Best Life Insurance in Hawaii (December 2024)

For men in Hawaii seeking life insurance, GEICO tops the ranks with a MoneyGeek score of 95 and an affordable average monthly premium of $19. Women will find Protective the leading provider, with a MoneyGeek score of 94 and a monthly premium of $16.

When selecting the best life insurance in Hawaii, weighing various factors, including cost, policy features and company reputation, will help you find the policy that fits your needs. Your optimal choice in Hawaii life insurance will depend on personal factors such as age, lifestyle and the specific type of policy you want.

GEICO boasts the best life insurance in Hawaii for men, with a MoneyGeek score of 95 and an average monthly premium of $19. However, for women, Protective leads with a MoneyGeek score of 94 and a monthly premium of $16.

Here are the top three life insurance companies in Hawaii based on MoneyGeek scores:

• GEICO: MoneyGeek score of 95 out of 100 ($19 per month for men and women)
• Protective: MoneyGeek score of 94 out of 100 ($19 per month for men; $16 per month for women)
• Allstate: MoneyGeek score of 94 out of 100 ($17 per month for men; $15 per month for women)

GEICO is the top choice for men and women in Hawaii for the best term life insurance. It earned a MoneyGeek score of 96 for men and 95 for women, with a monthly cost of about $13 for both genders.

The insurance companies in Hawaii with the highest MoneyGeek scores are:

• GEICO: MoneyGeek score of 96 out of 100 ($13 per month for men and women)
• Protective: MoneyGeek score of 95 out of 100 ($13 per month for men; $12 per month for women)
• Nationwide: MoneyGeek score of 95 out of 100 ($16 per month for men and women)

State Farm is the preeminent provider of the best whole life insurance in Hawaii for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores for whole life insurance are:

• State Farm: MoneyGeek score of 99 out of 100
• Nationwide: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 96 out of 100

Nationwide is the leading provider of the best universal life insurance in Hawaii for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide stands out by providing the best no-medical-exam life insurance in Hawaii for men and women, with a MoneyGeek score of 99. The company's top customer satisfaction and product diversity scores assure customers that they are getting quality service.

The top three Hawaii life insurance providers based on MoneyGeek's rankings are:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 99 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide offers the best term life insurance for seniors in Hawaii for men, with a MoneyGeek score of 96 and an average monthly premium of $62. Meanwhile, Prudential is the best choice for women, with a MoneyGeek score of 96 and a monthly premium of $43.

Nationwide is the top provider of the best term life insurance for smokers in Hawaii for men, with a MoneyGeek score of 97 and an average monthly premium cost of $45. Meanwhile, Prudential stands out for women, with a MoneyGeek score of 95 and a monthly premium of $29.

These providers shine due to their high satisfaction, affordability, diversity in plan options, clear processes and financial stability, which are major factors contributing to their top rankings.

Nationwide is the best term life insurance provider for young adults in Hawaii, with a MoneyGeek score of 97 for both genders. Men can expect a monthly premium of about $11, while women are offered a slightly lower monthly cost of approximately $10.

Allstate is the unrivaled provider of the best cheap term life insurance in Hawaii for men and women, earning a MoneyGeek score of 97 for both genders. The monthly premium costs are about $12 for men and $11 for women.

Allstate distinguishes itself through its affordability and customer service excellence, which are key contributors to its top MoneyGeek score.

The average monthly premiums for life insurance in Hawaii are $46 for women and $55 for men. Various factors influence the average cost of life insurance, such as age, health, lifestyle and the amount of coverage selected. Life insurance companies use these details to assess risk and calculate premiums accordingly, ensuring your financial protection aligns with your needs.