Compare the Cost of Dodge Challenger R/T Insurance by Model Year and Company

If you want to insure your Dodge Challenger R/T, it is important to explore multiple insurers before making a decision. You may be able to get cheaper insurance by getting quotes from several insurers since different companies offer varying rates for the same model year.

Key Takeaways for Dodge Challenger R/T Insurance

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The cost of insuring a Dodge Challenger R/T is roughly $1,553 per year, which is $126 more expensive than the average vehicle.

The difference between the cheapest and most expensive insurance provider for the Dodge Challenger R/T is $635 per year on average.

The older the make of your vehicle, the cheaper the insurance. The average annual insurance cost for a 2010 Dodge Challenger R/T is $527 cheaper than a 2020 model.

The insurance provider you choose will significantly impact the cost of insuring your Dodge Challenger R/T. The average cost of insuring a Dodge Challenger R/T is $1,553 per year.

GEICO is the cheapest insurer available to all Dodge Challenger R/T drivers, with policies that cost $1,460 per year on average.

For military drivers and their families, USAA offers the cheapest car insurance at $1,218 per year.

The most expensive insurer, Allstate, charges roughly $635 annually more than USAA.

The Average Annual Cost of Dodge Challenger R/T Insurance by Company

MoneyGeek evaluated Dodge Challenger R/T insurance rates from multiple providers for a 40-year-old male driver. These policies included comprehensive and collision insurance as well as 100/300/100 liability coverage.

The Average Cost to Insure a Dodge Challenger R/T by Company

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• Company
  Average Annual Rates
• 1.
  USAA
  $1,218
• 2.
  GEICO
  $1,460
• 3.
  Nationwide
  $1,511
• 4.
  Progressive
  $1,564
• 5.
  State Farm
  $1,612
• 6.
  Allied
  $1,715
• 7.
  Allstate
  $1,853

Show more

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Insurance companies gauge several factors before determining policy prices. Insuring a Dodge Challenger R/T is expensive because it’s a sports car that has a high theft rate.

Sports car drivers are likely to indulge in unsafe driving, which leads to an increase in the cost of insurance. The latest data from the National Highway Traffic Safety Administration shows that the Dodge Challenger R/T has a high theft ratio, which also contributes to its higher insurance costs.

If you own a Dodge Challenger R/T, you can choose the best car insurance company with the help of MoneyGeek’s analysis that evaluates factors such as service quality, complaints from customers and financial stability in addition to the cost.

• USAA is the best option based on MoneyGeek’s scores. However, it is only available for military families.
• GEICO offers the best widely available insurance for the Dodge Challenger R/T.

Expand All Rankings +

1

USAA

Score:99

-

5/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2

GEICO

Score:81

-

4.2/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3

Nationwide

Score:81

+

4.1/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4

Progressive

Score:78

+

3.9/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

5

State Farm

Score:77

+

3.8/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

6

Allied

Score:NaN

+

3.4/5

Affordability

#N/A

Claims Ratings

#N/A

User Satisfaction

#N/A

Financial Stability

7

Allstate

Score:69

+

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

The older the model of your Dodge Challenger R/T, the cheaper the cost of insurance. This is because the cost of comprehensive and collision insurance decreases as the vehicle’s value depreciates.

The difference in the average cost of auto insurance between a 2010 Dodge Challenger R/T and a 2020 model is $527 per year. Depending on the year it was released, the average cost to insure your Dodge Challenger R/T is:

• 2010 Dodge Challenger R/T: $1,271 per year
• 2016 Dodge Challenger R/T: $1,589 per year
• 2017 Dodge Challenger R/T: $1,640 per year
• 2018 Dodge Challenger R/T: $1,677 per year
• 2019 Dodge Challenger R/T: $1,744 per year
• 2020 Dodge Challenger R/T: $1,798 per year

You may get varying quotes from different insurers depending on your model year. USAA offers the most affordable insurance for the 2020 Dodge Challenger R/T at roughly $1,374 annually. However, their policies are limited to military families.

Select your Dodge Challenger R/T’s model year below to find the cheapest insurer for your vehicle.

The Average Cost to Insure a Dodge Challenger R/T by Model Year

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• Company
  Average Annual Rates (2020 model)
  Average Annual Rates (2019 model)
  Average Annual Rates (2018 model)
  Average Annual Rates (2017 model)
  Average Annual Rates (2016 model)
  Average Annual Rates (2010 model)
• 1.
  USAA
  $1,374
  $1,326
  $1,265
  $1,233
  $1,187
  $1,094
• 2.
  GEICO
  $1,707
  $1,673
  $1,629
  $1,606
  $1,573
  $1,100
• 3.
  Nationwide
  $1,582
  $1,600
  $1,623
  $1,635
  $1,653
  $1,300
• 4.
  Progressive
  $1,757
  $1,716
  $1,664
  $1,636
  $1,597
  $1,340
• 5.
  State Farm
  $1,856
  $1,797
  $1,722
  $1,682
  $1,625
  $1,356
• 6.
  Allied
  $1,877
  $1,864
  $1,847
  $1,839
  $1,826
  $1,443
• 7.
  Allstate
  $2,340
  $2,207
  $2,040
  $1,951
  $1,824
  $1,396

Show more

The cost of insuring a Dodge Challenger R/T is expensive because of factors such as it being a sports car and having higher theft rates. The average cost of auto insurance for this vehicle is $1,553 per year, which is $126 more expensive than the average across all car models.

If you are a young driver, you may have to pay more to insure your Dodge Challenger R/T. The average cost for an 18-year-old driver to insure a Dodge Challenger R/T is $5,068 per year. A 40-year-old driver could pay $3,515 less to insure the same vehicle.

MoneyGeek listed the average rates for young drivers between the ages of 16 and 25 below. If you are a teenager, you can get cheaper premiums by being on the same policy as your parents because buying an individual policy could be more expensive.

The Average Cost to Insure a Dodge Challenger R/T by Driver Age

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• Age
  Average Annual Rates
• 16
  $6,497
• 17
  $5,755
• 18
  $5,068
• 19
  $3,630
• 20
  $3,240
• 21
  $2,565
• 22
  $2,362
• 23
  $2,162
• 24
  $2,029
• 25
  $1,841
• 40
  $1,553

Show more

All the rates mentioned on this page are national averages. Keep in mind that auto insurance costs vary significantly depending on where you live. You can get more information on the cost of car insurance in your state on our state page analysis.

There are multiple factors that influence insurance costs for your Dodge Challenger R/T. You can find out more about Dodge Challenger R/T insurance by checking out these frequently asked questions.

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About Mark Fitzpatrick

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Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

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