Best Life Insurance in Yonkers, NY (October 2024)


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Mutual of Omaha is the best life insurance provider in Yonkers, New York. The MoneyGeek score for men is 89, with an average monthly premium of $27. For women, the score is 91, with a monthly premium of $22. These figures are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider the coverage amount, term length and your health. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Yonkers, New York.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceYonkers, NY
2024

Best Life Insurance Companies in Yonkers

Overall Best Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best life insurance in Yonkers, with MoneyGeek scores of 89 for men and 91 for women. The average monthly premiums are $27 for males and $22 for females.

Top providers for men:

  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $27 per month
  • Allstate: MoneyGeek score of 88 out of 100 at $23 per month

Top providers for women:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $22 per month
  • Allstate: MoneyGeek score of 89 out of 100 at $19 per month

Mutual of Omaha's balanced combination of affordability, customer satisfaction and financial stability make it a reliable choice for life insurance.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is Yonkers' best life insurance provider, earning MoneyGeek scores of 89 for men at $27 monthly and 91 for women at $22 monthly. It leads in terms of overall value and satisfaction.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha has the best term life insurance in Yonkers, with MoneyGeek scores of 90 for men and 91 for women. The average monthly premiums are $12 for males and $10 for females. Its high customer satisfaction, financial stability and product diversity make it a solid choice for reliable coverage.

Top term life insurance companies for men:

  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $12 per month
  • Allstate: MoneyGeek score of 87 out of 100 at $11 per month

Top term life insurance companies for women:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $10 per month
  • Nationwide: MoneyGeek score of 88 out of 100 at $14 per month

Term life insurance provides coverage for a specific term, like 10, 20 or 30 years. It can be a practical choice for someone looking to cover specific financial responsibilities, like a mortgage or education costs, with a definitive end date.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is Yonkers' top choice for term life insurance, earning MoneyGeek scores of 90 for men and 91 for women. With low monthly premiums of $12 for males and $10 for females, it ensures affordability and peace of mind.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Strong financial stability

Cons:

  • Buying process could be smoother

Best Whole Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha is the best whole life insurance provider in Yonkers, with a MoneyGeek score of 91 for men and women. It offers a comprehensive package that balances affordability, customer satisfaction, buying process and financial stability.

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women
  • Nationwide: MoneyGeek score of 87 out of 100 for men and women

Whole life insurance offers a fixed premium and a death benefit that lasts for the policyholder's lifetime. It also accumulates cash value, which can be borrowed against for needs like education expenses or retirement income.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is Yonkers' leading whole life insurance company, with a MoneyGeek score of 91 for men and women. This score reflects the company's excellence in customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Solid financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha has Yonkers' best universal life insurance, with a MoneyGeek score of 90 for men and women. The company's high score reflects its superior performance across multiple categories, including affordability and customer satisfaction.

  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women
  • Nationwide: MoneyGeek score of 88 out of 100 for men and women

Universal life insurance is a flexible policy that combines life coverage with an investment component. Someone who wants to adjust their premiums and death benefits over time may find it more appealing than other types of policies.

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MoneyGeek Top Pick
Mutual of Omaha

In Yonkers, Mutual of Omaha is the leading universal life insurance provider, with a MoneyGeek score of 90 for men and women. It performs strongly across multiple categories, ensuring customers receive quality service and financial security.

Pros:

  • High customer satisfaction
  • Affordable coverage
  • Solid financial stability

Cons:

  • Buying process could improve
  • Lacks product variety

Best No-Medical-Exam Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best life insurance in Yonkers without a medical exam requirement. Its MoneyGeek score of 90 for men and women reflects a strong balance of customer satisfaction and financial stability.

  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women
  • Nationwide: MoneyGeek score of 87 out of 100 for men and women

Life insurance with no mandatory medical exam provides a faster, simpler way to get coverage for those with health concerns that complicate traditional options. For instance, someone with a chronic illness might choose this type of insurance to avoid higher rates or the risk of denial.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is the top choice for life insurance without the hassle of a medical examination in Yonkers. Its MoneyGeek score of 90 for men and women reflects its good balance of customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for seniors in Yonkers, with a MoneyGeek score of 90 and average monthly premiums of $51 for men and $45 for women.

Premiums generally rise as people reach their senior years because of increased health risks. Mutual of Omaha stands out with its streamlined buying process, high customer satisfaction and financial stability, making it a reliable option for seniors.

Best Term Life Insurance for Seniors in Yonkers
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$5190
2Allstate$4188
3Prudential$3488
4Nationwide$7886
5Haven$5885
6State Farm$9484

Best Term Life Insurance for Smokers in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha provides the best term life insurance for smokers in Yonkers, with a MoneyGeek score of 90 and average monthly premiums of $49 for men and $43 for women.

Smoking increases premiums due to its health risks. Insurers charge smokers more to offset these risks. Mutual of Omaha’s high score reflects a strong balance of customer satisfaction, financial stability and product diversity.

Best Term Life Insurance for Smokers in Yonkers
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$4990
2Haven$3587
3Prudential$4686
4Nationwide$8686
5State Farm$7685
6Allstate$7685

Best Term Life Insurance for Young Adults in Yonkers, NY

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for young adults in Yonkers, with a MoneyGeek score of 90 and average monthly premiums of $7 for men and $6 for women.

Age significantly affects premiums because younger adults typically have lower health risks. Mutual of Omaha's high MoneyGeek score reflects its balance of affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Young Adults in Yonkers
Data filtered by:Results filtered by:
Sex:
Sex:M
1Mutual of Omaha$790
2Haven$487
3Allstate$787
4Nationwide$1186
5Prudential$786
6State Farm$1484

Best Cheap Term Life Insurance in Yonkers, NY

How was this MoneyGeek score calculated?

In Yonkers, Mutual of Omaha offers the best cheap term life insurance, with a MoneyGeek score of 90 and average monthly premiums of $12 for men and $10 for women.

Factors impacting premiums include age, health, coverage amount and term length. To get the lowest rates, maintain good health, choose a shorter term length and opt for a lower coverage amount.

Best Cheap Term Life Insurance in Yonkers
Data filtered by:Results filtered by:
Sex:
Sex:M
1Mutual of Omaha$1290
2Haven$889
3Allstate$1189
4Prudential$1089
5Nationwide$1886
6State Farm$2382

Average Cost of Term Life Insurance in Yonkers, NY

The average monthly premiums for term life insurance in Yonkers are $21 for men and $18 for women. Factors like age, health, lifestyle and occupation affect life insurance costs, which insurers assess to determine risk.

Premiums in Yonkers might be higher or lower than in the rest of New York due to specific local factors, including local health statistics, the cost of living, crime rates and local insurance regulations. For example, higher health care costs or crime rates in Yonkers could lead to higher rates. Conversely, premiums might be lower if Yonkers has better overall health statistics or lower crime rates.

Understanding these factors can help you make informed decisions when purchasing life insurance.

FAQ: Life Insurance in Yonkers, NY

What company has the best life insurance in Yonkers for men?
What is the monthly premium for the best life insurance for men in Yonkers?
What company has the best life insurance in Yonkers for women?
What is the monthly premium for the best life insurance for women in Yonkers?
Is there anything different about life insurance in Yonkers compared to the rest of New York?
What happens to your life insurance if a company goes bankrupt in Yonkers?
Why might Yonkers residents need life insurance?
How do you find a lost life insurance policy in Yonkers?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.