Best Life Insurance in Pennsylvania (September 2024)


Updated: September 21, 2024

Advertising & Editorial Disclosure

Nationwide is the top provider of life insurance for men, with a MoneyGeek score of 97 and a monthly premium cost of $19. For women, GEICO is the leading provider, with a MoneyGeek score of 96 and a monthly premium of $15.

Choosing the right life insurance company for you depends on the type of policy and the advantages each company offers.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pennsylvania.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Pennsylvania: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
ProtectiveRank3MoneyGeek Score95
Mutual of OmahaRank4MoneyGeek Score94
TransamericaRank5MoneyGeek Score93
State FarmRank6MoneyGeek Score93
HavenRank7MoneyGeek Score91
PrudentialRank8MoneyGeek Score91
AAARank8MoneyGeek Score91
AllstateRank10MoneyGeek Score90

Overall Best Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide is the best life insurance provider in Pennsylvania for men, with a MoneyGeek score of 97 and a monthly premium of $19. GEICO leads for women, with a MoneyGeek score of 96 and a monthly premium of $15.

The companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($19 per month for men and women)
  • GEICO: MoneyGeek score of 96 out of 100 ($15 per month for men and women)
  • Protective: MoneyGeek score of 95 out of 100 ($16 per month for men; $14 per month for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for life insurance for men in Pennsylvania. With a MoneyGeek score of 97 and an affordable monthly premium of $19, the insurer is the epitome of a reliable financial safeguard for your loved ones.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse product options

Overall Best for Women: GEICO

COMPANY HIGHLIGHTS

With a MoneyGeek score of 96 and a monthly premium of $15, GEICO is an exceptional choice for the best life insurance for women in Pennsylvania. GEICO's commitment to customer satisfaction and affordability makes it a leading choice for your life insurance needs.

Pros:

  • High customer satisfaction
  • Affordable
  • Solid financial stability

Cons:

  • Limited product options available
  • Buying process could be improved

Best Term Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best term life insurance in Pennsylvania, securing the highest MoneyGeek score of 97 for men and women. It offers policies starting at a monthly premium of $13 for women and $15 for men.

Here are the companies with the top three highest MoneyGeek scores for the best term life insurance in Pennsylvania:

  • Nationwide: MoneyGeek score of 97 out of 100 ($15 per month for men; $13 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($11 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($14 per month for men; $12 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for term life insurance in Pennsylvania, with a MoneyGeek score of 97. Offering affordable monthly premiums of $13 for women and $15 for men, Nationwide ensures superior coverage and satisfaction.

Pros:

  • High customer satisfaction
  • Competitive and affordable pricing
  • Diverse products available

Best Whole Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

State Farm is the provider with the best whole life insurance in Pennsylvania for men and women, boasting a MoneyGeek score of 99.

Consider these leading insurers for whole life insurance:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm, with the highest MoneyGeek score of 99, is the top choice for the best whole life insurance in Pennsylvania for men and women. As a leader in the industry, State Farm ensures a reliable and satisfying experience for policyholders.

Pros:

  • Exceptional customer satisfaction
  • Diverse insurance product options
  • Superior financial stability

Cons:

  • Buying process may vary for individuals

Best Universal Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide claims the title as the provider of the best universal life insurance in Pennsylvania for men and women, with a MoneyGeek score of 99.

When looking for universal life insurance, consider these top-scoring companies:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the leading choice for the best universal life insurance in Pennsylvania for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse insurance products

Best No-Medical-Exam Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best no-medical-exam life insurance in Pennsylvania for both men and women, with a MoneyGeek score of 99.

The companies with the top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the premier provider of no-medical-exam life insurance for men and women in Pennsylvania, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Diverse product offerings

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance for seniors in Pennsylvania for men and women. It has a MoneyGeek score of 98 and monthly premium costs of $55 for men and $51 for women. Nationwide's leading position is underscored by full marks in satisfaction, affordability, diversity and process simplicity. The provider ensures that the financial needs of seniors are met with diligence and care.

Best Term Life Insurance for Seniors in Pennsylvania
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$55MoneyGeek Score98
GEICORank2Monthly Premium$51MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$59MoneyGeek Score96
ProtectiveRank4Monthly Premium$55MoneyGeek Score95
TransamericaRank5Monthly Premium$54MoneyGeek Score94
State FarmRank6Monthly Premium$102MoneyGeek Score93
PrudentialRank7Monthly Premium$69MoneyGeek Score93
AAARank8Monthly Premium$69MoneyGeek Score93
AllstateRank9Monthly Premium$67MoneyGeek Score92
HavenRank10Monthly Premium$107MoneyGeek Score89

Best Term Life Insurance for Smokers in Pennsylvania

How was this MoneyGeek score calculated?

Mutual of Omaha is the top provider of the best term life insurance for smokers in Pennsylvania for men and women. With a MoneyGeek Score of 96 for men and 95 for women, the company offers policies costing $32 per month for men and $29 per month for women. Mutual of Omaha has achieved excellent ratings in customer satisfaction, affordability and diversity, which significantly contribute to its overall MoneyGeek score.

Best Term Life Insurance for Smokers in Pennsylvania
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of OmahaRank1Monthly Premium$32MoneyGeek Score96
GEICORank2Monthly Premium$30MoneyGeek Score96
NationwideRank3Monthly Premium$39MoneyGeek Score96
State FarmRank4Monthly Premium$44MoneyGeek Score95
PrudentialRank5Monthly Premium$32MoneyGeek Score95
AllstateRank6Monthly Premium$29MoneyGeek Score94
TransamericaRank7Monthly Premium$29MoneyGeek Score94
AAARank8Monthly Premium$37MoneyGeek Score93
ProtectiveRank9Monthly Premium$50MoneyGeek Score90
HavenRank10Monthly Premium$57MoneyGeek Score89

Best Term Life Insurance for Young Adults in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in Pennsylvania for men and women. With a MoneyGeek score of 98 for women and 97 for men, Nationwide has an affordable monthly premium of $9 for women and men. Nationwide's top rank is attributed to its high satisfaction and diversity scores, reflecting a strong commitment to quality service and inclusivity.

Best Term Life Insurance for Young Adults in Pennsylvania
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$9MoneyGeek Score97
GEICORank2Monthly Premium$7MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$9MoneyGeek Score96
ProtectiveRank4Monthly Premium$7MoneyGeek Score95
TransamericaRank5Monthly Premium$8MoneyGeek Score94
AAARank6Monthly Premium$10MoneyGeek Score93
State FarmRank7Monthly Premium$17MoneyGeek Score93
HavenRank8Monthly Premium$11MoneyGeek Score92
PrudentialRank9Monthly Premium$14MoneyGeek Score91
AllstateRank10Monthly Premium$12MoneyGeek Score91
BestowRank11Monthly Premium$19MoneyGeek Score89

Best Cheap Term Life Insurance in Pennsylvania

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best cheap term life insurance in Pennsylvania for women, with a MoneyGeek score of 97 and a monthly premium of $13. GEICO takes the top spot for men with a score of 97 and a monthly premium of $11.

These companies have excellent financial stability and customer satisfaction, indicating their reliability and overall value offered to policyholders.

Best Cheap Term Life Insurance in Pennsylvania
Data filtered by:Results filtered by:
Gender:
Gender:M
GEICOMonthly Premium$11MoneyGeek Score97
NationwideMonthly Premium$15MoneyGeek Score96
Mutual of OmahaMonthly Premium$14MoneyGeek Score96
TransamericaMonthly Premium$13MoneyGeek Score95
ProtectiveMonthly Premium$12MoneyGeek Score95
AAAMonthly Premium$16MoneyGeek Score93
AllstateMonthly Premium$18MoneyGeek Score91
State FarmMonthly Premium$26MoneyGeek Score89
PrudentialMonthly Premium$21MoneyGeek Score88
HavenMonthly Premium$20MoneyGeek Score88

Average Cost of Term Life Insurance in Pennsylvania

The average monthly premium for life insurance in Pennsylvania is $38 for women and $47 for men. Several factors influence the average cost of life insurance, including age, health status, occupation and lifestyle choices. Typically, premiums may be higher for older individuals, those with health issues or high-risk professions. Always consider these variables when shopping for life insurance to estimate your personal expenses effectively.

FAQ About Life Insurance in Pennsylvania

What is the best life insurance in Pennsylvania for men?

The best life insurance in Pennsylvania for men is offered by Nationwide.

How much is life insurance in Pennsylvania for men?

The cost of life insurance for men in Pennsylvania can vary based on age, health status and coverage amount. Another key factor is your lifestyle, which includes activities and habits that could impact your risk profile. The best life insurance provider, Nationwide, has a monthly premium of about $19.

What is the best life insurance in Pennsylvania for women?

The best life insurance provider in Pennsylvania for women is GEICO.

How much is life insurance in Pennsylvania for women?

The cost of life insurance for women in Pennsylvania is influenced by age, health status and coverage amount. GEICO, the top-rated provider, offers a competitive monthly premium of approximately $15.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.