Best Life Insurance in Sandy Springs, GA (October 2024)


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Protective is the best life insurance company in Sandy Springs, Georgia, with a MoneyGeek score of 92 for men and women. The average monthly premium for men is $59, while for women, it's $49. The score and premium costs are based on a 20-year term policy with $500,000 coverage.

When choosing life insurance, consider factors such as coverage amount, term length and your unique needs. Your individual requirements may mean a different company is the best fit for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Sandy Springs, Georgia.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceSandy Springs
2024

Best Life Insurance Companies in Sandy Springs

Overall Best Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

In Sandy Springs, Protective offers the best life insurance for men and women, with a MoneyGeek score of 92 for both. The average monthly premiums are $59 for men and $49 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $59 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $73 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $49 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $62 per month for women

Protective is the best choice for the average individual looking to purchase life insurance in Sandy Springs due to its high MoneyGeek score and competitive monthly premiums. These attributes ensure a balance of affordability and reliability.

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MoneyGeek Top Pick
Protective

In Sandy Springs, Protective is the premier choice for life insurance, with a MoneyGeek score of 92 for men and women. It offers an average monthly premium of $49 for women and $58 for men. This company provides competitive rates and ensures customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could be better

Best Term Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance in Sandy Springs, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $29 and $26, respectively. Protective's high score reflects its strong customer satisfaction and financial stability, making it a reliable choice for term life insurance.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $29 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $36 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $26 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $35 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit to beneficiaries if the insured passes away during the term. For example, a parent might choose term insurance to ensure that their child's education costs will be covered if they were to pass away unexpectedly.

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MoneyGeek Top Pick
Protective

Protective is the top choice for the best term life insurance in Sandy Springs, with a MoneyGeek score of 92 for men and women. The company offers an average monthly premium of $29 for men and $26 for women, ensuring accessible financial protection. Protective's policy offerings are a balanced mix of value and security.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

In Sandy Springs, Protective offers the best whole life insurance for men and women, with a MoneyGeek score of 92 for each. Its high rating indicates a strong combination of customer satisfaction, financial stability and product diversity, making it a solid choice for individuals seeking reliable life insurance coverage.

Top whole life companies for men in Sandy Springs:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Sandy Springs:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy that provides a death benefit and accumulates cash value over time. This type of insurance is ideal for those who want predictable premiums and a guaranteed payout, making it a secure financial planning tool. For example, an individual might choose whole life insurance to ensure their family's financial needs are covered, regardless of when they pass away.

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MoneyGeek Top Pick
Protective

Protective is the leading provider for men and women seeking the best whole life insurance in Sandy Springs, with a MoneyGeek Score of 92 for both genders. This score reflects a harmonious blend of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could be smoother

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

Protective is the best universal life insurance provider in Sandy Springs for men and women, with a MoneyGeek score of 91 out of 100 for each. The company's high score suggests a balance of affordability, customer satisfaction, financial stability and product diversity, which are critical factors for anyone considering life insurance options.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible type of permanent life insurance that combines a death benefit with a savings component. For example, someone might choose universal life insurance over term life insurance for the potential to accumulate cash value that can grow over time and may be borrowed against if needed.

mglogo
MoneyGeek Top Pick
Protective

Protective is the best universal life insurance provider in Sandy Springs. With a MoneyGeek score of 91 for men and women, it demonstrates a commitment to excellence across the board. Protective's universal life insurance policies offer a dependable choice for financial protection.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

Protective is the best no-medical-exam life insurance provider in Sandy Springs, with a MoneyGeek score of 91 for men and women. This score suggests that Protective offers a balance of affordability, customer satisfaction and financial stability, making it a strong choice for individuals seeking reliable coverage without the need for a medical exam.

Best no-medical-exam life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Life insurance without a required medical exam allows individuals to obtain coverage quickly and with less hassle than traditional policies that require a health assessment. For example, someone with a busy schedule or a fear of medical procedures might choose no medical exam life insurance for its convenience and speed.

mglogo
MoneyGeek Top Pick
Protective

Protective is the best choice for life insurance with no mandatory medical exam in Sandy Springs, with a MoneyGeek score of 91 for men and women. This score reflects the company's commitment to customer satisfaction and affordability. Protective's offerings are tailored to meet the needs of a diverse clientele, ensuring a secure insurance experience without the need for medical examinations.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve
  • More product variety desired

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Best Term Life Insurance for Seniors in Sandy Springs, GA

How was this MoneyGeek score calculated?

In Sandy Springs, Protective offers the best term life insurance for seniors, with a MoneyGeek score of 92 for men and women. For men, the average monthly premium is $124, while for women, it is $111.

Age is a key factor in determining life insurance premiums, as the risk associated with providing coverage increases with the policyholder's age. Protective's high score indicates that the company excels in customer satisfaction, the buying process and financial stability, making it a top choice for seniors seeking dependable coverage.

Best Term Life Insurance for Seniors in Sandy Springs
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$12492
2Mutual of Omaha$14691
3Nationwide$12391
4AAA$17188
5Allstate$15388
6Prudential$14687
7State Farm$22185
8Haven$28282

Best Term Life Insurance for Smokers in Sandy Springs, GA

How was this MoneyGeek score calculated?

For men and women seeking the best term life insurance for smokers in Sandy Springs, Mutual of Omaha stands out with a MoneyGeek score of 91 for men and 88 for women. The average monthly premiums are $82 and $80, respectively.

Smoking is a key factor in determining life insurance premiums, as it poses additional health risks, leading to higher costs for insurers. Mutual of Omaha's high MoneyGeek scores reflect its balance of affordability, customer satisfaction, financial stability and product diversity. This balance makes it a compelling choice for smokers who prioritize a comprehensive package in their insurance selection.

Best Term Life Insurance for Smokers in Sandy Springs
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$8291
2Nationwide$8289
3Allstate$7288
4AAA$9088
5Protective$11988
6Prudential$6688
7State Farm$10986
8Haven$14682

Best Term Life Insurance for Young Adults in Sandy Springs, GA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Sandy Springs, Protective stands out with a MoneyGeek score of 92 for men and women. The average monthly premiums are $18 and $16, respectively.

Age significantly impacts life insurance premiums, with younger individuals generally paying lower rates. Protective's high MoneyGeek score is due to its strong affordability, customer satisfaction and financial stability. It is a compelling choice for young adults in Sandy Springs seeking reliable and cost-effective term life insurance.

Best Term Life Insurance for Young Adults in Sandy Springs
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1892
2Mutual of Omaha$2291
3Nationwide$2290
4AAA$2688
5Allstate$2886
6Prudential$3085
7State Farm$3884
8Haven$3184
9Bestow$4383

Best Cheap Term Life Insurance in Sandy Springs, GA

How was this MoneyGeek score calculated?

Protective is the leading provider of the best cheap term life insurance in Sandy Springs, with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $29 for men and $26 for women. Protective excels in customer satisfaction and financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

Best Cheap Term Life Insurance in Sandy Springs
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$2992
2Nationwide$3491
3Mutual of Omaha$3690
4AAA$4287
5Allstate$4386
6Prudential$4485
7Haven$5483
8State Farm$5982

Average Cost of Term Life Insurance in Sandy Springs, GA

The average cost of term life insurance premiums in Sandy Springs is $52 per month for women and $63 per month for men.

Many factors affect the cost of life insurance premiums. These include age, health, lifestyle, occupation and the coverage amount. Insurers assess these factors to determine the risk level and set the premium accordingly.

In Sandy Springs, the cost of life insurance might be higher or lower than in the rest of Georgia for several reasons. Local health statistics, economic conditions and specific risk factors in the area can influence premium costs. For instance, if Sandy Springs has a higher average income or better overall health statistics, premiums might be lower. Conversely, premiums could be higher if there are higher local risk factors, such as a higher prevalence of certain health conditions.

Understanding these factors can help you make informed decisions when purchasing life insurance. Consider your personal circumstances and local conditions to find the best policy for your needs.

FAQ About Life Insurance in Sandy Springs, GA

What company has the best life insurance in Sandy Springs for men?
What is the monthly premium cost for the best life insurance for men in Sandy Springs?
What company has the best life insurance in Sandy Springs for women?
What is the monthly premium cost for the best life insurance for women in Sandy Springs?
Is there anything different about life insurance in Sandy Springs compared to the rest of Georgia?
What happens to your life insurance if a company goes bankrupt in Sandy Springs?
Why might Sandy Springs residents need life insurance?
How do you find a lost life insurance policy in Sandy Springs?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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