In Green Bay, the average full coverage car insurance costs $78 per month. Monthly rates vary from as low as $76 to as high as $259, depending on the policy, vehicle type and driver's details. The table below shows the average car insurance costs for various driver profiles to help drivers better understand what they might pay.
Green Bay, WI, Car Insurance
Updated: March 31, 2025
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Cheapest Car Insurance in Green Bay: Key Takeaways
Acuity, AAA, Auto-Owners, GEICO, Erie and American Family are the most affordable car insurance providers in Green Bay. They offer competitive rates for various driver profiles.
Acuity offers the cheapest minimum coverage at $20 per month, while AAA provides the lowest full coverage at $41 per month, making them the go-to choices for budget-conscious drivers.
On average, drivers in Green Bay pay $34 monthly for minimum coverage and $78 for full coverage. However, these rates can change based on individual driver details and history.
Car Insurance Quotes in Green Bay, WI
| Young Drivers | $44 | $102 |
| Teens | No Data | $259 |
| Seniors | $35 | $76 |
| Drivers With a Speeding Ticket | $44 | $101 |
| Drivers With a DUI | $54 | $119 |
| Drivers With An Accident | $51 | $116 |
| Bad Credit | $54 | $128 |
Because insurers calculate premiums differently, you'll need to get quotes from multiple providers for the most accurate estimate.
Green Bay vs. State Average
Wisconsin
State Average Full Coverage Rate
$1,096
Green Bay, WI
City Average Full Coverage Rate
$925More:$171 saved
This is 16% less expensive.
What Is the Average Car Insurance Rate in Green Bay?
In Green Bay, the average annual cost for full coverage car insurance is $925, while state minimum coverage is $403 per year. These estimates are lower than the Wisconsin averages of $1,096 per year for full coverage and $457 for minimum coverage.
| State Average | $457 | $1,096 |
| Green Bay Average | $403 | $925 |
Cheapest Car Insurance Companies in Green Bay
Even though premiums might be increasing, you can still find affordable car insurance in Titletown. Acuity offers the cheapest minimum coverage at $20 per month. For those seeking full coverage, AAA provides the best rate at $41 per month.
WHY CAR INSURANCE IN GREEN BAY IS CHEAPER
Green Bay has a lower population density than most major cities in Wisconsin, leading to lower risks of accidents and cheaper auto insurance premiums.
Cheap Car Insurance in Green Bay
Acuity offers the cheapest minimum coverage for many, but rates vary by driver. Comparing quotes from several insurers is the best way to find affordable coverage. Below is a table with the cheapest rates for various driver profiles.
| Erie | Minimum Coverage | $19 |
| AAA | Full Coverage | $41 |
| Auto-Owners Insurance Co | Teens | $144 |
| GEICO | Young Adults | $40 |
| Acuity | Seniors | $35 |
| American Family | Bad Credit | $39 |
| American Family | Drivers With a DUI | $46 |
| American Family | Drivers With An Accident | $39 |
| Erie | Drivers With a Speeding Ticket | $39 |
Car Insurance Rates in Green Bay by Company
Every car insurance company in Green Bay sets its own prices. To find the cheapest option, compare rates from different places. Below are the most affordable state minimum and full coverage car insurance policies.
Cheapest Car Insurance Companies for Minimum Coverage in Green Bay
Acuity offers the cheapest minimum coverage auto insurance at $20 per month, followed by AAA at $21. The table below breaks down the cheapest options.
| Acuity | $20 | $13 |
| AAA | $21 | $13 |
| GEICO | $21 | $13 |
| Erie | $22 | $12 |
| Progressive | $24 | $9 |
| Western National | $25 | $8 |
| American Family | $26 | $7 |
| West Bend Mutual | $27 | $6 |
| Travelers | $28 | $6 |
| Auto-Owners Insurance Co | $30 | $3 |
| Chubb | $31 | $2 |
Cheapest Car Insurance Companies for Full Coverage in Green Bay
AAA offers the cheapest full coverage car insurance in Green Bay at $41 per month. Below is a list of other providers and their rates.
| AAA | $41 | $37 |
| Acuity | $55 | $23 |
| American Family | $43 | $35 |
| Auto-Owners Insurance Co | $71 | $7 |
| Chubb | $70 | $8 |
| Erie | $59 | $19 |
| GEICO | $49 | $29 |
| IMT Insurance Company | $71 | $7 |
| Nationwide | $72 | $6 |
| Travelers | $51 | $27 |
| West Bend Mutual | $60 | $17 |
Car Insurance Companies in Green Bay
To find the cheapest car insurance in Green Bay, compare quotes from various companies. AAA offers the lowest rate at $368 annually. Acuity is the best cheap provider, with a MoneyGeek score of 92 out of 100. Check the table below for more options to consider.
| Acuity | 92 | $416 |
| Chubb | 85 | $607 |
| West Bend Mutual | 83 | $526 |
| Erie | 81 | $430 |
| American Family | 77 | $412 |
| Western National | 76 | $798 |
| Auto-Owners Insurance Co | 73 | $605 |
| State Farm | 64 | $752 |
| AAA | 63 | $368 |
| GEICO | 63 | $416 |
| Travelers | 62 | $472 |
| Nationwide | 60 | $676 |
| Progressive | 58 | $674 |
| Farmers | 54 | $839 |
| Allstate | 49 | $897 |
| Kemper | 43 | $1,003 |
| Dairyland | No Data | $1,429 |
| IMT Insurance Company | No Data | $632 |
*Rates are for a 40-year-old driver with good credit and no driving violations.
Car Insurance Cost in Green Bay by Age
Middle-aged drivers and younger seniors have the lowest car insurance rates, at $925 per year for 40-year-olds and $915 annually for 65-year-olds. Below, you can compare average rates for ages 16 to 65 in the city.
| 16 | $1,783 | $-213 |
| 17 | $1,689 | $-119 |
| 18 | $1,389 | $181 |
| 19 | $1,288 | $282 |
| 20 | $1,307 | $263 |
| 21 | $1,052 | $517 |
| 22 | $1,019 | $551 |
| 23 | $1,061 | $509 |
| 24 | $1,000 | $570 |
| 25 | $1,227 | $-19 |
| 40 | $925 | $283 |
| 65 | $915 | $293 |
Cheapest Car Insurance for Teens in Green Bay
Nationwide offers the cheapest overall car insurance for teens in Green Bay, with a monthly rate of $66, saving $62 compared to the average state cost. The table below breaks down some of the most affordable providers in the city for the age group.
| Nationwide | $66 | $62 | $155 |
| GEICO | $80 | $48 | $238 |
| Allstate | $98 | $30 | $287 |
| Travelers | $98 | $30 | $207 |
| State Farm | $108 | $20 | $150 |
| Auto-Owners Insurance Co | $131 | $-2 | $144 |
| Farmers | $133 | $-5 | $341 |
| Progressive | $141 | $-13 | $397 |
| Kemper | $298 | $-170 | $413 |
*Rates reflect 16 to 19-year-old drivers with good credit and no driving violations for full coverage policies.
Best Car Insurance Rates for Young Drivers in Green Bay
At $23 per month, GEICO offers the best minimum coverage rate for young drivers in Green Bay. For full coverage, American Family is the most affordable at $52 per month. Check the table below to see which providers offer the cheapest rates for different young driver profiles.
| GEICO | Minimum Coverage | $23 |
| American Family | Full Coverage | $52 |
| American Family | Bad Credit | $42 |
| American Family | Drivers With a DUI | $49 |
| American Family | Drivers With An Accident | $42 |
| American Family | Drivers With a Speeding Ticket | $49 |
Cheapest Car Insurance Companies for Young Drivers in Green Bay
GEICO offers the most affordable auto insurance for young drivers at $40 per month. Other companies like American Family and Travelers also provide competitive rates. The table below shows other companies with competitive rates.
| GEICO | $40 | $34 |
| American Family | $42 | $32 |
| Travelers | $45 | $28 |
| AAA | $49 | $25 |
| Acuity | $52 | $22 |
| Erie | $56 | $18 |
| West Bend Mutual | $63 | $10 |
| Auto-Owners Insurance Co | $66 | $7 |
| Progressive | $67 | $7 |
| Nationwide | $71 | $2 |
*Rates are for 25-year-old drivers with good credit and no driving violations for both minimum and full coverage.
Best Car Insurance Rates for Seniors in Green Bay
Erie and Acuity offer the cheapest car insurance rates, but costs vary based on factors like driving history and credit score. Below is a table showing the most affordable providers for various driver and coverage profiles to better suit your needs.
| Erie | Minimum Coverage | $21 |
| American Family | Full Coverage | $46 |
| Acuity | Bad Credit | $35 |
| American Family | Drivers With a DUI | $45 |
| American Family | Drivers With An Accident | $38 |
| Erie | Drivers With a Speeding Ticket | $39 |
Cheapest Car Insurance Companies for Seniors in Green Bay
GEICO offers the cheapest monthly premium for seniors at $37 for both minimum and full coverage. AAA also has a rate of $37 per month. The table below displays options from top car insurance providers for seniors in Green Bay.
| AAA | $37 | $19 |
| GEICO | $37 | $19 |
| American Family | $38 | $18 |
| Acuity | $38 | $18 |
| Travelers | $40 | $16 |
| Erie | $44 | $12 |
| Progressive | $48 | $8 |
| IMT Insurance Company | $48 | $8 |
| Auto-Owners Insurance Co | $49 | $7 |
| Chubb | $49 | $7 |
| Nationwide | $52 | $4 |
| West Bend Mutual | $54 | $2 |
*Rates are for 65-year-old drivers with good credit and no driving violations for both minimum and full coverage.
Car Insurance Cost for High-Risk Drivers in Green Bay
When looking at high-risk driver profiles, Green Bay offers more affordable car insurance rates than the state average. Minimum coverage is $593 per year, while full coverage is $1,358, lower than the state annual averages of $679 and $1,618, respectively. Drivers with bad credit and DUIs pay the most for insurance, while accidents and speeding tickets have a lesser effect.
| State Average | $679 | $1,618 |
| Green Bay Average | $593 | $1,358 |
DRIVING OFFENSES ONLY AFFECT RATES FOR A LIMITED TIME
Insurers in Green Bay typically consider minor driving incidents — like a not-at-fault accident or speeding ticket — for three to five years. For more serious offenses, such as a DUI, insurers may take them into account for up to ten years. You might need to file an SR-22 or FR-44 to meet your state's minimum coverage requirements.
Cheapest Auto Insurance Rates With a DUI in Green Bay
Western National offers the cheapest minimum coverage for drivers with a DUI at $312 per year. American Family provides the most affordable full coverage policy at $684 annually. Check out the table below for more low-cost coverage options.
| American Family | $35 | $57 |
| Chubb | $35 | $80 |
| Erie | $36 | $94 |
| Progressive | $28 | $95 |
| Western National | $26 | $120 |
*Rates are for a 40-year-old driver with good credit and a DUI.
Cheapest Auto Insurance Rates With an Accident in Green Bay
Western National, American Family and Erie provide the cheapest auto insurance after an at-fault accident in Green Bay. The table below shows providers offering affordable coverage for drivers with an at-fault accident.
| American Family | $30 | $48 |
| Erie | $30 | $79 |
| Chubb | $35 | $80 |
| GEICO | $34 | $87 |
| Western National | $26 | $120 |
*Rates are for a 40-year-old driver with good credit an at-fault accident.
Cheapest Auto Insurance Rates With a Speeding Ticket in Green Bay
Erie is the cheapest car insurance provider for drivers with a speeding ticket in Green Bay, offering minimum coverage at $24 monthly. For full coverage, AAA has the most affordable rate of $62 per month. Check the table below to see how rates from other providers compare for drivers with a speeding ticket.
| AAA | $32 | $62 |
| GEICO | $25 | $63 |
| Erie | $24 | $64 |
| Progressive | $34 | $113 |
| Western National | $26 | $120 |
*Rates are for a 40-year-old driver with good credit and a speeding ticket.
Cheapest Car Insurance for Bad Credit in Green Bay
For drivers with bad credit, most affordable rates for drivers with bad credit are available in Green Bay. Acuity offers $23 for state minimum coverage, while AAA provides $53 for full coverage. See the table below for other affordable options.
| AAA | $28 | $53 |
| Acuity | $23 | $63 |
| Erie | $24 | $64 |
| GEICO | $30 | $76 |
| Western National | $26 | $120 |
*Rates are for a 40-year-old driver with bad credit and no driving violations.
Minimum Car Insurance Requirements in Green Bay, WI
In Wisconsin, each city follows statewide mandates to set car insurance minimums. Here's what your policy needs at a minimum:
- $25,000 for bodily injury liability per person
- $50,000 for bodily injury liability per accident
- $10,000 for property damage liability per accident
- $25,000 uninsured motorist bodily injury per person
- $50,000 uninsured motorist bodily injury per accident
For example, if you're in an accident, state minimum coverage can help pay for injuries and damages up to these limits, ensuring you're financially protected within these boundaries.
Cheap Car Insurance in Green Bay: Bottom Line
Acuity is the cheapest for minimum coverage in Green Bay, with a rate of $20 per month. You'll find affordable car insurance options regardless of your age or credit. Make sure your policy includes liability and uninsured motorist coverage, as required by Wisconsin. By comparing, you can secure affordable rates that comply with the law.
Green Bay Auto Insurance: FAQ
This section offers quick answers to common questions about affordable car insurance options in Green Bay.
What is the cheapest car insurance company in Green Bay, Wisconsin?
Acuity offers the most affordable car insurance in Green Bay, Wisconsin, with rates as low as $20 for state minimum coverage.
What is the best car insurance company in Green Bay, Wisconsin?
Acuity is the best car insurance provider in Green Bay, with an annual premium of $416 for state minimum coverage.
How much does car insurance cost on average in Green Bay?
The average monthly rate for state minimum auto insurance in Green Bay ranges from $35 to $54.
Best Cheap Car Insurance in Green Bay: Our Methodology
MoneyGeek conducted an analysis of Green Bay auto insurance prices using data from the Wisconsin Office of the Commissioner of Insurance and Quadrant Information Services.
Green Bay Driver Profile
To assess the best and most affordable auto insurance options for Green Bay residents, MoneyGeek used the following sample driver profile:
- 40-year-old male
- Clean driving history
- 2012 Toyota Camry LE
- 12,000 miles driven per year
By altering variables such as age, driving records, and military status, MoneyGeek also found the top insurers for different types of drivers.
Coverage Levels in Green Bay
In assessing the car insurance quotes for Green Bay, we gathered data for both minimum and full coverage policies, ensuring each insurer conformed to Wisconsin's mandated liability insurance parameters:
- $25,000 for bodily injury liability per person
- $50,000 for bodily injury liability per accident
- $10,000 for property damage liability per accident
- $25,000 uninsured motorist bodily injury per person
- $50,000 uninsured motorist bodily injury per accident
To assess rates for full coverage policies, MoneyGeek upped the coverage amounts to these limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability
- Comprehensive and collision coverage with a deductible of $1,000
MoneyGeek’s Scoring System
MoneyGeek scored insurers on a scale of zero to 100, factoring in customer satisfaction, cost-effectiveness, claims management, coverage options and financial stability.
Insurers received scores as indicated below, with a total possible score of 100 points:
- General customer satisfaction (up to 35 points)
- Affordability (up to 30 points)
- Claims experience (up to 20 points)
- Essential coverages (up to 10 points)
- Financial stability (up to five points)
MoneyGeek’s Sources
To gauge rates and assess the best service experiences among Wisconsin providers, MoneyGeek utilized six sources:
- Quadrant Information Services provided actual policy quotes in Green Bay
- J.D. Power's studies and the NAIC index contributed to the assessment of customer service
- Claims experience metrics came from J.D. Power and the CRASH Network’s report card
- AM Best and Demotech offered financial stability insights through their ratings
MoneyGeek gathered 50,284 quotes for the average driver across various ages, driving a Toyota Camry with a clean record, barring specific exceptions. Our study evaluated 14 insurance companies in Green Bay.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.