Travelers Auto Insurance Review: Quotes and Service (2025)

Travelers car insurance has been rated by various companies, including AM Best, J.D. Power and the National Association of Insurance Commissioners. The company posts stellar financial stability and customer satisfaction scores. For drivers looking for an insurer with high credibility, Travelers may be the best car insurance company for their needs.

MoneyGeek gathered quote data for sample drivers from every state, including the states where Travelers is selling auto insurance. The data collected in the 31 states where Travelers does business determined Travelers is neither cheap nor expensive, costing an average of $1,525 per year.

Travelers is neither cheap nor expensive for all of MoneyGeek’s core sample drivers. That means you can get moderately-priced insurance through Travelers for full coverage or minimum coverage, as a young driver, or if you have a speeding ticket.

MoneyGeek recommends that you compare quotes from several providers when looking for the cheapest auto insurance in your state. Keep in mind that pricing shouldn’t be the only thing you consider when shopping for an insurer — consider other criteria such as financial stability, discounts, complaint record and more.

Travelers car insurance is neither cheap nor expensive for full coverage, minimum coverage, when you’re a young or inexperienced driver, or with a traffic violation.

Insurance companies are not transparent about how they calculate premiums and what makes one driver pay more than another. But, a poor driving record or credit score and years licensed, among other factors, can influence rates. Travelers appears to take a fair approach, not heavily weighing any factor against another, resulting in moderate rates for all drivers.

Travelers, like other insurers, offers liability insurance, comprehensive and collision insurance. Many of the most common auto insurance add-on coverages are available through Travelers, such as roadside assistance, accident forgiveness, new car replacement, gap insurance and rental car and/or travel reimbursement. However, it does not offer deductible modification or better car replacement, even though many insurers do.

As for unique coverages, Travelers does not offer any that could distinguish it from competitors.

When shopping around for car insurance, you may want to note the online features and tools that each insurer provides. Travelers car insurance offers a standard selection of online features, including price quotes, insurance rate calculators, financial advice resources and online bill pay.

In addition to car insurance, Travelers car insurance sells many other popular insurance products such as home, condo, umbrella and travel insurance. Bundling these policies with your auto insurance can help you save up to 15% on your premiums. Travelers actually ranks fourth for the best and cheapest home and auto bundles based on our analysis.

AM Best rates the financial strength of insurance providers to determine if they can meet their customers' needs. Travelers auto insurance company receives the highest rating of A++, which means that it can meet its financial obligations more effectively than most of its competitors. Rankings from AM Best indicate insurer creditworthiness but should not serve as a warranty when purchasing insurance policies from any company.