Best Life Insurance in West Virginia (May 2024)


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The top life insurance provider in West Virginia is Nationwide, with a MoneyGeek score of 99 for men and 97 for women. Its monthly premiums are $14 for men and $15 for women.

While deciding on life insurance, it's crucial to consider factors like cost, satisfaction and the provider's stability. You should also evaluate policies based on your specific circumstances.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in West Virginia.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in West Virginia: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide199
Mutual of Omaha296
GEICO396
Protective494
Allstate593
Haven693
State Farm793
AAA890
Prudential989

Overall Best Life Insurance in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the premier choice for life insurance in West Virginia for both men and women. For men, it has a MoneyGeek score of 99 and a monthly cost of $14. For women, it has a MoneyGeek score of 97 and a monthly cost of $15.

Top-ranked life insurers in West Virginia include:

  • Nationwide: MoneyGeek score of 99 out of 100 ($14 per month for men; $15 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($15 per month for men; $12 per month for women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($16 per month for men; $14 per month for women)

These insurers are distinguished by their competitive pricing and commitment to customer satisfaction and stability.

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out in West Virginia as the best choice for men seeking life insurance. It has a MoneyGeek score of 99 and a monthly premium of approximately $14.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for the best life insurance in West Virginia for women, with a MoneyGeek score of 97 and a monthly premium of $15.

Pros:

  • Exceptional customer satisfaction
  • Affordable
  • Diverse range of products

Best Term Life Insurance in West Virginia

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance in West Virginia for men and women, with a MoneyGeek score of 98 for men and 97 for women. The monthly premium for men is $12, while for women, it's $11.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 98 out of 100 ($12 per month for men; $11 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($12 per month for men; $9 per month for women)
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 ($11 per month for men; $10 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the optimal choice for term life insurance in West Virginia, with a MoneyGeek score of 98 for men and 97 for women. Its monthly premiums are affordable, costing men $12 and women $11.

Pros:

  • High customer satisfaction
  • Affordable
  • Offers a wide range of products

Best Whole Life Insurance in West Virginia

How was this MoneyGeek score calculated?

State Farm is the premier provider of the best whole life insurance in West Virginia for men and women, with a MoneyGeek score of 99.

The following are the top three highest MoneyGeek scores:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the leading provider of whole life insurance in West Virginia, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Proven financial stability

Cons:

  • The buying process could be smoother

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the standout provider, offering the best universal life insurance in West Virginia for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a MoneyGeek score of 99, is the best choice for universal life insurance in West Virginia for men and women.

Pros:

  • High satisfaction
  • Ample financial stability

Best No-Medical-Exam Life Insurance in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best no-medical-exam life insurance in West Virginia for men and women, with a MoneyGeek score of 99.

Here are the top three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top contender for the best no-medical-exam life insurance in West Virginia for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Wide selection of insurance products

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the top company with the best term life insurance for seniors in West Virginia for men and women. The company has a MoneyGeek score of 99 for men and 98 for women, with monthly premiums of $39 and $37, respectively. Nationwide's dominance in the rankings can be attributed to its top marks in satisfaction, diversity, process scores and strong stability.

Best Term Life Insurance for Seniors in West Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$3999
Mutual of Omaha2$4297
GEICO3$5494
Prudential4$5493
State Farm5$7893
Allstate6$4993
Protective7$5893
AAA8$6392
Haven9$8989

Best Term Life Insurance for Smokers in West Virginia

How was this MoneyGeek score calculated?

GEICO is the top provider of the best term life insurance for smokers in West Virginia, with a MoneyGeek score of 97 for men and women. The monthly premium for men is $15, while for women, it's $12. What sets GEICO apart is its blend of customer satisfaction and affordability.

Best Term Life Insurance for Smokers in West Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
GEICO1$1597
Nationwide2$3195
State Farm3$3295
Mutual of Omaha4$2794
Prudential5$2493
Allstate6$2392
Protective7$3890
Haven8$4390
AAA9$4589

Best Term Life Insurance for Young Adults in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best term life insurance for young adults in West Virginia, with a MoneyGeek score of 98 for men and women. Its term life insurance costs $8 per month for men and $7 for women.

Best Term Life Insurance for Young Adults in West Virginia
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$898
Mutual of Omaha2$797
GEICO3$796
Protective4$795
Haven5$894
Allstate6$894
State Farm7$1594
AAA8$1192
Prudential9$1391
Bestow10$1889

Best Cheap Term Life Insurance in West Virginia

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best cheap term life insurance in West Virginia, with a MoneyGeek score of 98 for men and 97 for women. Its monthly premiums are $12 for men and $11 for women. This insurer tops the chart due to an impressive blend of affordability, reliability and customer satisfaction.

Best Cheap Term Life Insurance in West Virginia
Data filtered by:Results filtered by:
Gender:
Gender:M
Nationwide$1298
Mutual of Omaha$1198
Allstate$1296
GEICO$1296
Protective$1295
Haven$1591
AAA$1790
State Farm$2289
Prudential$1987

Average Cost of Term Life Insurance in West Virginia

On average, women pay $31 and men pay $39 for term life insurance in West Virginia. Factors influencing the average cost of life insurance include age, health, occupation and lifestyle. Additionally, coverage amount and term length can significantly impact rates. Remember, the best policy accounts for personal needs and future goals.

FAQ About Life Insurance in West Virginia

What is the best life insurance in West Virginia for men?
How much is life insurance in West Virginia for men?
What is the best life insurance in West Virginia for women?
How much is life insurance in West Virginia for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.