Insurance premiums for a Dodge Challenger average $371 monthly for full coverage and $191 for minimum coverage. Depending on your trim and model year, costs can range from $71 to $2,843 monthly.
Dodge Challenger Insurance Cost
Updated: January 13, 2026
Key Takeaways
GEICO offers the most affordable Dodge Challenger insurance on average, though full coverage costs vary widely by model year and insurer. Read more
Sports cars cost more to insure than other vehicle types, and the Challenger ranks 85th out of 115 sports cars for affordability in the US market, making it expensive overall. Read more
Your Challenger's specific model year and driver age make a big difference in insurance rates, especially if you're adding a teen driver to your policy. Read more.
How Much Is Dodge Challenger Insurance?
| Dodge Challenger | $191 | $371 |
Looking for another Dodge model? Read more about the cost of Dodge car insurance models.
Your Dodge Challenger's insurance costs can range from $93 monthly for older models to $548 for the newest ones. Model year greatly affects car insurance rates, and the Challenger's no exception since newer vehicles have higher fair market values.
Insurance costs for a Dodge Challenger depend on model year and company. Full coverage goes from $273 monthly with GEICO to $643 with AIG, while minimum coverage spans $125 with GEICO to $271 with UAIC.
Dodge Challenger owners should shop between insurers since minimum coverage varies by over $146 and full coverage by over $370. Each company calculates risk differently for the Challenger, affecting your final quote.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Dodge Challenger Expensive to Insure?
Sports cars are pricey to insure, and MoneyGeek's analysis of 115 sports cars shows the Dodge Challenger sitting at 85th for affordability. That means 30 vehicles cost less to insure, positioning it just a few dollars per month more expensive than a Ferrari 812 and slightly cheaper than a Lamborghini Aventador. While it's not the priciest in its category, it's not among the cheapest sports cars either.
Among all 827 vehicles in MoneyGeek's database, the Challenger ranks 783rd, placing it firmly in the most expensive 5% of cars to insure. For context, the Mazda MX-5 Miata claims the cheapest sports car spot while the Rolls-Royce La Rose Noire commands the highest premiums in the category.
| Mclaren 720S | $264 | 82 |
| Fiat 124 Spider | $268 | 83 |
| Ferrari 812 | $272 | 84 |
| Dodge Challenger | $281 | 85 |
| Lamborghini Aventador | $292 | 86 |
| Lamborghini Murciélago | $296 | 87 |
| Polestar 1 | $303 | 88 |
Several factors affect what you'll pay for Dodge Challenger insurance:
- Average Repair or Replacement Costs: The Challenger's $1,187 annual repair costs make it Dodge's second most affordable model to maintain out of 14. This relatively low maintenance expense helps keep insurance premiums more reasonable compared to other performance vehicles.
- Vehicle Trim, Features and Accessories: Performance capabilities vary across trims, with horsepower ranging from 305 to 807. High-performance variants like the Hellcat and SRT command substantially higher premiums due to their extreme power output and increased risk profile.
- Driver Profile: Most Challenger owners fall between 30-50 years old, though the vehicle's performance reputation attracts risk-taking behaviors that concern insurers. Younger drivers face steeper rates due to this performance association. Read more about the costs of Dodge Challengers for young drivers.
Dodge Challenger Costs by Model Year and Driver Age by Insurance Company
A 2014 Dodge Challenger costs just $282 monthly to insure with full coverage for drivers aged 35 to 55, while a 2023 model jumps to $551 per month. This difference shows how newer car models are much more expensive to insure than older ones.Â
Young drivers in their teens and early 20s will pay more across all model years due to their age and driving experience.
GEICO offers the cheapest rates across all Challenger model years and could save certain drivers hundreds of dollars monthly.Â
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Dodge Challenger
| Geico | $173 | $380 |
| National General | $190 | $390 |
| The Hartford | $226 | $386 |
| Kemper | $233 | $471 |
| State Farm | $239 | $500 |
| Travelers | $254 | $472 |
| AAA | $267 | $555 |
| Amica | $293 | $602 |
| Allstate | $298 | $584 |
| Progressive | $325 | $609 |
| UAIC | $335 | $424 |
| AIG | $345 | $886 |
| Farmers | $346 | $618 |
| Chubb | $364 | $726 |
| Nationwide | $381 | $659 |
2023 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,877 | $1,652 | $1,461 | $1,262 | $1,114 | $947 | $861 | $769 | $703 | $619 |
| Geico | $2,146 | $1,569 | $1,318 | $960 | $825 | $668 | $615 | $509 | $481 | $436 |
| Allstate | $2,726 | $2,147 | $1,738 | $1,288 | $1,155 | $904 | $821 | $778 | $735 | $648 |
| Travelers | $2,819 | $2,058 | $1,634 | $1,263 | $1,121 | $813 | $744 | $689 | $638 | $545 |
| Nationwide | $2,988 | $2,749 | $2,526 | $2,145 | $1,811 | $1,172 | $1,087 | $1,014 | $958 | $857 |
| Farmers | $3,928 | $2,898 | $2,576 | $1,576 | $1,483 | $1,117 | $1,001 | $955 | $910 | $766 |
| Progressive | $4,478 | $3,623 | $3,003 | $1,669 | $1,454 | $1,171 | $1,043 | $930 | $856 | $734 |
Cost of Car Insurance for 2022 Dodge Challenger
| Geico | $149 | $327 |
| National General | $164 | $335 |
| The Hartford | $195 | $332 |
| Kemper | $201 | $405 |
| State Farm | $206 | $430 |
| Travelers | $218 | $406 |
| AAA | $230 | $477 |
| Amica | $252 | $518 |
| Allstate | $256 | $502 |
| Progressive | $279 | $524 |
| UAIC | $288 | $364 |
| AIG | $297 | $762 |
| Farmers | $298 | $531 |
| Chubb | $313 | $624 |
| Nationwide | $328 | $567 |
2022 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,615 | $1,421 | $1,257 | $1,086 | $959 | $815 | $741 | $661 | $605 | $532 |
| Geico | $1,846 | $1,350 | $1,134 | $826 | $710 | $574 | $529 | $438 | $414 | $375 |
| Allstate | $2,345 | $1,847 | $1,495 | $1,108 | $994 | $777 | $706 | $669 | $632 | $558 |
| Travelers | $2,425 | $1,770 | $1,406 | $1,087 | $964 | $699 | $640 | $593 | $549 | $469 |
| Nationwide | $2,570 | $2,365 | $2,173 | $1,845 | $1,558 | $1,009 | $935 | $872 | $824 | $738 |
| Farmers | $3,379 | $2,493 | $2,216 | $1,356 | $1,276 | $961 | $861 | $821 | $783 | $659 |
| Progressive | $3,853 | $3,117 | $2,584 | $1,435 | $1,251 | $1,007 | $897 | $800 | $737 | $631 |
Cost of Car Insurance for 2021 Dodge Challenger
| Geico | $136 | $298 |
| National General | $149 | $306 |
| The Hartford | $178 | $303 |
| Kemper | $183 | $370 |
| State Farm | $188 | $392 |
| Travelers | $199 | $371 |
| AAA | $210 | $435 |
| Amica | $230 | $472 |
| Allstate | $234 | $458 |
| Progressive | $255 | $478 |
| UAIC | $263 | $333 |
| AIG | $271 | $695 |
| Farmers | $271 | $485 |
| Chubb | $286 | $570 |
| Nationwide | $299 | $517 |
2021 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,473 | $1,297 | $1,147 | $991 | $875 | $744 | $676 | $603 | $552 | $486 |
| Geico | $1,685 | $1,231 | $1,035 | $754 | $648 | $524 | $483 | $399 | $378 | $342 |
| Allstate | $2,139 | $1,685 | $1,364 | $1,011 | $907 | $709 | $645 | $610 | $577 | $509 |
| Travelers | $2,212 | $1,615 | $1,283 | $991 | $880 | $638 | $584 | $541 | $501 | $428 |
| Nationwide | $2,345 | $2,158 | $1,983 | $1,684 | $1,421 | $920 | $853 | $796 | $752 | $673 |
| Farmers | $3,083 | $2,275 | $2,022 | $1,237 | $1,164 | $877 | $786 | $750 | $714 | $601 |
| Progressive | $3,515 | $2,843 | $2,357 | $1,310 | $1,141 | $919 | $818 | $730 | $672 | $576 |
Cost of Car Insurance for 2020 Dodge Challenger
| Geico | $180 | $393 |
| National General | $198 | $407 |
| Kemper | $242 | $487 |
| State Farm | $246 | $512 |
| Travelers | $247 | $457 |
| The Hartford | $249 | $425 |
| AAA | $275 | $570 |
| Progressive | $288 | $539 |
| Amica | $303 | $621 |
| Allstate | $306 | $596 |
| Nationwide | $349 | $603 |
| AIG | $358 | $915 |
| Farmers | $365 | $650 |
| UAIC | $365 | $462 |
| Chubb | $374 | $743 |
2020 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,925 | $1,694 | $1,498 | $1,294 | $1,143 | $971 | $883 | $788 | $720 | $634 |
| Geico | $2,226 | $1,627 | $1,367 | $994 | $855 | $691 | $637 | $527 | $498 | $452 |
| Travelers | $2,725 | $1,980 | $1,569 | $1,211 | $1,071 | $784 | $717 | $663 | $613 | $527 |
| Nationwide | $2,735 | $2,514 | $2,312 | $1,962 | $1,656 | $1,073 | $995 | $928 | $877 | $785 |
| Allstate | $2,799 | $2,201 | $1,781 | $1,319 | $1,182 | $924 | $839 | $794 | $750 | $662 |
| Progressive | $3,948 | $3,191 | $2,646 | $1,471 | $1,282 | $1,033 | $920 | $821 | $756 | $648 |
| Farmers | $4,120 | $3,042 | $2,705 | $1,658 | $1,562 | $1,180 | $1,057 | $1,008 | $960 | $807 |
Cost of Car Insurance for 2019 Dodge Challenger
| Geico | $109 | $239 |
| National General | $120 | $245 |
| The Hartford | $142 | $243 |
| Kemper | $147 | $297 |
| State Farm | $151 | $314 |
| Travelers | $160 | $297 |
| AAA | $168 | $349 |
| Amica | $184 | $379 |
| Allstate | $187 | $367 |
| Progressive | $204 | $383 |
| UAIC | $211 | $267 |
| AIG | $217 | $557 |
| Farmers | $218 | $389 |
| Chubb | $229 | $457 |
| Nationwide | $240 | $415 |
2019 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,181 | $1,040 | $920 | $795 | $701 | $596 | $542 | $484 | $442 | $389 |
| Geico | $1,351 | $987 | $830 | $604 | $519 | $420 | $387 | $320 | $303 | $274 |
| Allstate | $1,715 | $1,351 | $1,094 | $810 | $727 | $569 | $517 | $489 | $462 | $408 |
| Travelers | $1,774 | $1,295 | $1,029 | $795 | $705 | $511 | $469 | $434 | $402 | $343 |
| Nationwide | $1,880 | $1,730 | $1,590 | $1,350 | $1,140 | $738 | $684 | $638 | $603 | $540 |
| Farmers | $2,472 | $1,824 | $1,621 | $992 | $934 | $703 | $630 | $601 | $573 | $482 |
| Progressive | $2,819 | $2,280 | $1,890 | $1,050 | $915 | $737 | $656 | $585 | $539 | $462 |
Cost of Car Insurance for 2018 Dodge Challenger
| Geico | $111 | $241 |
| National General | $128 | $263 |
| State Farm | $162 | $336 |
| Travelers | $168 | $309 |
| Kemper | $183 | $364 |
| The Hartford | $187 | $319 |
| AAA | $189 | $392 |
| Progressive | $195 | $365 |
| Amica | $199 | $408 |
| Allstate | $206 | $401 |
| Nationwide | $218 | $377 |
| AIG | $250 | $635 |
| Farmers | $254 | $450 |
| Chubb | $257 | $507 |
| UAIC | $265 | $333 |
2018 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,263 | $1,112 | $984 | $849 | $750 | $638 | $579 | $517 | $473 | $416 |
| Geico | $1,354 | $989 | $830 | $603 | $520 | $420 | $387 | $321 | $303 | $276 |
| Nationwide | $1,711 | $1,570 | $1,446 | $1,227 | $1,035 | $671 | $622 | $580 | $548 | $490 |
| Travelers | $1,834 | $1,331 | $1,052 | $812 | $717 | $529 | $483 | $447 | $413 | $356 |
| Allstate | $1,897 | $1,490 | $1,202 | $888 | $796 | $622 | $565 | $534 | $504 | $445 |
| Progressive | $2,680 | $2,161 | $1,792 | $996 | $868 | $700 | $623 | $556 | $512 | $439 |
| Farmers | $2,831 | $2,097 | $1,865 | $1,150 | $1,084 | $822 | $734 | $702 | $668 | $561 |
Cost of Car Insurance for 2017 Dodge Challenger
| Geico | $136 | $293 |
| National General | $145 | $298 |
| State Farm | $196 | $405 |
| Travelers | $204 | $373 |
| AAA | $224 | $463 |
| Amica | $229 | $468 |
| Kemper | $234 | $465 |
| Progressive | $241 | $451 |
| The Hartford | $242 | $412 |
| Allstate | $246 | $476 |
| Nationwide | $266 | $458 |
| AIG | $299 | $757 |
| Farmers | $299 | $528 |
| Chubb | $309 | $607 |
| UAIC | $332 | $416 |
2017 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,522 | $1,340 | $1,186 | $1,023 | $903 | $768 | $698 | $623 | $570 | $501 |
| Geico | $1,649 | $1,203 | $1,010 | $732 | $632 | $510 | $470 | $390 | $369 | $335 |
| Nationwide | $2,084 | $1,914 | $1,762 | $1,495 | $1,261 | $817 | $758 | $706 | $667 | $597 |
| Travelers | $2,206 | $1,596 | $1,260 | $972 | $856 | $636 | $581 | $536 | $495 | $429 |
| Allstate | $2,268 | $1,780 | $1,434 | $1,058 | $948 | $740 | $672 | $635 | $599 | $529 |
| Farmers | $3,299 | $2,447 | $2,178 | $1,347 | $1,271 | $965 | $862 | $824 | $784 | $658 |
| Progressive | $3,315 | $2,671 | $2,215 | $1,231 | $1,072 | $865 | $770 | $687 | $632 | $542 |
Cost of Car Insurance for 2016 Dodge Challenger
| Geico | $120 | $259 |
| National General | $122 | $250 |
| State Farm | $172 | $357 |
| Kemper | $180 | $360 |
| Travelers | $182 | $335 |
| The Hartford | $186 | $317 |
| Amica | $189 | $387 |
| AAA | $191 | $394 |
| Allstate | $204 | $394 |
| Chubb | $212 | $417 |
| Progressive | $215 | $403 |
| AIG | $232 | $571 |
| Farmers | $250 | $442 |
| Nationwide | $263 | $454 |
| UAIC | $277 | $343 |
2016 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,341 | $1,180 | $1,045 | $902 | $796 | $677 | $615 | $549 | $502 | $442 |
| Geico | $1,459 | $1,064 | $893 | $648 | $559 | $451 | $416 | $345 | $326 | $296 |
| Allstate | $1,896 | $1,489 | $1,194 | $875 | $785 | $613 | $556 | $525 | $494 | $438 |
| Travelers | $1,953 | $1,411 | $1,112 | $861 | $757 | $569 | $519 | $479 | $442 | $385 |
| Nationwide | $2,058 | $1,894 | $1,742 | $1,479 | $1,247 | $808 | $749 | $698 | $660 | $590 |
| Farmers | $2,770 | $2,051 | $1,825 | $1,126 | $1,062 | $804 | $719 | $687 | $654 | $549 |
| Progressive | $2,957 | $2,381 | $1,975 | $1,098 | $957 | $772 | $687 | $613 | $564 | $484 |
Dodge Challenger Insurance Cost by Trim
Performance features and market value make your Dodge Challenger's trim level a major factor in insurance costs. Monthly premiums start at $71 for minimum coverage on basic SE Coupe 2D models but jump to $2,843 for full coverage on high-performance SRT Super Sport Coupe 2D variants.
| Se Coupe 2d | $71 | $138 |
| Coupe 2d | $83 | $161 |
| Rallye Redline Coupe 2d | $118 | $227 |
| T/A Plus Coupe 2d | $118 | $230 |
| T/A 392 Coupe 2d | $119 | $232 |
| Gt 50th Anniversary Coupe 2d | $121 | $235 |
| R/T Classic Coupe 2d | $121 | $234 |
| Sxt 100th Anniversary Edition Coupe 2d | $121 | $234 |
| R/T 50th Anniversary Coupe 2d | $122 | $238 |
| Sxt Coupe 2d | $127 | $246 |
| R/T 100th Anniversary Edition Coupe 2d | $138 | $265 |
| 392 Hemi Scat Pack Shaker Coupe 2d | $143 | $277 |
| R/T Coupe 2d | $151 | $291 |
| Srt8 392 Coupe 2d | $154 | $297 |
| R/T Scat Pack 50th Anniversary Coupe 2d | $157 | $306 |
| R/T Scat Pack Coupe 2d | $161 | $313 |
| Gt Coupe 2d | $164 | $317 |
| Srt 392 Coupe 2d | $165 | $319 |
| R/T Scat Pack 50th Anniversary Widebody Coupe 2d | $167 | $326 |
| Srt8 Core Coupe 2d | $168 | $324 |
| Srt8 Coupe 2d | $169 | $326 |
| Sxt Plus Coupe 2d | $172 | $332 |
| R/T Mopar '14 Shaker Coupe 2d | $175 | $338 |
| Scat Pack Shaker Coupe 2d | $178 | $343 |
| R/T Shaker Coupe 2d | $179 | $345 |
| Srt Demon Coupe 2d | $188 | $367 |
| R/T Plus Coupe 2d | $195 | $376 |
| Scat Pack Coupe 2d | $196 | $378 |
| R/T Scat Pack Widebody Coupe 2d | $201 | $391 |
| R/T Plus Shaker Coupe 2d | $204 | $395 |
| T/A Coupe 2d | $207 | $400 |
| Srt Hellcat Coupe 2d | $222 | $431 |
| Srt Hellcat Widebody Coupe 2d | $231 | $449 |
| Srt Hellcat Redeye Coupe 2d | $275 | $535 |
| Srt Hellcat Redeye Widebody Coupe 2d | $282 | $549 |
| Srt Hellcat Jailbreak Coupe 2d | $288 | $559 |
| Srt Hellcat Redeye Widebody Jailbreak Coupe 2d | $298 | $579 |
| Srt Hellcat Redeye Jailbreak Coupe 2d | $312 | $607 |
| Srt Super Stock Coupe 2d | $313 | $608 |
| Srt Hellcat Jailbreak Widebody Coupe 2d | $315 | $613 |
| Srt Hellcat Redeye Jailbreak Widebody Coupe 2d | $326 | $633 |
| Srt Super Sport Coupe 2d | $1,461 | $2,843 |
Dodge Challenger Insurance Cost by State
Car insurance for a Dodge Challenger costs anywhere from $68 monthly in Wyoming to $360 in Louisiana for minimum coverage, depending on where you're located. Your state's risk factors and insurance regulations create these differences, not anything about the vehicle itself.
| Alabama | $164 | $308 |
| Alaska | $132 | $279 |
| Arizona | $241 | $444 |
| Arkansas | $160 | $359 |
| California | $183 | $371 |
| Colorado | $176 | $423 |
| Connecticut | $263 | $449 |
| Delaware | $259 | $432 |
| Florida | $247 | $578 |
| Georgia | $262 | $435 |
| Hawaii | $94 | $212 |
| Idaho | $108 | $217 |
| Illinois | $179 | $333 |
| Indiana | $119 | $231 |
| Iowa | $105 | $255 |
| Kansas | $137 | $317 |
| Kentucky | $228 | $388 |
| Louisiana | $360 | $792 |
| Maine | $96 | $197 |
| Maryland | $292 | $491 |
| Massachusetts | $186 | $390 |
| Michigan | $282 | $542 |
| Minnesota | $149 | $308 |
| Mississippi | $173 | $342 |
| Missouri | $217 | $432 |
| Montana | $148 | $347 |
| Nebraska | $128 | $293 |
| Nevada | $328 | $596 |
| New Hampshire | $131 | $230 |
| New Jersey | $293 | $481 |
| New Mexico | $155 | $344 |
| New York | $223 | $399 |
| North Carolina | $144 | $282 |
| North Dakota | $108 | $236 |
| Ohio | $147 | $284 |
| Oklahoma | $172 | $385 |
| Oregon | $226 | $392 |
| Pennsylvania | $163 | $386 |
| Rhode Island | $225 | $401 |
| South Carolina | $191 | $357 |
| South Dakota | $105 | $315 |
| Tennessee | $155 | $309 |
| Texas | $235 | $479 |
| Utah | $197 | $333 |
| Vermont | $84 | $201 |
| Virginia | $172 | $279 |
| Washington | $171 | $319 |
| West Virginia | $159 | $322 |
| Wisconsin | $129 | $284 |
| Wyoming | $68 | $218 |
How to Lower the Cost of Dodge Challenger Insurance
We've compiled proven strategies that'll help you find better rates on your Dodge Challenger insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Dodge Challenger. Own your vehicle? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for performance sedans. This benchmark assists with finding the cheapest car insurance companies offering competitive rates. Understanding typical costs helps you identify genuine savings versus inflated quotes when shopping around.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond price alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims handling, review Better Business Bureau records and confirm AM Best financial stability. Budget options could provide limited coverage or slower service when you need assistance most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Challenger owners typically qualify for safety features discounts, good driver rewards, anti-theft device savings and bundling discounts when combining auto and home policies. These reductions can lower your annual premiums without sacrificing coverage quality.
- 5Consider alternative car insurance types
Challenger owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior. Low-mileage drivers often see the biggest savings through these telematics programs.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Insurers don't inform you when competitors lower their prices, so yearly comparisons could save up to 24% on your Challenger insurance. Market conditions change frequently, making regular shopping essential for maintaining the best rates available.
Dodge Challenger Insurance Cost: Bottom Line
Dodge Challenger insurance costs more than average, but you can still secure decent rates. Shopping multiple insurers, claiming available discounts and adjusting your coverage options will help you find better pricing.
Dodge Challenger Insurance Rates: FAQ
What is the average cost of car insurance for a Dodge Challenger?
Dodge Challenger insurance costs $2,296 annually for state minimum coverage and $4,449 for full coverage. These rates translate to monthly premiums of $191 and $371 respectively.
What company has the cheapest car insurance for a Dodge Challenger?
GEICO provides the most affordable auto insurance for a Dodge Challenger at $1,503 annually for minimum coverage. Full coverage seekers will also find GEICO offers the best rates at $3,271 per year.
Are Dodge Challengers expensive to insure?
Yes, Dodge Challenger insurance costs more than most vehicles. Among the 827 cars we track, the Challenger ranks 783rd for affordability, while placing 85th out of 115 sports cars.
What factors affect insurance costs for Dodge Challengers?
Multiple factors increase Dodge Challenger insurance costs. High-performance engines and specialized parts make repairs expensive, while elevated theft rates among enthusiasts concern insurers. Your driving record, credit score, and coverage selection also impact your premium rates.
How can I lower Dodge Challenger insurance costs?
Compare quotes from multiple insurers since Challenger pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with home or renters insurance, and maintain a clean driving record to secure better rates.
How We Determined Dodge Challenger Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Dodge Challenger insurance costs.
Who We Based These Rates On
These Dodge Challenger prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.