Best Life Insurance in Arlington, VA (September 2024)


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Protective is the best life insurance company in Arlington, Virginia, for both men and women. The company has a MoneyGeek score of 92 for each. For women, the average monthly premium is $43, and for men, it is $48. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.

Different factors should be considered when deciding on what type of life insurance to buy. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Arlington, Virginia.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceArlington, VA
2024

Best Life Insurance Companies in Arlington

Overall Best Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Arlington for both men and women, with a MoneyGeek score of 92 and a monthly premium of $48 for men and $43 for women.

Top Providers for Men

  • Protective: MoneyGeek score of 92 out of 100 at $48 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $55 per month for men

Top Providers for Women

  • Protective: MoneyGeek score of 92 out of 100 at $43 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $48 per month for women

Protective stands out for its combination of affordability, strong customer satisfaction and financial stability, making it an excellent choice for the average individual looking to purchase life insurance in Arlington.

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MoneyGeek Top Pick
Protective

Protective stands out as the best life insurance provider in Arlington, earning the top MoneyGeek score of 92 for both men and women. With monthly premiums at an affordable $48 and $43, respectively, Protective combines cost-effectiveness with high customer satisfaction.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance in Arlington, with a MoneyGeek score of 92 for both men and women. Men and women can expect an average monthly premium of $23. Protective's high score indicates a strong combination of affordability, customer satisfaction and financial stability.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $23 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $28 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $23 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $29 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for term life insurance in Arlington for men and women, with a stellar MoneyGeek score of 92. Both can expect to pay a monthly premium of about $23.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improv

Best Whole Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

Protective provides the best whole life insurance in Arlington, with a MoneyGeek score of 92 for both men and women. Protective offers affordable premiums, quality customer service, and reliable coverage.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for whole life insurance in Arlington for both men and women, boasting a MoneyGeek score of 92 for each. This score reflects the company's commitment to excellent service and value for money.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Lower buying process score
  • Limited product diversity

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

Protective offers the best universal life insurance in San Antonio, with a MoneyGeek score of 91 for both men and women. The top two providers, based on MoneyGeek scores, are as follows:

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for universal life insurance in Arlington, catering to both men and women. With a MoneyGeek score of 91 for each, Protective ensures high customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

In Arlington, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

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MoneyGeek Top Pick
Protective

Protective stands out for its commitment to customer satisfaction and affordable premiums for both men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Arlington, VA

How was this MoneyGeek score calculated?

In Arlington, Protective offers the best term life insurance for seniors, boasting a MoneyGeek Score of 92 for men and 91 for women, with corresponding average monthly premiums of $105 and $102, respectively.

Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Mutual of Omaha and Protective stand out due to their strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.

Best Term Life Insurance for Seniors in Arlington
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$10592
2Mutual of Omaha$11891
3Nationwide$10790
4Allstate$11488
5AAA$13888
6Prudential$10388
7Transamerica$13087
8State Farm$20784
9Haven$20482

Best Term Life Insurance for Smokers in Arlington, VA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for smokers in Arlington, Mutual of Omaha stands out for both men and women, with a MoneyGeek score of 90 and an average monthly premium of $116 for men, and a score of 88 with a $120 premium for women.

Smokers face higher premiums due to the increased risk they pose to insurers. Mutual of Omaha's high scores reflect a strong balance across various factors, including affordability and customer satisfaction. This information is vital for smokers who must navigate higher costs and seek a provider that offers comprehensive coverage and value.

Best Term Life Insurance for Smokers in Arlington
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$11690
2Nationwide$12189
3AAA$12688
4Protective$15988
5Prudential$9188
6Transamerica$11387
7State Farm$15085
8Allstate$18684
9Haven$18982

Best Term Life Insurance for Young Adults in Arlington, VA

How was this MoneyGeek score calculated?

For the best term life insurance for young adults in Arlington, Protective stands out for both men and women with a MoneyGeek score of 92 and a monthly premium of $14.

Younger adults often benefit from lower premiums due to their lower risk factors. Protective's high MoneyGeek score is attributed to its balanced affordability, customer satisfaction and financial stability, making it a top choice for young adults seeking term life insurance in Arlington.

Best Term Life Insurance for Young Adults in Arlington
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1492
2Mutual of Omaha$1791
3Nationwide$1889
4AAA$2088
5Allstate$1888
6Transamerica$1987
7Prudential$2086
8Haven$2285
9State Farm$3384
10Bestow$3084

Best Cheap Term Life Insurance in Arlington, VA

How was this MoneyGeek score calculated?

For those looking for the best cheap term life insurance in Arlington, Protective stands out for both men and women. With a MoneyGeek Score of 92 and a monthly premium of $23, Protective offers an excellent balance of affordability and customer satisfaction.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

Best Cheap Term Life Insurance in Arlington
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$2392
2Nationwide$2891
3Mutual of Omaha$2890
4Allstate$2889
5AAA$3288
6Transamerica$3088
7Prudential$3187
8Haven$3884
9State Farm$5382

Average Cost of Term Life Insurance in Arlington, VA

The average cost of term life insurance in Arlington is $40 per month for women and $47 per month for men.

Several factors affect the cost of life insurance premiums, including age, health, lifestyle, occupation, coverage amount and policy type. Younger individuals and those in good health typically pay lower premiums. Similarly, non-smokers and those with safer occupations may also see lower costs.

Arlington's life insurance cost might be higher or lower than the rest of Virginia due to local health statistics, lifestyle factors, cost of living and regional risk factors. For example, if Arlington has higher health care costs or a higher cost of living, premiums may be higher. Conversely, if the area has a healthier population or lower regional risks, premiums might be lower.

FAQ About Life Insurance in Arlington, VA

What company has the best life insurance in Arlington for men?
What is the monthly premium cost for the best life insurance for men in Arlington?
What company has the best life insurance in Arlington for women?
What is the monthly premium cost for the best life insurance for women in Arlington?
Is there anything different about life insurance in Arlington compared to the rest of Virginia?
What happens to your life insurance if a company goes bankrupt in Arlington?
Why might Arlington residents need life insurance?
How do you find a lost life insurance policy in Arlington?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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