Best Life Insurance in Georgia (May 2024)


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Updated: July 26, 2024

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The leading life insurance provider for men is Nationwide, with a MoneyGeek score of 97 and a monthly premium cost of $31. For women, Nationwide also claims the top spot, with a MoneyGeek score of 96 and a monthly premium of $29. When seeking the best life insurance policy, various factors come into play, such as coverage needs, budget and the provider's reliability.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Georgia.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Georgia: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
ProtectiveRank4MoneyGeek Score95
State FarmRank5MoneyGeek Score94

Overall Best Life Insurance in Georgia

How was this MoneyGeek score calculated?

Nationwide is the leading company offering the best life insurance in Georgia for both men and women, with a respective MoneyGeek score of 97 for men and 96 for women. Men can expect to pay a monthly premium of $31, while women are offered a slightly lower rate at $29.

  • Nationwide: MoneyGeek score of 97 out of 100 ($31 per month for men; $29 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($25 per month for men; $25 per month for women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($30 per month for men; $27 per month for women)

Best for Men: Nationwide

COMPANY HIGHLIGHTS

With a premier MoneyGeek score of 97, Nationwide is the best choice for life insurance in Georgia for men. Their monthly premium is approximately $31, providing superb value and positioning them as a top provider.

Pros:

  • High level of customer satisfaction
  • Above-average affordability
  • Diverse product offerings

Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is an exceptional choice for women in Georgia seeking the best life insurance. It combines high customer satisfaction with robust product options, scoring an impressive 96 overall on the MoneyGeek score chart. Highly acclaimed for its offerings, Nationwide maintains a monthly premium of roughly $29, ensuring both quality and affordability.

Pros:

  • High user contentment
  • Range of diverse products.
  • Seamless policy acquisition

Cons:

  • There are more affordable options

Best Term Life Insurance in Georgia

How was this MoneyGeek score calculated?

Nationwide takes the top spot for the best term life insurance in Georgia for both men and women, showcasing a MoneyGeek score of 97 and 96 for men and women, respectively. The company offers affordable policies with a monthly premium cost of approximately $22 for both genders.

The top companies are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for men; $22 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($18 per month for men; $18 per month for women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($24 per month for men; $23 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for term life insurance in Georgia, catering to both men and women. It has an impressive MoneyGeek score of 97 and offers affordable monthly premiums costing around $22.

Pros:

  • High customer satisfaction
  • Cost-effective policies enhancing affordability
  • A diverse range of insurance products

Best Whole Life Insurance in Georgia

How was this MoneyGeek score calculated?

State Farm is the top provider of the best whole life insurance in Georgia for both men and women, with a MoneyGeek score of 99 out of 100. Catering to the diverse financial needs of our audience, State Farm's high MoneyGeek score signals their commitment to satisfaction, affordability and diverse policy options.

The top three highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the premier choice for the best whole life insurance in Georgia, catering to both men and women. With an overall MoneyGeek Score of 99, the company demonstrates exceptional performance in multiple areas, ensuring clients receive top-quality service and reliability.

Pros:

  • High customer satisfaction
  • Diverse product options
  • Robust financial stability

Cons:

  • The buying process could be improved

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Georgia

How was this MoneyGeek score calculated?

Nationwide is acclaimed for offering the best universal life insurance in Georgia for both men and women, reflecting an outstanding MoneyGeek score of 99.

The top three highest moneygeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • American Family Insurance: MoneyGeek score of 97 out of 100 (for women)

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for those seeking the best universal life insurance in Georgia, catering to both men and women. With an unmatched MoneyGeek score of 99, the company exemplifies excellence in coverage options, customer service and financial reliability.

Pros:

  • High customer satisfaction
  • Competitive affordability
  • An extensive product selection

Best No-Medical-Exam Life Insurance in Georgia

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best no medical exam life insurance in Georgia for both men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100 (for men)

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide distinguishes itself as the prime choice for the best no-medical-exam life insurance in Georgia, catering to both men and women. With a top-notch MoneyGeek score of 99, this company ensures a blend of superior service, affordability and varied product options for consumers seeking financial security.

Pros:

  • High customer satisfaction
  • Competitive pricing contributes to overall affordability
  • Rich product selection offers versatile coverage options

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Georgia

How was this MoneyGeek score calculated?

Nationwide stands out as the best term life insurance for seniors in Georgia, securing the top position for both men and women. With a high MoneyGeek score of 98 for men and 98 for women, Nationwide offers term life insurance at an approximate cost of $82 and $78 monthly for men and women, respectively. Nationwide provides a balance of satisfaction, affordability, diversity, process and stability.

Best Term Life Insurance for Seniors in in Georgia
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$82MoneyGeek Score98
GEICORank2Monthly Premium$74MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$97MoneyGeek Score96
ProtectiveRank4Monthly Premium$82MoneyGeek Score95
State FarmRank5Monthly Premium$147MoneyGeek Score94

Best Term Life Insurance for Smokers in Georgia

How was this MoneyGeek score calculated?

Nationwide is the best provider for men smokers with a MoneyGeek score of 97 and premium of $55. Prudential stands out as the provider with the best term life insurance for women smokers in Georgia. For women, Prudential provides a policy at a monthly premium of $33, and a MoneyGeek score of 95 out of 100. This company excels in the best term life insurance for smokers due to its high satisfaction and stability scores.

Best Term Life Insurance for Smokers in in Georgia
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$55MoneyGeek Score97
GEICORank2Monthly Premium$45MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$54MoneyGeek Score96
PrudentialRank4Monthly Premium$44MoneyGeek Score95
State FarmRank5Monthly Premium$72MoneyGeek Score95

Best Term Life Insurance for Young Adults in Georgia

How was this MoneyGeek score calculated?

Nationwide stands out as the top provider of the best term life insurance for young adults in Georgia for both men and women. Nationwide's MoneyGeek score is 97 for men and 97 for women, with monthly premium costs at $15 for men and $14 for women. This is due to Nationwide's high satisfaction and diversity scores.

Best Term Life Insurance for Young Adults in in Georgia
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$15MoneyGeek Score97
GEICORank2Monthly Premium$12MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$15MoneyGeek Score96
ProtectiveRank4Monthly Premium$12MoneyGeek Score95
State FarmRank5Monthly Premium$25MoneyGeek Score94

Best Cheap Term Life Insurance in Georgia

How was this MoneyGeek score calculated?

Nationwide stands out as the provider offering the best cheap term life insurance in Georgia for both men and women. The MoneyGeeksScore for Nationwide is 97 for men and 96 for women, with monthly premiums costing $22. Nationwide's consistency across the board in affordability and high score makes it the top choice for cost-effective term life insurance solutions in Georgia.

Best Cheap Term Life Insurance in in Georgia
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$22MoneyGeek Score97
GEICOMonthly Premium$18MoneyGeek Score97
ProtectiveMonthly Premium$19MoneyGeek Score96
Mutual of OmahaMonthly Premium$24MoneyGeek Score95
AAAMonthly Premium$28MoneyGeek Score91

Average Cost of Term Life Insurance in Georgia

The average cost of monthly premiums for life insurance in Georgia is $58 for women and $72 for men. These numbers reflect how gender partly shapes the average cost of life insurance, with factors such as age, health, occupation and the term length of the policy also impacting pricing.

FAQ: Life Insurance in Georgia

What is the best life insurance in Georgia for men?
How much is life insurance in Georgia for men?
What is the best life insurance in Georgia for women?
How much is life insurance in Georgia for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


sources
  • Georgia Life & Health Insurance Guaranty Association. " FAQs." Accessed May 12, 2024.