How Much is Dodge Insurance? Compare Quotes by Model

On average, it costs $1,623 per year to insure a Dodge car, making it expensive to insure compared to other car types. However, actual premium prices can vary significantly depending on the model being insured. MoneyGeek analyzed the cost of insuring Dodge’s major models by model year and driver age.

Last Updated: 3/15/2022
Advertising & Editorial Disclosure
By     |  

The cost of insuring a Dodge car can change based on the model. For example, the Dodge Charger is the most affordable to insure at approximately $1,447 per year. Meanwhile, a Dodge Challenger SRT Hellcat has the most expensive insurance premiums at roughly $2,512 per year.

To help you find average rates and the cheapest providers for your vehicle, MoneyGeek evaluated the cost of insurance for all major Dodge models.

How Much Dodge Insurance Costs on Average - Summary by Model

The cost of insuring a Dodge greatly changes depending on the model. MoneyGeek collected the average insurance rates for Dodge models, listing them from the cheapest to the priciest.

  • Dodge Charger: $1,447 per year
  • Dodge Challenger R/T: $1,553 per year
  • Dodge Challenger: $1,567 per year
  • Dodge Challenger SRT Hellcat: $2,512 per year

Some car models are expensive to insure because of their high manufacturer’s suggested retail price (MSRP). Additionally, insurance companies consider vehicles with a high horsepower as risky to insure due to their higher incidence of accidents and theft.

Dodge Annual Insurance Costs by Model

Scroll for more

swipe icon

Are Dodges Expensive to Insure?

Generally, Dodge models are expensive to insure compared to other car types. That said, Dodge has a variety of models, and car insurance costs are determined more by the car’s model than its brand. MoneyGeek analyzed four Dodge models and found that three are expensive to insure while one has a moderate insurance cost.

tip icon
WHY DODGE COSTS DIFFER BY MODEL

Although the Dodge Charger is the most affordable Dodge model to insure at around $1,447 per year, it has a moderately priced premium. It’s not cheap to insure because it is a sports car, and these types of cars are more expensive to insure as drivers are more likely to engage in risky behavior.

Meanwhile, the Dodge Challenger SRT Hellcat is the priciest Dodge car to insure at approximately $2,512 per year. It’s expensive to insure since insurance companies consider sports car drivers as more likely to engage in risky behavior.

How Much is Insurance for a Dodge Challenger SRT Hellcat?

Insuring a Dodge Challenger SRT Hellcat costs around $2,512 per year across all model years. It’s the most expensive Dodge model to insure out of the four models surveyed by MoneyGeek. It is expensive to insure compared to other car makes and models.

Nationwide offers the cheapest car insurance rates for Dodge Challenger SRT Hellcat at roughly $1,773 per year. Conversely, Allstate has the priciest premiums at around $3,026 per year.

Dodge Challenger SRT Hellcat Annual Insurance Costs

Scroll for more

swipe icon
tip icon
EVERYTHING YOU NEED TO KNOW ABOUT DODGE CHALLENGER SRT HELLCAT INSURANCE COSTS

The cost of insuring a Dodge Challenger SRT Hellcat varies depending on the car’s model year, the driver’s characteristics and preferred coverage.

How Much is Insurance for a Dodge Challenger?

Car insurance for a Dodge Challenger has an average rate of $1,567 per year across all model years. Out of the four Dodge models studied by MoneyGeek, it’s the second most expensive to insure. It’s also expensive to insure relative to other car makes and models.

Dodge Challenger’s most affordable car insurance premiums come from GEICO at approximately $1,406 per year. On the other hand, its most expensive policies come from Allstate at roughly $1,855 per year.

Dodge Challenger Annual Insurance Costs

Scroll for more

swipe icon
tip icon
EVERYTHING YOU NEED TO KNOW ABOUT DODGE CHALLENGER INSURANCE COSTS

Dodge Challenger’s car insurance rates change depending on your car’s model year, your characteristics and preferred type of coverage.

How Much is Insurance for a Dodge Challenger R/T?

On average, drivers pay $1,553 per year to insure a Dodge Challenger R/T across all model years. It ranks third most expensive out of the four Dodge models evaluated by MoneyGeek. Compared to other car makes, this model is considered as expensive to insure.

The cheapest car insurance for Dodge Challenger R/T is offered by GEICO at about $1,460 per year. Meanwhile, its priciest premiums come from Allstate at approximately $1,853 per year.

Dodge Challenger R/T Annual Insurance Costs

Scroll for more

swipe icon
tip icon
EVERYTHING YOU NEED TO KNOW ABOUT DODGE CHALLENGER R/T INSURANCE COSTS

Factors such as the car’s model year and the driver’s profile and coverage preferences determine the cost of insuring a Dodge Challenger R/T.

How Much is Insurance for a Dodge Charger?

The Dodge Charger is the cheapest Dodge model to insure out of the four surveyed by MoneyGeek. It has an average cost of $1,447 per year across all model years. Compared to other car makes, it’s considered moderately priced.

Its most affordable car insurance is offered by GEICO at around $1,258 per year. On the other hand, Allied offers its most expensive premiums at roughly $1,727 per year.

Dodge Charger Annual Insurance Costs

Scroll for more

swipe icon
tip icon
EVERYTHING YOU NEED TO KNOW ABOUT DODGE CHARGER INSURANCE COSTS

Car insurance rates for a Dodge Charger depends on factors such as the car’s model year, the driver’s characteristics and preferred coverage.

FAQs About Dodge Insurance

MoneyGeek answered some frequently asked questions to help you understand how car insurance for Dodge models change based on their model.

Methodology

MoneyGeek collected information about insurance provider rates for Dodges using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.