Best Life Insurance in Vancouver, WA (August 2024)


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

fact checked icon

Updated: October 4, 2024

Advertising & Editorial Disclosure

Protective is the best life insurance company for men and women in Vancouver, Washington. It has a MoneyGeek score of 92 for both genders. Its average monthly premium for men is $27, while for women, it's $23. These scores and costs are based on a 20-year term policy with $500,000 coverage.

Different factors should be considered when deciding on life insurance. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Vancouver, Washington.

recency icon

Coverage costs and company information for life insurance providers were updated in August 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceVancouver, WA
2024

Best Life Insurance Companies in Vancouver

Overall Best Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Vancouver for men and women, with a MoneyGeek score of 92 for both. The average monthly premium is $27 for men and $23 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $27 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $31 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $23 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $26 per month for women

Protective stands out due to its high customer satisfaction scores and affordable premiums. These features make it a great choice for individuals seeking reliable life insurance in Vancouver.

mglogo
MoneyGeek Top Pick
Protective

Protective is the best life insurance provider in Vancouver for men and women, with a MoneyGeek score of 92 for both. With affordable monthly premiums of around $23 for women and $27 for men, Protective offers a balance of value and quality. Customers can expect satisfaction and financial stability from its policies.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve
  • More product variety desired

Best Term Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

Protective provides the best term life insurance in Vancouver, with a MoneyGeek score of 92 for both men and women. The average monthly premium is $13 for men and $12 for women. This company offers competitive rates and reliable coverage, making it an excellent choice for the average individual seeking term life insurance in Vancouver. Its high MoneyGeek score signifies strong customer satisfaction, affordability and financial stability, which are key factors when choosing an insurance provider.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $13 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $16 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $12 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $16 per month for women

Term life insurance provides a death benefit if the insured person dies within a set term, usually ranging from 10 to 30 years. It's a straightforward, cost-effective solution for those who need coverage for a specific period, such as until a mortgage is paid off or children are financially independent.

mglogo
MoneyGeek Top Pick
Protective

Protective is the premier choice for term life insurance for men and women in Vancouver, with a MoneyGeek score of 92. Men seeking coverage can expect a monthly premium of approximately $13; for women, it's around $12 per month. These rates make Protective a practical option for various budgets.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

Protective provides the best whole life insurance in Vancouver, with a MoneyGeek score of 92 for both men and women. The average individual seeking whole life insurance can trust in Protective's leading scores, reflecting its strong customer satisfaction and financial stability in the industry.

Top whole life companies for men in Vancouver:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Vancouver:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy that provides a death benefit and builds cash value over time. For example, someone might opt for whole life insurance to ensure lifelong coverage and an asset that can contribute to their financial legacy.

mglogo
MoneyGeek Top Pick
Protective

Protective is the premier choice for whole life insurance in Vancouver for both men and women, with a MoneyGeek score of 92. Recognized for its impressive performance across multiple categories, Protective offers a blend of affordability and customer satisfaction that sets it apart from competitors.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

widget-location-pin
Insurance Rates

Best Universal Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

For those seeking the best universal life insurance in Vancouver, Protective stands out with a MoneyGeek score of 91 for both men and women. This score indicates that Protective offers a robust combination of customer satisfaction, financial stability and product diversity, making it a reliable choice for universal life insurance coverage. The average individual can trust Protective's ability to meet long-term insurance needs with consistent performance and service quality.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance offers flexible premiums and the potential for cash value growth, making it a versatile option. For instance, someone who wants the ability to adjust their coverage or premiums over time might choose universal life insurance over term life because it is more adaptable to changing life circumstances.

mglogo
MoneyGeek Top Pick
Protective

When it comes to universal life insurance in Vancouver, Protective is the premier choice for men and women. With a MoneyGeek score of 91 for both genders, Protective demonstrates a strong commitment to customer satisfaction and value. By selecting Protective, customers can expect a harmonious balance of quality service and economic efficiency.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

Protective is the premier choice for the best no-medical-exam life insurance in Vancouver, with a MoneyGeek score of 91 for both men and women. This score reflects the company's commitment to affordability, customer satisfaction and financial stability. For the average individual in Vancouver, Protective offers a reliable option that simplifies the insurance process without compromising coverage quality or service excellence.

Best no-medical-exam life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Life insurance with no mandatory medical exam grants coverage without the need for a medical check-up. This can be particularly advantageous for individuals who need quick coverage or have pre-existing conditions that might make traditional insurance policies prohibitive.

mglogo
MoneyGeek Top Pick
Protective

In Vancouver, Protective is the premier life insurance provider without the hassle of a medical exam, offering unparalleled service for men and women. With a stellar MoneyGeek score of 91 for both genders, Protective demonstrates a commitment to excellence across multiple dimensions of its service.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process has room for improvement

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

Incognito iconYour information is anonymous and secure
Income icon
Saving icon
debt icon

Best Term Life Insurance for Seniors in Vancouver, WA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Vancouver, with a MoneyGeek score of 92 for men and 91 for women. Its average monthly premium is $60 and $56, respectively.

Age is a determinant in the cost of life insurance premiums, with older individuals generally facing higher rates due to increased risk. Protective's top ranking signifies a blend of affordability, customer satisfaction and financial stability, key factors for seniors seeking dependable coverage.

Best Term Life Insurance for Seniors in Vancouver
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$60MG Score out of 10092
2CompanyMutual of OmahaPremium$67MG Score out of 10091
3CompanyNationwidePremium$62MG Score out of 10090
4CompanyAAAPremium$80MG Score out of 10088
5CompanyPrudentialPremium$59MG Score out of 10088
6CompanyAllstatePremium$74MG Score out of 10087
7CompanyTransamericaPremium$74MG Score out of 10087
8CompanyState FarmPremium$106MG Score out of 10084
9CompanyHavenPremium$119MG Score out of 10082

Best Term Life Insurance for Smokers in Vancouver, WA

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for smokers in Vancouver, with a MoneyGeek score of 90 for men and 89 for women. The average monthly premium is $66 and $65, respectively.

Smoking influences the cost of life insurance premiums significantly due to the associated health risks. Insurers view smokers as higher-risk clients, which often results in higher premiums. Mutual of Omaha's high MoneyGeek score indicates strong customer satisfaction, financial stability and product diversity, making it a top choice for smokers seeking term life insurance coverage.

Best Term Life Insurance for Smokers in Vancouver
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$66MG Score out of 10090
2CompanyNationwidePremium$69MG Score out of 10089
3CompanyProtectivePremium$90MG Score out of 10088
4CompanyAAAPremium$72MG Score out of 10088
5CompanyAllstatePremium$61MG Score out of 10088
6CompanyPrudentialPremium$52MG Score out of 10088
7CompanyTransamericaPremium$64MG Score out of 10087
8CompanyState FarmPremium$86MG Score out of 10085
9CompanyHavenPremium$108MG Score out of 10082

Best Term Life Insurance for Young Adults in Vancouver, WA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Vancouver, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premium is $8 and $7, respectively.

Age plays a significant role in determining life insurance premiums. Younger adults typically benefit from lower premiums due to their lower risk of health issues. Protective's high MoneyGeek score reflects its strong performance in affordability, customer satisfaction and financial stability. These features make it an excellent choice for young adults looking for reliable term life insurance in Vancouver.

Best Term Life Insurance for Young Adults in Vancouver
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$10MG Score out of 10091
3CompanyNationwidePremium$10MG Score out of 10089
4CompanyAAAPremium$11MG Score out of 10088
5CompanyTransamericaPremium$11MG Score out of 10086
6CompanyPrudentialPremium$12MG Score out of 10085
7CompanyAllstatePremium$16MG Score out of 10085
8CompanyState FarmPremium$17MG Score out of 10084
9CompanyHavenPremium$12MG Score out of 10084
10CompanyBestowPremium$17MG Score out of 10083

Best Cheap Term Life Insurance in Vancouver, WA

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Vancouver, Protective tops the list for men and women, with a MoneyGeek score of 92 for both. The average monthly premium for men is $13, and for women, it's $12. Protective excels in customer satisfaction and financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

Best Cheap Term Life Insurance in Vancouver
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$13MG Score out of 10092
2CompanyNationwidePremium$16MG Score out of 10091
3CompanyMutual of OmahaPremium$16MG Score out of 10090
4CompanyAAAPremium$18MG Score out of 10088
5CompanyTransamericaPremium$17MG Score out of 10087
6CompanyPrudentialPremium$17MG Score out of 10087
7CompanyAllstatePremium$23MG Score out of 10083
8CompanyHavenPremium$21MG Score out of 10083
9CompanyState FarmPremium$26MG Score out of 10082

Average Cost of Term Life Insurance in Vancouver, WA

The average monthly premium for term life insurance in Vancouver is $23 for women and $27 for men.

Several factors affect the cost of life insurance premiums. These include age, health, lifestyle and the amount of coverage. Insurers assess these factors to determine the risk level and set the premium accordingly.

The cost of life insurance in Vancouver may differ from other parts of Washington for various reasons. Local health statistics can influence premiums, as areas with higher life expectancy or lower health risks might have lower costs. The cost of living in Vancouver can also play a role, as higher living expenses might lead to higher premiums. Additionally, regional underwriting practices and competition among insurers can impact the pricing.

Understanding these factors can help consumers make informed decisions when shopping for life insurance. It's important to compare different policies and consider personal circumstances to find the best coverage at an affordable rate.

FAQ About Life Insurance in Vancouver, WA

What company has the best life insurance in Vancouver for men?
What is the monthly premium cost for the best life insurance for men in Vancouver?
What company has the best life insurance in Vancouver for women?
What is the monthly premium cost for the best life insurance for women in Vancouver?
Is there anything different about life insurance in Vancouver compared to the rest of Washington?
What happens to your life insurance if a company goes bankrupt in Vancouver?
Why might Vancouver residents need life insurance?
How do you find a lost life insurance policy in Vancouver?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


sources