Best Life Insurance in Rhode Island (November 2024)


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In Rhode Island, for men, GEICO is the best life insurance provider, with a MoneyGeek score of 96 and a monthly premium of $10. For women, Protective has a MoneyGeek score of 95, and a monthly premium of $8. Deciding on the right life insurance involves considering various factors, and while these companies have high scores, the best policy will depend on individual needs.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Rhode Island.

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Coverage costs and company information for life insurance providers were updated in March 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Rhode Island: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
GEICO196
Nationwide296
Protective395
Allstate494
Mutual of Omaha594
Transamerica693
AAA790
Haven890
Prudential989

Overall Best Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

GEICO is the best life insurance provider in Rhode Island for men, earning a MoneyGeek score of 96 for men and offering a premium of $10 per month. For women, Protective leads with a MoneyGeek score of 95 and a monthly premium of $8.

The top three companies are:

  • GEICO: MoneyGeek score of 96 out of 100 ($10 per month for women and men)
  • Nationwide: MoneyGeek score of 96 out of 100 ($11 per month for women and men)
  • Protective: MoneyGeek score of 95 out of 100 ($8 per month for women; $9 per month for men)

Overall Best for Men: GEICO

COMPANY HIGHLIGHTS

With a MoneyGeek score of 96, GEICO stands out as the best life insurance provider in Rhode Island for men, offering a monthly premium of approximately $10. Its high scores reflect superiority in customer satisfaction, affordability and financial stability.

Pros:

  • Highly satisfied customers
  • Highly affordable insurance options
  • Solid financial stability

Cons:

  • Limited product diversity
  • Potentially complicated buying process

Overall Best for Women: Protective

COMPANY HIGHLIGHTS

Protective provides the best life insurance in Rhode Island for women, with an impressive MoneyGeek Score of 95. If offers an affordable monthly premium of just $8, striking a balance between cost and quality.

Pros:

  • High marks in customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Limited product diversity
  • Potentailly complicated buying process

Best Term Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

Mutual of Omaha is the company with the best term life insurance in Rhode Island for both men and women, with a MoneyGeek score of 95 for women and 96 for men. It offers a low monthly premium of $7 for women and $8 for men, making it an outstanding choice for comprehensive coverage.

The companies with the three highest MoneyGeek scores are:

  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($7 per month for women; $8 per month for men)
  • GEICO: MoneyGeek score of 95 out of 100 ($8 per month for women and men)
  • Protective: MoneyGeek score of 95 out of 100 ($7 per month for women; $8 per month for men)

Best Term Life: Mutual of Omaha

COMPANY HIGHLIGHTS

Mutual of Omaha iks the best company for term life insurance in Rhode Island. With a MoneyGeek score of 96 and a monthly premium of $8, it offers value and stability in the life insurance market.

Pros:

  • Outstanding customer satisfaction
  • Competitive pricing
  • Diverse product offerings

Best Whole Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

Nationwide provides the best whole life insurance in Rhode Island, with a MoneyGeek score of 98. Its commitment to customer satisfaction, affordability and company stability has made it the leading choice.

  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100
  • GEICO: MoneyGeek score of 95 out of 100

Best Whole Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for whole life insurancein Rhode Island. The company exemplifies excellence in customer service, affordability and product options.

Pros:

  • High customer satisfaction
  • Diverse product offerings

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

Nationwide provides the best universal life insurance in Rhode Island. Earning a MoneyGeek score of 99, Nationwide sets a standard with its balance of quality service and financial assurance.

The companies with the three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100
  • GEICO: MoneyGeek score of 94 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best universal life insurance in Rhode Island. With a MoneyGeek score of 99, it represents an option grounded in customer satisfaction and financial strength.

Pros:

  • High customer satisfaction ratings
  • Wide range of product options

Best No-Medical-Exam Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best no-medical-exam life insurance in Rhode Island, offering unparalleled service with a MoneyGeek score of 99.

The companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100
  • AAA: MoneyGeek score of 94 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best no-medical-exam life insurance in Rhode Island. With a MoneyGeek score of 99, it provides a combination of reliable service and comprehensive options.

Pros:

  • High customer satisfaction
  • Wide variety of insurance products
  • Efficient and user-friendly buying process

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Rhode Island

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for seniors in Rhode Island. With a MoneyGeek score of 97 for men and 96 for women, Nationwide stands out for its high customer satisfaction and a perfect process score, reflecting its commitment to customer experience. It offers monthly premiums at approximately $39 for men and $34 for women.

Best Term Life Insurance for Seniors in Rhode Island
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$3997
Mutual of Omaha2$3397
GEICO3$3695
Protective4$3694
Allstate5$3194
Prudential6$3894
Transamerica7$3793
AAA8$4392
Haven9$6289

Best Term Life Insurance for Smokers in Rhode Island

How was this MoneyGeek score calculated?

With a MoneyGeek Score of 97 and a monthly premium of $34, Mutual of Omaha provides the best term best term life insurance for smokersin Rhode Island for men. Women benefit most from Prudential, which has a MoneyGeek score of 95 and offers a monthly premium of $24. These companies' high scores come from their customer satisfaction, affordability, and financial stability.

Best Term Life Insurance for Smokers in Rhode Island
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of Omaha1$3497
GEICO2$3496
Prudential3$3395
Nationwide4$4795
Transamerica5$3494
AAA6$4193
Protective7$5690
Allstate8$5189
Haven9$6089

Best Term Life Insurance for Young Adults in Rhode Island

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for young adults in Rhode Island. With a MoneyGeek core of 98 regardless of gender, and average monthly premiums of $6 for women and $7 for men, Nationwide offers an exceptional balance of affordability, customer satisfaction and stability.

Best Term Life Insurance for Young Adults in Rhode Island
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$798
Mutual of Omaha2$597
GEICO3$596
Protective4$595
AAA5$695
Haven6$694
Allstate7$594
Prudential8$794
Transamerica9$594
Bestow10$2489

Best Cheap Term Life Insurance in Rhode Island

How was this MoneyGeek score calculated?

Allstate provides the best cheap term life insurance in Rhode Island, boasting an impressive MoneyGeek score of 97 with a monthly premium of $7. The outstanding MoneyGeek score is due to Allstate’s reliability and affordable offerings, showing its commitment to providing excellent value to consumers.

Best Cheap Term Life Insurance in Rhode Island
Data filtered by:Results filtered by:
Gender:
Gender:M
Allstate$797
Mutual of Omaha$896
Protective$894
GEICO$894
Transamerica$993
Nationwide$1091
AAA$1088
Prudential$1187
Haven$1185

Average Cost of Term Life Insurance in Rhode Island

The average cost of life insurance in Rhode Island is, monthly, $37 for women and $45 for men. Factors influencing the average cost of life insurance include age, health status, occupation and lifestyle choices. Gender also plays a role, with men typically paying higher premiums.

FAQ: Life Insurance in Rhode Island

What is the best life insurance in Rhode Island for men?

How much is life insurance in Rhode Island for men?

What is the best life insurance in Rhode Island for women?

How much is life insurance in Rhode Island for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.