Compare the Cheapest Car Insurance Quotes in Green Bay, WI

Car insurance in Green Bay costs around $630 per year, 32.5% less than Wisconsin’s average. GEICO offers the cheapest, open-to-all auto insurance in Green Bay at roughly $410 per year. MoneyGeek analyzed the cheapest auto insurance by coverage amount and driving history to get the best rates. We also uncovered the best companies in Green Bay balancing cost and service quality.


Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

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Last Updated: 12/3/2022
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The most affordable Green Bay car insurance provider is GEICO. However, the cheapest may change with coverage needs and profile. AAA offers the cheapest state minimum policy, whereas drivers with a speeding ticket get the lowest rate from Erie. USAA is often best for military families. With its affordability and service quality, Erie is MoneyGeek’s highest-rated Green Bay auto insurer.

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The Cheapest and Best Car Insurance in Green Bay

The Cheapest Car Insurance Companies in Green Bay

In Green Bay, the car insurance companies with the cheapest full coverage policy are:

  • GEICO: $410 on average per year
  • Progressive: $476 on average per year

With a full coverage policy costing around $376 per year, USAA is the most affordable in Green Bay for eligible drivers with a military background or who are part of a military family.

GEICO provides Green Bay’s cheapest full coverage policy; it’s approximately 130.5% less expensive than a MetLife policy, the city’s most expensive car insurer for full coverage.

Full coverage car insurance has collision and comprehensive insurance with liability. Your choice of liability limits reflects the price you pay.

Cheapest Car Insurance in Green Bay
Full Coverage 100/300/100
  • Company
    100/300/100per year
  • 1.
  • 2.
  • 3.
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  • 5.
  • 6.
    State Farm
  • 7.
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    American Family
  • 9.
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  • 13.

MoneyGeek put together average rates for a 40-year-old male driver in Green Bay with a full coverage policy in accordance with our methodology.

A full coverage policy combines state minimum coverage with comprehensive and collision insurance — that’s why it costs more. You pay for the added value of protecting your vehicle when damaged.

  • Collision insurance: covers at-fault collision repairs or vehicle replacement after hitting another vehicle or a stationary object
  • Comprehensive insurance: covers non-collision damage, such as falling objects, hail and glass breakage, theft and vandalism

With an older car, the full coverage premium may exceed the vehicle’s value. In that case, consider a state minimum policy or liability-only insurance to get the lowest rate.

Compare Car Insurance Rates in Green Bay

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

Cheapest Car Insurance in Green Bay for Minimum Coverage

The cheapest available car insurance in Green Bay is a state minimum policy. On average, Green Bay’s most affordable state minimum policies are with:

  • AAA: $208 per year
  • Erie: $217 per year

Current military personnel, veterans and their families may be eligible for a state minimum policy from USAA. At about $175 per year, it is Green Bay’s cheapest.

AAA’s state minimum policy is around $327 lower than Allstate’s, Green Bay’s most expensive insurer for minimum coverage.

A state minimum policy is more affordable but also riskier. Its liability coverage levels are low, and it doesn't have comprehensive and collision coverage. View the table below to see how prices change based on the liability coverage.

Cheapest Minimum Liability Car Insurance in Green Bay
State Minimum

Wisconsin’s state minimum auto insurance is the most affordable in Green Bay. However, it offers the least protection. The policy only includes $25,000 per person and $50,000 per accident of bodily injury/death liability coverage, uninsured/underinsured motorist insurance with the same limits, and property damage liability of $10,000.

Drivers save money with minimum coverage, but an accident could cause them to pay what insurance doesn’t cover. For example, a driver at fault for $35,000 of one person’s medical bills must pay $10,000 since the policy only covers up to $25,000 per person.

Wisconsin Minimum Liability Requirements

  • Item
  • Bodily Injury and Property Damage
    $25,000 per person, $50,000 per accident and $10,000 for property damage. A more protective level is 100/300/100.
  • Uninsured Motorist
    $25,000 per person and $50,000 per incident. The minimum coverage may not be enough if you're in a serious accident.

Cheapest Car Insurance in Green Bay if You Have Driving Violations

Car insurance in Green Bay goes up if you get a violation, such as a ticket, DUI or an at-fault accident.

MoneyGeek found, on average, these companies offer the most affordable car insurance for drivers with a violation:

  • Cheapest after a ticket: Erie, $488 per year
  • Cheapest after an at-fault accident: Erie, $606 per year
  • Cheapest after a DUI: Progressive, $555 per year

USAA provides the most affordable car insurance to drivers with a military background and certain violations. With a speeding ticket, the cost is around $436 annually, and with an at-fault accident, roughly $507 per year.

You can repair your driving record over time and get a lower car insurance rate. To find the cheapest insurance with a DUI, an accident or a ticket now, shop around and compare quotes from multiple companies in Green Bay.

Cheapest Car Insurance in Green Bay With a Violation
Speeding Ticket

Average Cost of Car Insurance in Green Bay

Green Bay$630

On average, drivers pay $630 per year for car insurance in Green Bay. That’s significantly lower than statewide and national average car insurance costs. Green Bay’s average is 32.5% less than Wisconsin’s average and 55.8% less than the United States average car insurance cost.

Personalized Quotes to Get You the Cheapest Car Insurance in Green Bay

Insurance providers use age, gender, vehicle make and model, coverage levels and ZIP code to price car insurance. Your car insurance quotes in Green Bay can vary greatly because insurers have unique ways of calculating rates. Comparing quotes is a good way to find the best deal on auto insurance.

Compare Car Insurance Rates in Green Bay

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

The Best Car Insurance Companies in Green Bay

MoneyGeek based its ranking of the top car insurance companies in Green Bay on a comprehensive analysis of each provider's average rates, claims and customer satisfaction ratings. According to these criteria, the following are the best car insurance companies in Green Bay:

  • Erie: MoneyGeek score of 90.4 out of 100
  • GEICO: MoneyGeek score of 84.8 out of 100

Although USAA scored a perfect 100, MoneyGeek did not include it in the rankings because it only offers policies to members of the armed forces and their families. USAA is the ideal auto insurance provider in Green Bay for this population.





Claims Ratings


User Satisfaction


Financial Stability

Geek Quick Take
Geek Quick Take

Erie ranked as the top firm in Green Bay with a perfect user satisfaction rating and excellent MoneyGeek scores for user claims and financial stability. Erie's full coverage policy for a 40-year-old Green Bay driver costs an average of $488 per year. In addition, Erie provides better car replacement coverage, an add-on other companies rarely offer.

More About Erie

Erie is the best car insurance company in Green Bay, owing to its outstanding ratings across all MoneyGeek categories. To distinguish itself from competitors, the company offers better car replacement coverage. With this coverage, if your new car is totaled during the first two years, Erie will replace it with the latest model. Additionally, Erie offers accident forgiveness coverage to drivers in Green Bay. If you go three years without filing a claim with Erie, this coverage waives penalties for your first at-fault accident.

Read MoneyGeek's Erie auto Insurance Review




Claims Ratings


User Satisfaction


Financial Stability

Geek Quick Take
Geek Quick Take

In addition to obtaining high ratings for claims and overall customer satisfaction, GEICO earned a perfect score for financial stability. A 40-year-old Green Bay car owner can purchase full coverage from GEICO for $410 annually. In addition, GEICO offers mechanical breakdown coverage at an affordable cost.

More About GEICO

GEICO is the second-best car insurance company in Green Bay. Its mechanical breakdown insurance provides better coverage at a lower cost than the average dealer extended warranty. This protection is available for new or leased vehicles no older than 15 months and with less than 15,000 miles on the odometer. GEICO offers additional coverages, such as accident forgiveness, which prevents premium increases after your first at-fault accident. You can buy accident forgiveness or earn it if you are at least 21 years old and remain accident-free for at least five years.

Read MoneyGeek's GEICO auto Insurance Review

Average Cost of Car Insurance by Postal Code

ZIP code is an important detail that affects a car insurance policy price. In Wisconsin, companies may find a driver riskier to insure if they live somewhere with a high frequency of accidents or car theft, for example. In Green Bay, car insurance rates are very similar in the city’s lowest-priced and highest-priced ZIP codes. The lowest car insurance of around $628 per year is in 54313, and the most expensive at around $633 a year is in 54311.

  • Zip Code
    State Minimumper year
  • 54313
  • 54311

Factors That Impact Insurance Costs in Green Bay

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents also contribute to car insurance rates in Green Bay. How Green Bay ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities164th/300
handcuffs2 icon
Most Car Thefts193rd/300
uninsured icon
Most Uninsured Motorists by State15th/50
insurance2 icon
Personal Injury Protection RequiredNo
rain icon
Most Annual Rainfall183rd/300
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Most Rainy Days63rd/300

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.