Best Life Insurance in Little Rock, AR (November 2024)


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Nationwide is the best life insurance provider for men in Little Rock, with a MoneyGeek score of 91 at roughly $38 per month. For women, Protective leads for women, with a MoneyGeek score of 91 at an average monthly premium of $30. These scores and premium costs are specific to a 20-year term policy and might vary based on your unique needs.

When choosing life insurance, consider various factors like your health, age and financial goals. These scores and premium costs are specific to a 20-year term policy and might vary based on your unique needs. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Little Rock, Arkansas.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceLittle Rock, AR
2024

Best Life Insurance Companies in Little Rock

Overall Best Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

Nationwide is the best life insurance company in Little Rock for men, with a MoneyGeek score of 91 out of 100 at about $38 per month. For women, the top provider is Protective with a MoneyGeek score of 91 out of 100 at roughly $30 per month.

Top providers for men:

  • Nationwide: MoneyGeek score of 91 out of 100 at $38 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $41 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 91 out of 100 at $30 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $35 per month for women

Nationwide and Protective's high MoneyGeek scores indicate strong performance in affordability, customer satisfaction and financial stability. These factors make them reliable choices for individuals seeking life insurance in Little Rock.

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MoneyGeek Top Pick
Nationwide

Nationwide stands out as the best life insurance lender for men in Little Rock, with a MoneyGeek score of 91 at about $38 per month. Nationwide excels in meeting customer needs with satisfaction and stability.

Pros:

  • High customer satisfaction
  • Stable financially

Cons:

  • Buying process could improve
  • Less product diversity
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MoneyGeek Top Pick
Protective

Protective offers the best life insurance for women in Little Rock, with a MoneyGeek Score of 91 at an average monthly premium of $30. Protective excels in customer satisfaction, affordability and financial stability.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Stable financially

Cons:

  • Buying process could improve

Best Term Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for men in Little Rock, with a MoneyGeek score of 91 at about $21 per month. For women, Protective leads with a MoneyGeek score of 91 at an average of $16 per month. These top scores suggest that both companies provide excellent value, financial stability and customer satisfaction, making them ideal for individuals in need of reliable term life insurance coverage.

The top two term life insurance companies for men are:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $21 per month for men
  • Nationwide: MoneyGeek score of 91 out of 100 at $19 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 91 out of 100 at $16 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $20 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is the top provider for term life insurance in Little Rock for men, with a MoneyGeek score of 91. For a monthly premium of $21, men can secure a policy that balances cost with comprehensive coverage. This company's reputation for customer satisfaction and financial stability makes it a strong choice for those seeking reliable life insurance options.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Financially stable

Cons:

  • No significant drawbacks based on scores
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MoneyGeek Top Pick
Protective

Protective offers the best term life insurance in Little Rock for women. With a MoneyGeek score of 91, this company offers a blend of quality and value, reflected in its affordable monthly premium of $16 for excellent health ratings. Women seeking reliable coverage can consider Protective for its noteworthy performance in key areas.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Strong financial stability

Best Whole Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

Protective is the best whole life insurance provider in Little Rock for both men and women, with a MoneyGeek score of 92 for each. Protective excels in affordability, customer satisfaction and financial stability, which are critical when securing life insurance for long-term peace of mind.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective provides the best whole life insurance in Little Rock, with a MoneyGeek score of 92 for both men and women. With a commitment to customer satisfaction and financial stability, Protective stands out in the market, offering a reliable choice for life insurance seekers.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could be smoother

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

Protective offers best universal life insurance in Little Rock for both men and women, with a MoneyGeek score of 91 out of 100.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for universal life insurance in Little Rock, securing the highest MoneyGeek score for both men and women at 91. This ranking reflects the company's commitment to customer satisfaction and financial reliability.

Pros:

  • High customer approval
  • Solid financial foundation

Cons:

  • Buying process needs improvement

Best No-Medical-Exam Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

In Little Rock, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

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MoneyGeek Top Pick
Protective

Protective offers the best no-medical-exam life insurance provider in Little Rock, with a MoneyGeek score of 91 for both men and women. Protective offers a strong combination of customer satisfaction and financial stability, making it a reliable choice for life insurance seekers.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Room for improvement in buying process

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Little Rock, AR

How was this MoneyGeek score calculated?

For men seeking the best term life insurance for seniors in Little Rock, Mutual of Omaha stands out with a MoneyGeek score of 91 and a monthly premium of $78. For women, Protective leads with an 89 MoneyGeek score and a $77 monthly premium.

Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Mutual of Omaha and Protective stand out due to their strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.

Best Term Life Insurance for Seniors in Little Rock
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$7891
2Nationwide$7090
3Protective$10789
4Transamerica$7688
5Prudential$6888
6Allstate$9287
7State Farm$11685
8AAA$13285
9Haven$15282

Best Term Life Insurance for Smokers in Little Rock, AR

How was this MoneyGeek score calculated?

For women seeking the best term life insurance for smokers in Little Rock, Transamerica leads with a MoneyGeek score of 88 and an average monthly premium of $27. Men find their top option in Mutual of Omaha, scoring 90 with a premium of about $46.

Smoking significantly affects life insurance premiums, as it increases health risks and potential claims costs for insurers. A high MoneyGeek score indicates a balance of affordability, customer satisfaction and financial stability, which is vital for individuals prioritizing a reliable life insurance policy amidst the higher premiums associated with smoking.

Best Term Life Insurance for Smokers in Little Rock
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$4690
2Nationwide$4589
3Protective$6988
4Transamerica$3988
5Prudential$3688
6AAA$7485
7State Farm$6085
8Allstate$6684
9Haven$7782

Best Term Life Insurance for Young Adults in Little Rock, AR

How was this MoneyGeek score calculated?

In Little Rock, Protective offers the best term life insurance for young adults, with a MoneyGeek score of 92 for men and 91 for women. The monthly premium is $13 for men and $10 for women.

Age influences life insurance premiums. Younger adults often benefit from lower premiums due to lower health risks. Protective's high MoneyGeek score reflects its affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Young Adults in Little Rock
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1391
2Mutual of Omaha$1391
3Nationwide$1391
4Allstate$1488
5Transamerica$1487
6AAA$2086
7Prudential$1785
8State Farm$2285
9Haven$1785
10Bestow$2383

Best Cheap Term Life Insurance in Little Rock, AR

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Little Rock, Nationwide stands out with a MoneyGeek score of 93 for men at an average monthly premium of $19, while Protective leads for women with a MoneyGeek score of 91 at roughly $16 per month.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers..

Best Cheap Term Life Insurance in Little Rock
Data filtered by:Results filtered by:
Sex:
Sex:M
1Nationwide$1993
2Mutual of Omaha$2191
3Protective$2390
4Transamerica$2289
5Allstate$2289
6Prudential$2487
7AAA$3284
8State Farm$3382
9Haven$2982

Average Cost of Term Life Insurance in Little Rock, AR

The average monthly premium for term life insurance in Little Rock is $27 for women and $36 for men.

Many factors affect the cost of life insurance premiums. Age, health, lifestyle choices, and the amount of coverage all play significant roles. Additionally, local economic conditions and demographic factors can influence premium costs.

In Little Rock, the cost of life insurance might be higher or lower compared to the rest of Arkansas due to these local factors. For example, the cost of living, average income levels, and health statistics in Little Rock could impact insurance rates. Understanding these elements can help consumers make informed decisions when purchasing life insurance. By considering all these factors, individuals can better navigate their options and find a policy that suits their needs.

FAQ About Life Insurance in Little Rock, AR

What company has the best life insurance in Little Rock for men?

What is the monthly premium cost for the best life insurance for men in Little Rock?

What company has the best life insurance in Little Rock for women?

What is the monthly premium cost for the best life insurance for women in Little Rock?

Is there anything different about life insurance in Little Rock compared to the rest of Arkansas?

What happens to your life insurance if a company goes bankrupt in Little Rock?

Why might Little Rock residents need life insurance?

How do you find a lost life insurance policy in Little Rock?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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