Best Life Insurance in Pueblo, CO (October 2024)


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The best life insurance provider in Pueblo, Colorado for men and women is Protective. It has a MoneyGeek score of 92 and a monthly premium of $21 for both.

Various factors should be considered when deciding on the type of life insurance to buy. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pueblo, Colorado.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsurancePueblo, CO
2024

Best Life Insurance Companies in Pueblo

Overall Best Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Pueblo for men and women, with a MoneyGeek score of 91 for men and 92 for women. The average monthly premium is $37 for men and $29 for women.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 at $37 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $37 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $29 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $38 per month for women

Protective stands out due to its high customer satisfaction scores and affordable premiums. This makes it a great choice for individuals seeking reliable life insurance in Pueblo.

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MoneyGeek Top Pick
Protective

Protective emerges as the leading provider of life insurance in Pueblo for men and women, offering outstanding value and service. With a MoneyGeek score of 92 and a monthly premium of $21 for both, Protective guarantees a consistent experience regardless of gender.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

For residents in Pueblo looking for the best term life insurance, Protective emerges as the leading provider for men and women, boasting a MoneyGeek score of 92 and monthly premiums of $10 and $11, respectively. This high score reflects the company's commitment to affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $10 per month for men
  • Nationwide: MoneyGeek score of 91 out of 100 at $12 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $11 per month for women
  • Nationwide: MoneyGeek score of 91 out of 100 at $14 per month for women

Term life insurance is a policy where coverage is provided for a specified term, offering a death benefit to beneficiaries if the insured passes away during the term. This type of insurance is often chosen for its simplicity and lower premiums compared to whole life insurance. For example, a parent might purchase a 20-year term policy to ensure their child's education expenses are covered in the event of their untimely death.

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MoneyGeek Top Pick
Protective

Protective stands out as the best term life insurance provider for women and men in Pueblo, with a MoneyGeek score of 92 for both. People can secure a policy with a monthly premium of $11 for women and $10 for men, making it a blend of value and reliability.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

For people in Pueblo looking for the best whole life insurance, Protective stands out with a MoneyGeek score of 92 for men and women. This score indicates a strong combination of affordability, customer satisfaction and financial stability, making Protective a solid choice for long-term financial planning.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy that remains in effect for the insured's lifetime, provided premiums are paid. It can be a wise investment for someone who wants predictable costs and a guaranteed payout.

mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for whole life insurance in Pueblo, offering top-tier services for men and women. With a MoneyGeek score of 92 for each, Protective demonstrates a strong commitment to customer satisfaction and financial reliability.

Pros:

  • High customer approval
  • Excellent affordability
  • Reliable financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

The best universal life insurance provider in Pueblo for both men and women is Protective, with a MoneyGeek score of 91. Protective stands out for its affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance offers flexibility in premiums and benefits, which can be appealing for those seeking long-term financial planning and investment opportunities. For example, someone interested in adjusting their coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for universal life insurance in Pueblo, catering to both men and women with an impressive MoneyGeek score of 91. This score reflects the company's commitment to excellence across various metrics, ensuring policyholders receive top-tier service and value.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • The buying process could be smoother
  • More product diversity desired

Best No-Medical-Exam Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

Protective provides the best life insurance with no mandatory medical exam in Pueblo for men and women, with a MoneyGeek score of 91. This score reflects the company's strong performance across affordability, customer satisfaction, buying process, financial stability and product diversity.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam life insurance allows individuals to obtain coverage more quickly and without the need for a medical check-up. This can be particularly beneficial for those who need immediate coverage or have health issues that could complicate the insurance process.

mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for no-medical-exam life insurance in Pueblo, catering to men and women. With MoneyGeek scores of 91 for both, Protective offers a blend of value and customer satisfaction that is hard to match.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Pueblo, CO

How was this MoneyGeek score calculated?

In Pueblo, the best term life insurance for seniors is from Protective, which stands out for men and women, with a MoneyGeek score of 92 and 91, respectively. Men can expect a monthly premium of $45, while women's premiums are approximately $50.

Age is a determining factor in life insurance costs; as risk increases with age, so do the premiums. Protective's high score reflects its balance of affordability, customer satisfaction and financial stability, making it a compelling choice for seniors prioritizing these factors.

Best Term Life Insurance for Seniors in Pueblo
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$4592
2Mutual of Omaha$5191
3Nationwide$4690
4AAA$5988
5Allstate$5188
6Prudential$4588
7Transamerica$5687
8State Farm$8085
9Haven$8882

Best Term Life Insurance for Smokers in Pueblo, CO

How was this MoneyGeek score calculated?

In Pueblo, Mutual of Omaha provides the best term life insurance for smokers with a MoneyGeek score of 90 for men at a monthly premium of $50, and a score of 88 for women at $59.

Smoking is a key factor in life insurance premiums because it increases the risk of health issues, leading to higher costs. Mutual of Omaha stands out, indicating its excellence in affordability, customer satisfaction, and financial stability.

Best Term Life Insurance for Smokers in Pueblo
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$5090
2Nationwide$5289
3AAA$5488
4Protective$6988
5Prudential$3988
6Transamerica$4987
7State Farm$6685
8Allstate$8284
9Haven$8282

Best Term Life Insurance for Young Adults in Pueblo, CO

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Pueblo, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $7.

Age significantly influences life insurance premiums as younger individuals typically present a lower risk to insurers, resulting in lower costs. Protective's high MoneyGeek score is attributed to its strong affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Young Adults in Pueblo
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$692
2Mutual of Omaha$791
3Nationwide$889
4AAA$988
5Allstate$887
6Transamerica$886
7Prudential$985
8Haven$984
9State Farm$1384
10Bestow$1383

Best Cheap Term Life Insurance in Pueblo, CO

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Pueblo, Nationwide tops the list for men with a MoneyGeek score of 93 and an average monthly premium of $17. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly premium of $16. Nationwide scores high due to its easy buying process and affordability, while Protective excels in customer satisfaction and financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

Best Cheap Term Life Insurance in Pueblo
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1092
2Nationwide$1291
3Mutual of Omaha$1290
4Allstate$1289
5AAA$1488
6Transamerica$1388
7Prudential$1387
8Haven$1683
9State Farm$2082

Average Cost of Term Life Insurance in Pueblo, CO

The average monthly premium for term life insurance in Pueblo, Colorado, is $29 for women and $33 for men. Knowing these rates can help consumers make informed decisions when purchasing life insurance.

Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.

The cost of life insurance in Pueblo might be different from other parts of Colorado due to various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Pueblo has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.

FAQ About Life Insurance in Pueblo, CO

What company has the best life insurance in Pueblo for men?
What is the monthly premium cost for the best life insurance for men in Pueblo?
What company has the best life insurance in Pueblo for women?
What is the monthly premium cost for the best life insurance for women in Pueblo?
Is there anything different about life insurance in Pueblo compared to the rest of Colorado?
What happens to your life insurance if a company goes bankrupt in Pueblo?
Why might Pueblo residents need life insurance?
How do you find a lost life insurance policy in Pueblo?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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