Best Life Insurance in Hawaii (May 2024)


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ByMark Fitzpatrick
Edited byDenise Cristobal
ByMark Fitzpatrick
Edited byDenise Cristobal

Updated: June 13, 2024

Advertising & Editorial Disclosure

For men in Hawaii seeking life insurance, GEICO tops the ranks with a MoneyGeek score of 95 and an affordable monthly premium of $19. Women will find Protective the leading provider, with a MoneyGeek score of 94 and a monthly premium of $16.

Selecting a life insurance policy involves weighing various factors, including cost, policy features and company reputation. Your best choice depends on factors such as age, lifestyle and the type of policy.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Hawaii.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Hawaii: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
GEICORank1MoneyGeek Score95
AllstateRank2MoneyGeek Score94
ProtectiveRank3MoneyGeek Score94
TransamericaRank4MoneyGeek Score94
NationwideRank5MoneyGeek Score94

Overall Best Life Insurance in Hawaii

How was this MoneyGeek score calculated?

GEICO boasts the best life insurance in Hawaii for men, with a MoneyGeek score of 95 and a monthly premium of $19. However, for women, Protective leads with a MoneyGeek score of 94 and a monthly premium of $16.

Here are the top three highest MoneyGeek scores for life insurance:

  • GEICO: MoneyGeek score of 95 out of 100 ($19 per month for men and women)
  • Protective: MoneyGeek score of 94 out of 100 ($19 per month for men; $16 per month for women)
  • Allstate: MoneyGeek score of 94 out of 100 ($17 per month for men; $15 per month for women)

Overall Best for Men: GEICO

COMPANY HIGHLIGHTS

GEICO offers exceptional life insurance services in Hawaii for men, with a MoneyGeek score of 95 and a monthly premium of $19.

Pros:

  • High customer satisfaction
  • Affordable insurance options
  • Demonstrates financial stability

Cons:

  • Limited product diversity

Overall Best for Women: Protective

COMPANY HIGHLIGHTS

Protective, with a MoneyGeek score of 94, offers the best life insurance in Hawaii for women. Its policies cost around $16 per month.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Limited product diversity
  • Average buying process

Best Term Life Insurance in Hawaii

How was this MoneyGeek score calculated?

GEICO is the top choice for men and women in Hawaii for the best term life insurance. It has a MoneyGeek score of 96 for men and 95 for women and a monthly cost of about $13 for both genders.

The top three highest MoneyGeek scores are:

  • GEICO: MoneyGeek score of 96 out of 100 ($13 per month for men and women)
  • Protective: MoneyGeek score of 95 out of 100 ($13 per month for men; $12 per month for women)
  • Nationwide: MoneyGeek score of 95 out of 100 ($16 per month for men and women)

Best Term Life: GEICO

COMPANY HIGHLIGHTS

GEICO is the top choice for the best term life insurance in Hawaii, with a MoneyGeek score of 96 for men and 95 for women. Its monthly premium is $13 for both genders.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Limited product diversity
  • Average buying process

Best Whole Life Insurance in Hawaii

How was this MoneyGeek score calculated?

State Farm is the preeminent provider of the best whole life insurance in Hawaii for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the leading company for the best whole life insurance in Hawaii, with a MoneyGeek score of 99.

Pros:

  • Exceptional customer satisfaction
  • Wide range of product offerings
  • Robust financial stability
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Best Universal Life Insurance in Hawaii

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best universal life insurance in Hawaii for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

With a MoneyGeek score of 99, Nationwide is the top choice for the best universal life insurance in Hawaii.

Pros:

  • High customer satisfaction
  • Diverse range of insurance products
  • Smooth and efficient buying process

Best No-Medical-Exam Life Insurance in Hawaii

How was this MoneyGeek score calculated?

Nationwide stands out by providing the best no-medical-exam life insurance in Hawaii for men and women, with a MoneyGeek score of 99. Customers are assured that they are getting quality service due to the company's top scores in customer satisfaction and diversity.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the choice provider for no-medical-exam life insurance in Hawaii for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Streamlined purchasing process
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Best Term Life Insurance for Seniors in Hawaii

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for seniors in Hawaii for men, with a MoneyGeek score of 96 and a monthly premium of $62. Prudential is the best choice for women, with a MoneyGeek score of 96 and a monthly premium of $43.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$62MoneyGeek Score96
GEICORank2Monthly Premium$55MoneyGeek Score95
AllstateRank3Monthly Premium$50MoneyGeek Score94
TransamericaRank4Monthly Premium$51MoneyGeek Score94
PrudentialRank5Monthly Premium$57MoneyGeek Score94

Best Term Life Insurance for Smokers in Hawaii

How was this MoneyGeek score calculated?

Nationwide is the top provider for the best term life insurance for smokers in Hawaii for men, with a MoneyGeek score of 97 and a monthly premium cost of $45. Meanwhile, Prudential stands out for women, with a MoneyGeek score of 95 and a monthly premium of $29.

These providers shine due to their high satisfaction, affordability, diversity in plan options, clear processes and financial stability, which are major factors contributing to their top rankings.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$45MoneyGeek Score96
GEICORank2Monthly Premium$34MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$44MoneyGeek Score95
State FarmRank4Monthly Premium$52MoneyGeek Score95
PrudentialRank5Monthly Premium$38MoneyGeek Score94

Best Term Life Insurance for Young Adults in Hawaii

How was this MoneyGeek score calculated?

Nationwide is the best term life insurance provider for young adults in Hawaii, with a MoneyGeek score of 97 for both genders. Men can expect a monthly premium of about $11, while women are offered a slightly lower monthly cost of approximately $10.

Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$11MoneyGeek Score97
GEICORank2Monthly Premium$8MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$10MoneyGeek Score96
State FarmRank4Monthly Premium$14MoneyGeek Score96
ProtectiveRank5Monthly Premium$8MoneyGeek Score95

Best Cheap Term Life Insurance in Hawaii

How was this MoneyGeek score calculated?

Allstate is the unrivaled provider of the best cheap term life insurance in Hawaii for men and women, with a MoneyGeek score of 97 for both genders. The monthly premium costs are $12 for men and $11 for women.

Allstate distinguishes itself through its affordability and customer service excellence, which are key contributors to its top MoneyGeek score.

Data filtered by:Results filtered by:
Gender:
Gender:M
AllstateMonthly Premium$12MoneyGeek Score97
TransamericaMonthly Premium$12MoneyGeek Score97
GEICOMonthly Premium$13MoneyGeek Score96
ProtectiveMonthly Premium$13MoneyGeek Score95
NationwideMonthly Premium$16MoneyGeek Score94

Average Cost of Term Life Insurance in Hawaii

The average monthly premiums for life insurance in Hawaii are $46 for women and $55 for men. Various factors influence the average cost of life insurance, such as age, health, lifestyle and the amount of coverage selected. Life insurance companies use these details to assess risk and calculate premiums accordingly, ensuring your financial protection aligns with your needs.

FAQ About Life Insurance in Hawaii

What is the best life insurance in Hawaii for men?
How much is life insurance in Hawaii for men?
What is the best life insurance in Hawaii for women?
How much is life insurance in Hawaii for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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