Insurance premiums for a Nissan GT-R average $258 monthly for full coverage and $132 for minimum coverage. Depending on your particular trim and model year, costs can range from $103 to $315 monthly.
Nissan GT-R Insurance Cost
Key Takeaways
GEICO offers the most affordable GT-R insurance on average, though full coverage costs vary widely by model year and company, at around $258 monthly. Read more
The GT-R ranks 43rd out of 115 sports cars for insurance affordability. Sports cars cost more to insure due to higher repair costs, speeds, and theft risk. Read more
Teen drivers on your policy make model year specificity even more important when shopping for GT-R insurance rates. Read MoneyGeek's analysis of rates by company for specific GT-R model years, depending on the age of the drivers
How Much Is Nissan GT-R Insurance?
| Nissan Gt-R | $132 | $258 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Your GT-R's monthly insurance can range from $103 for older models to $315 for the newest ones. Model year greatly affects car insurance costs, and the Nissan GT-R is no exception since newer vehicles have higher fair market values that cost more to insure.
Insurance costs for a Nissan GT-R depend on model year and company. Full coverage goes from $193 monthly with UAIC to $380 with AIG, while minimum coverage spans $90 with GEICO to $190 with Farmers.
Nissan GT-R owners should shop between insurers since minimum coverage varies by over $100 and full coverage by over $187. Each company calculates risk differently for the GT-R, affecting your final quote.
| AAA | $156 | $323 |
| AIG | $155 | $380 |
| Allstate | $179 | $346 |
| Amica | $162 | $331 |
| Chubb | $160 | $314 |
| Farmers | $190 | $339 |
| Geico | $90 | $197 |
| Kemper | $94 | $194 |
| Nationwide | $137 | $238 |
| Progressive | $142 | $266 |
| State Farm | $123 | $258 |
| The Hartford | $122 | $208 |
| Travelers | $108 | $200 |
| UAIC | $156 | $193 |
Is Nissan GT-R Expensive to Insure?
The Nissan GT-R ranks 43rd for affordability among 115 sports cars in MoneyGeek's database. It costs a few dollars more a month than a McLaren 570S and a few dollars less than an Acura NSX.
Sports cars are expensive to insure as a category. Across all 827 models in MoneyGeek's database, the GT-R ranks 674th, so it's in the top 25% most expensive. The Mazda MX-5 Miata is the cheapest sports car to insure, and the Rolls Royce La Rose Noire is the most expensive.
| Lexus RC | $187 | 40 |
| Dodge Viper | $192 | 41 |
| Mclaren 570S | $193 | 42 |
| Nissan GT-R | $195 | 43 |
| Acura NSX | $196 | 44 |
| Mercedes CLE | $197 | 45 |
| Nissan Z | $202 | 46 |
Several factors affect what you'll pay for Nissan GT-R insurance:
- After: Average repair costs. The Nissan GT-R averages $1,857 a year in repair costs, so it's Nissan's most expensive model to maintain by a wide margin. That figure is a primary driver of the GT-R's premium level across both collision and comprehensive coverage.
- Trim, features and accessories. The GT-R produces 565 to 600 horsepower and reaches 60 mph in 2.9 seconds. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
- Driver profile. GT-R owners tend to fall between ages 30 and 45, with a median around 35, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of Nissan GT-Rs for young drivers.
Nissan GT-R Costs by Model Year and Driver Age by Insurance Company
Your Nissan GT-R's model year and your age impact insurance costs. A 35- to 55-year-old driver with a 2014 GT-R pays $267 monthly for full coverage compared to $252 for a 2024 model. Teen and young adult drivers face much steeper premiums across all model years.
The Hartford offers the cheapest rates across all GT-R model years and could save you hundreds monthly.
Older models (2014 to 2018):
- 2018 Nissan GT-R Insurance Rates
- 2017 Nissan GT-R Insurance Rates
- 2016 Nissan GT-R Insurance Rates
- 2015 Nissan GT-R Insurance Rates
- 2014 Nissan GT-R Insurance Rates
Cost of Car Insurance for 2024 Nissan GT-R
| The Hartford | $71 | $121 |
| Kemper | $72 | $149 |
| Geico | $93 | $204 |
| National General | $99 | $202 |
| Travelers | $102 | $189 |
| Progressive | $105 | $197 |
| UAIC | $108 | $136 |
| Nationwide | $116 | $203 |
| State Farm | $144 | $307 |
| AAA | $155 | $325 |
| AIG | $157 | $391 |
| Farmers | $160 | $293 |
| Allstate | $167 | $322 |
| Chubb | $178 | $347 |
| Amica | $195 | $401 |
2024 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $918 | $840 | $773 | $656 | $555 | $359 | $333 | $311 | $294 | $264 |
| Travelers | $1,142 | $817 | $643 | $496 | $437 | $323 | $295 | $272 | $251 | $218 |
| State Farm | $1,154 | $1,015 | $897 | $776 | $684 | $582 | $529 | $472 | $431 | $381 |
| Geico | $1,160 | $848 | $713 | $519 | $445 | $361 | $333 | $274 | $259 | $235 |
| Progressive | $1,438 | $1,166 | $968 | $538 | $469 | $378 | $337 | $301 | $277 | $238 |
| Allstate | $1,573 | $1,232 | $986 | $721 | $645 | $506 | $456 | $429 | $403 | $358 |
| Farmers | $1,850 | $1,338 | $1,195 | $726 | $684 | $516 | $463 | $441 | $422 | $359 |
Cost of Car Insurance for 2023 Nissan GT-R
| The Hartford | $72 | $123 |
| Kemper | $73 | $151 |
| Geico | $94 | $207 |
| National General | $100 | $205 |
| Travelers | $104 | $192 |
| Progressive | $107 | $200 |
| UAIC | $110 | $138 |
| Nationwide | $118 | $206 |
| State Farm | $147 | $312 |
| AAA | $157 | $330 |
| AIG | $159 | $397 |
| Farmers | $162 | $298 |
| Allstate | $170 | $327 |
| Chubb | $181 | $352 |
| Amica | $197 | $407 |
2023 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $931 | $853 | $784 | $666 | $563 | $365 | $338 | $316 | $299 | $267 |
| Travelers | $1,159 | $830 | $653 | $504 | $444 | $328 | $299 | $276 | $255 | $222 |
| State Farm | $1,171 | $1,030 | $910 | $787 | $695 | $591 | $537 | $479 | $438 | $386 |
| Geico | $1,177 | $861 | $724 | $527 | $452 | $366 | $338 | $278 | $263 | $238 |
| Progressive | $1,460 | $1,184 | $982 | $546 | $476 | $384 | $342 | $305 | $281 | $241 |
| Allstate | $1,596 | $1,250 | $1,001 | $732 | $655 | $513 | $463 | $436 | $409 | $363 |
| Farmers | $1,878 | $1,358 | $1,213 | $737 | $694 | $523 | $470 | $448 | $428 | $364 |
Cost of Car Insurance for 2021 Nissan GT-R
| The Hartford | $71 | $122 |
| Kemper | $72 | $150 |
| Geico | $93 | $205 |
| National General | $99 | $203 |
| Travelers | $102 | $190 |
| Progressive | $106 | $198 |
| UAIC | $108 | $136 |
| Nationwide | $117 | $203 |
| State Farm | $145 | $308 |
| AAA | $156 | $326 |
| AIG | $157 | $393 |
| Farmers | $161 | $294 |
| Allstate | $168 | $323 |
| Chubb | $179 | $348 |
| Amica | $195 | $402 |
2021 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $921 | $843 | $775 | $658 | $557 | $360 | $334 | $312 | $295 | $264 |
| Travelers | $1,145 | $820 | $645 | $498 | $439 | $324 | $296 | $273 | $252 | $219 |
| State Farm | $1,157 | $1,018 | $899 | $778 | $686 | $584 | $530 | $473 | $433 | $382 |
| Geico | $1,163 | $851 | $715 | $521 | $446 | $362 | $334 | $275 | $260 | $235 |
| Progressive | $1,443 | $1,170 | $971 | $539 | $470 | $379 | $338 | $302 | $278 | $238 |
| Allstate | $1,578 | $1,236 | $989 | $723 | $647 | $507 | $457 | $431 | $405 | $359 |
| Farmers | $1,856 | $1,342 | $1,199 | $728 | $686 | $517 | $465 | $442 | $423 | $360 |
Cost of Car Insurance for 2020 Nissan GT-R
| The Hartford | $60 | $102 |
| Kemper | $60 | $125 |
| Geico | $78 | $171 |
| National General | $83 | $169 |
| Travelers | $86 | $159 |
| Progressive | $88 | $165 |
| UAIC | $91 | $114 |
| Nationwide | $98 | $170 |
| State Farm | $121 | $258 |
| AAA | $130 | $273 |
| AIG | $131 | $328 |
| Farmers | $134 | $246 |
| Allstate | $140 | $271 |
| Chubb | $150 | $291 |
| Amica | $163 | $336 |
2020 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $770 | $705 | $648 | $551 | $466 | $302 | $280 | $261 | $247 | $221 |
| Travelers | $958 | $686 | $540 | $416 | $367 | $271 | $247 | $228 | $211 | $183 |
| State Farm | $968 | $852 | $752 | $651 | $574 | $489 | $444 | $396 | $362 | $319 |
| Geico | $973 | $712 | $598 | $436 | $373 | $303 | $279 | $230 | $218 | $197 |
| Progressive | $1,207 | $979 | $812 | $451 | $394 | $317 | $283 | $252 | $232 | $199 |
| Allstate | $1,320 | $1,034 | $827 | $605 | $541 | $424 | $383 | $360 | $339 | $300 |
| Farmers | $1,553 | $1,123 | $1,003 | $609 | $574 | $433 | $389 | $370 | $354 | $301 |
Cost of Car Insurance for 2019 Nissan GT-R
| Geico | $101 | $220 |
| National General | $110 | $225 |
| Kemper | $110 | $228 |
| Travelers | $123 | $227 |
| State Farm | $134 | $281 |
| The Hartford | $148 | $252 |
| Nationwide | $158 | $275 |
| Progressive | $167 | $313 |
| AIG | $175 | $425 |
| AAA | $175 | $363 |
| Amica | $175 | $359 |
| Chubb | $176 | $346 |
| UAIC | $186 | $229 |
| Allstate | $204 | $393 |
| Farmers | $219 | $391 |
2019 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,053 | $927 | $820 | $708 | $625 | $532 | $483 | $432 | $395 | $348 |
| Nationwide | $1,249 | $1,144 | $1,053 | $894 | $755 | $489 | $454 | $423 | $400 | $358 |
| Geico | $1,252 | $915 | $768 | $559 | $480 | $388 | $358 | $295 | $279 | $253 |
| Travelers | $1,357 | $979 | $774 | $598 | $528 | $388 | $355 | $328 | $303 | $262 |
| Allstate | $1,917 | $1,499 | $1,199 | $877 | $786 | $615 | $556 | $525 | $493 | $437 |
| Progressive | $2,284 | $1,845 | $1,531 | $850 | $741 | $599 | $534 | $476 | $439 | $376 |
| Farmers | $2,451 | $1,815 | $1,614 | $997 | $940 | $713 | $636 | $608 | $578 | $486 |
Cost of Car Insurance for 2018 Nissan GT-R
| Geico | $97 | $212 |
| National General | $106 | $217 |
| Kemper | $106 | $219 |
| Travelers | $118 | $219 |
| State Farm | $129 | $271 |
| The Hartford | $142 | $242 |
| Nationwide | $153 | $265 |
| Progressive | $160 | $302 |
| AIG | $168 | $410 |
| AAA | $169 | $351 |
| Amica | $169 | $347 |
| Chubb | $170 | $334 |
| UAIC | $179 | $220 |
| Allstate | $197 | $379 |
| Farmers | $211 | $377 |
2018 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,017 | $895 | $792 | $684 | $604 | $514 | $467 | $417 | $381 | $336 |
| Nationwide | $1,204 | $1,102 | $1,015 | $861 | $728 | $471 | $437 | $408 | $386 | $345 |
| Geico | $1,208 | $883 | $741 | $539 | $463 | $375 | $345 | $285 | $270 | $244 |
| Travelers | $1,308 | $944 | $746 | $577 | $509 | $375 | $342 | $316 | $292 | $252 |
| Allstate | $1,848 | $1,446 | $1,156 | $846 | $758 | $593 | $537 | $506 | $475 | $421 |
| Progressive | $2,200 | $1,777 | $1,475 | $819 | $714 | $577 | $514 | $459 | $422 | $362 |
| Farmers | $2,363 | $1,750 | $1,556 | $961 | $906 | $687 | $613 | $585 | $557 | $469 |
Cost of Car Insurance for 2017 Nissan GT-R
| Geico | $106 | $231 |
| National General | $116 | $238 |
| Kemper | $126 | $259 |
| Travelers | $132 | $245 |
| State Farm | $133 | $278 |
| Amica | $173 | $353 |
| Nationwide | $176 | $306 |
| The Hartford | $177 | $301 |
| Chubb | $179 | $354 |
| AIG | $185 | $446 |
| AAA | $186 | $385 |
| Progressive | $191 | $359 |
| UAIC | $216 | $265 |
| Allstate | $221 | $426 |
| Farmers | $244 | $433 |
2017 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,044 | $918 | $813 | $702 | $620 | $527 | $479 | $428 | $391 | $345 |
| Geico | $1,312 | $958 | $804 | $585 | $503 | $406 | $374 | $309 | $292 | $265 |
| Nationwide | $1,389 | $1,272 | $1,171 | $994 | $839 | $544 | $504 | $470 | $445 | $398 |
| Travelers | $1,460 | $1,056 | $835 | $646 | $571 | $419 | $383 | $354 | $327 | $282 |
| Allstate | $2,076 | $1,623 | $1,298 | $950 | $851 | $666 | $603 | $568 | $534 | $473 |
| Progressive | $2,621 | $2,114 | $1,755 | $974 | $850 | $687 | $612 | $546 | $503 | $431 |
| Farmers | $2,709 | $2,017 | $1,792 | $1,111 | $1,047 | $795 | $708 | $677 | $644 | $540 |
Cost of Car Insurance for 2016 Nissan GT-R
| Geico | $98 | $214 |
| National General | $108 | $221 |
| Kemper | $117 | $241 |
| Travelers | $123 | $227 |
| State Farm | $124 | $258 |
| Amica | $160 | $328 |
| Nationwide | $164 | $284 |
| The Hartford | $164 | $279 |
| Chubb | $166 | $328 |
| AIG | $171 | $414 |
| AAA | $172 | $357 |
| Progressive | $177 | $333 |
| UAIC | $200 | $246 |
| Allstate | $205 | $396 |
| Farmers | $226 | $401 |
2016 Nissan GT-R Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $969 | $852 | $754 | $651 | $575 | $489 | $445 | $397 | $363 | $320 |
| Geico | $1,217 | $889 | $746 | $543 | $466 | $377 | $347 | $287 | $271 | $246 |
| Nationwide | $1,289 | $1,180 | $1,087 | $922 | $779 | $505 | $468 | $437 | $413 | $369 |
| Travelers | $1,355 | $980 | $775 | $599 | $530 | $389 | $356 | $329 | $304 | $262 |
| Allstate | $1,927 | $1,506 | $1,205 | $882 | $790 | $618 | $560 | $528 | $496 | $439 |
| Progressive | $2,432 | $1,962 | $1,629 | $904 | $788 | $637 | $568 | $507 | $467 | $400 |
| Farmers | $2,514 | $1,872 | $1,663 | $1,031 | $972 | $738 | $657 | $629 | $598 | $502 |
Nissan GT-R Insurance Cost by Trim
Minimum coverage on the base Coupe 2D is $103 a month. Full coverage on the Nismo Special Edition Coupe 2D is $314. Market value and rarity determine where each trim falls in that range.
| Coupe 2d | $103 | $200 |
| Skyline Edition Coupe 2d | $106 | $211 |
| T-Spec Coupe 2d | $108 | $214 |
| Premium Coupe 2d | $119 | $232 |
| Black Edition Coupe 2d | $132 | $257 |
| Pure Coupe 2d | $138 | $268 |
| Track Edition Coupe 2d | $144 | $281 |
| Nismo Coupe 2d | $156 | $308 |
| Nismo Special Edition Coupe 2d | $158 | $314 |
Nissan GT-R Insurance Cost by State
Wyoming drivers pay $60 a month for minimum coverage on a Nissan GT-R. Louisiana drivers pay $246. That difference comes from state-level differences in claims frequency, litigation rates and insurance regulations, not the vehicle.
| Alabama | $114 | $216 |
| Alaska | $109 | $235 |
| Arizona | $148 | $276 |
| Arkansas | $109 | $241 |
| California | $126 | $259 |
| Colorado | $131 | $314 |
| Connecticut | $166 | $288 |
| Delaware | $165 | $276 |
| Florida | $147 | $343 |
| Georgia | $168 | $281 |
| Hawaii | $69 | $157 |
| Idaho | $80 | $163 |
| Illinois | $119 | $223 |
| Indiana | $83 | $161 |
| Iowa | $77 | $186 |
| Kansas | $99 | $228 |
| Kentucky | $155 | $265 |
| Louisiana | $246 | $523 |
| Maine | $71 | $148 |
| Maryland | $184 | $311 |
| Massachusetts | $132 | $280 |
| Michigan | $196 | $380 |
| Minnesota | $107 | $225 |
| Mississippi | $114 | $226 |
| Missouri | $144 | $288 |
| Montana | $107 | $256 |
| Nebraska | $96 | $220 |
| Nevada | $200 | $363 |
| New Hampshire | $94 | $167 |
| New Jersey | $187 | $309 |
| New Mexico | $110 | $242 |
| New York | $140 | $251 |
| North Carolina | $91 | $181 |
| North Dakota | $85 | $185 |
| Ohio | $99 | $191 |
| Oklahoma | $128 | $283 |
| Oregon | $137 | $238 |
| Pennsylvania | $115 | $271 |
| Rhode Island | $161 | $286 |
| South Carolina | $118 | $222 |
| South Dakota | $80 | $249 |
| Tennessee | $104 | $210 |
| Texas | $164 | $333 |
| Utah | $122 | $209 |
| Vermont | $61 | $148 |
| Virginia | $115 | $186 |
| Washington | $115 | $214 |
| West Virginia | $119 | $242 |
| Wisconsin | $89 | $196 |
| Wyoming | $60 | $179 |
How to Lower the Cost of Nissan GT-R Insurance
These steps cut Nissan GT-R insurance costs without trading away the coverage you need.
- 1Choose the right coverage
Coverage needs depend on how you own the GT-R. Paid off: state minimum liability plus comprehensive and collision at a $1,000 deductible is the baseline. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
If you own outright and want higher liability limits, 100/300/100 with a $500 deductible is the step up.
- 2Know what you should be paying
Average auto insurance costs for performance vehicles give you a baseline before you start getting quotes. Without that reference point, an above-market quote looks normal. Our data on the cheapest car insurance companies shows which carriers price low for GT-R drivers specifically.
- 3Check insurer quality, not just price
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores and BBB complaint records. Forum feedback on claims processing surfaces problems that don't appear in formal ratings. Our guide to the best car insurance companies covers all of those factors together.
- 4Find every discount you qualify for
Nissan GT-R owners commonly qualify for safety feature discounts, good driver credits, bundling savings when combining auto and home policies and anti-theft device discounts. The full list of car insurance discounts shows what's available and which ones stack.
- 5Consider usage-based insurance
Progressive Snapshot and Allstate Drivewise monitor speed, braking and mileage, then price the policy on actual driving behavior. GT-R drivers who keep mileage low and drive conservatively tend to come out ahead on these programs.
- 6Pull quotes once a year
Insurers don't flag when competitors drop their rates. Comparing quotes at each renewal catches pricing shifts before they compound.
Nissan GT-R Insurance Cost: Bottom Line
GT-R insurance runs above average in cost, but you can still secure decent rates. Shopping multiple insurers, claiming available discounts and adjusting coverage options helps you find better pricing for your sports car.
Nissan GT-R Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan GT-R?
Nissan GT-R insurance costs average $1,585 annually for state minimum coverage and $3,100 for full coverage. Monthly premiums run about $132 for minimum and $258 for comprehensive protection.
What company has the cheapest car insurance for a Nissan GT-R?
GEICO provides the most affordable minimum coverage for a Nissan GT-R at $1,083 annually. For full coverage, UAIC delivers the best value at $2,317 per year.
Are Nissan GT-Rs expensive to insure?
Yes, Nissan GT-R insurance costs more than most vehicles to insure. The GT-R ranks 674th out of 827 models for affordability, though it places better within sports cars at 43rd out of 115.
What factors affect insurance costs for Nissan GT-Rs?
Various elements influence your GT-R insurance premiums. The car's high-performance engine and expensive specialized parts increase repair costs, making it riskier to insure. Your personal driving record, credit score, and selected coverage levels also impact what you'll pay for protection.
How can I lower Nissan GT-R insurance costs?
Start with quotes from at least three insurers. Stack every discount you qualify for: good driver, anti-theft and bundling home and auto are the highest-value options. Usage-based programs like Progressive Snapshot cut costs further for lower-mileage drivers with clean habits.
How We Determined Nissan GT-R Insurance Costs
Nissan GT-R cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.
Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.