Best Life Insurance in Delaware (October 2024)


Updated: October 4, 2024

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For men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium of $20. Meanwhile, for women, GEICO leads with a MoneyGeek score of 96 and a monthly cost of $15.

When considering life insurance, look beyond premiums and scores to factors such as policy features, coverage amounts and financial stability. The best policy will depend on your unique circumstances and financial objectives.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Delaware.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Delaware: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
HavenRank3MoneyGeek Score95
Mutual of OmahaRank4MoneyGeek Score95
State FarmRank5MoneyGeek Score93
ProtectiveRank6MoneyGeek Score93
TransamericaRank7MoneyGeek Score91
AAARank8MoneyGeek Score90
PrudentialRank9MoneyGeek Score90
AllstateRank10MoneyGeek Score88

Overall Best Life Insurance in Delaware

How was this MoneyGeek score calculated?

Nationwide is the clear winner for men in Delaware, garnering the highest MoneyGeek score of 97 with a monthly premium of $20. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $15.

Here are the top three insurance providers in Delaware for both genders:

  • Nationwide: MoneyGeek score of 97 out of 100 ($20 per month for men and women)
  • GEICO: MoneyGeek score of 97 out of 100 ($16 per month for men; $15 per month for women)
  • Haven: MoneyGeek score of 95 out of 100 ($16 per month for men; $14 per month for women)

These top-scoring companies offer the best mix of life insurance coverage options, affordability and customer satisfaction.

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide earns the distinction of being the top option for the best life insurance in Delaware for men, boasting an impressive overall MoneyGeek score of 97. For approximately $20 monthly, policyholders secure their financial assurance with the industry leader.

Pros:

  • Higher customer satisfaction
  • Favorable affordability score
  • Extensive product options

Overall Best for Women: GEICO

COMPANY HIGHLIGHTS

GEICO stands as the top choice, with an impressive MoneyGeek score of 96. At just $15 per month, this company offers a blend of value and reliability.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Solid financial stability

Best Term Life Insurance in Delaware

How was this MoneyGeek score calculated?

Nationwide stands out as the premier provider of the best term life insurance in Delaware, clinching the top spot for both men and women. With a MoneyGeek score of 96 for women and men, Nationwide delivers exceptional value at approximate monthly premiums of $14 for women and $15 for men.

The top providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 96 out of 100 ($15 per month for men and $14 for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($11 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($14 per month for men and $13 for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a top MoneyGeek score of 96, is the premier choice for the best term life insurance in Delaware for both men and women. It offers unparalleled services at an affordable monthly premium of $15 for men and $14 for women.

Pros:

  • High customer satisfaction
  • Competitive affordability
  • Diverse product offerings

Best Whole Life Insurance in Delaware

How was this MoneyGeek score calculated?

State Farm is the top contender for the best whole life insurance in Delaware, securing the highest MoneyGeek score for both men and women. The company earned a MoneyGeek score of 99 out of 100.

The top three highest MoneyGeek scores in Delaware are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

With a MoneyGeek score of 99, State Farm stands out as the premier choice for the best whole life insurance in Delaware, catering to both men and women.

Pros:

  • High level of customer satisfaction
  • Diverse range of insurance products available
  • Streamlined buying process

Best Universal Life Insurance in Delaware

How was this MoneyGeek score calculated?

Nationwide is the provider with the best universal life insurance in Delaware for both men and women, garnering a MoneyGeek score of 99.

Here are the top performers in Delaware:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, the leading provider of universal life insurance in Delaware, garnered an impressive MoneyGeek score of 99 out of 100.

Pros:

  • High customer satisfaction rating
  • Competitive affordability
  • Diverse product options

Best No-Medical-Exam Life Insurance in Delaware

How was this MoneyGeek score calculated?

Nationwide stands out as the premier provider of the best no-medical-exam life insurance in Delaware for both men and women, garnering a MoneyGeek score of 99.

These are the top achievers in this category:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best for No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-ranking company for the best no-medical-exam life insurance in Delaware, catering to both men and women. With an impressive MoneyGeek score of 99, it stands out for its exceptional service and product offerings.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Diverse product options

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Delaware

How was this MoneyGeek score calculated?

Nationwide stands out as the top-scoring company for the best term life insurance for seniors in Delaware, achieving a MoneyGeek score of 98 for women and men. For women, the monthly premium is estimated at $53, while men can expect a monthly premium of $58.

Nationwide's top position is attributed to its customer satisfaction, affordability, company diversity, process simplification and financial stability.

Best Term Life Insurance for Seniors in Delaware
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$58MoneyGeek Score98
GEICORank2Monthly Premium$50MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$59MoneyGeek Score96
ProtectiveRank4Monthly Premium$67MoneyGeek Score93
State FarmRank5Monthly Premium$103MoneyGeek Score93
PrudentialRank6Monthly Premium$70MoneyGeek Score92
HavenRank7Monthly Premium$69MoneyGeek Score92
AAARank8Monthly Premium$74MoneyGeek Score92
TransamericaRank9Monthly Premium$70MoneyGeek Score91
AllstateRank10Monthly Premium$87MoneyGeek Score89

Best Term Life Insurance for Smokers in Delaware

How was this MoneyGeek score calculated?

Mutual of Omaha stands out as the premier provider of the best term life insurance for smokers in Delaware, clinching the top MoneyGeek score for both men and women. For men, the company has a MoneyGeek score of 96 with a monthly premium of $33. Women benefit similarly, with a score of 95 and a premium costing $29 monthly.

Best Term Life Insurance for Smokers in Delaware
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of OmahaRank1Monthly Premium$33MoneyGeek Score96
NationwideRank2Monthly Premium$41MoneyGeek Score96
GEICORank3Monthly Premium$31MoneyGeek Score95
HavenRank4Monthly Premium$24MoneyGeek Score95
State FarmRank5Monthly Premium$46MoneyGeek Score95
PrudentialRank6Monthly Premium$33MoneyGeek Score94
TransamericaRank7Monthly Premium$30MoneyGeek Score93
AllstateRank8Monthly Premium$31MoneyGeek Score93
ProtectiveRank9Monthly Premium$49MoneyGeek Score91
AAARank10Monthly Premium$65MoneyGeek Score89

Best Term Life Insurance for Young Adults in Delaware

How was this MoneyGeek score calculated?

Nationwide stands out as the top provider for the best term life insurance for young adults in Delaware, with a MoneyGeek score of 97 for women and men, as well as monthly premiums of $9 for women and $10 for men.

When seeking the best term life insurance for young adults, Nationwide proves to be a leading choice for its remarkable combination of affordability, satisfaction and efficient processes.

Best Term Life Insurance for Young Adults in Delaware
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$10MoneyGeek Score97
GEICORank2Monthly Premium$7MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$9MoneyGeek Score96
HavenRank4Monthly Premium$5MoneyGeek Score95
State FarmRank5Monthly Premium$17MoneyGeek Score94
ProtectiveRank6Monthly Premium$9MoneyGeek Score94
AAARank7Monthly Premium$11MoneyGeek Score93
TransamericaRank8Monthly Premium$10MoneyGeek Score92
PrudentialRank9Monthly Premium$14MoneyGeek Score92
AllstateRank10Monthly Premium$16MoneyGeek Score90
BestowRank11Monthly Premium$24MoneyGeek Score89

Best Cheap Term Life Insurance in Delaware

How was this MoneyGeek score calculated?

GEICO offers the best cheap term life insurance in Delaware for men, with a MoneyGeek score of 96 and a monthly premium of $11. For women, Nationwide leads the way, garnering a MoneyGeek score of 96 and a monthly premium of $14.

Both companies excel by providing affordable rates and reliable coverage, key factors in MoneyGeek's comprehensive scoring system.

Best Cheap Term Life Insurance in Delaware
Data filtered by:Results filtered by:
Gender:
Gender:M
GEICOMonthly Premium$11MoneyGeek Score96
NationwideMonthly Premium$15MoneyGeek Score95
HavenMonthly Premium$10MoneyGeek Score95
Mutual of OmahaMonthly Premium$14MoneyGeek Score95
ProtectiveMonthly Premium$15MoneyGeek Score92
TransamericaMonthly Premium$17MoneyGeek Score92
AAAMonthly Premium$17MoneyGeek Score91
State FarmMonthly Premium$27MoneyGeek Score89
AllstateMonthly Premium$24MoneyGeek Score89
PrudentialMonthly Premium$21MoneyGeek Score88

Average Cost of Term Life Insurance in Delaware

The average monthly premium for life insurance in Delaware is $37 for women and $47 for men. Factors influencing the average cost of life insurance include age, gender, health status, occupation and lifestyle.

For instance, smoking can significantly increase premiums. Understanding your specific requirements and comparing options can lead to cost-effective choices.

FAQ: Life Insurance in Delaware

What is the best life insurance in Delaware for men?
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What is the best life insurance in Delaware for women?
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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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