Best Life Insurance in North Dakota (October 2024)


Updated: October 4, 2024

Advertising & Editorial Disclosure

Nationwide is the top choice for men and women in North Dakota seeking life insurance. It has a MoneyGeek score of 97 for men and 96 for women, with policies costing $32 and $30, respectively.

When considering life insurance options, multiple factors should be assessed, such as affordability, satisfaction and company stability. The best policy for you will vary based on individual needs and circumstances.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in North Dakota.

recency icon

Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in North Dakota: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score96
Mutual of OmahaRank3MoneyGeek Score95
HavenRank4MoneyGeek Score95
State FarmRank5MoneyGeek Score94
ProtectiveRank6MoneyGeek Score93
AllstateRank7MoneyGeek Score92
PrudentialRank8MoneyGeek Score92
TransamericaRank9MoneyGeek Score92
American Family InsuranceRank10MoneyGeek Score91
AAARank11MoneyGeek Score89

Overall Best Life Insurance in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the best life insurance provider in North Dakota for men and women. The insurer earned a MoneyGeek score of 97 for men and 96 for women, with monthly premiums of $32 and $30, respectively.

Top life insurance providers in North Dakota are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($32 per month for men; $30 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($26 per month for men; $33 per month for women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($32 per month for men; $29 per month for women)

Nationwide leads the pack with excellent marks in diversity, process, stability, satisfaction and affordability.

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best life insurance provider in North Dakota for men, with a MoneyGeek score of 97 and a monthly premium of $32.

Pros:

  • High customer satisfaction
  • Affordable pricing
  • Offers a diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for the best life insurance in North Dakota for women, with a MoneyGeek score of 96 and a monthly premium of $30. The provider offers a perfect blend of customer satisfaction and product options tailored to meet the needs of its clientele.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Streamlined and efficient buying process

Cons:

  • Affordability may not meet all budgets

Best Term Life Insurance in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the top provider for the best term life insurance in North Dakota for men and women. It has a MoneyGeek score of 96 for women and 97 for men and a monthly premium of $23 for both genders.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($23 per month for men and women)
  • GEICO: MoneyGeek score of 96 out of 100 ($19 per month for men and women)
  • Haven: MoneyGeek score of 95 out of 100 ($17 per month for men; $16 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best term life insurance provider in North Dakota for men and women, with a MoneyGeek score of 97 for men and 96 for women and a monthly premium of $23 for both genders. Nationwide is known for its exceptional customer satisfaction and diverse product offerings.

Pros:

  • High customer satisfaction
  • Affordable quality coverage
  • Broad range of insurance products available

Best Whole Life Insurance in North Dakota

How was this MoneyGeek score calculated?

State Farm is the premier provider of the best whole life insurance in North Dakota, with a MoneyGeek score of 99 for men and women.

The top providers with the highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the leading provider of whole life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders. Exceptional customer satisfaction and diverse product options underscore State Farm's top position.

Pros:

  • High customer satisfaction
  • Extensive product options
  • Solid financial stability

Best Universal Life Insurance in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best universal life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders. The company stands out for its excellent customer satisfaction, affordability, diversity, process and stability.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the superior choice for universal life insurance in North Dakota for men and women, with a with a MoneyGeek score of 99 for both genders.

Pros:

  • High customer satisfaction
  • Extensive product options

Best No-Medical-Exam Life Insurance in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the foremost provider of the best no-medical-exam life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders.

Here are the top three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

As the premier choice for no-medical-exam life insurance in North Dakota, Nationwide stands out with a MoneyGeek score of 99 for men and women.

Pros:

  • High customer satisfaction
  • Offers affordable premiums for various budgets
  • Diverse array of insurance products available

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

Incognito iconYour information is anonymous and secure
Income icon
Saving icon
debt icon

Best Term Life Insurance for Seniors in North Dakota

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for seniors in North Dakota for men and women, with a MoneyGeek score of 98 for men and 97 for women. Its policies cost $89 per month for men and $86 per month for women. The company excels due to its high satisfaction, diversity and process scores, which significantly contribute to its top ranking.

Best Term Life Insurance for Seniors in North Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$89MoneyGeek Score98
GEICORank2Monthly Premium$84MoneyGeek Score96
HavenRank3Monthly Premium$78MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$106MoneyGeek Score95
State FarmRank5Monthly Premium$159MoneyGeek Score94
PrudentialRank6Monthly Premium$104MoneyGeek Score93
ProtectiveRank7Monthly Premium$115MoneyGeek Score92
AllstateRank8Monthly Premium$106MoneyGeek Score92
TransamericaRank9Monthly Premium$119MoneyGeek Score91
AAARank10Monthly Premium$169MoneyGeek Score89

Best Term Life Insurance for Smokers in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance for smokers in North Dakota for men, with a MoneyGeek score of 97 and a monthly premium of $53. Prudential leads for women, with a MoneyGeek score of 95 and a monthly cost of $36. Nationwide's top position is attributed to its high satisfaction, affordability and stability ratings.

Best Term Life Insurance for Smokers in North Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$53MoneyGeek Score97
GEICORank2Monthly Premium$43MoneyGeek Score96
HavenRank3Monthly Premium$38MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$57MoneyGeek Score95
PrudentialRank5Monthly Premium$48MoneyGeek Score94
State FarmRank6Monthly Premium$75MoneyGeek Score94
TransamericaRank7Monthly Premium$52MoneyGeek Score92
ProtectiveRank8Monthly Premium$80MoneyGeek Score90
AAARank9Monthly Premium$92MoneyGeek Score89
AllstateRank10Monthly Premium$78MoneyGeek Score89

Best Term Life Insurance for Young Adults in North Dakota

How was this MoneyGeek score calculated?

Nationwide is the superior choice for the best term life insurance for young adults in North Dakota for men and women, with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for young adult men is around $15, while for women, it is approximately $15. Nationwide's accolade can be attributed to its stellar customer satisfaction and process scores, guiding young adults toward a secure and financially sound future.

Best Term Life Insurance for Young Adults in North Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$15MoneyGeek Score97
GEICORank2Monthly Premium$12MoneyGeek Score96
HavenRank3Monthly Premium$10MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$16MoneyGeek Score95
State FarmRank5Monthly Premium$26MoneyGeek Score93
ProtectiveRank6Monthly Premium$16MoneyGeek Score93
AllstateRank7Monthly Premium$16MoneyGeek Score92
TransamericaRank8Monthly Premium$17MoneyGeek Score91
PrudentialRank9Monthly Premium$21MoneyGeek Score91
AAARank10Monthly Premium$24MoneyGeek Score91
BestowRank11Monthly Premium$27MoneyGeek Score89

Best Cheap Term Life Insurance in North Dakota

How was this MoneyGeek score calculated?

Allstate is the best cheap term life insurance provider in North Dakota for women, with a MoneyGeek score of 96 and a monthly premium of $18. Nationwide is the leading provider for men, with a MoneyGeek score of 96 and a monthly premium of $24. This company's impressive rating is due to its excellent balance of affordability and reliable coverage options.

Best Cheap Term Life Insurance in North Dakota
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$23MoneyGeek Score96
GEICOMonthly Premium$19MoneyGeek Score95
HavenMonthly Premium$17MoneyGeek Score95
Mutual of OmahaMonthly Premium$25MoneyGeek Score94
AllstateMonthly Premium$25MoneyGeek Score92
ProtectiveMonthly Premium$26MoneyGeek Score91
TransamericaMonthly Premium$28MoneyGeek Score91
State FarmMonthly Premium$41MoneyGeek Score89
PrudentialMonthly Premium$31MoneyGeek Score89
AAAMonthly Premium$40MoneyGeek Score87

Average Cost of Term Life Insurance in North Dakota

The average cost of life insurance in North Dakota is $53 for women and $71 for men. Factors influencing these costs include health condition, lifestyle, occupation and policy type. It's essential to assess these elements before committing to a policy to ensure it meets your needs without overburdening your budget.

FAQ About Life Insurance in North Dakota

What is the best life insurance in North Dakota for men?
How much is life insurance in North Dakota for men?
What is the best life insurance in North Dakota for women?
How much is life insurance in North Dakota for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


sources