Best Life Insurance in Tennessee (November 2024)


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In Tennessee, for men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium of $18. For women, GEICO leads with a MoneyGeek score of 96 and a premium of $14 per month. Choosing the right policy goes beyond just the scores — consider company stability, purchasing process, and product diversity.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Tennessee.

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Coverage costs and company information for life insurance providers were updated in March 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Tennessee: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide197
GEICO297
Mutual of Omaha395
Protective494
State Farm593
Haven692
Transamerica792
Prudential891
Allstate990
AAA1089

Overall Best Life Insurance in Tennessee

How was this MoneyGeek score calculated?

Nationwide is the best life insurance provider in Tennessee for men, with a MoneyGeek score of 97 and a monthly premium of $18. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $14. These companies financial stability, customer satisfaction and affordability.

The life insurance providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($17 per month for men; $18 per month for men)
  • GEICO: MoneyGeek score of 97 out of 100 ($14 per month for women and men)
  • Protective: MoneyGeek score of 96 out of 100 ($18 per month for men; $13 per month for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

For men in Tennessee, Nationwide is the best life insurance company. With a MoneyGeek score of 97, Nationwide ensures robust coverage at a competitive monthly premium of $18.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Diverse range of insurance products

Overall Best for Women: GEICO

COMPANY HIGHLIGHTS

With a MoneyGeek score of 96, GEICO offers outstanding life insurance in Tennessee for women. Women seeking the best balance of cost and quality will find GEICO's monthly premium of $14 an appealing choice.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Limited product diversity

Best Term Life Insurance in Tennessee

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance in Tennessee for both men and women, with a MoneyGeek score of 97 regardless of gender and a monthly premium of $14 for men and $13 for women.

The companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for women; $14 per month for men)
  • GEICO: MoneyGeek score of 97 out of 100 ($10 per month for women and men)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($11 per month for women; $13 per month for men)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide emerges as the premier choice for the best term life insurance in Tennessee. With an overall MoneyGeek Score of 97, the company stands out for its excellent balance of quality service and affordability, at a cost of approximately $13 monthly.

Pros:

  • High customer satisfaction
  • Good affordability
  • Diverse product offerings

Best Whole Life Insurance in Tennessee

How was this MoneyGeek score calculated?

State Farm provides best whole life insurance in Tennessee, garnering a MoneyGeek score of 99. State Farm leads the scores for reliability and satisfaction.

The companies with the highest scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the preeminent choice for whole life insurance in Tennessee, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Stable financial foundation

Cons:

  • Potentially complex application process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Tennessee

How was this MoneyGeek score calculated?

Nationwide emerges as the best universal life insurance in Tennessee for both men and women with a MoneyGeek score of 99. Its dedication to customer satisfaction and affordability ensures customers receive the comprehensive coverage they deserve.

The companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best universal life insurance in Tennessee, offering a blend of affordable premiums and exceptional customer service. With a MoneyGeek score of 99, Nationwide is the top choice for people seeking reliable and varied life insurance products.

Pros:

  • High customer service satisfaction
  • Wide variety of products offered

Best No-Medical-Exam Life Insurance in Tennessee

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best no-medical-exam life insurance in Tennessee, with a MoneyGeek score of 99.

Here are the companies with the three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide provides the best no-medical-exam life insurance in Tennessee. With an impressive MoneyGeek Score of 99, Nationwide ensures coverage without the need for medical examinations.

Pros:

  • High customer satisfaction
  • Diverse product offerings

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Tennessee

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for seniors in Tennessee. Offering a combination of high customer satisfaction, affordability and financial stability, Nationwide achieves a MoneyGeek Score of 98 for women (with a monthly premium of $47) and 97 for men (with a monthly premium of $51). Nationwide's score is largely attributed to its excellent customer satisfaction and comprehensive coverage options, reassuring seniors that their needs are understood and met.

Best Term Life Insurance for Seniors in Tennessee
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$5197
GEICO2$4297
Mutual of Omaha3$5096
State Farm4$8994
Protective5$5893
Prudential6$6293
Transamerica7$6092
AAA8$8890
Haven9$9789
Allstate10$9788

Best Term Life Insurance for Smokers in Tennessee

How was this MoneyGeek score calculated?

Mutual of Omaha provides the best term life insurance for smokers in Tennessee. With a MoneyGeek score of 96 for men and 94 for women, it provides a reliable option with monthly premiums of $28 for men and $25 for women. Its high satisfaction and stability scores are the largest contributors to its leading position, emphasizing Mutual of Omaha's commitment to customer contentment and long-term reliability.

Best Term Life Insurance for Smokers in Tennessee
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of Omaha1$2896
GEICO1$2596
Nationwide3$3496
State Farm4$3995
Prudential5$2894
Transamerica6$2494
Allstate7$2594
Protective8$4191
Haven9$5090
AAA10$5289

Best Term Life Insurance for Young Adults in Tennessee

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best term life insurance for young adults in Tennessee. It earned a MoneyGeek Score of 97 for women and 97 for men and offers monthly premiums of $8 and $9, respectively. The company stands out due to its high scores across multiple factors, including stability, affordability and satisfaction, addressing the financial aspirations of young adults looking for dependable life insurance coverage.

Best Term Life Insurance for Young Adults in Tennessee
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$997
GEICO2$797
Mutual of Omaha3$896
Protective4$994
State Farm5$1594
Haven6$1193
Transamerica7$993
Prudential8$1292
AAA9$1392
Allstate10$1491
Bestow11$2189

Best Cheap Term Life Insurance in Tennessee

How was this MoneyGeek score calculated?

Transamerica provides the best cheap term life insurance in Tennessee for women, with a MoneyGeek score of 97 and a monthly premium of $10. For men, GEICO takes the lead with a MoneyGeek score of 97 and a monthly premium of $10. These insurers excel in affordability and also also offer a balance of reliability and service quality.

Best Cheap Term Life Insurance in Tennessee
Data filtered by:Results filtered by:
Gender:
Gender:M
GEICO$1097
Mutual of Omaha$1396
Nationwide$1496
Protective$1493
Transamerica$1493
AAA$2189
State Farm$2489
Prudential$1988
Allstate$2288
Haven$1888

Average Cost of Term Life Insurance in Tennessee

The average monthly premiums for life insurance in Tennessee are $32 for women and $44 for men. These rates can vary based on multiple factors, such as age, health, lifestyle and coverage amount. For example, older individuals or those with health issues might pay more due to higher associated risks. Smokers are also likely to face increased premiums. The term length and coverage amount directly influence the average cost of life insurance, with longer terms and higher coverage amounts typically resulting in higher premiums.

FAQ: Life Insurance in Tennessee

What is the best life insurance in Tennessee for men?

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What is the best life insurance in Tennessee for women?

How much is life insurance in Tennessee for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.