Best Life Insurance in Virginia (May 2024)


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Updated: July 11, 2024

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For men seeking top-tier life insurance, Nationwide stands out with the highest MoneyGeek score of 97 and an affordable monthly premium of $22. Equally, for women, Nationwide emerges as the superior option with an identical MoneyGeek score and a monthly cost of $21.

When choosing a life insurance provider, consider factors like policy types, customer satisfaction and company stability to find the best fit for your unique needs.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Virginia.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Virginia: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
ProtectiveRank4MoneyGeek Score95
AllstateRank5MoneyGeek Score94

Overall Best Life Insurance in Virginia

How was this MoneyGeek score calculated?

Nationwide consistently emerges as the provider with the best life insurance offering in Virginia for both men and women, earning a MoneyGeek score of 97 out of 100 with a monthly premium of $22 for men and $21 for women.

The top providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for men and $21 for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($18 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($21 per month for men and $19 for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for men seeking reliable life insurance in Virginia, earning the highest MoneyGeek score of 97. The company offers life insurance at an accessible monthly premium of $22.

Pros:

  • High customer satisfaction
  • Competitive affordability
  • Diverse product offerings

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out as the top pick for the best life insurance in Virginia for women, with a MoneyGeek score of 97 and a monthly premium of $21.

Pros:

  • High customer satisfaction levels
  • Diverse range of products offered
  • Smooth and efficient buying process

Best Term Life Insurance in Virginia

How was this MoneyGeek score calculated?

Nationwide stands out as the provider offering the best term life insurance in Virginia for both men and women, earning a MoneyGeek score of 97 for both genders and average monthly premiums of $18 for men and $17 for women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($18 per month for men and $17 for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($14 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($17 per month for men and $18 for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

With an impressive overall MoneyGeek score of 97, Nationwide is the top pick for the best term life insurance in Virginia, catering to both men and women. It offers a monthly premium of approximately $18 for men and $17 for women.

Pros:

  • High satisfaction with services provided
  • Affordable premium rates
  • Diverse range of insurance products

Best Whole Life Insurance in Virginia

How was this MoneyGeek score calculated?

State Farm is the leading company offering the best whole life insurance in Virginia for both men and women, with a stellar MoneyGeek score of 99.

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

With an outstanding MoneyGeek score of 99, State Farm is the prime choice for the best whole life insurance in Virginia for both men and women.

Pros:

  • Exceptional customer satisfaction
  • Diverse product offerings
  • Smooth buying process

Cons:

  • Higher premiums than competitors

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Virginia

How was this MoneyGeek score calculated?

Nationwide stands out as the top provider of the best universal life insurance in Virginia, earning a MoneyGeek score of 99 for both men and women.

Some of the highest-ranked companies in Virginia according to the MoneyGeek score are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out as the premier choice for the best universal life insurance in Virginia, with an impressive overall MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Affordable insurance options
  • A wide range of products

Best No-Medical-Exam Life Insurance in Virginia

How was this MoneyGeek score calculated?

Nationwide stands out as the top provider of the best no-medical-exam life insurance in Virginia for both men and women, with a MoneyGeek score of 99 out of 100.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best for No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the outstanding choice for the best no-medical-exam life insurance in Virginia, with a comprehensive MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Favorable affordability
  • Diverse product offerings

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Virginia

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for seniors in Virginia, earning a MoneyGeek score of 98 for men and 97 for women, with respective monthly premiums of $67 and $64. Nationwide's consistent top-ranking position is largely a result of its perfect satisfaction score and high marks in affordability, diversity and stability.

Best Term Life Insurance for Seniors in Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$67MoneyGeek Score98
GEICORank2Monthly Premium$62MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$74MoneyGeek Score96
PrudentialRank4Monthly Premium$64MoneyGeek Score95
ProtectiveRank5Monthly Premium$65MoneyGeek Score95

Best Term Life Insurance for Smokers in Virginia

How was this MoneyGeek score calculated?

GEICO provides the best term life insurance for smokers, achieving the highest MoneyGeek score for men (96 out of 100) and women (94 out of 100), with a monthly premium costing $58 for both genders.

GEICO distinguishes itself through exceptional customer satisfaction and affordability, which are significant factors contributing to its MoneyGeek score.

Best Term Life Insurance for Smokers in Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
GEICORank1Monthly Premium$58MoneyGeek Score96
NationwideRank2Monthly Premium$76MoneyGeek Score96
PrudentialRank3Monthly Premium$57MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$72MoneyGeek Score95
State FarmRank5Monthly Premium$94MoneyGeek Score94

Best Term Life Insurance for Young Adults in Virginia

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in Virginia, with a MoneyGeek score of 97 for both men and women. The monthly premium cost for men and women is approximately $11.

What sets Nationwide apart is its perfect satisfaction score along with high rankings across affordability, diversity, process and stability.

Best Term Life Insurance for Young Adults in Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$11MoneyGeek Score97
GEICORank2Monthly Premium$9MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$11MoneyGeek Score96
ProtectiveRank4Monthly Premium$9MoneyGeek Score95
AAARank5Monthly Premium$12MoneyGeek Score93

Best Cheap Term Life Insurance in Virginia

How was this MoneyGeek score calculated?

Nationwide stands out as the provider with the best cheap term life insurance in Virginia, earning a MoneyGeek score of 97 for men and women, with an affordable monthly premium of $18 for men and $17 for women.

The company's leading position can be attributed to its exceptional balance of cost-efficiency and reliable coverage, making it an ideal choice for those seeking financial protection without the high costs.

Best Cheap Term Life Insurance in Virginia
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$18MoneyGeek Score97
GEICOMonthly Premium$14MoneyGeek Score97
Mutual of OmahaMonthly Premium$17MoneyGeek Score96
ProtectiveMonthly Premium$15MoneyGeek Score96
AllstateMonthly Premium$18MoneyGeek Score94

Average Cost of Term Life Insurance in Virginia

The average monthly cost of life insurance in Virginia is $68 for women and $83 for men. The average cost can be influenced by several factors, such as age, health, lifestyle and the selected coverage amount.

Taking the time to understand these factors is important in securing the most beneficial policy.

FAQ: Life Insurance in Virginia

What is the best life insurance in Virginia for men?
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What is the best life insurance in Virginia for women?
How much is life insurance in Virginia for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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