Best Life Insurance in Pembroke Pines, FL (October 2024)


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Updated: October 15, 2024

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Protective is the best life insurance company in Pembroke Pines, Florida, with the highest MoneyGeek score of 92 for both men and women. The average monthly premiums are $33 for men and $27 for women.

These scores and premiums are based on a 20-year term policy with $500,000 coverage, but your choice may vary based on personal needs. Consider your age, health and coverage needs when choosing life insurance.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pembroke Pines, Florida.

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Coverage costs and company information for life insurance providers were updated in August 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsurancePembroke Pines
2024

Best Life Insurance Companies in Pembroke Pines

Overall Best Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Pembroke Pines, with a MoneyGeek score of 92 and average monthly premiums of $33 for men and $27 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $33 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $40 per month

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $27 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $34 per month

Protective's high MoneyGeek scores and lower monthly premiums make it the best choice for life insurance.

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MoneyGeek Top Pick
Protective

Protective is the top life insurance provider for both men and women in Pembroke Pines, with a MoneyGeek score of 92. It provides affordable coverage at average monthly premiums of $33 for men and $27 for women.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective is the best term life insurance provider in Pembroke Pines, with a MoneyGeek score of 92 and an average monthly premium of $15 for men. For women, Protective also leads with a score of 91 at $14 per month. Its high affordability, customer satisfaction and financial stability scores make it a top choice for reliable coverage.

Top term life insurance companies for men:

  • Protective: MoneyGeek score of 92 out of 100 at $15 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $17 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 91 out of 100 at $14 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $15 per month

Term life insurance provides coverage at a fixed rate of payments for a limited time. For instance, a parent might purchase a 20-year term life insurance policy to ensure that their children's education and living expenses are covered in the event of their untimely death.

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MoneyGeek Top Pick
Protective

In Pembroke Pines, Protective is the best term life insurance provider, with MoneyGeek scores of 92 for men and 91 for women. Monthly premiums are about $15 for males and $14 for females, offering a balance of cost and quality coverage.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Solid financial stability

Cons:

  • Buying process could be improved

Best Whole Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

In Pembroke Pines, Protective has the best whole life insurance, achieving MoneyGeek scores of 91 for men and 92 for women. The company performs strongly in terms of affordability, customer satisfaction, the buying process, financial stability and product diversity.

Top whole life companies for men:

  • Protective: MoneyGeek score of 91 out of 100
  • Mutual of Omaha: MoneyGeek score of 91 out of 100

Top whole life companies for women:

  • Protective: MoneyGeek score of 92 out of 100
  • Mutual of Omaha: MoneyGeek score of 91 out of 100

Whole life insurance provides a fixed premium and a guaranteed death benefit, making it suitable for long-term financial planning. For instance, you might choose whole life insurance to ensure financial security for your family, regardless of market fluctuations.

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MoneyGeek Top Pick
Protective

Protective is the top choice for whole life insurance in Pembroke Pines, with MoneyGeek scores of 91 for men and 92 for women.

Pros:

  • High customer satisfaction
  • Solid financial stability

Cons:

  • None

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective is the best universal life insurance provider in Pembroke Pines, with a MoneyGeek score of 91 for men and women. The company's high score indicates a strong combination of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance combines life coverage with an investment component, allowing for cash value growth. It also provides flexibility to adjust premiums and death benefits over time. For example, someone might choose universal life insurance to modify their coverage as their financial needs change without needing a new policy.

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MoneyGeek Top Pick
Protective

Protective is the leading provider of universal life insurance in Pembroke Pines, with a MoneyGeek score of 91 for men and women.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Less ease in buying

Best No-Medical-Exam Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective offers the best life insurance without a medical exam requirement in Pembroke Pines. Its MoneyGeek score of 91 for men and women reflects a strong balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam suits those who have health issues, need coverage quickly or prefer the convenience of skipping the process.

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MoneyGeek Top Pick
Protective

In Pembroke Pines, Protective is the top choice for life insurance without the hassle of a medical examination. Its MoneyGeek score of 91 for men and women reflects a balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Pembroke Pines, with a MoneyGeek score of 91 for both men and women. Male and female seniors pay average monthly premiums of $65 and $59, respectively.

Age affects life insurance premiums, with higher premiums for seniors due to increased health risk. Protective's top MoneyGeek score highlights its strong performance in affordability, customer satisfaction and financial stability, making it great for seniors seeking value and dependability.

Best Term Life Insurance for Seniors in Pembroke Pines
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$65MG Score out of 10091
2CompanyMutual of OmahaPremium$70MG Score out of 10091
3CompanyNationwidePremium$66MG Score out of 10090
4CompanyAllstatePremium$57MG Score out of 10089
5CompanyAAAPremium$82MG Score out of 10088
6CompanyTransamericaPremium$66MG Score out of 10087
7CompanyPrudentialPremium$86MG Score out of 10085
8CompanyState FarmPremium$112MG Score out of 10084
9CompanyHavenPremium$129MG Score out of 10082

Best Term Life Insurance for Smokers in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Mutual of Omaha provides the best term life insurance for smokers in Pembroke Pines, with MoneyGeek scores of 91 for men and 90 for women. Monthly premiums average $43 for males and $38 for females.

Smoking impacts life insurance premiums due to the associated health risks. Insurers like Mutual of Omaha assess these risks, and its high MoneyGeek scores reflect a balance of affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Pembroke Pines
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$43MG Score out of 10091
2CompanyNationwidePremium$49MG Score out of 10089
3CompanyAAAPremium$46MG Score out of 10089
4CompanyTransamericaPremium$38MG Score out of 10088
5CompanyProtectivePremium$62MG Score out of 10088
6CompanyPrudentialPremium$40MG Score out of 10087
7CompanyState FarmPremium$58MG Score out of 10086
8CompanyAllstatePremium$58MG Score out of 10085
9CompanyHavenPremium$76MG Score out of 10082

Best Term Life Insurance for Young Adults in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Pembroke Pines, with a MoneyGeek score of 92 for both males and females. Average monthly premiums are $9 for men and $8 for women.

Younger policyholders typically enjoy cheaper premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong customer satisfaction, affordability and financial stability.

Best Term Life Insurance for Young Adults in Pembroke Pines
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$9MG Score out of 10092
2CompanyMutual of OmahaPremium$11MG Score out of 10091
3CompanyNationwidePremium$11MG Score out of 10090
4CompanyAAAPremium$12MG Score out of 10089
5CompanyAllstatePremium$9MG Score out of 10089
6CompanyTransamericaPremium$10MG Score out of 10088
7CompanyState FarmPremium$19MG Score out of 10086
8CompanyHavenPremium$14MG Score out of 10086
9CompanyPrudentialPremium$17MG Score out of 10085
10CompanyBestowPremium$29MG Score out of 10083

Best Cheap Term Life Insurance in Pembroke Pines, FL

How was this MoneyGeek score calculated?

Protective offers the best cheap term life insurance in Pembroke Pines, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $15 for males and $14 for females. Protective has the highest MoneyGeek score due to its affordability, customer satisfaction and financial stability.

Age, health, coverage amount and term length affect insurance premiums. To get the lowest premiums, maintain a healthy lifestyle, avoid tobacco and choose a lower coverage amount and a shorter term.

Best Cheap Term Life Insurance in Pembroke Pines
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$15MG Score out of 10092
2CompanyAllstatePremium$14MG Score out of 10091
3CompanyNationwidePremium$17MG Score out of 10091
4CompanyMutual of OmahaPremium$17MG Score out of 10090
5CompanyTransamericaPremium$16MG Score out of 10090
6CompanyAAAPremium$19MG Score out of 10088
7CompanyHavenPremium$24MG Score out of 10083
8CompanyState FarmPremium$29MG Score out of 10082
9CompanyPrudentialPremium$26MG Score out of 10082

Average Cost of Term Life Insurance in Pembroke Pines, FL

The average monthly premiums for term life insurance in Pembroke Pines are $31 for men and $26 for women. Age, health and lifestyle impact these costs. Understanding these factors can help you make informed choices when buying life insurance.

Generally, younger and healthier individuals pay lower premiums, while smoking or engaging in risky activities can increase rates.

Location also plays a role. Local health statistics, crime rates and economic conditions can make life insurance in Pembroke Pines more or less expensive than in other parts of Florida.

FAQ: Life Insurance in Pembroke Pines, FL

What company has the best life insurance in Pembroke Pines for men?
What is the monthly premium for the best life insurance for men in Pembroke Pines?
What company has the best life insurance in Pembroke Pines for women?
What is the monthly premium for the best life insurance for women in Pembroke Pines?
Is there anything different about life insurance in Pembroke Pines compared to the rest of Florida?
What happens to your life insurance if a company goes bankrupt in Pembroke Pines?
Why might Pembroke Pines residents need life insurance?
How do you find a lost life insurance policy in Pembroke Pines?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.