Best Life Insurance in South Dakota (May 2024)


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Updated: September 11, 2024

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In South Dakota, for women, the top life insurance provider is Nationwide with a MoneyGeek score of 96 and a monthly premium of $30. For men, the leading company is also Nationwide, with a MoneyGeek score of 97 and a monthly premium of $32. The choice of life insurance is affected by factors such as customer satisfaction, affordability and product diversity.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in South Dakota.

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Coverage costs and company information for life insurance providers were updated in March 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in South Dakota: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score96
Mutual of OmahaRank3MoneyGeek Score95
ProtectiveRank4MoneyGeek Score95
HavenRank5MoneyGeek Score95
AllstateRank6MoneyGeek Score94
State FarmRank7MoneyGeek Score94
TransamericaRank8MoneyGeek Score93
PrudentialRank9MoneyGeek Score92
AAARank10MoneyGeek Score92
American Family InsuranceRank11MoneyGeek Score91

Overall Best Life Insurance in South Dakota

How was this MoneyGeek score calculated?

Nationwide is the best life insurance company in South Dakota for both men and women, with respectgive MoneyGeek scores of 97 for men and 96 for women. Men can expect to pay a monthly premium of $32, while women have a slightly lower premium at $30 per month.

The top three life insurance companies in South Dakota are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($30 per month for women; $32 per month for men)
  • GEICO: MoneyGeek score of 96 out of 100 ($25 per month for women and men)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($28 per month for women; $31 per month for men)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide provides the best life insurance in South Dakota for men, with a MoneyGeek score of 97 and an affordable monthly premium of $32.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Diverse product options

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for women looking for the best life insurance in South Dakota, with an overall MoneyGeek Score of 96 and a monthly premium of $30.

Pros:

  • High customer satisfaction ratings
  • Diverse range of product options
  • Streamlined buying process

Best Term Life Insurance in South Dakota

How was this MoneyGeek score calculated?

Nationwide is the top provider for the best term life insurance in South Dakota, garnering the highest MoneyGeek score for both men and women. For men, Nationwide has a score of 97, with a monthly premium of $23, while for women, the score is 97 with a monthly premium of $22.

The top three companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for women; $23 per month for men)
  • GEICO: MoneyGeek score of 96 out of 100 ($19 per month for women and men)
  • Haven: MoneyGeek score of 95 out of 100 ($16 per month for women; $17 per month for men)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide provides the best term life insurance in South Dakota for both men and women, with a MoneyGeek score of 97 and a monthly premium of $23.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Wide range of insurance products

Best Whole Life Insurance in South Dakota

How was this MoneyGeek score calculated?

State Farm stands is the leading provider of the best whole life insurance in South Dakota, with a MoneyGeek score of 99 out of 100.

Our top three rankings for South Dakota are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • American Family Insurance: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm provides the best whole life insurance in South Dakota. With a MoneyGeek score of 99, its reputation for excellence and commitment to customer satisfaction ensures that policyholders are making a secure and reliable choice.

Pros:

  • Excellent customer satisfaction
  • Offers a diverse range of products
  • Financially stable and reliable

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in South Dakota

How was this MoneyGeek score calculated?

Nationwide provides the best universal life insurance in South Dakota, with a MoneyGeek score of 99.

The companies with the top three MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • American Family Insurance: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best universal life insurance in South Dakota. With a MoneyGeek score of 99, Nationwide exemplifies superior service and robust policy options, ensuring comprehensive coverage.

Pros:

  • Exemplary customer satisfaction
  • Diverse range of products

Best No-Medical-Exam Life Insurance in South Dakota

How was this MoneyGeek score calculated?

Nationwide best no-medical-exam life insurance provider in South Dakota for both men and women, with a MoneyGeek score of 99. This score reflects its high financial stability and customer satisfaction.

The providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

The leading provider of no-medical-exam life insurance in South Dakota, Nationwide, has a MoneyGeek score of 99. The company is renowned for its customer-focused approach.

Pros:

  • High customer satisfaction
  • Diverse product offerings

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Best Term Life Insurance for Seniors in South Dakota

How was this MoneyGeek score calculated?

Nationwide is the best term life insurance provider for seniors in South Dakota. For men, Nationwide's MoneyGeek score is 98, with an estimated monthly premium of $86. For women, it achieves a score of 98 with monthly premiums around $83. Nationwide distinguishes itself with high satisfaction, financial stability and product diversity scores.

Best Term Life Insurance for Seniors in South Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$86MoneyGeek Score98
GEICORank2Monthly Premium$84MoneyGeek Score96
HavenRank3Monthly Premium$78MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$102MoneyGeek Score95
ProtectiveRank5Monthly Premium$87MoneyGeek Score95
AllstateRank6Monthly Premium$79MoneyGeek Score94
PrudentialRank7Monthly Premium$101MoneyGeek Score93
TransamericaRank8Monthly Premium$90MoneyGeek Score93
State FarmRank9Monthly Premium$154MoneyGeek Score93
AAARank10Monthly Premium$119MoneyGeek Score91

Best Term Life Insurance for Smokers in South Dakota

How was this MoneyGeek score calculated?

Two companies provide the best term life insurance for smokers in South Dakota. For men, it is Nationwide, with a MoneyGeek score of 96 and a monthly premium of $55. Prudential takes the top spot for women smokers in South Dakota with a MoneyGeek Score of 95 and a monthly premium of $34. These companies distinguish themselves by excelling in customer satisfaction and process scores.

Best Term Life Insurance for Smokers in South Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$55MoneyGeek Score96
GEICORank2Monthly Premium$47MoneyGeek Score95
HavenRank3Monthly Premium$40MoneyGeek Score95
PrudentialRank4Monthly Premium$45MoneyGeek Score94
Mutual of OmahaRank5Monthly Premium$56MoneyGeek Score94
State FarmRank6Monthly Premium$74MoneyGeek Score94
TransamericaRank7Monthly Premium$50MoneyGeek Score92
AAARank8Monthly Premium$60MoneyGeek Score91
ProtectiveRank9Monthly Premium$81MoneyGeek Score90
AllstateRank10Monthly Premium$78MoneyGeek Score89

Best Term Life Insurance for Young Adults in South Dakota

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for young adults in South Dakota, with a MoneyGeek score of 97 for men and 96 for women. Men can expect to pay a monthly premium of $15, while women will find premiums at about $14. Its high scores are due to its dedication to customer satisfaction and an optimal balance between cost-effectiveness and reliability.

Best Term Life Insurance for Young Adults in South Dakota
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$15MoneyGeek Score97
GEICORank2Monthly Premium$12MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$15MoneyGeek Score95
HavenRank3Monthly Premium$10MoneyGeek Score95
ProtectiveRank5Monthly Premium$12MoneyGeek Score95
State FarmRank6Monthly Premium$25MoneyGeek Score94
AllstateRank7Monthly Premium$12MoneyGeek Score93
TransamericaRank8Monthly Premium$13MoneyGeek Score93
AAARank9Monthly Premium$17MoneyGeek Score92
PrudentialRank10Monthly Premium$20MoneyGeek Score91
BestowRank11Monthly Premium$28MoneyGeek Score89

Best Cheap Term Life Insurance in South Dakota

How was this MoneyGeek score calculated?

Nationwide provides the best cheap term life insurance in South Dakota for both men and women, with a MoneyGeek score of 96 for men and 96 for women, with monthly premiums of $23 and $22, respectively. These high scores are due to its strong customer satisfaction and financial stability, as well as its competitive rates and reliable service.

Best Cheap Term Life Insurance in South Dakota
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$23MoneyGeek Score96
AllstateMonthly Premium$19MoneyGeek Score95
HavenMonthly Premium$17MoneyGeek Score95
GEICOMonthly Premium$19MoneyGeek Score95
ProtectiveMonthly Premium$20MoneyGeek Score95
TransamericaMonthly Premium$21MoneyGeek Score94
Mutual of OmahaMonthly Premium$24MoneyGeek Score94
AAAMonthly Premium$28MoneyGeek Score91
PrudentialMonthly Premium$30MoneyGeek Score89
State FarmMonthly Premium$40MoneyGeek Score89

Average Cost of Term Life Insurance in South Dakota

The average monthly premium for life insurance in South Dakota for women and men is $56 and $66, respectively. These costs reflect the average cost of life insurance and are influenced by several factors including age, health status, coverage amount and term length of the policy. Smokers may face higher premiums, and those who opt for longer coverage terms or higher coverage amounts can expect increased costs.

FAQ: Life Insurance in South Dakota

What is the best life insurance in South Dakota for men?

The top life insurance in South Dakota for men is provided by Nationwide.

How much is life insurance in South Dakota for men?

The cost of life insurance in South Dakota for men can be influenced by factors like age, health, and coverage amount. Nationwide offers the best life insurance at a competitive monthly premium of $32.

What is the best life insurance in South Dakota for women?

The best life insurance in South Dakota for women is offered by Nationwide.

How much is life insurance in South Dakota for women?

The cost of life insurance for women in South Dakota can vary based on age, health and coverage amount. For the highest-rated company, Nationwide, the average monthly premium is $30.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.