Best Life Insurance in Kansas (May 2024)


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Updated: July 26, 2024

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For men, Nationwide stands out as the leading life insurance provider with a robust MoneyGeek score of 97 and an affordable monthly premium of $30. For women, it is also the top insurer, scoring 96 on MoneyGeek with a slightly lower monthly premium of $28.

Life insurance companies offer unique benefits, so it's best to find one that aligns with your objectives.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Kansas.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Kansas: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
NationwideRank1MoneyGeek Score97
GEICORank2MoneyGeek Score97
Mutual of OmahaRank3MoneyGeek Score96
ProtectiveRank4MoneyGeek Score93
State FarmRank5MoneyGeek Score93

Overall Best Life Insurance in Kansas

How was this MoneyGeek score calculated?

Nationwide stands out as the top life insurance provider in Kansas for both men and women, with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for men is $30, while for women, it is $28.

The top three companies with the highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 97 out of 100 ($30 per month for men and $28 for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($25 per month for men and $24 for women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($30 per month for men and $26 for women)

In these evaluations, it's clear that Nationwide provides a high level of customer satisfaction and reliability. Nationwide offers the best-rated coverage according to MoneyGeek's comprehensive scoring.

Overall Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide emerges as the top choice for men in Kansas. With an overall MoneyGeek score of 97, the company's monthly premium stands at a cost-effective $30. Nationwide provides exceptional value, ensuring your financial security.

Pros:

  • High customer satisfaction
  • Competitive affordability
  • A diverse range of products

Overall Best for Women: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out as the top-ranked choice for the best life insurance in Kansas for women. With an impressive MoneyGeek score of 96, Nationwide offers life insurance plans at an affordable monthly premium of $28.

Pros:

  • High customer satisfaction
  • A diverse range of products for various needs
  • Streamlined buying process

Best Term Life Insurance in Kansas

How was this MoneyGeek score calculated?

Nationwide stands out as the best term life insurance provider in Kansas for both men and women, garnering a MoneyGeek score of 98 (for men) and 97 (for women). The monthly premiums are remarkably affordable at just $22 for men and $21 for women.

For those seeking the best term life insurance options in Kansas, the top companies to consider are:

  • Nationwide: MoneyGeek score of 98 out of 100 ($22 per month for men and $21 for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($18 per month for men and women)
  • Mutual of Omaha: MoneyGeek score of 96 out of 100 ($23 per month for men and women)

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top contender for the best term life insurance in Kansas for men and women, providing exceptional coverage at an affordable price. With a MoneyGeek score of 98 and an approximate monthly premium of $22, Nationwide stands out as the best choice for comprehensive life insurance.

Pros:

  • Excellent customer satisfaction
  • Highly affordable
  • Diverse product options

Best Whole Life Insurance in Kansas

How was this MoneyGeek score calculated?

State Farm stands out as the provider with the best whole life insurance in Kansas for both men and women, garnering a MoneyGeek score of 99.

When you're on the lookout for the best whole life insurance in Kansas, these top providers emerge with the highest MoneyGeek scores:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm stands out as the premier choice for the best whole life insurance in Kansas for both men and women. With a MoneyGeek score of 99, this company assures a blend of reliable coverage and excellent customer service, tailor-made to meet your life insurance needs.

Pros:

  • High satisfaction with customer service
  • A range of insurance products offered
  • Seamless policy purchase process

Cons:

  • Less affordable premium options

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Kansas

How was this MoneyGeek score calculated?

Nationwide stands out as the leading provider of the best universal life insurance in Kansas, offering top-tier coverage for both men and women. With a streamlined MoneyGeek score of 99 out of 100, Nationwide ensures that financial security and adept services are within your reach.

Here are the three highest-scoring companies in Kansas:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • American Family Insurance / Mutual of Omaha: MoneyGeek score of 97 out of 100 (for women) / 97 out of 100 (for men)

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out as the leading provider of universal life insurance in Kansas for both men and women. It earned the highest MoneyGeek score of 99.

Pros:

  • Exceptional customer service
  • Highly competitive rates
  • A diverse range of products

Best No-Medical-Exam Life Insurance in Kansas

How was this MoneyGeek score calculated?

Nationwide excels as the top provider of the best no-medical-exam life insurance in Kansas for both men and women, garnering a MoneyGeek score of 99.

The top three highest MoneyGeek scores are:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100 (for women)
  • American Family Insurance: MoneyGeek score of 98 out of 100 (for men)

Best for No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

For individuals in Kansas seeking the best no-medical-exam life insurance options, Nationwide stands out as the top choice. With an impressive MoneyGeek score of 99, it caters to both men and women who prioritize coverage without the hassle of a medical exam.

Pros:

  • High customer satisfaction
  • Wide range of insurance products

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Kansas

How was this MoneyGeek score calculated?

Nationwide stands as the premier provider of the best term life insurance for seniors in Kansas, scoring an impressive 98 for men and 97 for women. For male seniors, the average monthly premium is $82, while for female seniors, it's $79. Nationwide's top ranking is primarily due to its high satisfaction and affordability scores.

Best Term Life Insurance for Seniors in Kansas
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$82MoneyGeek Score98
GEICORank2Monthly Premium$80MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$97MoneyGeek Score96
PrudentialRank4Monthly Premium$95MoneyGeek Score94
State FarmRank5Monthly Premium$164MoneyGeek Score94

Best Term Life Insurance for Smokers in Kansas

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for smokers in Kansas for both men and women. The MoneyGeek score for Nationwide is 97 for men and 95 for women, with the monthly premium costs at $52 for men and $50 for women. Nationwide's satisfaction and diversity scores significantly contribute to its leading MoneyGeek score, cementing its position as a top choice.

Best Term Life Insurance for Smokers in Kansas
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$52MoneyGeek Score97
GEICORank2Monthly Premium$42MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$53MoneyGeek Score96
PrudentialRank4Monthly Premium$43MoneyGeek Score95
State FarmRank5Monthly Premium$67MoneyGeek Score95

Best Term Life Insurance for Young Adults in Kansas

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in Kansas, with a notable MoneyGeek score of 97 for men and 96 for women. Young adult men can expect to pay a monthly premium of approximately $19, while young women are looking at around $13 per month.

Nationwide stands out due to its high levels of customer satisfaction and a well-rounded offering, reflected in its top marks across satisfaction, diversity and process dimensions.

Best Term Life Insurance for Young Adults in Kansas
Data filtered by:Results filtered by:
Sex:
Sex:M
NationwideRank1Monthly Premium$14MoneyGeek Score97
GEICORank2Monthly Premium$11MoneyGeek Score97
Mutual of OmahaRank3Monthly Premium$15MoneyGeek Score96
ProtectiveRank4Monthly Premium$15MoneyGeek Score94
State FarmRank5Monthly Premium$27MoneyGeek Score93

Best Cheap Term Life Insurance in Kansas

How was this MoneyGeek score calculated?

Nationwide is the superior choice for the best cheap term life insurance in Kansas for men, garnerning a MoneyGeek score of 98, with an average monthly premium of $22. Similarly, Allstate leads the pack for women, with an impressive MoneyGeek score of 97 and a monthly premium of just $17.

The primary factors contributing to their top spots include their competitive pricing and high customer satisfaction ratings, which are significant components of the MoneyGeek score.

Best Cheap Term Life Insurance in Kansas
Data filtered by:Results filtered by:
Gender:
Gender:M
NationwideMonthly Premium$22MoneyGeek Score98
GEICOMonthly Premium$18MoneyGeek Score97
Mutual of OmahaMonthly Premium$23MoneyGeek Score95
AllstateMonthly Premium$24MoneyGeek Score94
ProtectiveMonthly Premium$24MoneyGeek Score93

Average Cost of Term Life Insurance in Kansas

The average cost of monthly premiums in Kansas is $53 for women and $74 for men. Factors influencing the average cost of life insurance include the applicant's age, health, lifestyle and the policy's term length and coverage amount.

Smokers, for example, may face higher premiums due to increased health risks. Industry competition and the cost of living in Kansas also play a role in determining these rates.

FAQ: Life Insurance in Kansas

What is the best life insurance in Kansas for men?
How much is life insurance in Kansas for men?
What is the best life insurance in Kansas for women?
How much is life insurance in Kansas for women?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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