Best Life Insurance in Montana (May 2024)


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ByMark Fitzpatrick
Edited byLukas Velunta
ByMark Fitzpatrick
Edited byLukas Velunta

Updated: June 23, 2024

Advertising & Editorial Disclosure

In Montana, for men, GEICO is the top life insurance provider with a MoneyGeek score of 97 and a monthly premium of $15. For women, GEICO is also the best, with a MoneyGeek Score of 96 and the same monthly cost. The optimal policy can vary based on personal circumstances.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Montana.

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Coverage costs and company information for life insurance providers were updated in March 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Montana: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
GEICORank1MoneyGeek Score97
NationwideRank2MoneyGeek Score96
ProtectiveRank3MoneyGeek Score95
AllstateRank4MoneyGeek Score94
Mutual of OmahaRank5MoneyGeek Score94

Overall Best Life Insurance in Montana

How was this MoneyGeek score calculated?

GEICO is the best life insurance provider in Montana, with a MoneyGeek score of 96 for men and 96 for women. The approximate monthly premium for its life insurance policy is $15 per month regardless of gender.

The top life insurance options in Montana are:

  • GEICO: MoneyGeek score of 96 out of 100 ($15 per month for both men and women)
  • Nationwide: MoneyGeek score of 96 out of 100 ($21 per month for women; $19 per month for men)
  • Protective: MoneyGeek score of 95 out of 100 ($13 per month for women; $15 per month for men)

Overall Best for Men: GEICO

COMPANY HIGHLIGHTS

GEICO offers the best life insurance in Montana for men, with a MoneyGeek score of 97 and a monthly premium of $15 . Its combination of excellent customer satisfaction, affordability and financial stability makes it a leading option for life insurance.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Strong financial stability

Cons:

  • Limited product diversity
  • Potentially complicated buying process

Overall Best for Women: GEICO

COMPANY HIGHLIGHTS

The best life insurance in Montana for women is provided by GEICO, with a MoneyGeek score of 96. It offers an affordable monthly premium of $15.

Pros:

  • High customer satisfaction
  • Very affordable premiums
  • Financially stable company

Cons:

  • Limited product options

Best Term Life Insurance in Montana

How was this MoneyGeek score calculated?

GEICO provides the best term life insurance in Montana, with a MoneyGeek score of 97 and an affordable monthly premium of $11.

The top three term life insurance companies in Montana are:

  • GEICO: MoneyGeek score of 97 out of 100 ($11 per month for women and men)
  • Nationwide: MoneyGeek score of 96 out of 100 ($16 per month for women; $15 per month for men)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for women; $13 per month for men)

Best Term Life Insurance in Montana

COMPANY HIGHLIGHTS

GEICO offers the best term life insurance in Montana. Given its MoneyGeek score of 97 and a highly affordable monthly premium of $11, GEICO demonstrates outstanding overall value.

Pros:

  • High customer satisfaction ratings
  • Exceptional premium affordability
  • Notable financial stability

Cons:

  • Limited product diversity
  • Potentially complicated buying process

Best Whole Life Insurance in Montana

How was this MoneyGeek score calculated?

State Farm provides the best whole life insurance in Montana, with a MoneyGeek score of 99. The top companies with the highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the best choice for whole life insurance in Montana, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Streamlined and user-friendly purchasing process
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Best Universal Life Insurance in Montana

How was this MoneyGeek score calculated?

Nationwide provides the best universal life insurance in Montana, with a MoneyGeek score of 99. Nationwide has demonstrated competitive performance across a variety of metrics, offering delivering service and value to its policyholders.

The top three companies are as follows:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

With a MoneyGeek score of 99, Nationwide offers the best universal life insurance in Montana, providing excellent value and comprehensive coverage options.

Pros:

  • Exceptional customer satisfaction
  • Diverse product offeringsa

Best No-Medical-Exam Life Insurance in Montana

How was this MoneyGeek score calculated?

Nationwide provides best no-medical-exam life insurance in Montana. With a MoneyGeek score of 99 out of 100, Nationwide stands out for its commitment to customer satisfaction and financial stability.

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a MoneyGeek score of 99, provides the best no-medical-exam life insurance in Montana. It offers robust coverage options, an efficient purchasing experience and remarkable customer satisfaction.

Pros:

  • Exemplary customer satisfaction
  • Extensive range of insurance products
  • Seamless purchasing process

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Montana

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for seniors in Montana, earning the highest MoneyGeek score for both men (97) and women (96) with monthly premiums of $53 and $58, respectively. Nationwide's perfect satisfaction score and high marks in product diversity and purchasing process contribute to its top position. Its commitment to a diverse offering and excellent customer service makes them a good choice for seniors looking for reliable life insurance options.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$53MoneyGeek Score97
GEICORank2Monthly Premium$44MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$55MoneyGeek Score96
ProtectiveRank4Monthly Premium$52MoneyGeek Score94
AllstateRank5Monthly Premium$44MoneyGeek Score94

Best Term Life Insurance for Smokers in Montana

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for smokers, securing the top position for women with a MoneyGeek score of 97. GEICO takes the lead for men with a MoneyGeek score of 96. Women enjoy a monthly premium of $27, and men pay a slightly higher premium at $28. These two providers have demonstrated excellence across various parameters, with strong showings in customer satisfaction and affordability.

Data filtered by:Results filtered by:
Sex:
Sex:M
GEICORank1Monthly Premium$28MoneyGeek Score96
Mutual of OmahaRank2Monthly Premium$30MoneyGeek Score96
NationwideRank3Monthly Premium$38MoneyGeek Score95
PrudentialRank4Monthly Premium$30MoneyGeek Score95
TransamericaRank5Monthly Premium$28MoneyGeek Score94

Best Term Life Insurance for Young Adults in Montana

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for young adults in Montana, with a MoneyGeek score of 97 regardless of gender and monthly premiums at $12 for men and $10 for women. This insurer rises to the top primarily due to its perfect satisfaction score and high ratings in affordability, product diversity, and user process.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$9MoneyGeek Score97
GEICORank2Monthly Premium$7MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$8MoneyGeek Score96
ProtectiveRank4Monthly Premium$7MoneyGeek Score95
State FarmRank5Monthly Premium$15MoneyGeek Score94

Best Cheap Term Life Insurance in Montana

How was this MoneyGeek score calculated?

Allstate provides the best cheap term life insurance in Montana for women with a MoneyGeek score of 97 and a monthly premium of $10. GEICO takes the top spot for men with a MoneyGeek score of 97 and a monthly premium of $11. Their outstanding scores are a testament to their reliability and affordability.

Data filtered by:Results filtered by:
Gender:
Gender:M
GEICOMonthly Premium$11MoneyGeek Score97
AllstateMonthly Premium$11MoneyGeek Score96
Mutual of OmahaMonthly Premium$13MoneyGeek Score95
NationwideMonthly Premium$15MoneyGeek Score95
TransamericaMonthly Premium$12MoneyGeek Score95

Average Cost of Term Life Insurance in Montana

The average cost of life insurance in Montana is $42 for women and $45 for men. Factors affecting the average cost of life insurance include the insured's age, health status, occupation and lifestyle. Additionally, the coverage amount and term length are significant influencers.

FAQ: Life Insurance in Montana

What is the best life insurance in Montana for men?
How much is life insurance in Montana for men?
What is the best life insurance in Montana for women?
How much is life insurance in Montana for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.