Best Life Insurance in Iowa (October 2024)


Updated: October 4, 2024

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For men and women in Iowa seeking life insurance, Nationwide ranks highest with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for men is $30, while women can expect to pay $28 per month.

When choosing a life insurance policy, it's important to consider various factors like coverage, cost and company stability.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Iowa.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Iowa: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
State FarmRank4MoneyGeek Score94
ProtectiveRank5MoneyGeek Score94
AllstateRank6MoneyGeek Score93
PrudentialRank7MoneyGeek Score93
TransamericaRank8MoneyGeek Score92
American Family InsuranceRank9MoneyGeek Score92
HavenRank10MoneyGeek Score91
AAARank11MoneyGeek Score89

Overall Best Life Insurance in Iowa

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best life insurance in Iowa, with a MoneyGeek score of 97 for men and 96 for women. Its monthly premiums are $30 for men and $28 for women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($30 per month for men; $28 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($25 per month for men; $24 per month for women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($29 per month for men; $26 per month for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best life insurance company in Iowa for men, with a MoneyGeek score of 97 and a monthly premium of $30. It offers a balance of affordability, customer service and product options.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • A wide variety of insurance products offered

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the premier choice for the best life insurance in Iowa for women, with a MoneyGeek score of 96 and a monthly premium of $28.

Pros:

  • Exceptional customer satisfaction
  • Wide range of product offerings
  • Seamless buying experience

Best Term Life Insurance in Iowa

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best term life insurance in Iowa for men and women, with a MoneyGeek score of 97 for both and monthly premiums of $22 for men and $21 for women.

The top three highest MoneyGeek scores for term life insurance are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for men; $20 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($18 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($23 per month for men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide, with a MoneyGeek score of 97, is Iowa's premier choice for term life insurance. Its monthly premiums are $22 for men and $20 for women.

Pros:

  • High customer satisfaction
  • Well-priced insurance offerings
  • Offers a range of insurance products

Best Whole Life Insurance in Iowa

How was this MoneyGeek score calculated?

State Farm is the highest-ranking company in providing the best whole life insurance in Iowa for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the best choice for whole life insurance in Iowa for men and women, with a MoneyGeek score of 99.

Pros:

  • Outstanding customer service
  • A wide variety of insurance products available
  • Exceptional financial strength and reliability

Cons:

  • The purchasing process could be improved

Best Universal Life Insurance in Iowa

How was this MoneyGeek score calculated?

Nationwide is the premier provider for the best universal life insurance in Iowa, with a MoneyGeek score of 99 for men and women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best universal life insurance provider in Iowa, with a MoneyGeek score of 99 for men and women.

Pros:

  • High customer satisfaction
  • Diverse product offerings

Best No-Medical-Exam Life Insurance in Iowa

How was this MoneyGeek score calculated?

Nationwide is the top-ranked provider of the best no-medical-exam life insurance in Iowa for men and women, with a MoneyGeek score of 99 for both genders.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the leading choice for the best no-medical-exam life insurance in Iowa for men and women, with a MoneyGeek score of 99 for both. This company ensures financial security and offers an unparalleled service experience.

Pros:

  • High customer satisfaction
  • A diverse range of insurance products

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Iowa

How was this MoneyGeek score calculated?

Nationwide stands out as the provider with the best term life insurance for seniors in Iowa, with a MoneyGeek score of 98 for men and 97 for women. The monthly premium costs are $82 for men and $79 for women. Nationwide excels due to high scores in customer satisfaction, affordability, diversity, process and stability, showcasing its commitment to providing exceptional and reliable service.

Best Term Life Insurance for Seniors in Iowa
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$82MoneyGeek Score98
GEICORank2Monthly Premium$79MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$95MoneyGeek Score96
PrudentialRank4Monthly Premium$92MoneyGeek Score94
State FarmRank5Monthly Premium$143MoneyGeek Score94
ProtectiveRank6Monthly Premium$103MoneyGeek Score94
AllstateRank7Monthly Premium$90MoneyGeek Score93
TransamericaRank8Monthly Premium$106MoneyGeek Score92
AAARank9Monthly Premium$159MoneyGeek Score89
HavenRank10Monthly Premium$182MoneyGeek Score89

Best Term Life Insurance for Smokers in Iowa

How was this MoneyGeek score calculated?

Nationwide is the choice provider for men seeking the best term life insurance for smokers in Iowa, with a MoneyGeek score of 97 and a monthly premium of $54. Prudential is the top-ranking provider for women, with a MoneyGeek score of 95 and a monthly premium of $31.

Best Term Life Insurance for Smokers in Iowa
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$52MoneyGeek Score97
GEICORank2Monthly Premium$42MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$52MoneyGeek Score96
PrudentialRank4Monthly Premium$42MoneyGeek Score95
State FarmRank5Monthly Premium$69MoneyGeek Score95
TransamericaRank6Monthly Premium$46MoneyGeek Score94
ProtectiveRank7Monthly Premium$74MoneyGeek Score91
AllstateRank8Monthly Premium$70MoneyGeek Score90
AAARank9Monthly Premium$88MoneyGeek Score90
HavenRank10Monthly Premium$91MoneyGeek Score89

Best Term Life Insurance for Young Adults in Iowa

How was this MoneyGeek score calculated?

Nationwide stands out as the provider with the best term life insurance for young adults in Iowa for men and women. With a MoneyGeek score of 97 for men and women, its policies have a monthly cost of $14 for men and $13 for women.

With excellent scores across the board, Nationwide ensures unmatched value and reliability for Iowa's young adults in search of secure financial protection.

Best Term Life Insurance for Young Adults in Iowa
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$14MoneyGeek Score97
GEICORank2Monthly Premium$11MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$14MoneyGeek Score96
State FarmRank4Monthly Premium$24MoneyGeek Score94
ProtectiveRank5Monthly Premium$15MoneyGeek Score94
AllstateRank6Monthly Premium$14MoneyGeek Score93
TransamericaRank7Monthly Premium$16MoneyGeek Score92
PrudentialRank8Monthly Premium$18MoneyGeek Score92
HavenRank9Monthly Premium$19MoneyGeek Score91
AAARank10Monthly Premium$23MoneyGeek Score89
BestowRank11Monthly Premium$27MoneyGeek Score89

Best Cheap Term Life Insurance in Iowa

How was this MoneyGeek score calculated?

Nationwide stands out as the top insurer for men seeking the best cheap term life insurance in Iowa, with a MoneyGeek score of 97 and a monthly premium of $22. Allstate takes the lead for women, with a MoneyGeek score of 97 and a monthly premium of $17.

These companies' top ranks are attributed to affordability, customer service excellence and financial stability, ensuring cost-effective policies and reliable coverage for their customers.

Best Cheap Term Life Insurance in Iowa
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$22MoneyGeek Score97
GEICOMonthly Premium$18MoneyGeek Score97
Mutual of OmahaMonthly Premium$23MoneyGeek Score95
AllstateMonthly Premium$23MoneyGeek Score94
ProtectiveMonthly Premium$24MoneyGeek Score93
TransamericaMonthly Premium$25MoneyGeek Score92
PrudentialMonthly Premium$28MoneyGeek Score90
State FarmMonthly Premium$37MoneyGeek Score89
HavenMonthly Premium$34MoneyGeek Score88
AAAMonthly Premium$37MoneyGeek Score87

Average Cost of Term Life Insurance in Iowa

The average monthly premium for life insurance in Iowa is $53 for women and $72 for men. When determining the average cost of life insurance, insurers consider various factors including age, health, occupation and lifestyle choices. Higher risk factors, such as smoking or engaging in hazardous occupations, can lead to increased premiums for both genders.

These figures can help individuals in Iowa understand the nuances behind insurance costs and make informed decisions about their financial goals.

FAQ About Life Insurance in Iowa

What is the best life insurance in Iowa for men?
How much is life insurance in Iowa for men?
What is the best life insurance in Iowa for women?
How much is life insurance in Iowa for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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