Insurance premiums for a Nissan GT-R average $258 monthly for full coverage and $132 for minimum coverage. Depending on your particular trim and model year, costs can range from $103 to $315 monthly.
Nissan GT-R Insurance Cost
Updated: January 29, 2026
Key Takeaways
GEICO offers the most affordable GT-R insurance on average, though full coverage costs vary widely by model year and company, at around $258 monthly. Read more
The GT-R ranks 43rd out of 115 sports cars for insurance affordability. Sports cars cost more to insure due to higher repair costs, speeds, and theft risk. Read more
Teen drivers on your policy make model year specificity even more important when shopping for GT-R insurance rates. Read MoneyGeek's analysis of rates by company for specific GT-R model years, depending on the age of the drivers
How Much Is Nissan GT-R Insurance?
| Nissan Gt-R | $132 | $258 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Your GT-R's monthly insurance can range from $103 for older models to $315 for the newest ones. Model year greatly affects car insurance costs, and the Nissan GT-R is no exception since newer vehicles have higher fair market values that cost more to insure.
Insurance costs for a Nissan GT-R depend on model year and company. Full coverage goes from $193 monthly with UAIC to $380 with AIG, while minimum coverage spans $90 with GEICO to $190 with Farmers.
Nissan GT-R owners should shop between insurers since minimum coverage varies by over $100 and full coverage by over $187. Each company calculates risk differently for the GT-R, affecting your final quote.
| AAA | $156 | $323 |
| AIG | $155 | $380 |
| Allstate | $179 | $346 |
| Amica | $162 | $331 |
| Chubb | $160 | $314 |
| Farmers | $190 | $339 |
| Geico | $90 | $197 |
| Kemper | $94 | $194 |
| Nationwide | $137 | $238 |
| Progressive | $142 | $266 |
| State Farm | $123 | $258 |
| The Hartford | $122 | $208 |
| Travelers | $108 | $200 |
| UAIC | $156 | $193 |
Is Nissan GT-R Expensive to Insure?
MoneyGeek's analysis of sports car insurance costs shows the Nissan GT-R ranking 43rd among 115 vehicles in this category, meaning 42 cars are cheaper to insure. It's positioned closely between the McLaren 570S, which costs a few dollars less per month, and the Acura NSX, which runs slightly more expensive. This middle-of-the-pack standing among sports cars provides helpful context for potential buyers.
However, sports cars are expensive to insure as a category. The GT-R's overall ranking of 674th out of 827 total vehicles puts it among the top 25% most expensive cars to insure. The Mazda MX-5 Miata claims the most affordable spot among sports cars, while the Rolls Royce La Rose Noire commands the highest premiums.
| Lexus RC | $187 | 40 |
| Dodge Viper | $192 | 41 |
| Mclaren 570S | $193 | 42 |
| Nissan GT-R | $195 | 43 |
| Acura NSX | $196 | 44 |
| Mercedes CLE | $197 | 45 |
| Nissan Z | $202 | 46 |
Several factors affect what you'll pay for Nissan GT-R insurance:
- Average Repair or Replacement Costs: The GT-R's $1,857 annual repair costs make it Nissan's most expensive model to maintain. This high maintenance expense directly translates to higher insurance premiums for collision and comprehensive coverage.
- Vehicle Trim, Features and Accessories: With 565-600 horsepower and 0-60 acceleration in just 2.9 seconds, the GT-R's extreme performance capabilities increase insurance costs. Higher-performance trims face steeper premiums due to increased accident risk and repair complexity.
- Driver Profile:Â GT-R owners fall between 30 and 45 years old, with a median age of around 35. The car's performance reputation attracts risk-taking driving behaviors that concern insurers, leading to higher rates. Read more about the costs of Nissan GT-Rs for young drivers.
Nissan GT-R Costs by Model Year and Driver Age by Insurance Company
Your Nissan GT-R's model year and your age impact insurance costs. A 35- to 55-year-old driver with a 2014 GT-R pays $267 monthly for full coverage compared to $252 for a 2024 model. Teen and young adult drivers face much steeper premiums across all model years.
The Hartford offers the cheapest rates across all GT-R model years and could save you hundreds monthly.Â
Older models (2014 to 2018):
- 2018 Nissan GT-R Insurance Rates
- 2017 Nissan GT-R Insurance Rates
- 2016 Nissan GT-R Insurance Rates
- 2015 Nissan GT-R Insurance Rates
- 2014 Nissan GT-R Insurance Rates
Cost of Car Insurance for 2024 Nissan GT-R
| The Hartford | $71 | $121 |
| Kemper | $72 | $149 |
| Geico | $93 | $204 |
| National General | $99 | $202 |
| Travelers | $102 | $189 |
| Progressive | $105 | $197 |
| UAIC | $108 | $136 |
| Nationwide | $116 | $203 |
| State Farm | $144 | $307 |
| AAA | $155 | $325 |
| AIG | $157 | $391 |
| Farmers | $160 | $293 |
| Allstate | $167 | $322 |
| Chubb | $178 | $347 |
| Amica | $195 | $401 |
2024 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $918 | $840 | $773 | $656 | $555 | $359 | $333 | $311 | $294 | $264 |
| Travelers | $1,142 | $817 | $643 | $496 | $437 | $323 | $295 | $272 | $251 | $218 |
| State Farm | $1,154 | $1,015 | $897 | $776 | $684 | $582 | $529 | $472 | $431 | $381 |
| Geico | $1,160 | $848 | $713 | $519 | $445 | $361 | $333 | $274 | $259 | $235 |
| Progressive | $1,438 | $1,166 | $968 | $538 | $469 | $378 | $337 | $301 | $277 | $238 |
| Allstate | $1,573 | $1,232 | $986 | $721 | $645 | $506 | $456 | $429 | $403 | $358 |
| Farmers | $1,850 | $1,338 | $1,195 | $726 | $684 | $516 | $463 | $441 | $422 | $359 |
Cost of Car Insurance for 2023 Nissan GT-R
| The Hartford | $72 | $123 |
| Kemper | $73 | $151 |
| Geico | $94 | $207 |
| National General | $100 | $205 |
| Travelers | $104 | $192 |
| Progressive | $107 | $200 |
| UAIC | $110 | $138 |
| Nationwide | $118 | $206 |
| State Farm | $147 | $312 |
| AAA | $157 | $330 |
| AIG | $159 | $397 |
| Farmers | $162 | $298 |
| Allstate | $170 | $327 |
| Chubb | $181 | $352 |
| Amica | $197 | $407 |
2023 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $931 | $853 | $784 | $666 | $563 | $365 | $338 | $316 | $299 | $267 |
| Travelers | $1,159 | $830 | $653 | $504 | $444 | $328 | $299 | $276 | $255 | $222 |
| State Farm | $1,171 | $1,030 | $910 | $787 | $695 | $591 | $537 | $479 | $438 | $386 |
| Geico | $1,177 | $861 | $724 | $527 | $452 | $366 | $338 | $278 | $263 | $238 |
| Progressive | $1,460 | $1,184 | $982 | $546 | $476 | $384 | $342 | $305 | $281 | $241 |
| Allstate | $1,596 | $1,250 | $1,001 | $732 | $655 | $513 | $463 | $436 | $409 | $363 |
| Farmers | $1,878 | $1,358 | $1,213 | $737 | $694 | $523 | $470 | $448 | $428 | $364 |
Cost of Car Insurance for 2021 Nissan GT-R
| The Hartford | $71 | $122 |
| Kemper | $72 | $150 |
| Geico | $93 | $205 |
| National General | $99 | $203 |
| Travelers | $102 | $190 |
| Progressive | $106 | $198 |
| UAIC | $108 | $136 |
| Nationwide | $117 | $203 |
| State Farm | $145 | $308 |
| AAA | $156 | $326 |
| AIG | $157 | $393 |
| Farmers | $161 | $294 |
| Allstate | $168 | $323 |
| Chubb | $179 | $348 |
| Amica | $195 | $402 |
2021 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $921 | $843 | $775 | $658 | $557 | $360 | $334 | $312 | $295 | $264 |
| Travelers | $1,145 | $820 | $645 | $498 | $439 | $324 | $296 | $273 | $252 | $219 |
| State Farm | $1,157 | $1,018 | $899 | $778 | $686 | $584 | $530 | $473 | $433 | $382 |
| Geico | $1,163 | $851 | $715 | $521 | $446 | $362 | $334 | $275 | $260 | $235 |
| Progressive | $1,443 | $1,170 | $971 | $539 | $470 | $379 | $338 | $302 | $278 | $238 |
| Allstate | $1,578 | $1,236 | $989 | $723 | $647 | $507 | $457 | $431 | $405 | $359 |
| Farmers | $1,856 | $1,342 | $1,199 | $728 | $686 | $517 | $465 | $442 | $423 | $360 |
Cost of Car Insurance for 2020 Nissan GT-R
| The Hartford | $60 | $102 |
| Kemper | $60 | $125 |
| Geico | $78 | $171 |
| National General | $83 | $169 |
| Travelers | $86 | $159 |
| Progressive | $88 | $165 |
| UAIC | $91 | $114 |
| Nationwide | $98 | $170 |
| State Farm | $121 | $258 |
| AAA | $130 | $273 |
| AIG | $131 | $328 |
| Farmers | $134 | $246 |
| Allstate | $140 | $271 |
| Chubb | $150 | $291 |
| Amica | $163 | $336 |
2020 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $770 | $705 | $648 | $551 | $466 | $302 | $280 | $261 | $247 | $221 |
| Travelers | $958 | $686 | $540 | $416 | $367 | $271 | $247 | $228 | $211 | $183 |
| State Farm | $968 | $852 | $752 | $651 | $574 | $489 | $444 | $396 | $362 | $319 |
| Geico | $973 | $712 | $598 | $436 | $373 | $303 | $279 | $230 | $218 | $197 |
| Progressive | $1,207 | $979 | $812 | $451 | $394 | $317 | $283 | $252 | $232 | $199 |
| Allstate | $1,320 | $1,034 | $827 | $605 | $541 | $424 | $383 | $360 | $339 | $300 |
| Farmers | $1,553 | $1,123 | $1,003 | $609 | $574 | $433 | $389 | $370 | $354 | $301 |
Cost of Car Insurance for 2019 Nissan GT-R
| Geico | $101 | $220 |
| National General | $110 | $225 |
| Kemper | $110 | $228 |
| Travelers | $123 | $227 |
| State Farm | $134 | $281 |
| The Hartford | $148 | $252 |
| Nationwide | $158 | $275 |
| Progressive | $167 | $313 |
| AIG | $175 | $425 |
| AAA | $175 | $363 |
| Amica | $175 | $359 |
| Chubb | $176 | $346 |
| UAIC | $186 | $229 |
| Allstate | $204 | $393 |
| Farmers | $219 | $391 |
2019 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,053 | $927 | $820 | $708 | $625 | $532 | $483 | $432 | $395 | $348 |
| Nationwide | $1,249 | $1,144 | $1,053 | $894 | $755 | $489 | $454 | $423 | $400 | $358 |
| Geico | $1,252 | $915 | $768 | $559 | $480 | $388 | $358 | $295 | $279 | $253 |
| Travelers | $1,357 | $979 | $774 | $598 | $528 | $388 | $355 | $328 | $303 | $262 |
| Allstate | $1,917 | $1,499 | $1,199 | $877 | $786 | $615 | $556 | $525 | $493 | $437 |
| Progressive | $2,284 | $1,845 | $1,531 | $850 | $741 | $599 | $534 | $476 | $439 | $376 |
| Farmers | $2,451 | $1,815 | $1,614 | $997 | $940 | $713 | $636 | $608 | $578 | $486 |
Cost of Car Insurance for 2018 Nissan GT-R
| Geico | $97 | $212 |
| National General | $106 | $217 |
| Kemper | $106 | $219 |
| Travelers | $118 | $219 |
| State Farm | $129 | $271 |
| The Hartford | $142 | $242 |
| Nationwide | $153 | $265 |
| Progressive | $160 | $302 |
| AIG | $168 | $410 |
| AAA | $169 | $351 |
| Amica | $169 | $347 |
| Chubb | $170 | $334 |
| UAIC | $179 | $220 |
| Allstate | $197 | $379 |
| Farmers | $211 | $377 |
2018 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,017 | $895 | $792 | $684 | $604 | $514 | $467 | $417 | $381 | $336 |
| Nationwide | $1,204 | $1,102 | $1,015 | $861 | $728 | $471 | $437 | $408 | $386 | $345 |
| Geico | $1,208 | $883 | $741 | $539 | $463 | $375 | $345 | $285 | $270 | $244 |
| Travelers | $1,308 | $944 | $746 | $577 | $509 | $375 | $342 | $316 | $292 | $252 |
| Allstate | $1,848 | $1,446 | $1,156 | $846 | $758 | $593 | $537 | $506 | $475 | $421 |
| Progressive | $2,200 | $1,777 | $1,475 | $819 | $714 | $577 | $514 | $459 | $422 | $362 |
| Farmers | $2,363 | $1,750 | $1,556 | $961 | $906 | $687 | $613 | $585 | $557 | $469 |
Cost of Car Insurance for 2017 Nissan GT-R
| Geico | $106 | $231 |
| National General | $116 | $238 |
| Kemper | $126 | $259 |
| Travelers | $132 | $245 |
| State Farm | $133 | $278 |
| Amica | $173 | $353 |
| Nationwide | $176 | $306 |
| The Hartford | $177 | $301 |
| Chubb | $179 | $354 |
| AIG | $185 | $446 |
| AAA | $186 | $385 |
| Progressive | $191 | $359 |
| UAIC | $216 | $265 |
| Allstate | $221 | $426 |
| Farmers | $244 | $433 |
2017 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,044 | $918 | $813 | $702 | $620 | $527 | $479 | $428 | $391 | $345 |
| Geico | $1,312 | $958 | $804 | $585 | $503 | $406 | $374 | $309 | $292 | $265 |
| Nationwide | $1,389 | $1,272 | $1,171 | $994 | $839 | $544 | $504 | $470 | $445 | $398 |
| Travelers | $1,460 | $1,056 | $835 | $646 | $571 | $419 | $383 | $354 | $327 | $282 |
| Allstate | $2,076 | $1,623 | $1,298 | $950 | $851 | $666 | $603 | $568 | $534 | $473 |
| Progressive | $2,621 | $2,114 | $1,755 | $974 | $850 | $687 | $612 | $546 | $503 | $431 |
| Farmers | $2,709 | $2,017 | $1,792 | $1,111 | $1,047 | $795 | $708 | $677 | $644 | $540 |
Cost of Car Insurance for 2016 Nissan GT-R
| Geico | $98 | $214 |
| National General | $108 | $221 |
| Kemper | $117 | $241 |
| Travelers | $123 | $227 |
| State Farm | $124 | $258 |
| Amica | $160 | $328 |
| Nationwide | $164 | $284 |
| The Hartford | $164 | $279 |
| Chubb | $166 | $328 |
| AIG | $171 | $414 |
| AAA | $172 | $357 |
| Progressive | $177 | $333 |
| UAIC | $200 | $246 |
| Allstate | $205 | $396 |
| Farmers | $226 | $401 |
2016 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $969 | $852 | $754 | $651 | $575 | $489 | $445 | $397 | $363 | $320 |
| Geico | $1,217 | $889 | $746 | $543 | $466 | $377 | $347 | $287 | $271 | $246 |
| Nationwide | $1,289 | $1,180 | $1,087 | $922 | $779 | $505 | $468 | $437 | $413 | $369 |
| Travelers | $1,355 | $980 | $775 | $599 | $530 | $389 | $356 | $329 | $304 | $262 |
| Allstate | $1,927 | $1,506 | $1,205 | $882 | $790 | $618 | $560 | $528 | $496 | $439 |
| Progressive | $2,432 | $1,962 | $1,629 | $904 | $788 | $637 | $568 | $507 | $467 | $400 |
| Farmers | $2,514 | $1,872 | $1,663 | $1,031 | $972 | $738 | $657 | $629 | $598 | $502 |
Nissan GT-R Insurance Cost by Trim
Insurance costs for your Nissan GT-R vary by trim, from $314 monthly for full coverage on high-performance Nismo Special Edition Coupe 2d variants to $103 for minimum coverage on basic Coupe 2d models. Market value and rarity determine where each trim falls in this range.
| Coupe 2d | $103 | $200 |
| Skyline Edition Coupe 2d | $106 | $211 |
| T-Spec Coupe 2d | $108 | $214 |
| Premium Coupe 2d | $119 | $232 |
| Black Edition Coupe 2d | $132 | $257 |
| Pure Coupe 2d | $138 | $268 |
| Track Edition Coupe 2d | $144 | $281 |
| Nismo Coupe 2d | $156 | $308 |
| Nismo Special Edition Coupe 2d | $158 | $314 |
Nissan GT-R Insurance Cost by State
Car insurance for a Nissan GT-R ranges from $60 monthly in Wyoming to $246 in Louisiana for minimum coverage, depending on where you're located. These cost differences reflect your state's risk characteristics and insurance regulations rather than anything specific about the vehicle itself.
| Alabama | $114 | $216 |
| Alaska | $109 | $235 |
| Arizona | $148 | $276 |
| Arkansas | $109 | $241 |
| California | $126 | $259 |
| Colorado | $131 | $314 |
| Connecticut | $166 | $288 |
| Delaware | $165 | $276 |
| Florida | $147 | $343 |
| Georgia | $168 | $281 |
| Hawaii | $69 | $157 |
| Idaho | $80 | $163 |
| Illinois | $119 | $223 |
| Indiana | $83 | $161 |
| Iowa | $77 | $186 |
| Kansas | $99 | $228 |
| Kentucky | $155 | $265 |
| Louisiana | $246 | $523 |
| Maine | $71 | $148 |
| Maryland | $184 | $311 |
| Massachusetts | $132 | $280 |
| Michigan | $196 | $380 |
| Minnesota | $107 | $225 |
| Mississippi | $114 | $226 |
| Missouri | $144 | $288 |
| Montana | $107 | $256 |
| Nebraska | $96 | $220 |
| Nevada | $200 | $363 |
| New Hampshire | $94 | $167 |
| New Jersey | $187 | $309 |
| New Mexico | $110 | $242 |
| New York | $140 | $251 |
| North Carolina | $91 | $181 |
| North Dakota | $85 | $185 |
| Ohio | $99 | $191 |
| Oklahoma | $128 | $283 |
| Oregon | $137 | $238 |
| Pennsylvania | $115 | $271 |
| Rhode Island | $161 | $286 |
| South Carolina | $118 | $222 |
| South Dakota | $80 | $249 |
| Tennessee | $104 | $210 |
| Texas | $164 | $333 |
| Utah | $122 | $209 |
| Vermont | $61 | $148 |
| Virginia | $115 | $186 |
| Washington | $115 | $214 |
| West Virginia | $119 | $242 |
| Wisconsin | $89 | $196 |
| Wyoming | $60 | $179 |
How to Lower the Cost of Nissan GT-R Insurance
We've compiled proven strategies to help you find better rates on your Nissan GT-R insurance:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Nissan GT-R. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for performance sedans. This benchmark assists with shopping for the cheapest car insurance companies with competitive rates. Understanding typical costs helps you identify genuine savings opportunities when comparing quotes from different insurers.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need them most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Nissan GT-R owners qualify for safety features discounts, good driver discounts, bundling savings when combining auto and home policies, and anti-theft device discounts. These reductions can lower your annual premium costs.
- 5Consider alternative car insurance types
Nissan GT-R owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise that track safe driving habits and deliver premium reductions. These telematics programs monitor your driving behavior and reward careful drivers with meaningful savings on their insurance costs.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Nissan GT-R insurance. Regular shopping ensures you're getting the best available rates for your coverage needs.
Nissan GT-R Insurance Cost: Bottom Line
GT-R insurance runs above average in cost, but you can still secure decent rates. Shopping multiple insurers, claiming available discounts and adjusting coverage options helps you find better pricing for your sports car.
Nissan GT-R Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan GT-R?
Nissan GT-R insurance costs average $1,585 annually for state minimum coverage and $3,100 for full coverage. Monthly premiums run about $132 for minimum and $258 for comprehensive protection.
What company has the cheapest car insurance for a Nissan GT-R?
GEICO provides the most affordable minimum coverage for a Nissan GT-R at $1,083 annually. For full coverage, UAIC delivers the best value at $2,317 per year.
Are Nissan GT-Rs expensive to insure?
Yes, Nissan GT-R insurance costs more than most vehicles to insure. The GT-R ranks 674th out of 827 models for affordability, though it places better within sports cars at 43rd out of 115.
What factors affect insurance costs for Nissan GT-Rs?
Various elements influence your GT-R insurance premiums. The car's high-performance engine and expensive specialized parts increase repair costs, making it riskier to insure. Your personal driving record, credit score, and selected coverage levels also impact what you'll pay for protection.
How can I lower Nissan GT-R insurance costs?
Compare quotes from several insurers since GT-R pricing differs between companies, and explore usage-based programs that monitor safe driving. Claim available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Nissan GT-R Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Nissan GT-R insurance costs.
Who We Based These Rates On
These Nissan GT-R prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.