discount.

The company offering the highest bundle discount isn’t always the most affordable. For example, if you’re a military member, USAA offers the cheapest home and auto insurance bundle in Pennsylvania at a yearly cost of $1,803. However, USAA’s bundle discount is only 5%.

MoneyGeek found the following insurance companies provide the cheapest home and auto insurance in Pennsylvania:

• State Farm: $2,381 per year
• Allstate: $2,409 per year

However, remember that the cheapest option may not necessarily be best for your unique customer profile. MoneyGeek advises readers to consider each insurer's advantages, disadvantages and features carefully.

Bundling your home and auto insurance under one company is not always the cheapest option. Combining insurance coverage from two different firms can sometimes result in more significant cost savings. For instance, pairing Travelers auto insurance ($1,225) and Allstate home insurance ($805) results in an annual cost of $2,030, $351 less than the cheapest State Farm bundle.

It's often wise to bundle your auto and home insurance in Pennsylvania. By combining your plans, you can usually get a better deal. Bundling, though, might not always be the most cost-effective choice for everyone.