Best Life Insurance in South Carolina (May 2024)


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Updated: July 27, 2024

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For men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium cost of $16. For women, Nationwide also leads with a MoneyGeek score of 95 and a monthly premium of $16. When considering a life insurance purchase, factors such as coverage, affordability, and company stability should be evaluated to determine the best fit for your specific needs.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in South Carolina.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in South Carolina: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score96
HavenRank3MoneyGeek Score95
Mutual of OmahaRank4MoneyGeek Score95
ProtectiveRank5MoneyGeek Score93

Overall Best Life Insurance in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the top-ranking life insurance company in South Carolina, according to MoneyGeek, with a score of 97 for men and 95 for women. The monthly premium is approximately $16 for both genders. Here are the top three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for me; $16 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($13 per month for men; $13 per month for women)
  • Haven: MoneyGeek score of 95 out of 100 ($13 per month for men; $11 per month for women)

Nationwide provides top-tier financial security and affordable premiums for both men and women, making it a leading choice for life insurance coverage.

Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best life insurance provider in South Carolina for men, having a MoneyGeek score of 97. The company is affordable, with a monthly premium of approximately $16.

Pros:

  • High customer satisfaction
  • Favorable affordability score
  • Wide product diversity

Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the premier choice for the best life insurance in South Carolina for women. With an overall MoneyGeek score of 95 and an average monthly premium of $16, Nationwide merges affordability with excellence.

Pros:

  • Exceptional customer satisfaction
  • Offers a diverse range of products
  • Streamlined and efficient buying process

Cons:

  • Affordability may be better with other companies
  • Other insurers might have more robust financial stability

Best Term Life Insurance in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance in South Carolina for both men and women. Its MoneyGeek score is 97 for men and 96 for women, and its monthly premium is approximately $13 for men and $12 for women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for men; $12 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($10 per month for men; $10 per month for women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for men; $11 per month for women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Introduction:

Choosing the right term life insurance in South Carolina for both men and women has never been easier. With a comprehensive MoneyGeek score of 97, Nationwide stands out as the best option, offering affordability and peace of mind at a monthly premium of approximately $13.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Diverse product offerings

Best Whole Life Insurance in South Carolina

How was this MoneyGeek score calculated?

State Farm is the top provider of the best whole life insurance in South Carolina, with a MoneyGeek score of 99 for both men and women. State Farm has a balance of affordability, customer satisfaction and a stable process.

Top performers with the highest MoneyGeek scores:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

State Farm offers outstanding value and consistent performance across the board.

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm, with an outstanding MoneyGeek score of 99, stands exemplary as the best whole life insurance provider in South Carolina for both men and women. This recognition comes from the company's stellar combination of strong financial stability, diverse product offerings, and an excellent buying process.

Pros:

  • Exceptional customer satisfaction
  • A diverse range of insurance products
  • Streamlined process of purchasing insurance

Cons:

  • Affordability could be more competitive

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the company with the best universal life insurance in South Carolina for both men and women. It leads with a MoneyGeek score of 99. The top three highest MoneyGeek scores for the best universal life insurance are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

By opting for leading insurers, policyholders in South Carolina can be assured of financial security.

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best universal life insurance in South Carolina for both men and women. Its unmatched MoneyGeek score of 99 is due to its commitment to customer service, affordability, product diversity and financial stability.

Pros:

  • Exceptional customer satisfaction
  • Praiseworthy affordability
  • Notable product diversity

Best No-Medical-Exam Life Insurance in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the top-ranked provider of the best no-medical-exam life insurance in South Carolina for both men and women, with a MoneyGeek score of 99.

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

MoneyGeek's scores reflect a balanced evaluation of affordability, process, stability and diversified offerings.

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the standout choice for the best no-medical-exam life insurance in South Carolina for men and women. With a MoneyGeek score of 99, it offers comprehensive, affordable and customer-focused life insurance services.

Pros:

  • Exceptional customer satisfaction
  • Competitive premiums
  • Diversity in insurance products

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the best term life insurance provider for seniors in South Carolina, with a MoneyGeek score of 97 for men and 97 for women, costing approximately $48 and $45 monthly, respectively. Nationwide is the top choice for best term life insurance for seniors, offering quality service and affordability.

Best Term Life Insurance for Seniors in South Carolina
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$48MoneyGeek Score97
GEICORank2Monthly Premium$40MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$46MoneyGeek Score96
HavenRank4Monthly Premium$45MoneyGeek Score94
PrudentialRank5Monthly Premium$51MoneyGeek Score94

Best Term Life Insurance for Smokers in South Carolina

How was this MoneyGeek score calculated?

GEICO offers the best term life insurance for smokers in South Carolina, with the highest MoneyGeek score for men at 95. For women, Allstate takes the lead with a MoneyGeek score of 94. Men can secure a policy with GEICO at an approximate monthly premium of $24, while women have access to Allstate policies at roughly $15 per month.

Best Term Life Insurance for Smokers in South Carolina
Data filtered by:Results filtered by:
Sex:
Sex:M
GEICORank1Monthly Premium$24MoneyGeek Score95
NationwideRank2Monthly Premium$33MoneyGeek Score95
Mutual of OmahaRank3Monthly Premium$27MoneyGeek Score95
HavenRank4Monthly Premium$20MoneyGeek Score95
State FarmRank5Monthly Premium$36MoneyGeek Score95

Best Term Life Insurance for Young Adults in South Carolina

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in South Carolina, with MoneyGeek scores of 97 for women and men, and monthly premiums of $8 and $9, respectively. Nationwide performs in affordability, customer satisfaction and stability.

Best Term Life Insurance for Young Adults in South Carolina
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$9MoneyGeek Score97
GEICORank2Monthly Premium$6MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$8MoneyGeek Score96
HavenRank4Monthly Premium$5MoneyGeek Score95
ProtectiveRank5Monthly Premium$8MoneyGeek Score94

Best Cheap Term Life Insurance in South Carolina

How was this MoneyGeek score calculated?

Nationwide is the top provider for men with a MoneyGeek score of 96 and a monthly premium of $13, while Haven leads for women with a score of 95 and a premium of $8. Nationwide and Haven offer the best cheap term life insurance in South Carolina due to their high MoneyGeek scores, which reflect a strong balance of affordability, product offerings and customer satisfaction.

Best Cheap Term Life Insurance in South Carolina
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$13MoneyGeek Score96
GEICOMonthly Premium$10MoneyGeek Score96
Mutual of OmahaMonthly Premium$12MoneyGeek Score95
HavenMonthly Premium$9MoneyGeek Score95
ProtectiveMonthly Premium$14MoneyGeek Score93

Average Cost of Term Life Insurance in South Carolina

The average cost of monthly premiums for life insurance in South Carolina stands at roughly $29 for women and $39 for men. These figures reveal how gender can influence the average cost of life insurance, along with other factors such as age, health status, coverage amount and term length.

FAQ: Life Insurance in South Carolina

What is the best life insurance in South Carolina for men?
How much is life insurance in South Carolina for men?
What is the best life insurance in South Carolina for women?
How much is life insurance in South Carolina for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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