Cheapest and Best Car Insurance in Green Bay, WI (2024)


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Updated: May 20, 2024

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The best car insurance company depends on your needs and background. Erie is the most affordable option for minimum coverage. GEICO is the cheapest for a full coverage policy and drivers with tickets. State Farm is the cheapest for drivers with DUIs, and American Family is the most affordable for drivers with accidents. Teens will find the cheapest rates from Nationwide. For excellent service, Acuity is the best. USAA is the cheapest for military families.

MoneyGeek Logo IconCheapest + BestCar InsuranceGreen Bay
2024

Cheapest and Best Car Insurance in Green Bay

Why Trust MoneyGeek? The car insurance rates that MoneyGeek included in this study were gathered after analyzing data and information from the Wisconsin Department of Insurance and Quadrant Information Services.

44,496Quotes Analyzed
 
19Companies Compared

Cheapest Minimum Liability Car Insurance in Green Bay

The following car insurance providers are the cheapest options for minimum coverage in Green Bay:

  • Erie: $204 per year
  • Nationwide: $230 per year

Dairyland is the most expensive company, charging an average of $882 per year. As of October 2022, the cheapest auto insurance company in Wisconsin is Erie, which charges an average of $239 per year. This is slightly more than what Erie charges in Green Bay, showing that your location can affect your car insurance rates.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Minimum Coverage
ErieAnnual Premium$204Monthly Premium$17
NationwideAnnual Premium$230Monthly Premium$19
GEICOAnnual Premium$234Monthly Premium$19
State FarmAnnual Premium$241Monthly Premium$20
Auto-Owners Insurance CoAnnual Premium$264Monthly Premium$22
West Bend MutualAnnual Premium$312Monthly Premium$26
ProgressiveAnnual Premium$313Monthly Premium$26
Western NationalAnnual Premium$324Monthly Premium$27

Drivers in Wisconsin opting for minimum coverage will only get bodily injury liability, property damage liability and uninsured motorist coverage. The state’s minimum coverage limits are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $10,000 property damage liability per accident
  • $25,000 uninsured motorist coverage per person
  • $50,000 uninsured motorist coverage per accident

These limits represent the total amount the insurer will cover. For instance, the state’s bodily injury coverage limits mean that the insurer will pay a maximum of $25,000 for medical injuries of each passenger, up to $50,000 per accident. If the medical costs of an accident you cause exceed these limits, you’ll need to pay for them out of your own pocket.

Cheapest Full Coverage Car Insurance in Green Bay

The most affordable car insurance companies for full coverage in Green Bay are:

  • GEICO: $481 per year
  • Nationwide: $509 per year

Dairyland offers the most expensive full coverage policies, costing an average of $2,118 per year. As of October 2022, GEICO also is the cheapest full coverage car insurance company in Wisconsin, charging an average of $567 per year. This is more expensive than the cost in Green Bay, demonstrating that your location influences your car insurance rates.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
GEICOAnnual Premium$481Monthly Premium$40
NationwideAnnual Premium$509Monthly Premium$42
State FarmAnnual Premium$571Monthly Premium$48
ErieAnnual Premium$600Monthly Premium$50
Auto-Owners Insurance CoAnnual Premium$606Monthly Premium$51
TravelersAnnual Premium$648Monthly Premium$54
American FamilyAnnual Premium$664Monthly Premium$55
West Bend MutualAnnual Premium$719Monthly Premium$60

When you purchase full coverage car insurance, you will get comprehensive and collision coverage.

  • Collision Insurance: This covers vehicle damages due to at-fault accidents and helps you repair or replace your vehicle.
  • Comprehensive Insurance: This will pay for the repair or replacement of your vehicle if it’s damaged in a non-accident incident like theft, vandalism and natural weather events.

It might not be worth getting full coverage for an older vehicle since the policy may cost more than the vehicle’s value.

Cheapest Car Insurance in Green Bay After a Driving Offense

MoneyGeek found that the following car insurance providers will be the most suitable for drivers with these violations:

  • Speeding ticket: GEICO ($598 per year)
  • At-fault accident: American Family ($664 per year)
  • DUI: State Farm ($621 per year)

Dairyland is the most expensive insurer for various driving violations, charging an average of $3,466 per year for accidents, $2,714 per year for a DUI and $3,191 per year for a speeding ticket.

Bad driving records can greatly impact your rates. The cheapest company rates for poor records will still be more expensive than the most affordable rates for safe drivers.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
Incident:
Incident:Speeding
GEICOAnnual Premium$598Monthly Premium$50
ErieAnnual Premium$600Monthly Premium$50
State FarmAnnual Premium$621Monthly Premium$52
Auto-Owners Insurance CoAnnual Premium$673Monthly Premium$56
NationwideAnnual Premium$684Monthly Premium$57
American FamilyAnnual Premium$782Monthly Premium$65
TravelersAnnual Premium$882Monthly Premium$74
IMT Insurance CompanyAnnual Premium$883Monthly Premium$74

Premiums usually increase more for severe violations. MoneyGeek found that a Green Bay driver with a speeding ticket will pay an average of $198 more than a driver with no violations, while a driver with a DUI will pay around $391 more. By shopping around, drivers can still find the cheapest car insurance for poor driving records.

Cheapest Car Insurance in Green Bay for Teens and Their Families

MoneyGeek found that the following companies offer the cheapest car insurance for teen drivers on a family policy:

  • Nationwide: $791 per year for female teens; $864 per year for male teens
  • GEICO: $1,085 per year for female teens; $1,163 per year for male teens

Kemper is Green Bay’s most expensive insurance provider for teens, charging an average of $3,994 per year for females and $4,934 per year for males. As demonstrated by the $73 price difference charged by the cheapest insurer, providers may charge higher rates to insure male teens due to increased risk. This difference usually subsides in early adulthood.

Data filtered by:Results filtered by:
Age:
Age:16
Gender:
Gender:Female
NationwideFamily Plan Annual Premium$791Individual Plan Monthly Premium$3,258
GEICOFamily Plan Annual Premium$1,085Individual Plan Monthly Premium$8,761
TravelersFamily Plan Annual Premium$1,229Individual Plan Monthly Premium$4,598
State FarmFamily Plan Annual Premium$1,263Individual Plan Monthly Premium$6,495
AllstateFamily Plan Annual Premium$1,523Individual Plan Monthly Premium$10,866
Auto-Owners Insurance CoFamily Plan Annual Premium$1,595Individual Plan Monthly Premium$4,899
ProgressiveFamily Plan Annual Premium$1,702Individual Plan Monthly Premium$10,093
FarmersFamily Plan Annual Premium$1,732Individual Plan Monthly Premium$8,909

If you buy a personal policy as a teen driver, you may have to pay higher rates. Based on MoneyGeek’s data, a 16-year-old male driver in Green Bay pays an average of $3,203 more per year for their own policy vs. being included on their parent’s plan. You can shop around and compare rates to find the cheapest car insurance for teens.

Cheapest Car Insurance in Green Bay for Military Drivers

The cheapest car insurance companies for active-duty soldiers or veterans are:

  • USAA: $459 per year
  • GEICO: $481 per year

The most affordable minimum coverage insurers providing cheap military car insurance are USAA (around $364 per year) and GEICO (around $369 per year).

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:
Coverage:Full Coverage
USAAAnnual Premium$459Monthly Premium$38
GEICOAnnual Premium$481Monthly Premium$40
NationwideAnnual Premium$509Monthly Premium$42
State FarmAnnual Premium$571Monthly Premium$48
ErieAnnual Premium$600Monthly Premium$50
Auto-Owners Insurance CoAnnual Premium$606Monthly Premium$51
TravelersAnnual Premium$648Monthly Premium$54
American FamilyAnnual Premium$664Monthly Premium$55

How to Compare Cheap Green Bay Car Insurance Quotes Online

The process of getting an online quote in Green Bay will require you to enter a lot of personal information and may take 15 minutes or more per insurer. To save time and effort, you can use MoneyGeek’s car insurance calculator. This gives you an estimate of your car insurance costs depending on factors like age, desired coverage level, driving history and vehicle type.

Car Insurance Calculator

MoneyGeeks's car insurance calculator will give you a customized estimate of your auto insurance cost. It's free to use, requires no personal information and we won't send you any spam.

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Rates updated:

Jul 22, 2024

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Best Car Insurance in Green Bay: Summary

The best car insurance company will fit your needs and profile. MoneyGeek found that the following companies offer the best car insurance in Green Bay:

  • Best overall: Acuity (MoneyGeek score of 83 out of 100)
  • Best for service: Acuity (MoneyGeek score of 78 out of 100)
  • Best cheap: Erie (MoneyGeek score of 84 out of 100)

MoneyGeek scores may change as factors might be weighted differently in each category. Acuity is also the best car insurance company in Wisconsin.

USAA is the top option for military drivers, with a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Green Bay

Based on MoneyGeek’s analysis, the following companies are the best options for car insurance in Green Bay:

  • Acuity: MoneyGeek score of 83 out of 100 ($912 per year)
  • Erie: MoneyGeek score of 81 out of 100 ($600 per year)

Acuity ranked highly for customer satisfaction and available coverage. These scores show that the company offers good customer support and handles customer complaints well.

USAA is the best option for military families. The company received a MoneyGeek score of 85 out of 100.

Acuity

pros

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Ranked highly for customer satisfaction

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Good score for available coverages

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Offers full glass coverage, rental car or travel reimbursement and roadside assistance

cons

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Doesn’t provide accident forgiveness coverage

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Lower score in affordability

COMPANY HIGHLIGHTS

Acuity has high scores for customer satisfaction and available coverage options. It provides many rare and common coverages, including full glass coverage, roadside assistance and rental car or travel reimbursement.

Full glass coverage can help you in the event of damage to your vehicle’s windshield or windows. It waives your comprehensive deductible if you need to replace or repair these items. You can add roadside assistance to your policy to get help in case your vehicle breaks down. This coverage will cover the cost of towing and labor.

The company also offers rental car or travel reimbursement coverage that can help you pay for a rental car, bus fares, taxi costs or other transportation expenses when you can’t drive your vehicle due to a covered loss.

Best Car Insurance in Green Bay for Customer Service

Setting costs aside, the following insurance companies offer the best customer service in Green Bay:

  • Acuity: MoneyGeek score of 78 out of 100 ($912 per year)
  • Chubb: MoneyGeek score of 76 out of 100 ($1,054 per year)

Acuity ranked second-highest for claims management and customer satisfaction, but you will pay a higher price for good service with this company since it offers more expensive policies compared to other insurers.

Acuity

pros

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High score for claims management

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Good customer satisfaction rating

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Offers full glass coverage, new car replacement and gap insurance

cons

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Doesn’t provide deductible modification

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More expensive than other insurers

COMPANY HIGHLIGHTS

In addition to ranking highly for claims management and customer satisfaction, Acuity offers policyholders various rare and common coverages.

You can add full glass coverage to your policy with this company. This coverage can help you avoid paying the deductible in case you need to repair or replace your vehicle’s windows and windshield.

Gap insurance coverage will pay the difference between your car’s value and the remaining loan amount if you total it due to an accident. The company also offers new car replacement coverage that will pay for a brand-new vehicle of the same make and model if you destroy yours in an accident.

Acuity’s high customer satisfaction scores are based on the J.D. Power study and customer complaint index. Its ranking shows that its customers have few complaints about the provider’s service.

Best Cheap Car Insurance Companies in Green Bay

MoneyGeek analyzed various minimum coverage policies in Wisconsin and found the following insurers offering the best cheap car insurance in Green Bay:

  • Erie: MoneyGeek score of 84 out of 100 ($204 per year)
  • Acuity: MoneyGeek score of 82 out of 100 ($347 per year)

Purchasing minimum coverage is typically not expensive, but you should know that it won’t offer you sufficient liability coverage or protect you against the cost of vehicle damage in an accident.

Erie

pros

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An affordable minimum coverage policy costs an average of $204 per year

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Offers safe driving, bundling and automatic payment discount

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High score for affordability

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Excellent score for customer satisfaction

cons

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Scored poorly for available coverages

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Doesn’t offer good student or paperless discounts

COMPANY HIGHLIGHTS

Erie’s policies are the cheapest among its competitors in Green Bay, making it the best option for affordable minimum coverage policies. Since it also ranks high for satisfaction, you won’t have to worry about having a difficult time dealing with the company when you have questions or concerns.

The company provides various ways to lower your premiums through common and rare discounts. You can earn a discount on your policy for being an accident-free driver. You might also qualify for a discount by getting multiple types of policies with the company. There’s also a rare discount for setting up automatic payments, which comes with the added benefit of knowing you’ll never miss a payment.

Besides these discounts, you can also lower your insurance costs if you have daytime-running lights installed in your vehicle or an electronic tracking device.

Read MoneyGeek's Erie Auto Insurance Review

Average Cost of Car Insurance in Green Bay

The average cost of car insurance in Green Bay is $790 per year for a full coverage policy, which is $212 less than the average cost of car insurance in Wisconsin and $475 less than the national average. The policyholder’s location greatly affects car insurance costs.

These rates are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.