Best Life Insurance in Illinois (November 2024)


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The top life insurance provider for women and men in Illinois is Nationwide, with a MoneyGeek score of 97. Women and men pay the same estimated monthly cost of $19 for a policy from the insurer.

The most favorable choice for you may vary based on your needs, your circumstances and the policy you choose.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Illinois.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Illinois: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide197
GEICO297
Mutual of Omaha396
Protective495
State Farm594
Prudential693
Transamerica793
AAA892
Haven992
American Family Insurance1091
Allstate1191

Overall Best Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the leading provider of life insurance in Illinois for men and women, with a MoneyGeek score of 97 and a monthly premium of $19 for both genders.

The top three companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($19 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 ($19 per month for men; $17 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($16 per month for men and women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the prime choice for the best life insurance provider in Illinois for men. It has a MoneyGeek score of 97 and a monthly premium of approximately $19. The insurer provides outstanding coverage at a reasonable cost.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-ranked insurer for women in Illinois, with a MoneyGeek score of 97. It offers comprehensive coverage at an affordable monthly premium of approximately $19.

Pros:

  • High customer satisfaction
  • Cost-effective policies
  • Wide range of insurance products

Best Term Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance in Illinois for men and women, with a MoneyGeek score of 97 and a monthly premium cost of $16.

These companies earned the highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for men and women)
  • GEICO: MoneyGeek score of 97 out of 100 ($13 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($16 per month for men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for term life insurance in Illinois for men and women. It has a MoneyGeek score of 97 and provides coverage at a monthly premium of $16.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse range of products

Best Whole Life Insurance in Illinois

How was this MoneyGeek score calculated?

State Farm is the premier provider of the best whole life insurance in Illinois for men and women, with a MoneyGeek score of 99 for both.

The top providers delivering exceptional services in Illinois are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the premier provider for best whole life insurance in Illinois for men and women, with a MoneyGeek score of 99 for both genders. With comprehensive coverage options and stellar financial stability, this company offers clients dependable insurance solutions tailored to their needs.

Pros:

  • Exceptional customer satisfaction
  • Diverse range of insurance products
  • Reliable and efficient buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best universal life insurance in Illinois for men and women, with a MoneyGeek score of 99.

The top providers showcasing the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a MoneyGeek score of 99, is the best universal life insurance provider in Illinois, offering unmatched service to customers.

Pros:

  • High customer satisfaction
  • Diverse range of products

Best No-Medical-Exam Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best no-medical-exam life insurance in Illinois for men and women, with a MoneyGeek score of 99.

The providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best provider for no-medical-exam life insurance in Illinois for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider with the best term life insurance for seniors in Illinois, with a MoneyGeek score of 98 for men and 97 for women. A policy from Nationwide has a monthly premium cost of $61 for men and $59 for women. Nationwide's high score reflects its affordability, customer satisfaction, process efficiency and financial stability.

Best Term Life Insurance for Seniors in Illinois
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$6198
GEICO2$5397
Mutual of Omaha3$6795
Prudential4$5795
Protective5$6095
State Farm6$11693
AAA7$7892
Transamerica8$7392
Allstate9$8790
Haven10$11589

Best Term Life Insurance for Smokers in Illinois

How was this MoneyGeek score calculated?

GEICO is the top provider of the best term life insurance for smokers in Illinois for men, with a MoneyGeek score of 96 and a monthly premium of $51. Prudential is the best provider for women, with a MoneyGeek score of 95 and a monthly premium of $37.

Best Term Life Insurance for Smokers in Illinois
Data filtered by:Results filtered by:
Sex:
Sex:M
GEICO1$5196
Nationwide2$6896
Prudential3$5095
Mutual of Omaha4$6595
State Farm5$8494
Transamerica6$6392
AAA7$7092
Protective8$8990
Allstate9$8290
Haven10$10589

Best Term Life Insurance for Young Adults in Illinois

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best term life insurance for young adults in Illinois, with a MoneyGeek score of 97 for men and women. Its policies cost of roughly $10 per month for men and women. The insurer's top ranking is due to its exceptional satisfaction score and solid marks in affordability, diversity, process and stability.

Best Term Life Insurance for Young Adults in Illinois
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$1097
GEICO2$897
Mutual of Omaha3$1096
Protective4$895
Prudential5$1193
AAA6$1193
State Farm7$1993
Transamerica8$1192
Haven9$1292
Bestow10$1789
Allstate11$1689

Best Cheap Term Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best cheap term life insurance in Illinois, with a MoneyGeek score of 97 for women and men. Its monthly premium is a reasonable $16 for both genders. Nationwide's distinction lies in its affordability, dependable customer service and comprehensive coverage, guiding customers toward a financially secure future.

Best Cheap Term Life Insurance in Illinois
Data filtered by:Results filtered by:
Gender:
Gender:M
Nationwide$1697
GEICO$1397
Mutual of Omaha$1696
Protective$1396
Transamerica$1794
Prudential$1793
AAA$1893
Haven$2189
State Farm$3089
Allstate$2489

Average Cost of Term Life Insurance in Illinois

The average monthly premium for life insurance in Illinois is $60 for women and $74 for men. Various factors affect the average cost of life insurance, such as age, coverage amount, term length and health profile. Additionally, lifestyle choices such as smoking can significantly impact costs.

Consider these figures when looking for life insurance to ensure you get sufficient coverage at a cost that fits your budget.

FAQ About Life Insurance in Illinois

What is the best life insurance in Illinois for men?

How much is life insurance in Illinois for men?

What is the best life insurance in Illinois for women?

How much is life insurance in Illinois for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.