Compare the Cost of Nissan GT-R Insurance by Model Year and Company
Updated: May 20, 2024
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Insurance costs can vary substantially by age. The cost of insuring a 2009 Nissan GT-R for a 16-year-old driver needing full coverage can be as high as $8,237 annually, while a 40-year-old driver insuring the same vehicle would pay around $1,811 per year. Insuring a 2021 Nissan GT-R costs $3,067 per year for a 40-year-old driver and an exorbitant $13,713 per year for a 16-year-old driver.
We also evaluated the best insurers for affordability, service and claims experience.
Car Insurance CostsNissan GT-RTable of Contents
Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Nissan GT-R.
These rates were updated to reflect the average cost of car insurance for a Nissan GT-R as of 2023.
Insurance for a Nissan GT-R typically costs around $2,499 per year for full coverage. Insurance companies have their own pricing strategies, which means that you may receive a cheaper premium from one insurer for similar coverage than another.
For full coverage, State Farm offers the cheapest car insurance for a Nissan GT-R at $1,898 per year, while Allstate is the most expensive, charging approximately $3,583 per year. GEICO provides the least expensive state minimum coverage for this vehicle at $472 per year, while Progressive charges the highest at $763 per year.
| State Farm | $1,898 |
| Nationwide | $2,051 |
| GEICO | $2,117 |
| Travelers | $2,258 |
| Farmers | $2,661 |
| Progressive | $2,765 |
| Allstate | $3,583 |
When determining policy rates, insurers will take a look at various factors. There are various factors that contribute to the Nissan GT-R being expensive to insure.
One of the big reasons this vehicle is costly to insure is its retail cost. With a manufacturer’s suggested retail price (MSRP) of $128,040, this is a high-value car. Higher-value vehicles are generally riskier to insure, leading to higher insurance premiums.
We evaluated the best car insurance companies for Nissan GT-R drivers, taking into account factors such as affordability, customer satisfaction and coverage options. The best options for full coverage include:
State Farm scored above average for customer satisfaction and offers the most affordable policies on average, making it an excellent choice for Nissan GT-R drivers.
Cheapest insurer for a Nissan GT-R
Above-average customer satisfaction
Offers additional coverages like rental car reimbursement and emergency roadside assistance
Does not have new or better car replacement coverage
Low coverage score
Lacking in claims management
For Nissan GT-R vehicle owners looking for the best auto insurance policy, State Farm is a top choice. With a solid reputation for affordable policies and outstanding customer service, State Farm is a trusted insurance provider.
If you own a Nissan GT-R, this insurer offers car rental and travel expenses coverage and emergency roadside service coverage. These are two common coverage options that can be highly beneficial to most drivers and can keep you financially protected in the event you are in an accident. State Farm even provides various discounts that can help reduce your insurance costs, such as safe driver discounts, good student discounts and multiple policy discounts.
It’s important to note that State Farm’s coverage options are limited, and its claims management experience is subpar.
Affordable rates
Good satisfaction score
Offers roadside assistance and accident forgiveness
Below-average score for claims management
Lower coverage score
No deductible modification coverage
Nissan GT-R drivers seeking insurance coverage may want to consider Travelers, a popular provider known for its reliable services. With optional 24/7 roadside assistance coverage, customers can receive help with jump-starts, flat tire changes, towing and other services.
Travelers offers accident forgiveness. It is a feature of the insurer’s Responsible Driver PlanSM. With this coverage, you can get one accident forgiven in a certain period of time, ensuring your premiums won’t go up due to an accident. Travelers’ new car replacement may also appeal to people who purchase a new Nissan GT-R since you can get your car replaced with the same make and model if you total it within the first five years.
The average cost of car insurance for a 2009 Nissan GT-R costs $1,811 per year when purchasing full coverage, while a 2021 Nissan GT-R costs $3,067 per year. The difference in cost could be due to factors such as higher car values, more costly parts and increased likelihood of theft associated with newer car models.
| 2021 | $3,067 |
| 2020 | $2,943 |
| 2019 | $2,874 |
| 2018 | $2,777 |
| 2017 | $2,658 |
| 2016 | $2,594 |
| 2015 | $2,503 |
| 2014 | $2,347 |
| 2013 | $2,246 |
| 2012 | $2,118 |
| 2011 | $1,988 |
| 2010 | $1,913 |
| 2009 | $1,811 |
Different insurance companies price their policies differently when insuring the same model year vehicle. State Farm is the most affordable option for insuring a 2009 Nissan GT-R, with a yearly premium of $1,262 for full coverage. State Farm also provides the cheapest policy for a 2021 model at $2,393 annually.
| State Farm | $2,393 |
| Nationwide | $2,578 |
| GEICO | $2,719 |
| Travelers | $2,788 |
| Farmers | $3,180 |
| Progressive | $3,322 |
| Allstate | $5,116 |
The cost of car insurance can vary considerably depending on the driver's age. Insurance companies typically charge higher premiums to younger drivers, such as teenagers and those in their 20s, due to their increased risk of accidents.
For example, full coverage insurance on a Nissan GT-R for a 16-year-old driver could cost around $10,974 annually, while a 40-year-old driver might pay only $2,449. While teen car insurance can be costly, young drivers should see their rates lower throughout their teens before leveling out in their 20s.
Teen car insurance can be costly when they purchase an individual car insurance policy. To save money, parents can add their teenager to the family policy. This can also be helpful since teens under 18 might need a guardian’s consent to get insurance.
For an individual policy, a 16-year-old driving a 2021 Nissan GT-R could pay $7,882 per year for full coverage with State Farm, which is the most affordable option. The most expensive insurer, Progressive, charges up to $19,386 annually.
By comparing quotes from various insurance companies, teens can find the cheapest policy for their Nissan GT-R.
| State Farm | $7,882 |
| Nationwide | $10,837 |
| Travelers | $11,847 |
| GEICO | $12,634 |
| Farmers | $14,864 |
| Progressive | $19,386 |
| Allstate | $21,290 |
When it comes to car insurance for your Nissan GT-R, being aware of the significant factors that affect insurance rates is essential. Although the make and model of your car, policy type and driver age play a role, your location matters as well.
The cheapest insurance company for a Nissan GT-R varies by state, with Idaho offering the most affordable rates and Florida being the most expensive. To find the most affordable insurance policy, it is crucial to obtain quotes from several insurers in your state and compare them to get the best deal.
| Alabama | Nationwide | $709 | $59 |
| Alaska | State Farm | $699 | $58 |
| Arizona | Root Insurance Company | $682 | $57 |
| Arkansas | State Farm | $629 | $52 |
| California | AAA California | $1,001 | $83 |
| Colorado | American National P&C | $541 | $45 |
| Connecticut | GEICO | $693 | $58 |
| Delaware | State Farm | $881 | $73 |
| District of Columbia | GEICO | $662 | $55 |
| Florida | State Farm | $1,058 | $88 |
| Georgia | Country Financial | $665 | $55 |
| Hawaii | GEICO | $565 | $47 |
| Idaho | American National P&C | $299 | $25 |
| Illinois | Country Financial | $663 | $55 |
| Indiana | American Family | $555 | $46 |
| Iowa | State Farm | $509 | $42 |
| Kansas | Nationwide | $670 | $56 |
| Kentucky | Nationwide | $790 | $66 |
| Louisiana | Louisiana Farm Bureau | $1,048 | $87 |
| Maine | Concord Group | $521 | $43 |
| Maryland | Progressive | $938 | $78 |
| Massachusetts | State Farm | $483 | $40 |
| Michigan | GEICO | $898 | $75 |
| Minnesota | State Farm | $797 | $66 |
| Mississippi | Direct General Insurance | $723 | $60 |
| Missouri | Nationwide | $909 | $76 |
| Montana | Progressive | $437 | $36 |
| Nebraska | American National P&C | $405 | $34 |
| Nevada | CSAA | $940 | $78 |
| New Hampshire | State Farm | $540 | $45 |
| New Jersey | Plymouth Rock Assurance | $895 | $75 |
| New Mexico | State Farm | $644 | $54 |
| New York | Kemper | $781 | $65 |
| North Carolina | Erie | $630 | $52 |
| North Dakota | American Family | $616 | $51 |
| Ohio | Nationwide | $485 | $40 |
| Oklahoma | State Farm | $662 | $55 |
| Oregon | State Farm | $706 | $59 |
| Pennsylvania | Nationwide | $580 | $48 |
| Rhode Island | State Farm | $700 | $58 |
| South Carolina | American National P&C | $463 | $39 |
| South Dakota | Allstate | $746 | $62 |
| Tennessee | State Farm | $579 | $48 |
| Texas | State Farm | $699 | $58 |
| Utah | Nationwide | $725 | $60 |
| Vermont | State Farm | $493 | $41 |
| Virginia | American Family | $601 | $50 |
| Washington | PEMCO | $534 | $44 |
| West Virginia | Erie | $784 | $65 |
| Wisconsin | GEICO | $556 | $46 |
| Wyoming | State Farm | $745 | $62 |
MoneyGeek provides answers about the Nissan GT-R for drivers who want to insure their vehicle or plan to buy this particular car model.
The average annual car insurance expense for a Nissan GT-R is $2,499 annually, positioning it as expensive to insure compared to the average yearly insurance cost of $2,415 for all car types. State Farm is the cheapest insurer for full coverage and costs around $1,898 annually.
State Farm is the best car insurance for a Nissan GT-R). With a score of 90 out of 100, it offers excellent service and affordable rates.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
