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Compare the Cost of Nissan 350Z Insurance by Model Year and Company
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Ensure you're getting the best rate. Review quotes from a top insurance company.
While the average insurance price for Nissan 350Z models is low, the real cost can vary depending on the insurance company, model year and other factors, such as chosen deductibles and personal demographic information. Compare different companies’ offers and ask for a Nissan 350Z insurance quote to make the most of your insurance payments.
Key Takeaways
The Nissan 350Z insurance cost lies at around an average of $1,197, $230 less than the cost of insuring the average car model, which is around $1,427.
The cost of a Nissan 350Z’s insurance can change by around $466 per year, depending on the insurance company.
The Nissan 350Z’s model year can affect insurance costs by $167, with cheaper rates for older models.
How Much It Costs to Insure a Nissan 350Z and the Cheapest Company
The insurance company you choose can have a significant effect on your Nissan 350Z’s insurance costs. On the higher end of the spectrum lies Allstate, offering insurance at $1,431 per year on average, while the lower end features USAA at about $965 per year. Your choice of provider can lead to a potential cost difference of $466 annually, which is why it’s important to shop around to find the cheapest average insurance rate.
The Average Annual Cost of Nissan 350Z Insurance by Company
MoneyGeek gathered information on insurance rates based on a sample driver profile. The driver has a 100/300/100 liability insurance policy with comprehensive and collision coverage.
The Average Cost to Insure a Nissan 350Z by Company
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- CompanyAverage Annual Rates
- 1.$965
- 2.$1,128
- 3.$1,184
- 4.$1,185
- 5.$1,253
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Is a Nissan 350Z Expensive to Insure?
The cost of insurance for a given model is based on various factors that insurers use, such as its value, horsepower and theft rate. Inexpensive models generally cost less to insure because they cost less to replace. Likewise, vehicles with low theft rates and horsepower don’t have many risk factors.
Models like the Nissan 350Z are relatively cheap to insure. One factor that may contribute to low rates is the vehicle's low value, making it more affordable to repair than sports or luxury vehicles. However, insurers have their own set of criteria that they don’t share with the public, so it’s important to do your due diligence when searching for the right insurance company.
The Best Car Insurance Company for a Nissan 350Z
While cost is a significant consideration when choosing an insurer, it shouldn’t be the only one. Based on a system that considers customer satisfaction, financial stability, affordability and customer complaints, MoneyGeek found that USAA is the best car insurance company for Nissan 350Z owners, with costs averaging $965 per year.
However, USAA is only available for military members and their families. The next top car insurance company is GEICO, charging an average of $1,128 per year and closely competing with USAA in the areas of financial stability and affordability.
1
USAA
Score:99
2
GEICO
Score:82
3
State Farm
Score:81
4
Nationwide
Score:81
5
Progressive
Score:76
6
Allied
Score:NaN
7
Allstate
Score:69
How Much It Costs to Insure a Nissan 350Z by Model Year
Older versions of the Nissan 350Z tend to cost less to insure. As a car ages, its value depreciates, resulting in lower rates for collision and comprehensive insurance. The average cost of auto insurance for insuring a 2003 model is $1,106, while a 2009 model costs roughly $1,273 — that’s a difference of $167.
The company offering the cheapest insurance for the most recent Nissan 350Z model is USAA, sitting at $1,000 per year on average. See below how insurance costs can vary by model year and company.
The Average Cost to Insure a Nissan 350Z by Model Year
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- CompanyAverage Annual Rates (2009 model)Average Annual Rates (2008 model)Average Annual Rates (2007 model)Average Annual Rates (2006 model)Average Annual Rates (2005 model)Average Annual Rates (2004 model)Average Annual Rates (2003 model)
- 1.$1,000$1,061$945$1,004$896$923$926
- 2.$1,278$1,117$1,208$1,069$1,127$1,103$996
- 3.$1,174$1,236$1,185$1,154$1,144$1,173$1,225
- 4.$1,190$1,390$1,137$1,183$1,173$1,148$1,076
- 5.$1,479$1,414$1,293$1,174$1,225$1,136$1,052
How Expensive Is It to Insure a Nissan 350Z Compared to Other Cars?
Owning a Nissan 350Z is on the inexpensive side when it comes to insurance policies. The average insurance cost for Nissan 350Z models sits at $1,197 per year, compared to $1,427 across all models. This premium is also well below the cost of insuring luxury cars like those sold by Tesla and BMW.
How Much It Costs to Insure a Nissan 350Z for 16- to 25-Year-Olds
Given their inexperience on the road, a younger driver between the ages of 16–25 may pay significantly more for their Nissan 350Z’s car insurance. An 18-year-old should expect to pay an average of $3,905 per year, while 40-year-olds can expect to pay around $1,197 — that’s a difference of $2,708. To save money, teens can share their parents’ insurance policy, as it’s very expensive for a teen to purchase their own coverage.
See the table below to discover the average cost of Nissan 350Z insurance for those aged 16–25 compared to drivers in their 40s.
The Average Cost to Insure a Nissan 350Z by Driver Age
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- AgeAverage Annual Rates
- 16$5,007
- 17$4,435
- 18$3,905
- 19$2,797
- 20$2,497
How Does Location Affect the Cost of Nissan 350Z Insurance?
The figures in this article are national averages, but it’s important to note that location is another factor that’s always considered for car insurance. Click on your state below to find out more about the costs of car insurance in individual states.
FAQs About Nissan 350Z Insurance
The model and its year are two of the many factors considered for insuring your Nissan 350Z. Read below for a few common questions regarding insurance for the Nissan 350Z.
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