Best Life Insurance in Washington (May 2024)


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Updated: July 12, 2024

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The top life insurance provider for men and women in Washington is Nationwide, with a MoneyGeek score of 97 for both. The monthly premium is $24 for men and $23 for women.

Choosing the right life insurance involves various factors, such as policy type, coverage amount and customer service.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Washington.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Washington: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
ProtectiveRank4MoneyGeek Score95
State FarmRank5MoneyGeek Score94

Overall Best Life Insurance in Washington

How was this MoneyGeek score calculated?

Nationwide is the best life insurance provider in Washington for men and women. It has a MoneyGeek score of 97 for both and a monthly premium of $24 for men and $23 for women.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($24 per month for men; $23 per month for women)
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 ($23 per month for men; $21 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($20 per month for men and women)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide leads as the best life insurance provider in Washington for men, with a MoneyGeek score of 97 and a monthly premium of approximately $24.

Pros:

  • High customer satisfaction
  • Competitive pricing structure
  • Wide variety of insurance products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top pick for the best life insurance in Washington for women, with a MoneyGeek score of 97 and a monthly premium of $23. It offers a balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Affordable
  • Diverse product offerings

Best Term Life Insurance in Washington

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance in Washington for men and women, with a MoneyGeek score of 97 for both. The monthly premium is $19 for men and $18 for women.

The top providers with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($19 per month for men; $18 per month for women)
  • GEICO: MoneyGeek score of 96 out of 100 ($16 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($19 per month for men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the premier choice for the best term life insurance in Washington for men and women, with a MoneyGeek score of 97 for both. Its monthly premium is $19 for men and $18 for women.

Pros:

  • High customer satisfaction
  • Affordable
  • Offers a diverse range of products

Best Whole Life Insurance in Washington

How was this MoneyGeek score calculated?

State Farm is the premier provider of the best whole life insurance in Washington for men and women, with a MoneyGeek score of 99 for both.

The top three MoneGeek scores are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm, with a MoneyGeek score of 99, is the leading provider of whole life insurance in Washington for men and women. This company stands out for its excellent customer satisfaction, product diversity and financial stability.

Pros:

  • High customer satisfaction
  • Extensive range of insurance products
  • Renowned for financial strength

Cons:

  • The buying process, while good, could be improved

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Washington

How was this MoneyGeek score calculated?

Nationwide is the leading provider of the best universal life insurance in Washington for men and women, with a MoneyGeek score of 99 for both.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the premier choice for the best universal life insurance for men and women in Washington. With a MoneyGeek score of 99 for both, it assures customers of top-tier service and reliability.

Pros:

  • Exceptional customer satisfaction
  • Diverse product options

Best No-Medical-Exam Life Insurance in Washington

How was this MoneyGeek score calculated?

Nationwide is the top-ranking provider for the best no-medical-exam life insurance in Washington for men and women, with a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • American Family Insurance: MoneyGeek score of 98 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for the best no-medical-exam life insurance in Washington for men and women, with a MoneyGeek score of 99.

Pros:

  • Exceptional customer satisfaction
  • A diverse range of products

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Washington

How was this MoneyGeek score calculated?

Nationwide is the top provider for the best term life insurance for seniors in Washington. For men, it has a MoneyGeek score of 98 and a monthly premium of $75, while for women, it has a MoneyGeek score of 97 and a monthly premium of $72. Its excellent satisfaction and stability scores, significant factors in its ranking — are a testament to its commitment to providing seniors with reliable insurance options.

Best Term Life Insurance for Seniors in Washington
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$75MoneyGeek Score98
GEICORank2Monthly Premium$73MoneyGeek Score96
Mutual of OmahaRank3Monthly Premium$82MoneyGeek Score96
PrudentialRank4Monthly Premium$72MoneyGeek Score95
ProtectiveRank5Monthly Premium$73MoneyGeek Score95

Best Term Life Insurance for Smokers in Washington

How was this MoneyGeek score calculated?

Nationwide is the top provider for men of the best term life insurance for smokers in Washington, with a MoneyGeek score of 96 and a monthly premium of $84. Prudential is the leading provider for women, with a MoneyGeek score of 95 and a monthly premium of $47.

Best Term Life Insurance for Smokers in Washington
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$84MoneyGeek Score96
GEICORank2Monthly Premium$65MoneyGeek Score96
PrudentialRank3Monthly Premium$63MoneyGeek Score95
Mutual of OmahaRank4Monthly Premium$80MoneyGeek Score95
State FarmRank5Monthly Premium$106MoneyGeek Score94

Best Term Life Insurance for Young Adults in Washington

How was this MoneyGeek score calculated?

Nationwide stands out as the provider with the best term life insurance for young adults in Washington for men and women, with a MoneyGeek score of 97 and a monthly premium of $12 for both. This top ranking is based largely on the company's excellent customer satisfaction, affordability and diverse offerings.

Best Term Life Insurance for Young Adults in Washington
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$12MoneyGeek Score97
GEICORank2Monthly Premium$9MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$12MoneyGeek Score96
ProtectiveRank4Monthly Premium$10MoneyGeek Score95
State FarmRank5Monthly Premium$20MoneyGeek Score93

Best Cheap Term Life Insurance in Washington

How was this MoneyGeek score calculated?

GEICO is the top provider of the best cheap term life insurance for men in Washington, with a MoneyGeek score of 97 and a monthly premium of $16. Nationwide leads for women, with a MoneyGeek score of 97 and a monthly premium of $18.

Both companies excel with their competitive pricing and high reliability, which are significant contributors to their top MoneyGeek scores. They ensure that customers can secure their financial future without breaking the bank.

Best Cheap Term Life Insurance in Washington
Data filtered by:Results filtered by:
Gender:
Gender:M
GEICOMonthly Premium$16MoneyGeek Score97
NationwideMonthly Premium$19MoneyGeek Score96
ProtectiveMonthly Premium$16MoneyGeek Score96
Mutual of OmahaMonthly Premium$19MoneyGeek Score95
TransamericaMonthly Premium$21MoneyGeek Score93

Average Cost of Term Life Insurance in Washington

The average cost of life insurance in Washington is $74 for women and $89 for men. Several factors influence the cost of life insurance, including age, health condition, coverage amount, term length and lifestyle choices. Insurers assess these components to gauge the risk and estimate the appropriate premium. The goal is to find financial protection suited to your circumstances and without financial strain.

FAQ About Life Insurance in Washington

What is the best life insurance in Washington for men?
How much is life insurance in Washington for men?
What is the best life insurance in Washington for women?
How much is life insurance in Washington for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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