Best Life Insurance in Ohio (May 2024)

In Ohio, for men, Nationwide is the top life insurance provider, with a MoneyGeek score of 97 and a monthly premium of $16. Women find their best option with GEICO, with a MoneyGeek score of 96 and a monthly premium of $13. Different factors shape the best life insurance purchase: policy types, coverage needs and premium affordability.

Nationwide is the premier life insurance provider in Ohio for men, with a MoneyGeek score of 97 and a monthly premium of $16. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $13.

The top three providers in Ohio are:

• Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for women and men)
• GEICO: MoneyGeek score of 97 out of 100 ($13 per month for women and men)
• Protective: MoneyGeek score of 96 out of 100 ($12 per month for women; $17 per month for men)

Nationwide is the premier provider of the best term life insurance in Ohio. The company has a MoneyGeek score of 97 regardless of gender, with an affordable monthly premium of $12 for women and $13 for men.

• Nationwide: MoneyGeek score of 97 out of 100 ($12 per month for women; $13 per month for men)
• GEICO: MoneyGeek score of 97 out of 100 ($10 per month for women and men)
• Mutual of Omaha: MoneyGeek score of 96 out of 100 ($11 per month for women; $10 per month for men)

State Farm is the best whole life insurance option in Ohio. It earned a MoneyGeek score of 99.

The companies with the three highest MoneyGeek scores are:

• State Farm: MoneyGeek score of 99 out of 100
• Nationwide: MoneyGeek score of 98 out of 100
• American Family Insurance: MoneyGeek score of 96 out of 100

With a MoneyGeek score of 99, Nationwide is the premier provider of the best universal life insurance in Ohio. Its near-perfect scores are due to its high customer satisfaction, affordability, product diversity and process stability.

The three top scorers are:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 98 out of 100
• American Family Insurance: MoneyGeek score of 97 out of 100

Nationwide is the best no-medical-exam life insurance provider in Ohio, with a MoneyGeek score of 99. Nationwide's consistency across all categories underscores its commitment to providing comprehensive and accessible life insurance solutions without the need for medical examinations.

The top three highest scores were earned by:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 99 out of 100
• American Family Insurance: MoneyGeek score of 98 out of 100

Nationwide is the provider of the best term life insurance for seniors in Ohio. It earned scores of 98 for women and 97 for men and offers monthly premiums averaging $45 for women and $48 for men, Nationwide's high customer satisfaction and robust financial stability positions them as the top choice for seniors seeking reliable coverage.

Two companies offer the best term life insurance for smokers in Ohio. GEICO is best for men, with a MoneyGeek score at 96 and a monthly premium cost of $24. For women, Allstate tops the chart, with a MoneyGeek score of 94 and a monthly premium of $15. These insurers rise above the rest due to a combination of exceptional satisfaction, affordability and financial stability.

Nationwide offers the best term life insurance for young adults in Ohio. Offering a MoneyGeek Score of approximately 97 for women and 98 for men, the monthly premium costs are $11 for women and $9 for men. Nationwide's exemplary satisfaction and process scores are the primary contributors to its leading position, ensuring that young adults in Ohio receive not only affordable but also reliable term life insurance services.

Transamerica and GEICO are provide the best cheap term life insurance in Ohio, boasting MoneyGeek scores of 97 regardless of gender, with monthly premiums of $9 and $10 for women and men, respectively. These scores signify their exceptional service and product offerings in the competitive term life insurance market. Both companies have set themselves apart by achieving the highest marks for quality coverage at affordable rates.

The average cost of life insurance in Ohio is $30 for women and $41 for men. This difference highlights how gender impacts the average cost of life insurance. Other factors influencing these costs include age, health, coverage amount, term length and lifestyle. Smokers, for example, often face higher premiums.