Compare the Cost of Kia Stinger Insurance by Model Year and Company

A major factor in determining the cost of auto insurance for a Kia Stinger is age. A 16-year-old spends an average of $7,967 per year for full coverage on a 2018 Stinger, while a 40-year-old pays only $1,773. A 16-year-old pays $8,807 per year for a 2022 model, while a 40-year-old pays $1,961.

MoneyGeek compared the best insurance providers for a Kia Stinger based on price, quality of service and claims satisfaction since affordability is not the only factor to consider.

Your Kia Stinger insurance premiums will vary greatly based on the insurance provider you choose. The average cost of Kia Stinger insurance is $1,937, but this varies depending on the provider. Compare quotes from various providers to find the most affordable auto insurance company.

State Farm has the cheapest car insurance for a Kia Stinger at $1,538 per year for full coverage, while Allstate has the highest at $2,331. That's a difference of about $793 each year. State Farm's minimum coverage insurance policy is the cheapest at $500 annually, while Progressive's is the most expensive at $763.

Insurance companies base premiums on a variety of factors for every vehicle type. Insurance rates are often higher for high-end automobiles, those with higher accident risks and those with higher theft rates. Kia Stinger insurance prices are higher than the average car. Certain models are way more expensive to insure than other models due to their high value, repair costs and theft rates.

When evaluating insurance providers, keep in mind that the best auto insurance offers affordability, great service and excellent claims management.

According to MoneyGeek's rating system, the best full coverage insurers for a Kia Stinger include:

• State Farm: MoneyGeek score of 90 out of 100 ($1,538 annually)
• GEICO: MoneyGeek score of 90 out of 100 ($1,623 annually)

State Farm scored highly in customer service and affordability.

Older Kia Stinger cars often have lower insurance costs. This is because comprehensive and collision insurance premiums drop as a car’s value depreciates.

The cost of auto insurance for a 2018 Kia Stinger with full coverage is $1,773. For a 2022 model, the average cost is $1,961. This difference amounts to $188 annually.

Depending on the model year of the car, insurance costs may change. For a 2022 Kia Stinger, State Farm has the cheapest annual rate of $1,558 for full coverage. At $1,466, State Farm also offers the most affordable average cost of auto insurance for a 2018 model.

Teenage and young adult drivers pay significantly more for vehicle insurance than drivers in their 30s and 40s since they are deemed to lack experience on the road, irrespective of the vehicle they use.

A Kia Stinger driven by a 16-year-old may have full coverage insurance premiums of around $8,432 annually. The average cost for a 40-year-old driver is only $1,879. The cost of teen auto insurance drops significantly as they get older, but it tends to level out in their 20s.

Teenage drivers who remain on their parent's insurance policies can avoid paying higher premiums. Individual plans will almost always incur significantly higher insurance premium costs.

At $5,005 annually, State Farm has the cheapest full coverage premium for an individual policy for a 16-year-old driving a 2022 Kia Stinger. Progressive quotes the highest premium at around $12,850 per year.

When buying teen car insurance, shopping around can help you get the best rates. It’s also important to note that teens under the age of 18 could need a guardian’s consent to get coverage.

Your age, vehicle model year and other factors can affect your auto insurance rates. Vehicle insurance costs also vary by provider and state. Florida has the highest average cost of auto insurance, while Idaho has the lowest. When insuring your Kia Stinger, get quotes from companies offering the cheapest insurance in the state.

The make and model of your vehicle are just one of many factors that determine your insurance premium. Here are some questions frequently posed about Kia Stinger insurance.