Best Life Insurance in Arizona (May 2024)


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Updated: July 27, 2024

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In Arizona, for women seeking the best life insurance provider, Nationwide tops the charts with a MoneyGeek score of 96 and an approximate monthly premium of $29. Nationwide is best choice for men as well, with a MoneyGeek score of 97 and a monthly premium of $31. Consider various factors such as affordability, coverage needs and company reliability.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Arizona.

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Coverage costs and company information for life insurance providers were updated in March 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Arizona: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
State FarmRank4MoneyGeek Score94
ProtectiveRank5MoneyGeek Score93

Overall Best Life Insurance in Arizona

How was this MoneyGeek score calculated?

Nationwide stands out is the best life insurance provider in Arizona for both men and women. With a MoneyGeek score of 96 for women and 97 for men, Nationwide offers a monthly premium of $29 for women and $31 for men. It offers financial protection and a commitment to diversity and customer satisfaction.

The top life insurance options in Arizona are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($29 per month for women; $31 per month for men)
  • GEICO: MoneyGeek score of 97 out of 100 ($25 per month for women; $26 per month for men)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($27 per month for women; $31 per month for men)

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best choice for life insurance in Arizona for men, with a MoneyGeek score of 97 and a monthly premium of $31.

Pros:

  • High customer satisfaction
  • Affordable premium rates
  • Diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best life insurance choice for women in Arizona. With a MoneyGeek score of 96 and a monthly premium of $29, it offers a blend of value, product diversity and user-friendly experience.

Pros:

  • High customer satisfaction
  • Diverse product offerings
  • Streamlined buying process

Best Term Life Insurance in Arizona

How was this MoneyGeek score calculated?

With a MoneyGeek score of 97, Nationwide provides the best term life insurance in Arizona. Its monthly premium is $22 regardless of gender.

The top three highest scorers are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for women and men)
  • GEICO: MoneyGeek score of 97 out of 100 ($18 per month for women and men)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($23 per month for women; $24 per month for men)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide provides the best term life insurance in Arizona, offering a blend of value and quality. It earned a MoneyGeek score of 97 and has a monthly premium of $22.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Varied options

Best Whole Life Insurance in Arizona

How was this MoneyGeek score calculated?

State Farm is best whole life insurance provider in Arizona, with a MoneyGeek score of 99. The company's consistent performance underscores its commitment to providing value and service.

The top performers are:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • American Family Insurance: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm provides the best whole life insurance in Arizona, with a MoneyGeek score of 99. It offers exceptional customer service, diverse product offerings and robust financial stability.

Pros:

  • High level of customer satisfaction
  • Wide range of insurance products
  • Strong financial stability

Cons:

  • Potentially complicated buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Arizona

How was this MoneyGeek score calculated?

Nationwide provides the best universal life insurance in Arizona, with a MoneyGeek score of 99.

The top three scorers serve as a guide for potential policyholders who value an insurer’s stability, customer satisfaction and affordability:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • American Family Insurance: MoneyGeek score of 97 out of 100

Best Universal: Nationwide

COMPANY HIGHLIGHTS

Nationwide earned a MoneyGeek score of 99, making the best universal life insurance in Arizona. Nationwide combinies top-tier customer satisfaction, a seamless buying process and robust financial stability.

Pros:

  • Stellar customer satisfaction ratings
  • Extensive range of insurance products

Best No-Medical-Exam Life Insurance in Arizona

How was this MoneyGeek score calculated?

Nationwide is the provider of the best no-medical-exam life insurance in Arizona, receiving a MoneyGeek score of 99 out of 100.

The following companies scored the highest in the Arizona:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

As the top contender for the best no-medical-exam life insurance in Arizona, Nationwide stands out with a MoneyGeek score of 99. It offers tailored solutions with a focus on customer satisfaction, making it a leader in simplicity and financial security.

Pros:

  • High customer satisfaction
  • Diverse product offering

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Arizona

How was this MoneyGeek score calculated?

Nationwide provides the best term life insurance for seniors in Arizona, with a MoneyGeek score of 98 for men and 97 for women. The estimated monthly premium for men is $82, while that for women is $78. Nationwide's excellence in customer satisfaction and affordability, paired with high scores across diverse aspects of service, solidifies its reputation as the choice for seniors looking to secure their financial future.

Best Term Life Insurance for Seniors in Arizona
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$82MoneyGeek Score98
GEICORank2Monthly Premium$74MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$90MoneyGeek Score96
PrudentialRank4Monthly Premium$82MoneyGeek Score95
State FarmRank5Monthly Premium$138MoneyGeek Score95

Best Term Life Insurance for Smokers in Arizona

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for smokers in Arizona, with a MoneyGeek Score of 97 for men and 95 for women. Its monthly premiums are at approximately $55 for men and $52 for women. Nationwide distinguishes itself with excellent scores across satisfaction, product diversity, user process and financial stability.

Best Term Life Insurance for Smokers in Arizona
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$55MoneyGeek Score97
GEICORank2Monthly Premium$43MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$55MoneyGeek Score96
PrudentialRank4Monthly Premium$44MoneyGeek Score95
State FarmRank5Monthly Premium$73MoneyGeek Score95

Best Term Life Insurance for Young Adults in Arizona

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in Arizona, with the highest MoneyGeek scores for men (97) and women (97). Men can get a policy at a monthly premium of approximately $20, and women pay about $19 monthly. Nationwide stands out primarily due to its excellence in customer satisfaction and user process, further reinforced by strong scores in company stability and product diversity.

Best Term Life Insurance for Young Adults in Arizona
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$15MoneyGeek Score97
GEICORank2Monthly Premium$12MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$15MoneyGeek Score95
State FarmRank4Monthly Premium$26MoneyGeek Score94
ProtectiveRank5Monthly Premium$16MoneyGeek Score94

Best Cheap Term Life Insurance in Arizona

How was this MoneyGeek score calculated?

Nationwide stands out as the provider of the best cheap term life insurance in Arizona for men, with a MoneyGeek score of 97 and an affordable monthly premium of $22. For women, Transamerica tops the list with an impressive MoneyGeek score of 97 and a monthly premium of $17. Their high MoneyGeek scores reflect these insurers' outstanding balance of cost efficiency, policy features and customer satisfaction.

Best Cheap Term Life Insurance in Arizona
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$22MoneyGeek Score97
GEICOMonthly Premium$18MoneyGeek Score97
Mutual of OmahaMonthly Premium$24MoneyGeek Score95
TransamericaMonthly Premium$26MoneyGeek Score92
ProtectiveMonthly Premium$26MoneyGeek Score92

Average Cost of Term Life Insurance in Arizona

The average cost of life insurance in Arizona is $55 for women and $76 for men. When considering the average cost of life insurance, providers assess factors like age, health, lifestyle and the coverage amount to determine personalized rates. The policy term length and the company issuing the insurance also influence costs.

FAQ: Life Insurance in Arizona

What is the best life insurance in Arizona for men?
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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.