Best Life Insurance in Washington (October 2024)
Updated: October 23, 2024
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The top life insurance provider for men and women in Washington is Nationwide, with a MoneyGeek score of 97 for both. The monthly premium is $24 for men and $23 for women.
Choosing the right life insurance involves various factors, such as policy type, coverage amount and customer service.
BestLife InsuranceWashingtonBest Life Insurance Companies in Washington
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Washington.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 96 |
| Protective | 4 | 95 |
| State Farm | 5 | 94 |
| Prudential | 6 | 93 |
| Transamerica | 7 | 93 |
| AAA | 8 | 92 |
| Haven | 9 | 92 |
| Allstate | 10 | 92 |
| American Family Insurance | 11 | 91 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Washington:
Nationwide is the best life insurance provider in Washington for men and women. It has a MoneyGeek score of 97 for both and a monthly premium of $24 for men and $23 for women.
The top three highest MoneyGeek scores are:
Nationwide leads as the best life insurance provider in Washington for men, with a MoneyGeek score of 97 and a monthly premium of approximately $24.
Pros:
Nationwide is the top pick for the best life insurance in Washington for women, with a MoneyGeek score of 97 and a monthly premium of $23. It offers a balance of affordability, customer satisfaction and financial stability.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Washington:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide offers the best term life insurance in Washington for men and women, with a MoneyGeek score of 97 for both. The monthly premium is $19 for men and $18 for women.
The top providers with the highest MoneyGeek scores are:
Nationwide is the premier choice for the best term life insurance in Washington for men and women, with a MoneyGeek score of 97 for both. Its monthly premium is $19 for men and $18 for women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Washington:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the premier provider of the best whole life insurance in Washington for men and women, with a MoneyGeek score of 99 for both.
The top three MoneGeek scores are:
State Farm, with a MoneyGeek score of 99, is the leading provider of whole life insurance in Washington for men and women. This company stands out for its excellent customer satisfaction, product diversity and financial stability.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Washington:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the leading provider of the best universal life insurance in Washington for men and women, with a MoneyGeek score of 99 for both.
The top three highest MoneyGeek scores are:
Nationwide is the premier choice for the best universal life insurance for men and women in Washington. With a MoneyGeek score of 99 for both, it assures customers of top-tier service and reliability.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Washington:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the top-ranking provider for the best no-medical-exam life insurance in Washington for men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
Nationwide is the best choice for the best no-medical-exam life insurance in Washington for men and women, with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Washington:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide is the top provider for the best term life insurance for seniors in Washington. For men, it has a MoneyGeek score of 98 and a monthly premium of $75, while for women, it has a MoneyGeek score of 97 and a monthly premium of $72. Its excellent satisfaction and stability scores, significant factors in its ranking — are a testament to its commitment to providing seniors with reliable insurance options.
| Nationwide | 1 | $75 | 98 |
| GEICO | 2 | $73 | 96 |
| Mutual of Omaha | 3 | $82 | 96 |
| Prudential | 4 | $72 | 95 |
| Protective | 5 | $73 | 95 |
| State Farm | 6 | $129 | 93 |
| AAA | 7 | $98 | 92 |
| Allstate | 8 | $90 | 92 |
| Transamerica | 9 | $90 | 92 |
| Haven | 10 | $145 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Washington for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Nationwide is the top provider for men of the best term life insurance for smokers in Washington, with a MoneyGeek score of 96 and a monthly premium of $84. Prudential is the leading provider for women, with a MoneyGeek score of 95 and a monthly premium of $47.
| Nationwide | 1 | $84 | 96 |
| GEICO | 2 | $65 | 96 |
| Prudential | 3 | $63 | 95 |
| Mutual of Omaha | 4 | $80 | 95 |
| State Farm | 5 | $106 | 94 |
| Allstate | 6 | $75 | 93 |
| Transamerica | 7 | $78 | 93 |
| AAA | 8 | $88 | 93 |
| Protective | 9 | $110 | 90 |
| Haven | 10 | $132 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Washington for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide stands out as the provider with the best term life insurance for young adults in Washington for men and women, with a MoneyGeek score of 97 and a monthly premium of $12 for both. This top ranking is based largely on the company's excellent customer satisfaction, affordability and diverse offerings.
| Nationwide | 1 | $12 | 97 |
| GEICO | 2 | $9 | 97 |
| Mutual of Omaha | 3 | $12 | 96 |
| Protective | 4 | $10 | 95 |
| State Farm | 5 | $20 | 93 |
| AAA | 6 | $14 | 92 |
| Prudential | 7 | $14 | 92 |
| Transamerica | 8 | $13 | 92 |
| Haven | 9 | $15 | 91 |
| Bestow | 10 | $21 | 89 |
| Allstate | 11 | $19 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Washington:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
GEICO is the top provider of the best cheap term life insurance for men in Washington, with a MoneyGeek score of 97 and a monthly premium of $16. Nationwide leads for women, with a MoneyGeek score of 97 and a monthly premium of $18.
Both companies excel with their competitive pricing and high reliability, which are significant contributors to their top MoneyGeek scores. They ensure that customers can secure their financial future without breaking the bank.
| GEICO | $16 | 97 |
| Nationwide | $19 | 96 |
| Protective | $16 | 96 |
| Mutual of Omaha | $19 | 95 |
| Transamerica | $21 | 93 |
| Prudential | $21 | 92 |
| AAA | $22 | 92 |
| State Farm | $32 | 89 |
| Haven | $26 | 87 |
| Allstate | $28 | 87 |
The average cost of life insurance in Washington is $74 for women and $89 for men. Several factors influence the cost of life insurance, including age, health condition, coverage amount, term length and lifestyle choices. Insurers assess these components to gauge the risk and estimate the appropriate premium. The goal is to find financial protection suited to your circumstances and without financial strain.
The best life insurance for men in Washington is provided by Nationwide.
Several factors influence life insurance premiums in Washington for men, such as age, health status and lifestyle. The monthly premium for the highest-ranked life insurance provider, Nationwide, is approximately $24.
The best life insurance in Washington for women is offered by Nationwide.
Life insurance premiums vary based on age, health and coverage amount. The best life insurance provider for women in Washington, Nationwide, has an average monthly premium of $23.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
