Updated: May 20, 2024
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The cost of insuring a Dodge car can change based on the model. For example, the Dodge Charger is the most affordable to insure at approximately $1,447 per year. Meanwhile, a Dodge Challenger SRT Hellcat has the most expensive insurance premiums at roughly $2,512 per year.
To help you find average rates and the cheapest providers for your vehicle, MoneyGeek evaluated the cost of insurance for all major Dodge models.
The cost of insuring a Dodge greatly changes depending on the model. MoneyGeek collected the average insurance rates for Dodge models, listing them from the cheapest to the priciest.
Some car models are expensive to insure because of their high manufacturer’s suggested retail price (MSRP). Additionally, insurance companies consider vehicles with a high horsepower as risky to insure due to their higher incidence of accidents and theft.
Model | Average Annual Premium |
|---|---|
$2,512 | |
$1,567 | |
$1,553 | |
$1,447 |
Generally, Dodge models are expensive to insure compared to other car types. That said, Dodge has a variety of models, and car insurance costs are determined more by the car’s model than its brand. MoneyGeek analyzed four Dodge models and found that three are expensive to insure while one has a moderate insurance cost.
Although the Dodge Charger is the most affordable Dodge model to insure at around $1,447 per year, it has a moderately priced premium. It’s not cheap to insure because it is a sports car, and these types of cars are more expensive to insure as drivers are more likely to engage in risky behavior.
Meanwhile, the Dodge Challenger SRT Hellcat is the priciest Dodge car to insure at approximately $2,512 per year. It’s expensive to insure since insurance companies consider sports car drivers as more likely to engage in risky behavior.
Insuring a Dodge Challenger SRT Hellcat costs around $2,512 per year across all model years. It’s the most expensive Dodge model to insure out of the four models surveyed by MoneyGeek. It is expensive to insure compared to other car makes and models.
Nationwide offers the cheapest car insurance rates for Dodge Challenger SRT Hellcat at roughly $1,773 per year. Conversely, Allstate has the priciest premiums at around $3,026 per year.
Company | Average Annual Premium |
|---|---|
$1,773 | |
$2,150 | |
$2,494 | |
Allied | $2,499 |
$2,603 | |
$2,689 | |
$3,026 |
The cost of insuring a Dodge Challenger SRT Hellcat varies depending on the car’s model year, the driver’s characteristics and preferred coverage.
Car insurance for a Dodge Challenger has an average rate of $1,567 per year across all model years. Out of the four Dodge models studied by MoneyGeek, it’s the second most expensive to insure. It’s also expensive to insure relative to other car makes and models.
Dodge Challenger’s most affordable car insurance premiums come from GEICO at approximately $1,406 per year. On the other hand, its most expensive policies come from Allstate at roughly $1,855 per year.
Company | Average Annual Premium |
|---|---|
$1,238 | |
$1,406 | |
$1,571 | |
$1,598 | |
$1,693 | |
Allied | $1,836 |
$1,855 |
Dodge Challenger’s car insurance rates change depending on your car’s model year, your characteristics and preferred type of coverage.
On average, drivers pay $1,553 per year to insure a Dodge Challenger R/T across all model years. It ranks third most expensive out of the four Dodge models evaluated by MoneyGeek. Compared to other car makes, this model is considered as expensive to insure.
The cheapest car insurance for Dodge Challenger R/T is offered by GEICO at about $1,460 per year. Meanwhile, its priciest premiums come from Allstate at approximately $1,853 per year.
Company | Average Annual Premium |
|---|---|
$1,218 | |
$1,460 | |
$1,511 | |
$1,564 | |
$1,612 | |
Allied | $1,715 |
$1,853 |
Factors such as the car’s model year and the driver’s profile and coverage preferences determine the cost of insuring a Dodge Challenger R/T.
The Dodge Charger is the cheapest Dodge model to insure out of the four surveyed by MoneyGeek. It has an average cost of $1,447 per year across all model years. Compared to other car makes, it’s considered moderately priced.
Its most affordable car insurance is offered by GEICO at around $1,258 per year. On the other hand, Allied offers its most expensive premiums at roughly $1,727 per year.
Company | Average Annual Premium |
|---|---|
$1,161 | |
$1,258 | |
$1,450 | |
$1,516 | |
$1,557 | |
$1,692 | |
Allied | $1,727 |
Car insurance rates for a Dodge Charger depends on factors such as the car’s model year, the driver’s characteristics and preferred coverage.
MoneyGeek answered some frequently asked questions to help you understand how car insurance for Dodge models change based on their model.
It costs approximately $1,623 to insure a Dodge car. It’s considered expensive to insure compared to other car models.
Due to its classification as a sports car, Dodge Challenger SRT Hellcat is the priciest Dodge car to insure. It costs around $2,512 to insure this model.
The Dodge Charger has the most affordable car insurance rates of the Dodge car models surveyed by MoneyGeek. At $1,447 per year on average, car insurance for Dodge Charger is moderately priced.
MoneyGeek collected information about insurance provider rates for Dodges using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:
Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.
About Mark Fitzpatrick
Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
