Best Life Insurance in Hialeah, FL (August 2024)


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Updated: October 4, 2024

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Based on MoneyGeek scores, Protective offers the best life insurance for both men and women in Hialeah, Florida. For men, Protective has a MoneyGeek score of 92 with a monthly premium of $21. For women, the company also scores 92 with a monthly premium of $16.

When deciding on life insurance, consider various factors such as affordability, customer satisfaction and financial stability. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Hialeah, Florida.

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Coverage costs and company information for life insurance providers were updated in August 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceHialeah, FL
2024

Best Life Insurance Companies in Hialeah

Overall Best Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Hialeah for both men and women, with a MoneyGeek score of 92 out of 100 and an average monthly premium of $21 for men and $16 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $21 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $26 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $16 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $20 per month for women

Protective stands out due to its high MoneyGeek score, which reflects a balance of affordability, customer satisfaction and financial stability.

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MoneyGeek Top Pick
Protective

In Hialeah, Protective stands out as the premier choice for life insurance for both men and women, boasting a MoneyGeek score of 92. For women, the monthly premium is $16, while men can expect to pay $21. This company's exemplary customer satisfaction and affordability make it a reliable option for life insurance seekers in the area.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

Protective is the best term life insurance provider in Hialeah for both men and women, with a MoneyGeek score of 92 and 91, respectively,

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $10 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $11 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 91 out of 100 at $8 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $9 per month for women

Term life insurance provides coverage for a predetermined period, making it a straightforward and often more affordable option compared to whole life insurance. For example, a parent might purchase a 20-year term policy to ensure financial stability for their children until they become adults.

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MoneyGeek Top Pick
Protective

Protective is the best provider of term life insurance in Hialeah. It has a MoneyGeek score of 92 for men and 91 for women. and average monthly premiums of $10 for men and 91 with monthly premiums of $8 for women, and average monthly premiums of $10 for men and $8 for women.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

The Protective company emerges as the provider of the best whole life insurance in Hialeah, with a MoneyGeek score of 91 for men and 92 for women. This score reflects the insurer's commitment to customer satisfaction, affordability, and financial stability, which are key factors for individuals considering a whole life insurance policy.

Top whole life companies for men in Hialeah:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Hialeah:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy designed to last a lifetime, unlike term life insurance which only covers a specific period.

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MoneyGeek Top Pick
Protective

Protective is the top choice for whole life insurance in Hialeah for both men and women, with an overall MoneyGeek score of 92 for women and 91 for men. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Strong financial stability

Cons:

  • Less convenient buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

In Hialeah, Protective stands out with the universal life insurance for both men and women, boasting a MoneyGeek score of 91. This score reflects the company's commitment to affordability, customer satisfaction, and financial stability, making it a solid choice for individuals seeking reliable coverage.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance offers flexible premiums and the potential for cash value growth, making it a versatile option.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier provider of universal life insurance in Hialeah, earning the top MoneyGeek score of 91 for both men and women. This reflects the company's commitment to excellence across key metrics important to consumers. Here are the pros and cons of choosing Protective for your life insurance needs in Hialeah:

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

For those seeking life insurance without a medical exam in Hialeah, Protective stands out with a MoneyGeek score of 91 for both men and women. This high score indicates that Protective is a reliable choice for individuals prioritizing coverage without the need for a medical examination.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam insurance allows individuals to obtain a policy without undergoing a health assessment, which can be ideal for those with health concerns or who need coverage promptly.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for no-medical-exam life insurance in Hialeah, serving both men and women with an outstanding MoneyGeek Score of 91. Their commitment to customer satisfaction and affordability, backed by robust financial stability, makes them a reliable option for insurance seekers.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve
  • More product variety needed

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Hialeah, FL

How was this MoneyGeek score calculated?

For older men seeking the best term life insurance for seniors, Protective is at the top. Women pay an average premium of $35 and men pay an average of $42.

Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Protective stands out due to its strong performance across affordability for seniors.

Best Term Life Insurance for Seniors in Hialeah
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$42MG Score out of 10091
2CompanyMutual of OmahaPremium$45MG Score out of 10091
3CompanyNationwidePremium$43MG Score out of 10090
4CompanyAllstatePremium$37MG Score out of 10089
5CompanyAAAPremium$53MG Score out of 10088
6CompanyTransamericaPremium$43MG Score out of 10087
7CompanyPrudentialPremium$56MG Score out of 10085
8CompanyState FarmPremium$73MG Score out of 10084
9CompanyHavenPremium$84MG Score out of 10082

Best Term Life Insurance for Smokers in Hialeah, FL

How was this MoneyGeek score calculated?

For smokers in Hialeah seeking term life insurance, Mutual of Omaha stands out with the highest MoneyGeek score of 90 for both men and women. Men can expect a monthly premium of $28, while women are looking at $22.

The best term life insurance for smokers takes into account the higher risk associated with smoking, which typically leads to increased premiums. Mutual of Omaha's top score reflects a combination of affordability, comprehensive coverage, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Hialeah
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$28MG Score out of 10091
2CompanyNationwidePremium$32MG Score out of 10089
3CompanyAAAPremium$30MG Score out of 10089
4CompanyTransamericaPremium$24MG Score out of 10088
5CompanyProtectivePremium$40MG Score out of 10088
6CompanyPrudentialPremium$26MG Score out of 10087
7CompanyState FarmPremium$37MG Score out of 10086
8CompanyAllstatePremium$37MG Score out of 10085
9CompanyHavenPremium$49MG Score out of 10082

Best Term Life Insurance for Young Adults in Hialeah, FL

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Hialeah, Protective stands out for both men and women with a MoneyGeek score of 92 and a monthly premium of $5 for women and $6 for men.

Age is a crucial factor in determining life insurance premiums. Younger adults typically benefit from lower premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong affordability, excellent customer satisfaction and solid financial stability. This makes it an ideal choice for young adults in Hialeah looking for reliable term life insurance.

Best Term Life Insurance for Young Adults in Hialeah
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$6MG Score out of 10092
2CompanyMutual of OmahaPremium$7MG Score out of 10091
3CompanyNationwidePremium$7MG Score out of 10090
4CompanyAAAPremium$8MG Score out of 10089
5CompanyAllstatePremium$6MG Score out of 10089
6CompanyTransamericaPremium$6MG Score out of 10088
7CompanyState FarmPremium$12MG Score out of 10086
8CompanyHavenPremium$9MG Score out of 10086
9CompanyPrudentialPremium$11MG Score out of 10085
10CompanyBestowPremium$18MG Score out of 10083

Best Cheap Term Life Insurance in Hialeah, FL

How was this MoneyGeek score calculated?

In Hialeah, Protective offers the best cheap term life insurance for both men and women with a MoneyGeek Score of 92 for men and 91 for women. The monthly premium is approximately $10 for men and $8 for women.

Protective has the highest MoneyGeek score due to its strong affordability, customer satisfaction, and financial stability. This makes it an excellent choice for those seeking the best cheap term life insurance in Hialeah.

Best Cheap Term Life Insurance in Hialeah
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$10MG Score out of 10092
2CompanyAllstatePremium$9MG Score out of 10091
3CompanyNationwidePremium$11MG Score out of 10091
4CompanyMutual of OmahaPremium$11MG Score out of 10090
5CompanyTransamericaPremium$10MG Score out of 10090
6CompanyAAAPremium$12MG Score out of 10088
7CompanyHavenPremium$15MG Score out of 10083
8CompanyState FarmPremium$19MG Score out of 10082
9CompanyPrudentialPremium$17MG Score out of 10082

Average Cost of Term Life Insurance in Hialeah, FL

The average monthly premium for term life insurance in Hialeah is $15 for women and $20 for men. Several factors affect life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage. Each of these elements can influence the cost of your policy.

In Hialeah, the cost of life insurance may be higher or lower compared to the rest of Florida for various reasons. Local demographic factors, such as age distribution and health statistics, can play a role. Economic conditions in the area might also impact premium rates.

FAQ About Life Insurance in Hialeah, FL

What company has the best life insurance in Hialeah for men?
What is the monthly premium cost for the best life insurance for men in Hialeah?
What company has the best life insurance in Hialeah for women?
What is the monthly premium cost for the best life insurance for women in Hialeah?
Is there anything different about life insurance in Hialeah compared to the rest of Florida?
What happens to your life insurance if a company goes bankrupt in Hialeah?
Why might Hialeah residents need life insurance?
How do you find a lost life insurance policy in Hialeah?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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