Compare the Cost of Nissan GT-R Insurance by Model Year and Company

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Updated: May 20, 2024

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Insurance costs can vary substantially by age. The cost of insuring a 2009 Nissan GT-R for a 16-year-old driver needing full coverage can be as high as $8,237 annually, while a 40-year-old driver insuring the same vehicle would pay around $1,811 per year. Insuring a 2021 Nissan GT-R costs $3,067 per year for a 40-year-old driver and an exorbitant $13,713 per year for a 16-year-old driver.

We also evaluated the best insurers for affordability, service and claims experience.

MoneyGeek Logo IconCar Insurance CostsNissan GT-R

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Nissan GT-R.

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These rates were updated to reflect the average cost of car insurance for a Nissan GT-R as of 2023.

10Companies Compared
38,844 Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Nissan GT-R

Insurance for a Nissan GT-R typically costs around $2,499 per year for full coverage. Insurance companies have their own pricing strategies, which means that you may receive a cheaper premium from one insurer for similar coverage than another.

For full coverage, State Farm offers the cheapest car insurance for a Nissan GT-R at $1,898 per year, while Allstate is the most expensive, charging approximately $3,583 per year. GEICO provides the least expensive state minimum coverage for this vehicle at $472 per year, while Progressive charges the highest at $763 per year.

Data filtered by:Results filtered by:
Coverage:Full Coverage
State FarmAverage Annual Premium$1,898
NationwideAverage Annual Premium$2,051
GEICOAverage Annual Premium$2,117
TravelersAverage Annual Premium$2,258
FarmersAverage Annual Premium$2,661
ProgressiveAverage Annual Premium$2,765
AllstateAverage Annual Premium$3,583

Is a Nissan GT-R Expensive to Insure?

When determining policy rates, insurers will take a look at various factors. There are various factors that contribute to the Nissan GT-R being expensive to insure.

One of the big reasons this vehicle is costly to insure is its retail cost. With a manufacturer’s suggested retail price (MSRP) of $128,040, this is a high-value car. Higher-value vehicles are generally riskier to insure, leading to higher insurance premiums.

Best Companies for Insuring a Nissan GT-R

We evaluated the best car insurance companies for Nissan GT-R drivers, taking into account factors such as affordability, customer satisfaction and coverage options. The best options for full coverage include:

  • State Farm: MoneyGeek score 90 out of 100 ($1,898 per year)
  • Travelers: MoneyGeek score 88 out of 100 ($2,258 per year)

State Farm scored above average for customer satisfaction and offers the most affordable policies on average, making it an excellent choice for Nissan GT-R drivers.

MoneyGeek Top Pick: State Farm

State Farm



Cheapest insurer for a Nissan GT-R


Above-average customer satisfaction


Offers additional coverages like rental car reimbursement and emergency roadside assistance



Does not have new or better car replacement coverage


Low coverage score


Lacking in claims management


For Nissan GT-R vehicle owners looking for the best auto insurance policy, State Farm is a top choice. With a solid reputation for affordable policies and outstanding customer service, State Farm is a trusted insurance provider.

If you own a Nissan GT-R, this insurer offers car rental and travel expenses coverage and emergency roadside service coverage. These are two common coverage options that can be highly beneficial to most drivers and can keep you financially protected in the event you are in an accident. State Farm even provides various discounts that can help reduce your insurance costs, such as safe driver discounts, good student discounts and multiple policy discounts.

It’s important to note that State Farm’s coverage options are limited, and its claims management experience is subpar.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: Travelers




Affordable rates


Good satisfaction score


Offers roadside assistance and accident forgiveness



Below-average score for claims management


Lower coverage score


No deductible modification coverage


Nissan GT-R drivers seeking insurance coverage may want to consider Travelers, a popular provider known for its reliable services. With optional 24/7 roadside assistance coverage, customers can receive help with jump-starts, flat tire changes, towing and other services.

Travelers offers accident forgiveness. It is a feature of the insurer’s Responsible Driver PlanSM. With this coverage, you can get one accident forgiven in a certain period of time, ensuring your premiums won’t go up due to an accident. Travelers’ new car replacement may also appeal to people who purchase a new Nissan GT-R since you can get your car replaced with the same make and model if you total it within the first five years.

Read MoneyGeek's Travelers Auto Insurance Review

Cost of Insuring a Nissan GT-R by Model Year

The average cost of car insurance for a 2009 Nissan GT-R costs $1,811 per year when purchasing full coverage, while a 2021 Nissan GT-R costs $3,067 per year. The difference in cost could be due to factors such as higher car values, more costly parts and increased likelihood of theft associated with newer car models.

Data filtered by:Results filtered by:
Coverage:Full Coverage
2021Average Annual Premium$3,067
2020Average Annual Premium$2,943
2019Average Annual Premium$2,874
2018Average Annual Premium$2,777
2017Average Annual Premium$2,658
2016Average Annual Premium$2,594
2015Average Annual Premium$2,503
2014Average Annual Premium$2,347
2013Average Annual Premium$2,246
2012Average Annual Premium$2,118
2011Average Annual Premium$1,988
2010Average Annual Premium$1,913
2009Average Annual Premium$1,811

Different insurance companies price their policies differently when insuring the same model year vehicle. State Farm is the most affordable option for insuring a 2009 Nissan GT-R, with a yearly premium of $1,262 for full coverage. State Farm also provides the cheapest policy for a 2021 model at $2,393 annually.

Data filtered by:Results filtered by:
Model Year:
Model Year:2021
Coverage:Full Coverage
State FarmAverage Annual Premium$2,393
NationwideAverage Annual Premium$2,578
GEICOAverage Annual Premium$2,719
TravelersAverage Annual Premium$2,788
FarmersAverage Annual Premium$3,180
ProgressiveAverage Annual Premium$3,322
AllstateAverage Annual Premium$5,116

Cost of Insuring a Nissan GT-R for 16- to 25-Year-Olds

The cost of car insurance can vary considerably depending on the driver's age. Insurance companies typically charge higher premiums to younger drivers, such as teenagers and those in their 20s, due to their increased risk of accidents.

For example, full coverage insurance on a Nissan GT-R for a 16-year-old driver could cost around $10,974 annually, while a 40-year-old driver might pay only $2,449. While teen car insurance can be costly, young drivers should see their rates lower throughout their teens before leveling out in their 20s.

Data filtered by:Results filtered by:
Coverage:Full Coverage
16Average Annual Premium$10,974
17Average Annual Premium$9,049
18Average Annual Premium$8,005
19Average Annual Premium$5,618
20Average Annual Premium$5,117
21Average Annual Premium$3,992
22Average Annual Premium$3,692
23Average Annual Premium$3,435
24Average Annual Premium$3,264
25Average Annual Premium$2,917

Teen car insurance can be costly when they purchase an individual car insurance policy. To save money, parents can add their teenager to the family policy. This can also be helpful since teens under 18 might need a guardian’s consent to get insurance.

For an individual policy, a 16-year-old driving a 2021 Nissan GT-R could pay $7,882 per year for full coverage with State Farm, which is the most affordable option. The most expensive insurer, Progressive, charges up to $19,386 annually.

By comparing quotes from various insurance companies, teens can find the cheapest policy for their Nissan GT-R.

Data filtered by:Results filtered by:
Model Year:
Model Year:2021
Coverage:Full Coverage
State FarmAverage Annual Premium$7,882
NationwideAverage Annual Premium$10,837
TravelersAverage Annual Premium$11,847
GEICOAverage Annual Premium$12,634
FarmersAverage Annual Premium$14,864
ProgressiveAverage Annual Premium$19,386
AllstateAverage Annual Premium$21,290

How Does Location Affect the Cost of Nissan GT-R Insurance?

When it comes to car insurance for your Nissan GT-R, being aware of the significant factors that affect insurance rates is essential. Although the make and model of your car, policy type and driver age play a role, your location matters as well.

The cheapest insurance company for a Nissan GT-R varies by state, with Idaho offering the most affordable rates and Florida being the most expensive. To find the most affordable insurance policy, it is crucial to obtain quotes from several insurers in your state and compare them to get the best deal.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73

Frequently Asked Questions About Nissan GT-R Insurance

MoneyGeek provides answers about the Nissan GT-R for drivers who want to insure their vehicle or plan to buy this particular car model.

What company has the cheapest car insurance for a Nissan GT-R?
What company offers the best car insurance for a Nissan GT-R?

About Mark Fitzpatrick

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Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.