Best Life Insurance in Davenport, IA (October 2024)


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For women, the best life insurance provider in Davenport, Iowa is Protective with a MoneyGeek score of 92 and an average monthly premium of $30. For men, the top provider is Mutual of Omaha with a MoneyGeek score of 91 and a monthly premium of $45.

When deciding on life insurance, consider factors such as coverage amount, policy term, and your personal health and financial situation. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Davenport, Iowa.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceDavenport, IA
2024

Best Life Insurance Companies in Davenport

Overall Best Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

If you are looking for the best life insurance in Davenport, Mutual of Omaha stands out for men with a MoneyGeek score of 91 and a monthly premium of $45, while Protective is the top choice for women with a MoneyGeek score of 92 and a monthly premium of $30. Here are the top providers for both men and women based on MoneyGeek scores:

Top providers for men:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $45 per month for men
  • Protective: MoneyGeek score of 91 out of 100 at $47 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $30 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $38 per month for women

Mutual of Omaha and Protective offers competitive MoneyGeek scores, making them reliable choices for life insurance in Davenport. Their high scores reflect strong customer satisfaction, financial stability, and affordable premiums, making them suitable for the average individual looking to purchase life insurance.

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MoneyGeek Top Pick
Mutual of Omaha

For women seeking the best life insurance in Davenport, Protective emerges as the top choice with a MoneyGeek score of 92 and a monthly premium of $30. Men find their best option with Mutual of Omaha, which holds a MoneyGeek score of 91 and a monthly premium of $45.

Protective

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Mutual of Omaha

Pros:

  • High customer satisfaction
  • Good affordability
  • Solid financial stability

Cons

  • Buying process could improve

Best Term Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

In Davenport, Protective stands out as the best term life insurance provider for both men and women, boasting a MoneyGeek score of 91 and a monthly premium of $23 for men, and a score of 92 with a monthly premium of $16 for women. This company offers the highest overall value based on affordability, customer satisfaction and financial stability, making it a smart choice for individuals seeking reliable coverage without overpaying.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 91 out of 100 at $23 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $22 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $16 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $22 per month for women

Term life insurance is a straightforward policy that lasts for a set period, typically 10 to 30 years, providing a death benefit if the insured passes away during the term. For example, a young parent might choose term life insurance to ensure their child's financial security until they reach adulthood, without the higher costs associated with whole life insurance.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha stands out as the best term life insurance provider for men in Davenport, boasting a MoneyGeek score of 91. Men seeking coverage can expect a monthly premium of 22 dollars, offering peace of mind without breaking the bank. Here's a quick look at what makes Mutual of Omaha a reliable option and areas where there's room for improvement.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Competitive affordability

Cons:

  • Buying process could be better
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MoneyGeek Top Pick
Protective

Protective stands out as the best term life insurance provider in Davenport for women, boasting a MoneyGeek score of 92. With a monthly premium cost of $16, it offers an attractive combination of value and security. Here's a quick glance at the benefits and drawbacks of choosing Protective for your insurance needs.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

Protective emerges as the provider with the best whole life insurance in Davenport, boasting a MoneyGeek score of 92 for both men and women. This score reflects Protective's robust offerings and reliability, making it a top choice for individuals seeking comprehensive life insurance coverage. The average person in Davenport can benefit from Protective's competitive rates and customer service excellence, ensuring their long-term financial security is in capable hands. Here are the top performers:

Top whole life companies for men in Davenport:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Davenport:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy that provides a death benefit and accumulates cash value over time. Someone might choose best whole life insurance over term life insurance for its lifelong coverage and potential to grow cash value, which can be a financial asset during their lifetime.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for whole life insurance in Davenport, catering to both men and women. With MoneyGeek scores of 92 for both genders, Protective demonstrates a strong alignment with consumer needs and expectations in the insurance market.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

The best universal life insurance provider in Davenport for both men and women is Protective, with a MoneyGeek score of 91. This score indicates that Protective offers a balanced combination of affordability, customer satisfaction and financial stability, making it an optimal choice for the average individual seeking a reliable universal life insurance policy.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best universal life insurance for women:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that combines life coverage with an investment savings element. For example, someone who wants the ability to adjust their premiums and death benefits over time may choose universal life insurance over a term or whole life policy.

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MoneyGeek Top Pick
Protective

When it comes to finding the best universal life insurance in Davenport, Protective stands out for both men and women, boasting MoneyGeek scores of 91 respectively. This reflects a strong combination of customer satisfaction, affordability, and financial stability that Protective offers to its clients. Here are the key advantages and drawbacks to consider:

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

Protective is the best life insurance without a medical exam provider in Davenport for both men and women, boasting a MoneyGeek score of 91. This score indicates a robust offering that combines affordability, customer satisfaction and financial stability, making it an excellent choice for the average individual in the market for this type of insurance policy. The top MoneyGeek scores for no medical exam life insurance are:

Best no-medical-exam life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

This type of life insurance is a policy that does not require a medical examination for approval, offering a quicker and more convenient option for coverage. For instance, someone with a busy schedule or a dislike of medical appointments might choose this insurance to ensure they are covered without the hassle of a traditional health assessment.

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MoneyGeek Top Pick
Protective

In Davenport, Protective stands out as the best choice for no-medical-exam life insurance for both men and women, boasting a MoneyGeek score of 91. This score reflects a balanced offering that meets diverse customer needs without compromising on service quality or financial stability.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Subpar buying process

For women, Protective's affordability is particularly noteworthy, while men also benefit from competitive pricing. Despite a less favorable buying process, Protective's overall performance makes it the leading option for life insurance seekers in Davenport.

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Best Term Life Insurance for Seniors in Davenport, IA

How was this MoneyGeek score calculated?

For men seeking the [best term life insurance for seniors]((https://www.moneygeek.com/insurance/life/best/seniors/) in Davenport, Mutual of Omaha leads with a MoneyGeek score of 91 and an average monthly premium of $92. Women find their top choice in Protective, boasting a similar MoneyGeek score of 91 and a more affordable average monthly premium of $70.

Age is a determining factor in life insurance premiums, with costs typically increasing as policyholders age. This reflects the higher risk insurers take on as the likelihood of paying out a claim increases with age. The highest MoneyGeek scores indicate a blend of affordability, customer satisfaction, and financial stability, crucial for seniors prioritizing security and value in their insurance selection.

Best Term Life Insurance for Seniors in Davenport
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$9291
2Protective$9991
3Nationwide$7991
4Allstate$8688
5Prudential$8987
6Transamerica$10287
7AAA$15385
8State Farm$13885
9Haven$17582

Best Term Life Insurance for Smokers in Davenport, IA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for smokers in Davenport, Mutual of Omaha stands out with a MoneyGeek score of 90 for men and 88 for women, and an average monthly premium of $50 and $49, respectively. Smoking significantly influences life insurance premiums due to the associated health risks.

Insurers view smokers as higher risk, which typically results in higher premium costs. Mutual of Omaha's top scores reflect its balance of affordability, customer satisfaction, and financial stability, key factors for individuals prioritizing a reliable life insurance policy amidst the inherent risks of smoking.

Best Term Life Insurance for Smokers in Davenport
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$5090
2Nationwide$5089
3Protective$7188
4Transamerica$4488
5Prudential$4088
6State Farm$6686
7AAA$8485
8Allstate$6785
9Haven$8882

Best Term Life Insurance for Young Adults in Davenport, IA

How was this MoneyGeek score calculated?

For the best term life insurance for young adults in Davenport, Protective stands out for both men and women with a MoneyGeek score of 92 and an average monthly premium of $10 for women and $14 for men.

Age plays a significant role in determining life insurance premiums, with younger individuals generally benefiting from lower costs. Protective's high MoneyGeek score is attributed to its strong customer satisfaction, affordability, and diverse product offerings. For young adults in Davenport, choosing Protective ensures a balance of cost and quality coverage.

Best Term Life Insurance for Young Adults in Davenport
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1492
2Mutual of Omaha$1491
3Nationwide$1391
4Allstate$1488
5Transamerica$1587
6AAA$2286
7Prudential$1885
8Haven$1884
9State Farm$2384
10Bestow$2683

Best Cheap Term Life Insurance in Davenport, IA

How was this MoneyGeek score calculated?

For men, Nationwide offers the best cheap term life insurance in Davenport with a MoneyGeek Score of 93 and a monthly premium of $21. For women, Protective tops the list with a MoneyGeek Score of 92 and a monthly premium of $16. The cost of premiums for life insurance is influenced by several factors, including age, health, coverage amount, and term length. To get the lowest premiums possible, it's important to maintain good health, choose an appropriate coverage amount, and select a term length that meets your needs.

Nationwide and Protective stand out due to their high affordability, customer satisfaction, and financial stability scores. These factors contribute to their top rankings and make them excellent choices for those seeking the best cheap term life insurance in Davenport.

Best Cheap Term Life Insurance in Davenport
Data filtered by:Results filtered by:
Sex:
Sex:M
1Nationwide$2193
2Mutual of Omaha$2291
3Protective$2391
4Allstate$2290
5Transamerica$2488
6Prudential$2786
7AAA$3684
8State Farm$3682
9Haven$3281

Average Cost of Term Life Insurance in Davenport, IA

The average monthly premium for term life insurance in Davenport is $29 for women and $39 for men.

Several factors influence the cost of life insurance premiums. These include age, health, lifestyle, and occupation. Insurers assess these factors to determine the risk profile of an individual, which directly impacts the premium amount.

The cost of life insurance in Davenport may differ from the rest of Iowa due to various reasons. Local health statistics, cost of living, and regional risk factors can all play a role. For example, if Davenport has a higher prevalence of certain health conditions, this could lead to higher premiums. Similarly, the cost of living in Davenport might influence the cost of insurance, as insurers consider the economic environment when setting rates.

Understanding these factors can help consumers make more informed decisions about their life insurance options.

FAQ About Life Insurance in Davenport, IA

What company has the best life insurance in Davenport for men?
What is the monthly premium cost for the best life insurance for men in Davenport?
What company has the best life insurance in Davenport for women?
What is the monthly premium cost for the best life insurance for women in Davenport?
Is there anything different about life insurance in Davenport compared to the rest of Iowa?
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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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