Best Life Insurance in Maryland (November 2024)


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For men and women in Maryland seeking life insurance, Nationwide is the leading provider, with a MoneyGeek score of 97 for men and 96 for women. Its policies cost $13 per month for both genders.

Selecting the right life insurance entails weighing various factors, including costs, coverage, stability and your unique needs.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Maryland.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Maryland: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide197
GEICO296
Protective396
Mutual of Omaha495
Transamerica593
State Farm693
Haven792
AAA891
Prudential991
Allstate1090

Overall Best Life Insurance in Maryland

How was this MoneyGeek score calculated?

Nationwide is the best life insurance provider in Maryland for men and women, with a MoneyGeek score of 97 and 96 for men and women, respectively, and a monthly premium of $13 for both.

The top 3 highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for men and women)
  • GEICO: MoneyGeek score of 96 out of 100 ($11 per month for men and women)
  • Protective: MoneyGeek score of 96 out of 100 ($11 per month for men; $9 per month for women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for the best life insurance in Maryland for men, with a MoneyGeek score of 97 and a monthly premium of $13.

Pros:

  • Superior customer satisfaction
  • Competitive pricing
  • A wide range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top choice for Maryland women seeking the best life insurance, with a MoneyGeek score of 96 and a monthly premium of $13.

Pros:

  • High customer satisfaction
  • Diverse range of products
  • Straightforward buying process

Best Term Life Insurance in Maryland

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance in Maryland for women, with a MoneyGeek score of 97 and a monthly premium of $10. For men, Mutual of Omaha leads with a MoneyGeek score of 97 and a monthly premium of $9. These providers exemplify financial security and satisfaction, standing out with competitive rates.

The top three MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($12 per month for men; $10 per month for women)
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 ($9 per month for men; $8 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($9 per month for both men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the superior choice for the best term life insurance in Maryland for men and women, with a MoneyGeek score of 97 and a monthly premium of $10 for women and $12 for men.

Pros:

  • High customer satisfaction
  • Great affordability
  • Diverse product offerings

Best Whole Life Insurance in Maryland

How was this MoneyGeek score calculated?

State Farm is the best provider of the best whole life insurance in Maryland, with a MoneyGeek score of 99 for men and women.

The top three highest MoneyGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm, with a MoneyGeek score of 99, is the premier choice for the best whole life insurance in Maryland for men and women.

Pros:

  • Exceptional customer satisfaction
  • Wide range of product options
  • Strong financial stability

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Maryland

How was this MoneyGeek score calculated?

Nationwide stands out as the company with the best universal life insurance in Maryland for men and women, with a MoneyGeek score of 99.

The top performers are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the preeminent choice for the best universal life insurance in Maryland for men and women, with a MoneyGeek score of 99.

Pros:

  • Outstanding customer satisfaction
  • Vast array of insurance products available

Best No-Medical-Exam Life Insurance in Maryland

How was this MoneyGeek score calculated?

Nationwide is the preeminent provider of the best no-medical-exam life insurance in Maryland for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-tier provider for no-medical-exam life insurance in Maryland for men and women, with a MoneyGeek score of 99.

Pros:

  • High customer satisfaction
  • A wide range of insurance products

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Maryland

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance for seniors in Maryland, with a MoneyGeek Score of 98 for men and women. The monthly premium for men is $45, while for women, it's approximately $39.

Nationwide's exceptional satisfaction and process scores largely contribute to its leadership position, indicating strong customer approval and service efficiency.

Best Term Life Insurance for Seniors in Maryland
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$4598
Mutual of Omaha2$4097
GEICO3$4396
Protective4$4195
Prudential5$4594
Transamerica6$4493
AAA7$5193
State Farm8$8293
Allstate9$5292
Haven10$7389

Best Term Life Insurance for Smokers in Maryland

How was this MoneyGeek score calculated?

Mutual of Omaha is the standout provider for the best term life insurance for smokers in Maryland, with a MoneyGeek score of 97 for men and 96 for women. For men, the monthly premium is $39, while women can expect to pay $35 each month. Mutual of Omaha shines due to its high customer satisfaction and affordability.

Best Term Life Insurance for Smokers in Maryland
Data filtered by:Results filtered by:
Sex:
Sex:M
Mutual of Omaha1$3997
GEICO2$3996
Nationwide3$5295
Prudential4$4095
Allstate5$3894
Transamerica6$3994
State Farm7$6093
AAA8$4693
Protective9$6290
Haven10$6989

Best Term Life Insurance for Young Adults in Maryland

How was this MoneyGeek score calculated?

Nationwide is the top provider of the best term life insurance for young adults in Maryland for men and women. With MoneyGeek scores of 98 for men and women, Nationwide's term life policies monthly costs are $7 for men and $6 for women. This company provides a balanced mix of affordability, customer satisfaction and financial stability, ensuring reliable and cost-effective insurance solutions.

Best Term Life Insurance for Young Adults in Maryland
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$798
Mutual of Omaha2$697
GEICO3$596
State Farm4$1396
Protective5$596
AAA6$795
Haven7$794
Prudential8$994
Transamerica9$694
Allstate10$993
Bestow11$2789

Best Cheap Term Life Insurance in Maryland

How was this MoneyGeek score calculated?

Mutual of Omaha is the top provider of the best cheap term life insurance in Maryland, with a MoneyGeek score of 98 for men and 97 for women and monthly premiums of $9 and $8, respectively. The company has earned the highest commendation for providing affordable and reliable term life insurance coverage.

Best Cheap Term Life Insurance in Maryland
Data filtered by:Results filtered by:
Gender:
Gender:M
Mutual of Omaha$998
Nationwide$1296
GEICO$996
Protective$996
Transamerica$1095
AAA$1294
Allstate$1491
Prudential$1391
Haven$1391
State Farm$2189

Average Cost of Term Life Insurance in Maryland

The average monthly premium for life insurance in Maryland is $42 for women and $52 for men. When purchasing life insurance, factors such as age, health, smoking status, coverage amount and term length play a pivotal role in determining premiums. Understanding the average cost of life insurance empowers you to choose the right policy that aligns with your financial goals and provides the necessary protection.

FAQ About Life Insurance in Maryland

What is the best life insurance in Maryland for men?

How much is life insurance in Maryland for men?

What is the best life insurance in Maryland for women?

How much is life insurance in Maryland for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.