Best Life Insurance in Tennessee (May 2024)

In Tennessee, for men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium of $18. For women, GEICO leads with a MoneyGeek score of 96 and a premium of $14 per month. Choosing the right policy goes beyond just the scores — consider company stability, purchasing process, and product diversity.

Nationwide is the best life insurance provider in Tennessee for men, with a MoneyGeek score of 97 and a monthly premium of $18. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $14. These companies financial stability, customer satisfaction and affordability.

The life insurance providers with the highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 97 out of 100 ($17 per month for men; $18 per month for men)
• GEICO: MoneyGeek score of 97 out of 100 ($14 per month for women and men)
• Protective: MoneyGeek score of 96 out of 100 ($18 per month for men; $13 per month for women)

Nationwide provides the best term life insurance in Tennessee for both men and women, with a MoneyGeek score of 97 regardless of gender and a monthly premium of $14 for men and $13 for women.

The companies with the highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for women; $14 per month for men)
• GEICO: MoneyGeek score of 97 out of 100 ($10 per month for women and men)
• Mutual of Omaha: MoneyGeek score of 96 out of 100 ($11 per month for women; $13 per month for men)

State Farm provides best whole life insurance in Tennessee, garnering a MoneyGeek score of 99. State Farm leads the scores for reliability and satisfaction.

The companies with the highest scores are:

• State Farm: MoneyGeek score of 99 out of 100
• Nationwide: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 96 out of 100

Nationwide emerges as the best universal life insurance in Tennessee for both men and women with a MoneyGeek score of 99. Its dedication to customer satisfaction and affordability ensures customers receive the comprehensive coverage they deserve.

The companies with the highest MoneyGeek scores are:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide is the top provider of the best no-medical-exam life insurance in Tennessee, with a MoneyGeek score of 99.

Here are the companies with the three highest MoneyGeek scores:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 99 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide provides the best term life insurance for seniors in Tennessee. Offering a combination of high customer satisfaction, affordability and financial stability, Nationwide achieves a MoneyGeek Score of 98 for women (with a monthly premium of $47) and 97 for men (with a monthly premium of $51). Nationwide's score is largely attributed to its excellent customer satisfaction and comprehensive coverage options, reassuring seniors that their needs are understood and met.

Mutual of Omaha provides the best term life insurance for smokers in Tennessee. With a MoneyGeek score of 96 for men and 94 for women, it provides a reliable option with monthly premiums of $28 for men and $25 for women. Its high satisfaction and stability scores are the largest contributors to its leading position, emphasizing Mutual of Omaha's commitment to customer contentment and long-term reliability.

Nationwide is the leading provider of the best term life insurance for young adults in Tennessee. It earned a MoneyGeek Score of 97 for women and 97 for men and offers monthly premiums of $8 and $9, respectively. The company stands out due to its high scores across multiple factors, including stability, affordability and satisfaction, addressing the financial aspirations of young adults looking for dependable life insurance coverage.

Transamerica provides the best cheap term life insurance in Tennessee for women, with a MoneyGeek score of 97 and a monthly premium of $10. For men, GEICO takes the lead with a MoneyGeek score of 97 and a monthly premium of $10. These insurers excel in affordability and also also offer a balance of reliability and service quality.

The average monthly premiums for life insurance in Tennessee are $32 for women and $44 for men. These rates can vary based on multiple factors, such as age, health, lifestyle and coverage amount. For example, older individuals or those with health issues might pay more due to higher associated risks. Smokers are also likely to face increased premiums. The term length and coverage amount directly influence the average cost of life insurance, with longer terms and higher coverage amounts typically resulting in higher premiums.