Best Life Insurance in Alabama (November 2024)


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The top life insurance provider for men is Nationwide, with a MoneyGeek score of 97 and a monthly premium cost of $16. For women, the leading company is GEICO, with a MoneyGeek score of 96 and a monthly premium of $13.

Choosing the right life insurance company is crucial, and the best policy varies based on individual factors.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Alabama.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Alabama: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide197
GEICO297
Mutual of Omaha395
Protective494
State Farm593
Haven692
Prudential791
Allstate890
AAA989

Overall Best Life Insurance in Alabama

How was this MoneyGeek score calculated?

Nationwide and GEICO are the best life insurance providers in Alabama for men and women, respectively. Nationwide leads with a MoneyGeek score of 97 and a monthly premium of $16 for men. GEICO tops the ranks for women, with a MoneyGeek score of 96 and a more affordable monthly premium of $13.

The top three highest MoneyGeek scores for life insurance in Alabama are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for men and women)
  • GEICO: MoneyGeek score of 96 out of 100 ($13 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($17 per month for men; $14 per month for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-rated company for the best life insurance in Alabama for men, with a MoneyGeek score of 97. With a monthly premium of $16, Nationwide offers exceptional value without compromising on quality or service.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Diverse range of products

Overall Best for Women: GEICO

COMPANY HIGHLIGHTS

GEICO is the best life insurance option in Alabama for women. With an impressive overall MoneyGeek score of 96 and a monthly premium of $13, the insurer guarantees exceptional value tied with financial reliability.

Pros:

  • High customer satisfaction
  • Superior affordability
  • Robust financial stability

Cons:

  • Limited product diversity

Best Term Life Insurance in Alabama

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best term life insurance in Alabama, with a MoneyGeek score of 97 for men and women. It has a monthly premium of $13 for men and $12 for women.

These companies earned the top three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for men; $12 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($10 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for men; $11 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top option for the best term life insurance in Alabama, with a MoneyGeek score of 97 for men and women. It has a monthly cost of $13 for men and $12 for women.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Broad product diversity

Best Whole Life Insurance in Alabama

How was this MoneyGeek score calculated?

State Farm is the leading provider of the best whole life insurance in Alabama for men and women, with a MoneyGeek score of 99.

Here are the companies in Alabama with the highest MoneyGeek scores:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the best whole life insurance provider in Alabama for men and women, with a MoneyGeek score of 99. With a well-rounded suite of insurance products and benefits, it is the go-to company for individuals seeking reliable and comprehensive coverage.

Pros:

  • High customer satisfaction
  • Diverse range of insurance products
  • Seamless purchase experience

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Alabama

How was this MoneyGeek score calculated?

Nationwide is the top performer offering the best universal life insurance in Alabama for men and women, with a MoneyGeek score of 99.

Here are the top three companies with the highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for universal life insurance in Alabama for men and women, with the highest MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Affordable insurance options
  • Wide range of insurance products

Best No-Medical-Exam Life Insurance in Alabama

How was this MoneyGeek score calculated?

Nationwide is the best no-medical-exam life insurance provider in Alabama, with a MoneyGeek score of 99 for men and women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for the best no-medical-exam life insurance in Alabama for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • Strong financial stability

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Alabama

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best term life insurance for seniors in Alabama, with a MoneyGeek score of 98 for men and women. It has a monthly cost of $44 for men and $41 for women. Nationwide stands out for its high customer satisfaction, affordability and diverse offerings.

Best Term Life Insurance for Seniors in Alabama
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$4499
Mutual of Omaha2$4497
GEICO3$4596
Prudential4$4995
Protective5$6193
State Farm6$8693
AAA7$7391
Allstate8$7191
Haven9$10089

Best Term Life Insurance for Smokers in Alabama

How was this MoneyGeek score calculated?

Mutual of Omaha is the top provider for men for the best term life insurance for smokers in Alabama, with a MoneyGeek score of 97 and a monthly cost of $25. Allstate leads for women, with a MoneyGeek score of 94 and a monthly cost of $15.

Best Term Life Insurance for Smokers in Alabama
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of Omaha1$2597
GEICO2$2496
Nationwide3$3296
State Farm4$3496
Prudential5$2595
Allstate6$2494
Protective7$3891
Haven8$4690
AAA9$4889

Best Term Life Insurance for Young Adults in Alabama

How was this MoneyGeek score calculated?

Nationwide is the top provider for the best term life insurance for young adults, with a MoneyGeek score of 97 for women and men. Its monthly premiums are $8 for women and $9 for men. The key factors contributing to Nationwide's top position are its high customer satisfaction and stability scores, highlighting the insurer's commitment to providing quality and reliable service to its clients.

Best Term Life Insurance for Young Adults in Alabama
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$997
GEICO2$697
Mutual of Omaha3$896
Protective4$894
State Farm5$1694
Haven6$1093
Prudential7$1292
AAA8$1391
Allstate9$1489
Bestow10$1889

Best Cheap Term Life Insurance in Alabama

How was this MoneyGeek score calculated?

Mutual of Omaha stands out as the best cheap term life insurance provider in Alabama, with a MoneyGeek score of 97 for men and women. Its monthly premiums are $12 for men and $11 for women.

Mutual of Omaha's leading position is due to its reliability and affordability in the competitive insurance market. Policyholders can trust in this consistent provider for their term life insurance needs.

Best Cheap Term Life Insurance in Alabama
Data filtered by:Results filtered by:
Gender:
Gender:M
Mutual of Omaha$1297
GEICO$1097
Nationwide$1396
Protective$1394
Prudential$1790
Haven$1789
State Farm$2589
AAA$2088
Allstate$2188

Average Cost of Term Life Insurance in Alabama

The average monthly premiums for life insurance in Alabama is $31 for women and $42 for men. Factors influencing the average cost of life insurance include age, health status, occupation and the length and amount of coverage desired. Smoking habits and lifestyle choices can also affect premiums. By staying informed, you can secure a plan that aligns with your financial goals.

FAQ About Life Insurance in Alabama

What is the best life insurance in Alabama for men?

How much is life insurance in Alabama for men?

What is the best life insurance in Alabama for women?

How much is life insurance in Alabama for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.