Best Life Insurance in High Point, NC (October 2024)


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

For men in High Point, North Carolina, Mutual of Omaha is the best life insurance provider, with a MoneyGeek score of 91 and an average monthly premium of $25. For women, Protective is the top provider, with a MoneyGeek score of 92 and an average monthly premium of $17. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider different factors such as affordability, customer satisfaction and financial stability. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in High Point, North Carolina.

recency icon

Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceHigh Point, NC
2024

Best Life Insurance Companies in High Point

Overall Best Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best life insurance in High Point for men with a MoneyGeek score of 91 at $25 per month. For women, Mutual of Omaha leads with a MoneyGeek score of 92 at $17 per month.

Top providers for men:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $25 per month for men
  • Protective: MoneyGeek score of 91 out of 100 at $25 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $17 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $22 per month for women

Choosing the right life insurance is crucial for financial security. Protective and Mutual of Omaha stand out with high scores and reasonable premiums, making them ideal choices for individuals seeking reliable coverage in High Point. Their strong customer satisfaction and financial stability scores ensure peace of mind for policyholders.

mglogo
MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha stands out as the top choice for men seeking the life insurance in High Point, with a MoneyGeek score of 91 and a monthly premium of $25. It offers competitive rates and reliable service, ensuring that clients in High Point have access to the best life insurance options available.

Pros:

  • High customer satisfaction
  • Good affordability
  • Solid financial stability

Cons:

  • Buying process could improve
mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the top choice in High Point for women seeking life insurance with a MoneyGeek score of 92 and a monthly premium of $17. It offers competitive rates and reliable service, ensuring that clients in High Point have access to the best life insurance options available.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

For men seeking the (https://www.moneygeek.com/insurance/life/best/term/) in High Point, Mutual of Omaha stands out with a MoneyGeek score of 92 and a monthly premium of $11. Women find their top provider in Protective, with a score of 91 and a monthly premium of $9.

The top two term life insurance companies for men are:

  • Mutual of Omaha: MoneyGeek score of 92 out of 100 at $11 per month for men
  • Protective: MoneyGeek score of 91 out of 100 at $12 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 91 out of 100 at $9 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $10 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

mglogo
MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha provides the best term life insurance for men in High Point, with a MoneyGeek score of 92. With a monthly premium of $11, it offers a compelling balance of cost and quality service.

Pros:

  • High customer satisfaction
  • Affordable premium options
  • Strong financial stability

Cons:

  • Average product diversity
  • Buying process could improve
mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for term life insurance in High Point for women. With a MoneyGeek score of 91, it offers a monthly premium of $9. Protective delivers insurance solutions tailored to meet women's needs, ensuring a blend of value and reliability.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

Protective offers the best whole life insurance in High Point, with a MoneyGeek score of 92 for both men and women. Here are the top performers in High Point, according to MoneyGeek scores:

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

mglogo
MoneyGeek Top Pick
Protective

Protective is the top choice for whole life insurance in High Point for both men and women, with an overall MoneyGeek Score of 92 for each. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Rigid buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

widget-location-pin
Insurance Rates

Best Universal Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

Protective offers the universal life insurance in High Point for both men and women, with a MoneyGeek score of 91. The top two providers, based on MoneyGeek scores, are as follows.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

mglogo
MoneyGeek Top Pick
Protective

Protective is our pick for the leading provider of universal life insurance in High Point, offering top-tier services for both men and women. With a MoneyGeek score of 91 for both, Protective stands out for its commitment to customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

In High Point, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

mglogo
MoneyGeek Top Pick
Protective

Protective stands out for its commitment to customer satisfaction and affordable premiums for both men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.

Pros:

  • High customer satisfaction
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

Incognito iconYour information is anonymous and secure
Income icon
Saving icon
debt icon

Best Term Life Insurance for Seniors in High Point, NC

How was this MoneyGeek score calculated?

In High Point, Mutual of Omaha provides the best term life insurance for seniors among men, with a MoneyGeek Score of 92 and an average monthly premium of $42. For women, Protective leads with a MoneyGeek Score of 91 and a monthly premium of $37.

Age significantly influences life insurance premiums, as older individuals typically face higher rates due to increased health risks. The high scores of Mutual of Omaha and Protective reflect their strong financial stability, customer satisfaction and product diversity.

Best Term Life Insurance for Seniors in High Point
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$4292
2Protective$4891
3Nationwide$4391
4Allstate$4488
5Transamerica$5087
6Prudential$5286
7State Farm$7485
8AAA$7485
9Haven$8282

Best Term Life Insurance for Smokers in High Point, NC

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for smokers in High Point, with a MoneyGeek score of 91 for men and 89 for women, with average monthly premiums of $23 and $22, respectively.

Smoking significantly influences life insurance costs due to the heightened health risks associated with tobacco use, leading insurers to charge higher premiums. Mutual of Omaha achieves the highest MoneyGeek score, indicating a strong balance between affordability, customer satisfaction, financial stability and product diversity.

Best Term Life Insurance for Smokers in High Point
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$2391
2Nationwide$2889
3Protective$3488
4Transamerica$2088
5Prudential$2187
6State Farm$3386
7Allstate$3286
8AAA$4485
9Haven$4283

Best Term Life Insurance for Young Adults in High Point, NC

How was this MoneyGeek score calculated?

For the best term life insurance for young adults in High Point, Mutual of Omaha scores the highest for men with a MoneyGeek Score of 92 and an average monthly premium of $7. For women, Protective leads with a MoneyGeek Score of 92 and an average monthly premium of $5.

Age plays a significant role in determining life insurance premiums, with younger adults typically enjoying lower rates due to their lower risk profile. Mutual of Omaha and Protective excel in affordability, customer satisfaction and financial stability, making them top choices for young adults seeking term life insurance in High Point.

Best Term Life Insurance for Young Adults in High Point
Data filtered by:Results filtered by:
Sex:
Sex:M
1Mutual of Omaha$792
2Protective$792
3Nationwide$890
4Allstate$788
5Transamerica$888
6AAA$1187
7Haven$986
8State Farm$1385
9Prudential$1185
10Bestow$1883

Best Cheap Term Life Insurance in High Point, NC

How was this MoneyGeek score calculated?

For men, Mutual of Omaha offers the best cheap term life insurance in High Point with a MoneyGeek Score of 92 and a monthly premium of $11. For women, Protective ranks highest with a MoneyGeek Score of 91 and a monthly premium of $9. Mutual of Omaha and Protective excel due to their affordability, customer satisfaction and financial stability.

Age, health, coverage amount, and term length are factors affecting life insurance premiums. Maintaining good health and comparing quotes can help secure lower premiums.

Best Cheap Term Life Insurance in High Point
Data filtered by:Results filtered by:
Sex:
Sex:M
1Mutual of Omaha$1192
2Nationwide$1291
3Protective$1291
4Allstate$1190
5Transamerica$1289
6Prudential$1684
7Haven$1684
8AAA$1884
9State Farm$2082

Average Cost of Term Life Insurance in High Point, NC

The average cost of term life insurance in High Point is $17 per month for women and $22 per month for men.

Several factors affect life insurance premiums, including age, health and lifestyle. Younger, healthier individuals often pay lower premiums.

Due to local economic conditions, health statistics and regional insurance regulations, the cost of life insurance in High Point may be higher or lower than in other parts of North Carolina. For instance, areas with higher health care costs or poorer health outcomes might see higher premiums.

Understanding these factors can help consumers make better decisions when purchasing life insurance. By considering local conditions and personal health, individuals can find the best coverage for their needs.

FAQ About Life Insurance in High Point, NC

What company has the best life insurance in High Point for men?
What is the monthly premium cost for the best life insurance for men in High Point?
What company has the best life insurance in High Point for women?
What is the monthly premium cost for the best life insurance for women in High Point?
Is there anything different about life insurance in High Point compared to the rest of North Carolina?
What happens to your life insurance if a company goes bankrupt in High Point?
Why might High Point residents need life insurance?
How do you find a lost life insurance policy in High Point?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


sources