Insurance premiums for a Dodge Challenger average $371 monthly for full coverage and $191 for minimum coverage. Depending on your trim and model year, costs can range from $71 to $2,843 monthly.
Dodge Challenger Insurance Cost
Updated: September 4, 2026
Key Takeaways
GEICO offers the most affordable Dodge Challenger insurance on average, though full coverage costs vary widely by model year and insurer. Read more
Sports cars cost more to insure than other vehicle types, and the Challenger ranks 85th out of 115 sports cars for affordability in the US market, making it expensive overall. Read more
Your Challenger's specific model year and driver age make a big difference in insurance rates, especially if you're adding a teen driver to your policy. Read more.
How Much Is Dodge Challenger Insurance?
| Dodge Challenger | $191 | $371 |
Looking for another Dodge model? Read more about the cost of Dodge car insurance models.
Your Dodge Challenger's insurance costs can range from $93 monthly for older models to $548 for the newest ones. Model year greatly affects car insurance rates, and the Challenger's no exception since newer vehicles have higher fair market values.
Insurance costs for a Dodge Challenger depend on model year and company. Full coverage goes from $273 monthly with GEICO to $643 with AIG, while minimum coverage spans $125 with GEICO to $271 with UAIC.
Dodge Challenger owners should shop between insurers since minimum coverage varies by over $146 and full coverage by over $370. Each company calculates risk differently for the Challenger, affecting your final quote.
| AAA | $152 | $316 |
| AIG | $200 | $505 |
| Allstate | $162 | $316 |
| Amica | $169 | $346 |
| Chubb | $195 | $388 |
| Farmers | $200 | $354 |
| Geico | $83 | $179 |
| Kemper | $137 | $274 |
| Nationwide | $184 | $318 |
| Progressive | $160 | $301 |
| State Farm | $130 | $270 |
| The Hartford | $137 | $233 |
| Travelers | $141 | $262 |
| UAIC | $207 | $260 |
Is Dodge Challenger Expensive to Insure?
Sports cars cost more to insure on average. The Dodge Challenger ranks 85th out of 115 sports cars in MoneyGeek's affordability analysis, meaning 30 models cost less to insure. Its monthly premium sits just a few dollars above a Ferrari 812 and slightly below a Lamborghini Aventador. It's not the most expensive sports car to insure, but it's far from the cheapest.
The Challenger ranks 783rd among all 827 vehicles in MoneyGeek's database. That places it in the most expensive 5% of cars to insure nationwide. The Mazda MX-5 Miata holds the cheapest sports car spot. The Rolls-Royce La Rose Noire carries the highest premiums in the category.
| Mclaren 720S | $264 | 82 |
| Fiat 124 Spider | $268 | 83 |
| Ferrari 812 | $272 | 84 |
| Dodge Challenger | $281 | 85 |
| Lamborghini Aventador | $292 | 86 |
| Lamborghini Murciélago | $296 | 87 |
| Polestar 1 | $303 | 88 |
Several factors affect what you'll pay for Dodge Challenger insurance:
- Average Repair or Replacement Costs: The Challenger costs $1,187 a year to repair on average. That's Dodge's second-lowest maintenance cost out of 14 models. Lower repair costs generally translate to lower insurance premiums than other performance vehicles carry.
- Vehicle Trim, Features and Accessories: Challenger trims range from 305 to 807 horsepower. The Hellcat and SRT variants cost more to insure: their higher power output increases risk in insurers' eyes.
- Driver Profile: Most Challenger owners are 30 to 50 years old. Younger drivers pay more, since insurers link the car's performance reputation to riskier driving. Read more about the costs of Dodge Challengers for young drivers.
Dodge Challenger vs. Ford Mustang: Which Is Cheaper to Own?
The Dodge Challenger and Ford Mustang represent the final chapter of traditional American muscle cars — the Camaro is already gone, and the Challenger itself was discontinued after 2023. Shoppers in this segment are either choosing the only remaining new option in the Mustang, or hunting for a last-run Challenger that's increasingly collector territory on the used side.
On insurance, the Mustang comes out ahead across the board. The 2021 used matchup tells the cleanest story: for full coverage, a Mustang runs $179 a month versus the Challenger's $200 — a $21/month difference on two cars priced within $1,000 of each other.
The 2023 Challenger's $548 monthly average is eye-catching but misleading as a benchmark — it reflects a final-year buyer pool that skewed heavily toward Hellcat and Demon trims, pulling the average well above what a standard SXT or R/T buyer would actually pay.
If you're drawn to the Challenger for its discontinuation story, be aware that insurer pricing increasingly treats high-performance trims as the default assumption on later model years. The Mustang offers a more predictable insurance profile.
Dodge Challenger Costs by Model Year and Driver Age by Insurance Company
A 2014 Dodge Challenger costs just $282 monthly to insure with full coverage for drivers aged 35 to 55, while a 2023 model jumps to $551 per month. This difference shows how newer car models are much more expensive to insure than older ones.
Young drivers in their teens and early 20s will pay more across all model years due to their age and driving experience.
GEICO offers the cheapest rates across all Challenger model years and could save certain drivers hundreds of dollars monthly.
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Dodge Challenger
| Geico | $173 | $380 |
| National General | $190 | $390 |
| The Hartford | $226 | $386 |
| Kemper | $233 | $471 |
| State Farm | $239 | $500 |
| Travelers | $254 | $472 |
| AAA | $267 | $555 |
| Amica | $293 | $602 |
| Allstate | $298 | $584 |
| Progressive | $325 | $609 |
| UAIC | $335 | $424 |
| AIG | $345 | $886 |
| Farmers | $346 | $618 |
| Chubb | $364 | $726 |
| Nationwide | $381 | $659 |
2023 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,877 | $1,652 | $1,461 | $1,262 | $1,114 | $947 | $861 | $769 | $703 | $619 |
| Geico | $2,146 | $1,569 | $1,318 | $960 | $825 | $668 | $615 | $509 | $481 | $436 |
| Allstate | $2,726 | $2,147 | $1,738 | $1,288 | $1,155 | $904 | $821 | $778 | $735 | $648 |
| Travelers | $2,819 | $2,058 | $1,634 | $1,263 | $1,121 | $813 | $744 | $689 | $638 | $545 |
| Nationwide | $2,988 | $2,749 | $2,526 | $2,145 | $1,811 | $1,172 | $1,087 | $1,014 | $958 | $857 |
| Farmers | $3,928 | $2,898 | $2,576 | $1,576 | $1,483 | $1,117 | $1,001 | $955 | $910 | $766 |
| Progressive | $4,478 | $3,623 | $3,003 | $1,669 | $1,454 | $1,171 | $1,043 | $930 | $856 | $734 |
Cost of Car Insurance for 2022 Dodge Challenger
| Geico | $149 | $327 |
| National General | $164 | $335 |
| The Hartford | $195 | $332 |
| Kemper | $201 | $405 |
| State Farm | $206 | $430 |
| Travelers | $218 | $406 |
| AAA | $230 | $477 |
| Amica | $252 | $518 |
| Allstate | $256 | $502 |
| Progressive | $279 | $524 |
| UAIC | $288 | $364 |
| AIG | $297 | $762 |
| Farmers | $298 | $531 |
| Chubb | $313 | $624 |
| Nationwide | $328 | $567 |
2022 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,615 | $1,421 | $1,257 | $1,086 | $959 | $815 | $741 | $661 | $605 | $532 |
| Geico | $1,846 | $1,350 | $1,134 | $826 | $710 | $574 | $529 | $438 | $414 | $375 |
| Allstate | $2,345 | $1,847 | $1,495 | $1,108 | $994 | $777 | $706 | $669 | $632 | $558 |
| Travelers | $2,425 | $1,770 | $1,406 | $1,087 | $964 | $699 | $640 | $593 | $549 | $469 |
| Nationwide | $2,570 | $2,365 | $2,173 | $1,845 | $1,558 | $1,009 | $935 | $872 | $824 | $738 |
| Farmers | $3,379 | $2,493 | $2,216 | $1,356 | $1,276 | $961 | $861 | $821 | $783 | $659 |
| Progressive | $3,853 | $3,117 | $2,584 | $1,435 | $1,251 | $1,007 | $897 | $800 | $737 | $631 |
Cost of Car Insurance for 2021 Dodge Challenger
| Geico | $136 | $298 |
| National General | $149 | $306 |
| The Hartford | $178 | $303 |
| Kemper | $183 | $370 |
| State Farm | $188 | $392 |
| Travelers | $199 | $371 |
| AAA | $210 | $435 |
| Amica | $230 | $472 |
| Allstate | $234 | $458 |
| Progressive | $255 | $478 |
| UAIC | $263 | $333 |
| AIG | $271 | $695 |
| Farmers | $271 | $485 |
| Chubb | $286 | $570 |
| Nationwide | $299 | $517 |
2021 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,473 | $1,297 | $1,147 | $991 | $875 | $744 | $676 | $603 | $552 | $486 |
| Geico | $1,685 | $1,231 | $1,035 | $754 | $648 | $524 | $483 | $399 | $378 | $342 |
| Allstate | $2,139 | $1,685 | $1,364 | $1,011 | $907 | $709 | $645 | $610 | $577 | $509 |
| Travelers | $2,212 | $1,615 | $1,283 | $991 | $880 | $638 | $584 | $541 | $501 | $428 |
| Nationwide | $2,345 | $2,158 | $1,983 | $1,684 | $1,421 | $920 | $853 | $796 | $752 | $673 |
| Farmers | $3,083 | $2,275 | $2,022 | $1,237 | $1,164 | $877 | $786 | $750 | $714 | $601 |
| Progressive | $3,515 | $2,843 | $2,357 | $1,310 | $1,141 | $919 | $818 | $730 | $672 | $576 |
Cost of Car Insurance for 2020 Dodge Challenger
| Geico | $180 | $393 |
| National General | $198 | $407 |
| Kemper | $242 | $487 |
| State Farm | $246 | $512 |
| Travelers | $247 | $457 |
| The Hartford | $249 | $425 |
| AAA | $275 | $570 |
| Progressive | $288 | $539 |
| Amica | $303 | $621 |
| Allstate | $306 | $596 |
| Nationwide | $349 | $603 |
| AIG | $358 | $915 |
| Farmers | $365 | $650 |
| UAIC | $365 | $462 |
| Chubb | $374 | $743 |
2020 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,925 | $1,694 | $1,498 | $1,294 | $1,143 | $971 | $883 | $788 | $720 | $634 |
| Geico | $2,226 | $1,627 | $1,367 | $994 | $855 | $691 | $637 | $527 | $498 | $452 |
| Travelers | $2,725 | $1,980 | $1,569 | $1,211 | $1,071 | $784 | $717 | $663 | $613 | $527 |
| Nationwide | $2,735 | $2,514 | $2,312 | $1,962 | $1,656 | $1,073 | $995 | $928 | $877 | $785 |
| Allstate | $2,799 | $2,201 | $1,781 | $1,319 | $1,182 | $924 | $839 | $794 | $750 | $662 |
| Progressive | $3,948 | $3,191 | $2,646 | $1,471 | $1,282 | $1,033 | $920 | $821 | $756 | $648 |
| Farmers | $4,120 | $3,042 | $2,705 | $1,658 | $1,562 | $1,180 | $1,057 | $1,008 | $960 | $807 |
Cost of Car Insurance for 2019 Dodge Challenger
| Geico | $109 | $239 |
| National General | $120 | $245 |
| The Hartford | $142 | $243 |
| Kemper | $147 | $297 |
| State Farm | $151 | $314 |
| Travelers | $160 | $297 |
| AAA | $168 | $349 |
| Amica | $184 | $379 |
| Allstate | $187 | $367 |
| Progressive | $204 | $383 |
| UAIC | $211 | $267 |
| AIG | $217 | $557 |
| Farmers | $218 | $389 |
| Chubb | $229 | $457 |
| Nationwide | $240 | $415 |
2019 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,181 | $1,040 | $920 | $795 | $701 | $596 | $542 | $484 | $442 | $389 |
| Geico | $1,351 | $987 | $830 | $604 | $519 | $420 | $387 | $320 | $303 | $274 |
| Allstate | $1,715 | $1,351 | $1,094 | $810 | $727 | $569 | $517 | $489 | $462 | $408 |
| Travelers | $1,774 | $1,295 | $1,029 | $795 | $705 | $511 | $469 | $434 | $402 | $343 |
| Nationwide | $1,880 | $1,730 | $1,590 | $1,350 | $1,140 | $738 | $684 | $638 | $603 | $540 |
| Farmers | $2,472 | $1,824 | $1,621 | $992 | $934 | $703 | $630 | $601 | $573 | $482 |
| Progressive | $2,819 | $2,280 | $1,890 | $1,050 | $915 | $737 | $656 | $585 | $539 | $462 |
Cost of Car Insurance for 2018 Dodge Challenger
| Geico | $111 | $241 |
| National General | $128 | $263 |
| State Farm | $162 | $336 |
| Travelers | $168 | $309 |
| Kemper | $183 | $364 |
| The Hartford | $187 | $319 |
| AAA | $189 | $392 |
| Progressive | $195 | $365 |
| Amica | $199 | $408 |
| Allstate | $206 | $401 |
| Nationwide | $218 | $377 |
| AIG | $250 | $635 |
| Farmers | $254 | $450 |
| Chubb | $257 | $507 |
| UAIC | $265 | $333 |
2018 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,263 | $1,112 | $984 | $849 | $750 | $638 | $579 | $517 | $473 | $416 |
| Geico | $1,354 | $989 | $830 | $603 | $520 | $420 | $387 | $321 | $303 | $276 |
| Nationwide | $1,711 | $1,570 | $1,446 | $1,227 | $1,035 | $671 | $622 | $580 | $548 | $490 |
| Travelers | $1,834 | $1,331 | $1,052 | $812 | $717 | $529 | $483 | $447 | $413 | $356 |
| Allstate | $1,897 | $1,490 | $1,202 | $888 | $796 | $622 | $565 | $534 | $504 | $445 |
| Progressive | $2,680 | $2,161 | $1,792 | $996 | $868 | $700 | $623 | $556 | $512 | $439 |
| Farmers | $2,831 | $2,097 | $1,865 | $1,150 | $1,084 | $822 | $734 | $702 | $668 | $561 |
Cost of Car Insurance for 2017 Dodge Challenger
| Geico | $136 | $293 |
| National General | $145 | $298 |
| State Farm | $196 | $405 |
| Travelers | $204 | $373 |
| AAA | $224 | $463 |
| Amica | $229 | $468 |
| Kemper | $234 | $465 |
| Progressive | $241 | $451 |
| The Hartford | $242 | $412 |
| Allstate | $246 | $476 |
| Nationwide | $266 | $458 |
| AIG | $299 | $757 |
| Farmers | $299 | $528 |
| Chubb | $309 | $607 |
| UAIC | $332 | $416 |
2017 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,522 | $1,340 | $1,186 | $1,023 | $903 | $768 | $698 | $623 | $570 | $501 |
| Geico | $1,649 | $1,203 | $1,010 | $732 | $632 | $510 | $470 | $390 | $369 | $335 |
| Nationwide | $2,084 | $1,914 | $1,762 | $1,495 | $1,261 | $817 | $758 | $706 | $667 | $597 |
| Travelers | $2,206 | $1,596 | $1,260 | $972 | $856 | $636 | $581 | $536 | $495 | $429 |
| Allstate | $2,268 | $1,780 | $1,434 | $1,058 | $948 | $740 | $672 | $635 | $599 | $529 |
| Farmers | $3,299 | $2,447 | $2,178 | $1,347 | $1,271 | $965 | $862 | $824 | $784 | $658 |
| Progressive | $3,315 | $2,671 | $2,215 | $1,231 | $1,072 | $865 | $770 | $687 | $632 | $542 |
Cost of Car Insurance for 2016 Dodge Challenger
| Geico | $120 | $259 |
| National General | $122 | $250 |
| State Farm | $172 | $357 |
| Kemper | $180 | $360 |
| Travelers | $182 | $335 |
| The Hartford | $186 | $317 |
| Amica | $189 | $387 |
| AAA | $191 | $394 |
| Allstate | $204 | $394 |
| Chubb | $212 | $417 |
| Progressive | $215 | $403 |
| AIG | $232 | $571 |
| Farmers | $250 | $442 |
| Nationwide | $263 | $454 |
| UAIC | $277 | $343 |
2016 Dodge Challenger Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,341 | $1,180 | $1,045 | $902 | $796 | $677 | $615 | $549 | $502 | $442 |
| Geico | $1,459 | $1,064 | $893 | $648 | $559 | $451 | $416 | $345 | $326 | $296 |
| Allstate | $1,896 | $1,489 | $1,194 | $875 | $785 | $613 | $556 | $525 | $494 | $438 |
| Travelers | $1,953 | $1,411 | $1,112 | $861 | $757 | $569 | $519 | $479 | $442 | $385 |
| Nationwide | $2,058 | $1,894 | $1,742 | $1,479 | $1,247 | $808 | $749 | $698 | $660 | $590 |
| Farmers | $2,770 | $2,051 | $1,825 | $1,126 | $1,062 | $804 | $719 | $687 | $654 | $549 |
| Progressive | $2,957 | $2,381 | $1,975 | $1,098 | $957 | $772 | $687 | $613 | $564 | $484 |
Dodge Challenger Insurance Cost by Trim
Performance features and market value make your Dodge Challenger's trim level a major factor in insurance costs. Monthly premiums start at $71 for minimum coverage on basic SE Coupe 2D models but jump to $2,843 for full coverage on high-performance SRT Super Sport Coupe 2D variants.
| Se Coupe 2d | $71 | $138 |
| Coupe 2d | $83 | $161 |
| Rallye Redline Coupe 2d | $118 | $227 |
| T/A Plus Coupe 2d | $118 | $230 |
| T/A 392 Coupe 2d | $119 | $232 |
| Gt 50th Anniversary Coupe 2d | $121 | $235 |
| R/T Classic Coupe 2d | $121 | $234 |
| Sxt 100th Anniversary Edition Coupe 2d | $121 | $234 |
| R/T 50th Anniversary Coupe 2d | $122 | $238 |
| Sxt Coupe 2d | $127 | $246 |
| R/T 100th Anniversary Edition Coupe 2d | $138 | $265 |
| 392 Hemi Scat Pack Shaker Coupe 2d | $143 | $277 |
| R/T Coupe 2d | $151 | $291 |
| Srt8 392 Coupe 2d | $154 | $297 |
| R/T Scat Pack 50th Anniversary Coupe 2d | $157 | $306 |
| R/T Scat Pack Coupe 2d | $161 | $313 |
| Gt Coupe 2d | $164 | $317 |
| Srt 392 Coupe 2d | $165 | $319 |
| R/T Scat Pack 50th Anniversary Widebody Coupe 2d | $167 | $326 |
| Srt8 Core Coupe 2d | $168 | $324 |
| Srt8 Coupe 2d | $169 | $326 |
| Sxt Plus Coupe 2d | $172 | $332 |
| R/T Mopar '14 Shaker Coupe 2d | $175 | $338 |
| Scat Pack Shaker Coupe 2d | $178 | $343 |
| R/T Shaker Coupe 2d | $179 | $345 |
| Srt Demon Coupe 2d | $188 | $367 |
| R/T Plus Coupe 2d | $195 | $376 |
| Scat Pack Coupe 2d | $196 | $378 |
| R/T Scat Pack Widebody Coupe 2d | $201 | $391 |
| R/T Plus Shaker Coupe 2d | $204 | $395 |
| T/A Coupe 2d | $207 | $400 |
| Srt Hellcat Coupe 2d | $222 | $431 |
| Srt Hellcat Widebody Coupe 2d | $231 | $449 |
| Srt Hellcat Redeye Coupe 2d | $275 | $535 |
| Srt Hellcat Redeye Widebody Coupe 2d | $282 | $549 |
| Srt Hellcat Jailbreak Coupe 2d | $288 | $559 |
| Srt Hellcat Redeye Widebody Jailbreak Coupe 2d | $298 | $579 |
| Srt Hellcat Redeye Jailbreak Coupe 2d | $312 | $607 |
| Srt Super Stock Coupe 2d | $313 | $608 |
| Srt Hellcat Jailbreak Widebody Coupe 2d | $315 | $613 |
| Srt Hellcat Redeye Jailbreak Widebody Coupe 2d | $326 | $633 |
| Srt Super Sport Coupe 2d | $1,461 | $2,843 |
Dodge Challenger Insurance Cost by State
Car insurance for a Dodge Challenger costs anywhere from $68 monthly in Wyoming to $360 in Louisiana for minimum coverage, depending on where you're located. Your state's risk factors and insurance regulations create these differences, not anything about the vehicle itself.
| Alabama | $164 | $308 |
| Alaska | $132 | $279 |
| Arizona | $241 | $444 |
| Arkansas | $160 | $359 |
| California | $183 | $371 |
| Colorado | $176 | $423 |
| Connecticut | $263 | $449 |
| Delaware | $259 | $432 |
| Florida | $247 | $578 |
| Georgia | $262 | $435 |
| Hawaii | $94 | $212 |
| Idaho | $108 | $217 |
| Illinois | $179 | $333 |
| Indiana | $119 | $231 |
| Iowa | $105 | $255 |
| Kansas | $137 | $317 |
| Kentucky | $228 | $388 |
| Louisiana | $360 | $792 |
| Maine | $96 | $197 |
| Maryland | $292 | $491 |
| Massachusetts | $186 | $390 |
| Michigan | $282 | $542 |
| Minnesota | $149 | $308 |
| Mississippi | $173 | $342 |
| Missouri | $217 | $432 |
| Montana | $148 | $347 |
| Nebraska | $128 | $293 |
| Nevada | $328 | $596 |
| New Hampshire | $131 | $230 |
| New Jersey | $293 | $481 |
| New Mexico | $155 | $344 |
| New York | $223 | $399 |
| North Carolina | $144 | $282 |
| North Dakota | $108 | $236 |
| Ohio | $147 | $284 |
| Oklahoma | $172 | $385 |
| Oregon | $226 | $392 |
| Pennsylvania | $163 | $386 |
| Rhode Island | $225 | $401 |
| South Carolina | $191 | $357 |
| South Dakota | $105 | $315 |
| Tennessee | $155 | $309 |
| Texas | $235 | $479 |
| Utah | $197 | $333 |
| Vermont | $84 | $201 |
| Virginia | $172 | $279 |
| Washington | $171 | $319 |
| West Virginia | $159 | $322 |
| Wisconsin | $129 | $284 |
| Wyoming | $68 | $218 |
How to Lower the Cost of Dodge Challenger Insurance
We've compiled proven strategies that'll help you find better rates on your Dodge Challenger insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Dodge Challenger. If you own your vehicle outright, state minimum liability plus comprehensive and collision with a $1,000 deductible keeps premiums lower. For more protection, go with 100/300/100 liability plus comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability, comprehensive and collision with a $500 deductible, and gap insurance.
- 2Research costs and cheap companies
Check average auto insurance costs for performance sedans before you shop. Use that number to evaluate cheapest car insurance companies and their rates. A quote well below the benchmark may signal reduced coverage rather than real savings.
- 3Look for more than just low rates
Price alone doesn't tell you whether car insurance is worth it. Check J.D. Power satisfaction ratings, read forum discussions on claims handling, review Better Business Bureau records and confirm AM Best financial stability ratings. A cheap policy can mean limited coverage or slow service when you file a claim.
- 4Explore discounts you qualify for
Look into car insurance discounts for your situation. Challenger owners often qualify for safety feature discounts, good driver rewards, anti-theft device savings and bundling discounts on auto and home policies. These can lower your annual premium without cutting your coverage.
- 5Consider alternative car insurance types
Progressive Snapshot and Allstate Drivewise track your driving habits and adjust premiums based on how you actually drive. Low-mileage Challenger drivers often save the most through these usage-based insurance programs.
- 6Check rates every year
Get car insurance quotes from multiple companies once a year. Insurers won't tell you when a competitor drops its prices. Annual comparisons can save Challenger owners up to 24%.
Dodge Challenger Insurance Cost: Bottom Line
Dodge Challenger insurance costs more than average, but you can still secure decent rates. Shopping multiple insurers, claiming available discounts and adjusting your coverage options will help you find better pricing.
Dodge Challenger Insurance Rates: FAQ
Dodge Challenger insurance costs $2,296 annually for state minimum coverage and $4,449 for full coverage. These rates translate to monthly premiums of $191 and $371 respectively.
GEICO provides the most affordable auto insurance for a Dodge Challenger at $1,503 annually for minimum coverage. Full coverage seekers will also find GEICO offers the best rates at $3,271 per year.
Yes, Dodge Challenger insurance costs more than most vehicles. Among the 827 cars we track, the Challenger ranks 783rd for affordability, while placing 85th out of 115 sports cars.
Several factors drive up Dodge Challenger insurance costs. High-performance engines and specialized parts make repairs expensive. Elevated theft rates among enthusiasts add to the risk insurers price in. Your driving record, credit score and coverage selection also affect your premium.
Compare quotes from multiple insurers: Challenger pricing varies by company. Usage-based programs that track your driving can also cut costs. Claim available discounts, bundle with home or renters insurance and keep a clean driving record for better rates.
How We Determined Dodge Challenger Insurance Costs
We studied hundreds of millions of quote estimates across every U.S. car model sold from 2000 to 2025 to calculate Dodge Challenger insurance costs.
Who We Based These Rates On
These Dodge Challenger prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer in Connecticut and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.