For men, Nationwide leads with the top MoneyGeek score of 97 and a monthly premium cost of $12. For women, Nationwide also takes the lead with a MoneyGeek score of 96 and a monthly premium of $12. Deciding on life insurance requires weighing various factors to find the best policy.
Best Life Insurance in New Hampshire (May 2024)
Updated: July 27, 2024
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BestLife InsuranceNew HampshireBest Life Insurance Companies in New Hampshire
Best Term Life Insurance in New Hampshire - Nationwide
Best Whole Life Insurance in New Hampshire - State Farm
Best Universal Life Insurance in New Hampshire - Nationwide
Best No-Medical-Exam Life Insurance in New Hampshire - Nationwide
Best Cheap Term Life Insurance in New Hampshire - Mutual of Omaha
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in New Hampshire.
Coverage costs and company information for life insurance providers were updated in May 2024.
1,488Quotes Analyzed
14Companies Compared
50ZIP Codes
Best Life Insurance in New Hampshire: Summary
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Category:Best Life Insurance Overall
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Gender:M
| Nationwide | Rank1 | MoneyGeek Score97 |
| GEICO | Rank2 | MoneyGeek Score96 |
| Mutual of Omaha | Rank3 | MoneyGeek Score96 |
| Protective | Rank4 | MoneyGeek Score95 |
| Allstate | Rank5 | MoneyGeek Score94 |
Overall Best Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in New Hampshire:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide offers the best life insurance in New Hampshire for both men and women, with a MoneyGeek score of 97 and 96, respectively, and a monthly premium of $12.
Top providers with the highest MoneyGeek scores:
- Nationwide: MoneyGeek score of 97 out of 100 ($12 per month for men; $12 per month for women)
- GEICO: MoneyGeek score of 96 out of 100 ($11 per month for men; $11 per month for women)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for men; $11 per month for women)
Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the premier choice for the best life insurance in New Hampshire for men, with the highest overall MoneyGeek score of 97 and monthly premiums costing approximately $12, Nationwide provides a perfect blend of affordability, customer satisfaction and diverse product options.
Pros:
- Exceptional customer service quality
- High affordability rating
- Diverse range of insurance products
Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the top-notch choice for the best life insurance in New Hampshire for women, with a MoneyGeek Score of 96 and a monthly premium of $12. It's an exemplary carrier ensuring financial security at an affordable price.
Pros:
- High satisfaction
- Reasonable and affordable premiums
- Wide range of insurance products
Best Term Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in New Hampshire:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
For women, Nationwide leads with a MoneyGeek score of 97 and a monthly premium of $9. Mutual of Omaha stands out as the provider with the best term life insurance in New Hampshire for men, offering policies with a MoneyGeek score of 97 out of 100 and a monthly premium cost of $8.
Top three highest MoneyGeek scores for term life insurance:
- Nationwide: MoneyGeek score of 97 out of 100 ($11 per month for men; $9 per month for women)
- Mutual of Omaha: MoneyGeek score of 97 out of 100 ($8 per month for men; $8 per month for women)
- GEICO: MoneyGeek score of 96 out of 100 ($9 per month for men; $9 per month for women)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Selecting the best term life insurance provider in New Hampshire requires balancing quality service with affordable pricing. Nationwide stands out from the competition with an exceptional MoneyGeek score of 97. Nationwide's monthly premium is approximately $9, making it the top choice for both men and women seeking reliable term life insurance.
Pros:
- High customer satisfaction
- Competitive pricing enhances its affordability
- Diverse product offerings cater to a wide range of needs
Best Whole Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in California:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm has the distinction of offering the best whole life insurance in New Hampshire for both men and women. The MoneyGeek score for State Farm is 99 out of 100 for both genders.
When assessing the best whole life insurance providers based on MoneyGeek scores, the top three companies are:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
State Farm stands out as the best choice for whole life insurance in New Hampshire for men and women, with an overall MoneyGeek score of 99. The company is known for its commitment to customer satisfaction and a diverse range of insurance products.
Pros:
- High customer satisfaction
- Diverse product options
- Strong financial stability
Cons:
- The purchasing process is less competitive
Compare Life Insurance Rates
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
Best Universal Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in California:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide delivers the best universal life insurance in New Hampshire for both men and women, with an impressive MoneyGeek score of 99. When considering the best universal life insurance options, the scores tell a compelling story.
Here are the top three providers that excel in offering reliable coverage:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide offers the best universal life insurance in New Hampshire for both men and women, with an overall MoneyGeek score of 99. As the top performer, Nationwide stands out for its balance of quality service, robust product options and financial reliability, ensuring comprehensive, stable coverage.
Pros:
- Exceptional customer contentment
- Highly competitive pricing
- Wide variety of insurance products
Best No-Medical-Exam Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in California:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no medical life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
The Nationwide offers the best no-medical-exam life insurance in New Hampshire for both men and women, with a MoneyGeek score of 99.
Top 3 highest MoneyGeek scores:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the leading provider of no-medical-exam life insurance in New Hampshire, catering to both men and women with premium service and reliability. With a stellar MoneyGeek score of 99, it is a premier choice for those seeking comprehensive coverage without the hassle of a medical exam.
Pros:
- High satisfaction in customer service
- Competitive pricing structure
- A broad range of insurance products
Best Term Life Insurance for Seniors in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in California:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide is the top provider for the best term life insurance for seniors in New Hampshire for both men and women, with an impressive MoneyGeek score of 98. The company offers insurance at an affordable monthly premium of $40 for men and $35 for women. Nationwide has a perfect customer satisfaction score and high marks in diversity, process and stability, highlighting their commitment to comprehensive and reliable service for seniors.
Best Term Life Insurance for Seniors in California
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| Nationwide | Rank1 | Monthly Premium$40 | MoneyGeek Score98 |
| Mutual of Omaha | Rank2 | Monthly Premium$36 | MoneyGeek Score97 |
| GEICO | Rank3 | Monthly Premium$38 | MoneyGeek Score96 |
| Protective | Rank4 | Monthly Premium$38 | MoneyGeek Score95 |
| Prudential | Rank5 | Monthly Premium$40 | MoneyGeek Score94 |
Best Term Life Insurance for Smokers in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in California for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect an active smoker for a more accurate estimate.
GEICO offers the best term life insurance for smokers in New Hampshire, with an impressive MoneyGeek score of 96 for men and 93 for women. Their monthly premiums are an affordable $38 for men and $39 for women, striking a balance between cost and quality. GEICO excels, particularly in customer satisfaction and affordability, which are major contributors to its top MoneyGeek score.
Best Term Life Insurance for Smokers in California
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| GEICO | Rank1 | Monthly Premium$38 | MoneyGeek Score96 |
| Mutual of Omaha | Rank2 | Monthly Premium$42 | MoneyGeek Score96 |
| Prudential | Rank3 | Monthly Premium$37 | MoneyGeek Score95 |
| Nationwide | Rank4 | Monthly Premium$54 | MoneyGeek Score94 |
| State Farm | Rank5 | Monthly Premium$56 | MoneyGeek Score94 |
Best Term Life Insurance for Young Adults in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in California for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide is the top provider of the best term life insurance for young adults in New Hampshire, both men and women. With a MoneyGeek score of 98 for men and 98 for women and monthly premium costs of $7 for men and $6 for women, Nationwide offers exceptional value. The company's high ratings across satisfaction, affordability, diversity, process and stability are the biggest contributors to its top MoneyGeek score.
Best Term Life Insurance for Young Adults in California
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Sex:M
| Nationwide | Rank1 | Monthly Premium$7 | MoneyGeek Score98 |
| Mutual of Omaha | Rank2 | Monthly Premium$5 | MoneyGeek Score97 |
| GEICO | Rank3 | Monthly Premium$5 | MoneyGeek Score96 |
| State Farm | Rank4 | Monthly Premium$12 | MoneyGeek Score96 |
| Protective | Rank5 | Monthly Premium$5 | MoneyGeek Score96 |
Best Cheap Term Life Insurance in New Hampshire
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in California:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Mutual of Omaha is the leading provider of the best cheap term life insurance in New Hampshire for both men and women. Mutual of Omaha has a MoneyGeek score of 98, and the monthly premiums are estimated at $8 for both men and women. The company stands out for its ability to offer competitive rates without compromising on customer satisfaction or financial stability.
Best Cheap Term Life Insurance in California
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Gender:
Gender:M
| Mutual of Omaha | Monthly Premium$8 | MoneyGeek Score98 |
| Allstate | Monthly Premium$8 | MoneyGeek Score97 |
| Nationwide | Monthly Premium$11 | MoneyGeek Score96 |
| Protective | Monthly Premium$8 | MoneyGeek Score96 |
| GEICO | Monthly Premium$9 | MoneyGeek Score96 |
Average Cost of Term Life Insurance in New Hampshire
With average monthly premiums of $43 for women and $52 for men, residents in New Hampshire must consider several variables affecting the average cost of life insurance. Factors such as age, health, occupation, lifestyle and coverage amount play pivotal roles in determining premiums.
FAQ: Life Insurance in New Hampshire
What is the best life insurance in New Hampshire for men?
For men seeking the best life insurance in New Hampshire, Nationwide the highest MoneyGeek score.
How much is life insurance in New Hampshire for men?
The cost of life insurance for men in New Hampshire can vary based on age, health and coverage amount. However, for top-rated life insurance, from Nationwide, the highest MoneyGeek score, men can expect an average monthly premium of around $12.
What is the best life insurance in New Hampshire for women?
The top-ranked life insurance for women in New Hampshire is offered by Nationwide.
How much is life insurance in New Hampshire for women?
The cost of life insurance for women in New Hampshire is influenced by age, health and coverage amount. Nationwide provides the best policy at an average monthly premium of $12.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
sources
- New Hampshire Insurance Department. "Legal Information." Accessed May 13, 2024.