Best Life Insurance in Enterprise, NV (October 2024)


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Protective is the best life insurance company in Enterprise, Nevada, for both men and women. It has a MoneyGeek score of 92 and offers an average monthly premium of $31 for men and $28 for women. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.

When deciding on a life insurance policy, consider factors like affordability, customer satisfaction and financial stability. Your unique needs might mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Enterprise, Nevada.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceEnterprise, NV
2024

Best Life Insurance Companies in Enterprise

Overall Best Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Enterprise for both men and women, with a MoneyGeek score of 92 out of 100 and average monthly premiums of $31 and $28, respectively.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $31 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $35 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $28 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $32 per month for women

Protective is the best choice for the average individual looking to purchase life insurance in Enterprise due to its high MoneyGeek scores and affordable monthly premiums. This combination of quality and cost-effectiveness provides great value for policyholders.

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MoneyGeek Top Pick
Protective

Protective offers the best life insurance in Enterprise for both men and women. With an overall MoneyGeek score of 92, Protective offers policies at a monthly premium of $31 for men and $28 for women. The company's strong performance across multiple categories assures policyholders of its reliability and value.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

Protective is the best term life insurance provider in Enterprise, with a MoneyGeek score of 92 for men and women. Customers can expect a monthly premium of about $15 for each.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $15 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $18 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $15 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $19 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

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MoneyGeek Top Pick
Protective

Protective stands out as the top choice for term life insurance in Enterprise for men and women, with a MoneyGeek score of 92. They can secure a policy at an affordable monthly premium of $15, ensuring financial protection without strain on their budget.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Solid financial stability

Best Whole Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

Protective provides the best whole life insurance in Enterprise for both men and women, with a MoneyGeek score of 92. This top score reflects Protective's strong performance across several key factors, including affordability and customer satisfaction, making it a solid choice for individuals seeking reliable whole life insurance coverage.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective offers the best whole life insurance in Enterprise, Nevada, for both men and women. With a MoneyGeek score of 92 for each, Protective ensures comprehensive coverage and satisfaction across the board. Consumers looking for a reliable insurance provider will find Protective's offerings tailored to meet their needs with a blend of value and quality service.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Competitive affordability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

Protective stands out as the best universal life insurance provider in Enterprise for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

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MoneyGeek Top Pick
Protective

Protective is the top choice for both men and women seeking the best universal life insurance in Enterprise, with a MoneyGeek score of 91. This score reflects a strong performance across several key areas, indicating a reliable and consumer-friendly option for life insurance coverage.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

In Enterprise, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

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MoneyGeek Top Pick
Protective

Protective emerges as the leading choice for no-medical-exam life insurance in Enterprise, earning the highest MoneyGeek score of 91 for both men and women. It stands out due to its commitment to providing quality coverage and service to all clients.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Enterprise, NV

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Enterprise, with a MoneyGeek score of 92 for men and 91 for women, and average monthly premiums of $66 and $65, respectively.

Age impacts life insurance premiums; as one ages, the risk to insurers increases, leading to higher costs. Protective's top scores reflect its excellence in affordability, customer satisfaction, the buying process, financial stability and product diversity.

Best Term Life Insurance for Seniors in Enterprise
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$6692
2Mutual of Omaha$7591
3Nationwide$6990
4Allstate$6988
5AAA$8988
6Prudential$6588
7Transamerica$8387
8State Farm$13084
9Haven$13382

Best Term Life Insurance for Smokers in Enterprise, NV

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for smokers in Enterprise for both men and women, with a MoneyGeek score of 90 for men and 89 for women. It offers average monthly premiums of $75 and $79, respectively.

Smoking significantly influences life insurance premiums due to the associated health risks, often resulting in higher costs. Mutual of Omaha's high MoneyGeek score indicates a strong balance of affordability, customer satisfaction and financial stability, crucial for those looking for reliable coverage amidst the higher premiums imposed on smokers.

Best Term Life Insurance for Smokers in Enterprise
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$7590
2Nationwide$8189
3Protective$10288
4Prudential$5988
5Transamerica$7387
6State Farm$9786
7AAA$13285
8Allstate$11584
9Haven$12583

Best Term Life Insurance for Young Adults in Enterprise, NV

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Enterprise, Protective stands out with a MoneyGeek score of 92 and an average monthly premium of $9 for men and women.

Age plays a crucial role in determining life insurance premiums, with younger adults typically benefiting from lower costs.

Best Term Life Insurance for Young Adults in Enterprise
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$992
2Mutual of Omaha$1191
3Nationwide$1289
4AAA$1388
5Allstate$1188
6Transamerica$1287
7Prudential$1386
8Haven$1485
9State Farm$2284
10Bestow$2084

Best Cheap Term Life Insurance in Enterprise, NV

How was this MoneyGeek score calculated?

For those seeking the best cheap term life insurance in Enterprise, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $15 for both men and women. Protective's high MoneyGeek score is attributed to its excellent customer satisfaction and strong financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

Best Cheap Term Life Insurance in Enterprise
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1592
2Nationwide$1991
3Mutual of Omaha$1890
4Allstate$1889
5Transamerica$2088
6AAA$2288
7Prudential$2088
8Haven$2584
9State Farm$3482

Average Cost of Term Life Insurance in Enterprise, NV

The average monthly premium for term life insurance in Enterprise is $27 for women and $31 for men.

Several factors can influence the cost of life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage you choose. Understanding these factors can help you make more informed decisions about your life insurance options.

Due to various local factors, the cost of life insurance in Enterprise might be higher or lower than in the rest of Nevada. These can include local health statistics, the cost of living and regional risk factors. For example, if the area has higher health care costs or a higher incidence of certain health conditions, this could drive up premiums. Conversely, lower living costs or better overall health statistics could result in lower premiums.

FAQ About Life Insurance in Enterprise, NV

What company has the best life insurance in Enterprise for men?
What is the monthly premium cost for the best life insurance for men in Enterprise?
What company has the best life insurance in Enterprise for women?
What is the monthly premium cost for the best life insurance for women in Enterprise?
Is there anything different about life insurance in Enterprise compared to the rest of Nevada?
What happens to your life insurance if a company goes bankrupt in Enterprise?
Why might Enterprise residents need life insurance?
How do you find a lost life insurance policy in Enterprise?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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