Best Life Insurance in Illinois (May 2024)


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ByMark Fitzpatrick
Edited byDenise Cristobal
ByMark Fitzpatrick
Edited byDenise Cristobal

Updated: June 23, 2024

Advertising & Editorial Disclosure

The top life insurance provider for women and men in Illinois is Nationwide, with a MoneyGeek score of 97. Women and men pay the same estimated monthly cost of $19 for a policy from the insurer.

The most favorable choice for you may vary based on your needs, your circumstances and the policy you choose.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Illinois.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Illinois: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
ProtectiveRank4MoneyGeek Score95
State FarmRank5MoneyGeek Score94

Overall Best Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the leading provider of life insurance in Illinois for men and women, with a MoneyGeek score of 97 and a monthly premium of $19 for both genders.

The top three companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($19 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 ($19 per month for men; $17 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($16 per month for men and women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the prime choice for the best life insurance provider in Illinois for men. It has a MoneyGeek score of 97 and a monthly premium of approximately $19. The insurer provides outstanding coverage at a reasonable cost.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-ranked insurer for women in Illinois, with a MoneyGeek score of 97. It offers comprehensive coverage at an affordable monthly premium of approximately $19.

Pros:

  • High customer satisfaction
  • Cost-effective policies
  • Wide range of insurance products

Best Term Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance in Illinois for men and women, with a MoneyGeek score of 97 and a monthly premium cost of $16.

These companies earned the highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for men and women)
  • GEICO: MoneyGeek score of 97 out of 100 ($13 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($16 per month for men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for term life insurance in Illinois for men and women. It has a MoneyGeek score of 97 and provides coverage at a monthly premium of $16.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse range of products

Best Whole Life Insurance in Illinois

How was this MoneyGeek score calculated?

State Farm is the premier provider of the best whole life insurance in Illinois for men and women, with a MoneyGeek score of 99 for both.

The top providers delivering exceptional services in Illinois are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the premier provider for best whole life insurance in Illinois for men and women, with a MoneyGeek score of 99 for both genders. With comprehensive coverage options and stellar financial stability, this company offers clients dependable insurance solutions tailored to their needs.

Pros:

  • Exceptional customer satisfaction
  • Diverse range of insurance products
  • Reliable and efficient buying process
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Best Universal Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best universal life insurance in Illinois for men and women, with a MoneyGeek score of 99.

The top providers showcasing the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a MoneyGeek score of 99, is the best universal life insurance provider in Illinois, offering unmatched service to customers.

Pros:

  • High customer satisfaction
  • Diverse range of products

Best No-Medical-Exam Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best no-medical-exam life insurance in Illinois for men and women, with a MoneyGeek score of 99.

The providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best provider for no-medical-exam life insurance in Illinois for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider with the best term life insurance for seniors in Illinois, with a MoneyGeek score of 98 for men and 97 for women. A policy from Nationwide has a monthly premium cost of $61 for men and $59 for women. Nationwide's high score reflects its affordability, customer satisfaction, process efficiency and financial stability.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$61MoneyGeek Score98
GEICORank2Monthly Premium$53MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$67MoneyGeek Score95
PrudentialRank4Monthly Premium$57MoneyGeek Score95
ProtectiveRank5Monthly Premium$60MoneyGeek Score95

Best Term Life Insurance for Smokers in Illinois

How was this MoneyGeek score calculated?

GEICO is the top provider of the best term life insurance for smokers in Illinois for men, with a MoneyGeek score of 96 and a monthly premium of $51. Prudential is the best provider for women, with a MoneyGeek score of 95 and a monthly premium of $37.

Data filtered by:Results filtered by:
Sex:
Sex:M
GEICORank1Monthly Premium$51MoneyGeek Score96
NationwideRank2Monthly Premium$68MoneyGeek Score96
PrudentialRank3Monthly Premium$50MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$65MoneyGeek Score95
State FarmRank5Monthly Premium$84MoneyGeek Score94

Best Term Life Insurance for Young Adults in Illinois

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best term life insurance for young adults in Illinois, with a MoneyGeek score of 97 for men and women. Its policies cost of roughly $10 per month for men and women. The insurer's top ranking is due to its exceptional satisfaction score and solid marks in affordability, diversity, process and stability.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$10MoneyGeek Score97
GEICORank2Monthly Premium$8MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$10MoneyGeek Score96
ProtectiveRank4Monthly Premium$8MoneyGeek Score95
PrudentialRank5Monthly Premium$11MoneyGeek Score93

Best Cheap Term Life Insurance in Illinois

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best cheap term life insurance in Illinois, with a MoneyGeek score of 97 for women and men. Its monthly premium is a reasonable $16 for both genders. Nationwide's distinction lies in its affordability, dependable customer service and comprehensive coverage, guiding customers toward a financially secure future.

Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$16MoneyGeek Score97
GEICOMonthly Premium$13MoneyGeek Score97
Mutual of OmahaMonthly Premium$16MoneyGeek Score96
ProtectiveMonthly Premium$13MoneyGeek Score96
TransamericaMonthly Premium$17MoneyGeek Score94

Average Cost of Term Life Insurance in Illinois

The average monthly premium for life insurance in Illinois is $60 for women and $74 for men. Various factors affect the average cost of life insurance, such as age, coverage amount, term length and health profile. Additionally, lifestyle choices such as smoking can significantly impact costs.

Consider these figures when looking for life insurance to ensure you get sufficient coverage at a cost that fits your budget.

FAQ About Life Insurance in Illinois

What is the best life insurance in Illinois for men?
How much is life insurance in Illinois for men?
What is the best life insurance in Illinois for women?
How much is life insurance in Illinois for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.