Insurance premiums for a Chevrolet Trax average $197 a month for full coverage and $102 for minimum coverage. Costs range from $57 to $326 a month depending on your trim and model year.
Chevrolet Trax Insurance Cost
Key Takeaways
GEICO offers the most affordable Chevrolet Trax insurance on average, with full coverage starting at $149 a month compared to the national average of $197 a month. Read more.
Full coverage varies widely by model year, ranging from $111 a month for a 2021 Trax to $326 for a 2019 model. Read more.
Your specific model year determines your actual rate more than the brand average suggests. Adding a teen driver to the policy pushes premiums notably higher. Read more.
How Much Is Chevrolet Trax Insurance?
| Chevrolet Trax | $102 | $197 |
Looking for another Chevrolet model? Read more about the cost of Chevrolet car insurance models.
Monthly premiums for the Chevrolet Trax range from $78 for older models to $324 for the newest ones. Like most vehicles, newer Trax models cost more to insure because their fair market value is higher, while older models benefit from depreciation.
Insurance costs for a Chevrolet Trax depend on model year and company. Full coverage goes from $149 a month with GEICO to $374 with AIG. Minimum coverage ranges from $69 with GEICO to $172 with UAIC.
Chevrolet Trax owners should compare insurers since minimum coverage varies by over $103 and full coverage by over $225. Each company calculates risk differently for the Trax, which changes your final quote.
| AAA | $114 | $235 |
| AIG | $150 | $374 |
| Allstate | $126 | $243 |
| Amica | $120 | $246 |
| Chubb | $143 | $281 |
| Farmers | $148 | $261 |
| Geico | $69 | $149 |
| Kemper | $106 | $214 |
| Nationwide | $124 | $214 |
| Progressive | $100 | $186 |
| State Farm | $97 | $202 |
| The Hartford | $121 | $206 |
| Travelers | $94 | $173 |
| UAIC | $172 | $214 |
Is Chevrolet Trax Expensive to Insure?
MoneyGeek's analysis of 256 SUVs shows the Chevrolet Trax ranking 140th for insurance affordability, so 139 models cost less to insure. It sits between the Acura ZDX and the Lexus NX, with just a few dollars separating these models a month.
Among all 827 vehicles in the database, the Chevrolet Trax ranks 506th for insurance affordability, putting it in the more affordable half overall. SUVs tend to carry higher premiums than smaller vehicle types. The most affordable SUV is the Isuzu Amigo, and the Audi SQ8 e-tron has the highest premiums in the category.
| Honda Prologue | $148 | 137 |
| Mazda CX-50 | $149 | 138 |
| Acura ZDX | $149 | 139 |
| Chevrolet Trax | $149 | 140 |
| Lexus NX | $150 | 141 |
| Volvo XC40 Recharge | $150 | 142 |
| Fiat 500X | $150 | 143 |
Several factors affect what you'll pay for Chevrolet Trax insurance:
- Average repair or replacement costs: The Chevrolet Trax ranks as Chevrolet's fifth most affordable model to maintain out of 38, with repair costs averaging $540 annually, which helps hold insurance premiums down.
- Vehicle trim, features and accessories: Performance differences across trim levels impact your rates. Horsepower ranges from 155 to 170 hp, and higher-performance trims cost more to insure since increased power leads to higher premiums.
- Driver profile: Drivers aged 25 to 35 make up the largest share of Chevrolet Trax owners, with a median age around 30. Younger drivers pay higher premiums, and the vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of Chevrolet Trax insurance for young drivers.
Chevrolet Trax Costs by Model Year and Driver Age by Insurance Company
Newer Chevrolet Trax models cost more to insure than older ones, and driver age pulls premiums in the same direction. A 35- to 55-year-old driver pays around $218 a month for full coverage on a 2025 Trax compared to $189 for a 2015 model. Drivers in their teens and twenties pay much higher premiums across all model years.
GEICO offers the cheapest rates for Trax insurance across all model years. Comparing insurers can save hundreds of dollars a month compared to average rates.
• 2025 Chevrolet Trax Insurance Rates
• 2024 Chevrolet Trax Insurance Rates
• 2022 Chevrolet Trax Insurance Rates
• 2021 Chevrolet Trax Insurance Rates
Older models (2015-2019):
Cost of Car Insurance for 2025 Chevrolet Trax
| Geico | $65 | $141 |
| National General | $82 | $167 |
| Travelers | $86 | $158 |
| Progressive | $88 | $163 |
| Kemper | $98 | $199 |
| State Farm | $100 | $207 |
| Nationwide | $108 | $187 |
| AAA | $111 | $229 |
| Allstate | $119 | $231 |
| The Hartford | $121 | $207 |
| Amica | $122 | $251 |
| AIG | $147 | $370 |
| Chubb | $149 | $296 |
| Farmers | $151 | $266 |
| UAIC | $161 | $203 |
2025 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $781 | $687 | $607 | $525 | $463 | $394 | $358 | $319 | $292 | $257 |
| Geico | $798 | $582 | $489 | $354 | $305 | $246 | $227 | $188 | $178 | $161 |
| Nationwide | $851 | $776 | $715 | $605 | $512 | $333 | $308 | $288 | $272 | $243 |
| Travelers | $951 | $682 | $537 | $414 | $365 | $270 | $246 | $227 | $210 | $182 |
| Allstate | $1,095 | $857 | $692 | $512 | $458 | $358 | $325 | $307 | $290 | $256 |
| Progressive | $1,183 | $956 | $793 | $442 | $386 | $312 | $278 | $248 | $228 | $196 |
| Farmers | $1,663 | $1,229 | $1,095 | $678 | $640 | $486 | $434 | $415 | $395 | $332 |
Cost of Car Insurance for 2024 Chevrolet Trax
| Geico | $63 | $136 |
| National General | $79 | $162 |
| Travelers | $83 | $153 |
| Progressive | $85 | $158 |
| Kemper | $95 | $192 |
| State Farm | $96 | $200 |
| Nationwide | $104 | $180 |
| AAA | $107 | $221 |
| Allstate | $115 | $223 |
| The Hartford | $117 | $200 |
| Amica | $118 | $242 |
| AIG | $142 | $358 |
| Chubb | $144 | $285 |
| Farmers | $146 | $257 |
| UAIC | $156 | $196 |
2024 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $754 | $663 | $586 | $507 | $447 | $380 | $345 | $308 | $282 | $248 |
| Geico | $771 | $562 | $472 | $342 | $295 | $238 | $219 | $181 | $171 | $156 |
| Nationwide | $822 | $749 | $690 | $584 | $495 | $321 | $298 | $278 | $262 | $235 |
| Travelers | $918 | $658 | $519 | $400 | $352 | $261 | $238 | $219 | $202 | $176 |
| Allstate | $1,057 | $828 | $668 | $494 | $443 | $345 | $313 | $296 | $280 | $247 |
| Progressive | $1,143 | $923 | $766 | $427 | $373 | $301 | $268 | $239 | $220 | $189 |
| Farmers | $1,606 | $1,187 | $1,057 | $655 | $618 | $470 | $420 | $401 | $381 | $320 |
Cost of Car Insurance for 2022 Chevrolet Trax
| Geico | $44 | $96 |
| National General | $56 | $114 |
| Travelers | $59 | $108 |
| Progressive | $60 | $111 |
| Kemper | $67 | $136 |
| State Farm | $68 | $141 |
| Nationwide | $73 | $127 |
| AAA | $75 | $156 |
| Allstate | $81 | $157 |
| The Hartford | $83 | $141 |
| Amica | $83 | $171 |
| AIG | $100 | $252 |
| Chubb | $102 | $201 |
| Farmers | $103 | $181 |
| UAIC | $110 | $138 |
2022 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $532 | $468 | $414 | $358 | $316 | $268 | $244 | $218 | $199 | $175 |
| Geico | $544 | $396 | $333 | $241 | $208 | $168 | $154 | $128 | $121 | $110 |
| Nationwide | $580 | $528 | $487 | $412 | $349 | $227 | $210 | $196 | $185 | $166 |
| Travelers | $648 | $464 | $366 | $282 | $248 | $184 | $168 | $155 | $143 | $124 |
| Allstate | $746 | $584 | $471 | $349 | $312 | $244 | $221 | $209 | $197 | $174 |
| Progressive | $806 | $651 | $540 | $301 | $263 | $212 | $189 | $169 | $155 | $133 |
| Farmers | $1,133 | $837 | $746 | $462 | $436 | $331 | $296 | $283 | $269 | $226 |
Cost of Car Insurance for 2021 Chevrolet Trax
| Geico | $38 | $83 |
| National General | $48 | $98 |
| Travelers | $51 | $93 |
| Progressive | $52 | $96 |
| Kemper | $58 | $117 |
| State Farm | $59 | $122 |
| Nationwide | $63 | $110 |
| AAA | $65 | $135 |
| Allstate | $70 | $136 |
| The Hartford | $71 | $122 |
| Amica | $72 | $148 |
| AIG | $86 | $218 |
| Chubb | $88 | $174 |
| Farmers | $89 | $157 |
| UAIC | $95 | $120 |
2021 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $459 | $404 | $357 | $309 | $273 | $232 | $211 | $188 | $172 | $151 |
| Geico | $470 | $343 | $288 | $208 | $180 | $145 | $134 | $111 | $105 | $95 |
| Nationwide | $501 | $457 | $421 | $356 | $301 | $196 | $181 | $169 | $160 | $143 |
| Travelers | $560 | $401 | $316 | $244 | $215 | $159 | $145 | $134 | $123 | $107 |
| Allstate | $644 | $505 | $407 | $301 | $270 | $211 | $191 | $181 | $170 | $151 |
| Progressive | $696 | $563 | $467 | $260 | $227 | $184 | $164 | $146 | $134 | $115 |
| Farmers | $979 | $724 | $644 | $399 | $376 | $286 | $256 | $244 | $232 | $195 |
Cost of Car Insurance for 2020 Chevrolet Trax
| Geico | $54 | $117 |
| Travelers | $61 | $112 |
| National General | $62 | $127 |
| Kemper | $68 | $138 |
| State Farm | $70 | $147 |
| Nationwide | $83 | $144 |
| AAA | $84 | $174 |
| The Hartford | $85 | $144 |
| Progressive | $85 | $158 |
| Chubb | $93 | $181 |
| Amica | $99 | $201 |
| AIG | $100 | $235 |
| Farmers | $101 | $176 |
| Allstate | $107 | $207 |
| UAIC | $134 | $165 |
2020 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $551 | $485 | $429 | $371 | $327 | $278 | $253 | $226 | $207 | $182 |
| Nationwide | $653 | $597 | $550 | $467 | $394 | $256 | $237 | $221 | $209 | $187 |
| Geico | $668 | $486 | $408 | $295 | $254 | $205 | $188 | $156 | $147 | $134 |
| Travelers | $683 | $489 | $386 | $296 | $261 | $192 | $175 | $161 | $149 | $129 |
| Allstate | $983 | $771 | $622 | $459 | $412 | $321 | $292 | $276 | $260 | $229 |
| Farmers | $1,070 | $797 | $711 | $449 | $425 | $325 | $288 | $277 | $263 | $221 |
| Progressive | $1,160 | $932 | $772 | $429 | $374 | $303 | $270 | $241 | $222 | $190 |
Cost of Car Insurance for 2019 Chevrolet Trax
| Geico | $114 | $246 |
| National General | $117 | $240 |
| State Farm | $154 | $319 |
| Travelers | $164 | $300 |
| Progressive | $171 | $320 |
| Kemper | $183 | $368 |
| AAA | $187 | $386 |
| Amica | $189 | $386 |
| The Hartford | $196 | $334 |
| Allstate | $207 | $397 |
| Nationwide | $221 | $380 |
| Chubb | $227 | $444 |
| Farmers | $239 | $420 |
| AIG | $249 | $620 |
| UAIC | $286 | $354 |
2019 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $1,200 | $1,056 | $935 | $807 | $712 | $606 | $550 | $491 | $449 | $395 |
| Geico | $1,387 | $1,010 | $848 | $615 | $531 | $428 | $395 | $327 | $309 | $282 |
| Nationwide | $1,729 | $1,585 | $1,461 | $1,239 | $1,046 | $678 | $628 | $585 | $553 | $494 |
| Travelers | $1,755 | $1,267 | $998 | $772 | $678 | $510 | $465 | $429 | $395 | $345 |
| Allstate | $1,922 | $1,508 | $1,207 | $883 | $791 | $619 | $561 | $529 | $498 | $441 |
| Progressive | $2,341 | $1,883 | $1,560 | $868 | $757 | $612 | $545 | $486 | $447 | $384 |
| Farmers | $2,599 | $1,924 | $1,715 | $1,066 | $1,007 | $765 | $683 | $653 | $622 | $523 |
Cost of Car Insurance for 2018 Chevrolet Trax
| Geico | $92 | $199 |
| National General | $94 | $194 |
| State Farm | $124 | $258 |
| Travelers | $132 | $242 |
| Progressive | $138 | $258 |
| Kemper | $147 | $297 |
| AAA | $151 | $311 |
| Amica | $152 | $311 |
| The Hartford | $158 | $270 |
| Allstate | $167 | $321 |
| Nationwide | $178 | $306 |
| Chubb | $183 | $359 |
| Farmers | $193 | $339 |
| AIG | $201 | $501 |
| UAIC | $231 | $286 |
2018 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $968 | $852 | $754 | $651 | $575 | $489 | $444 | $397 | $362 | $319 |
| Geico | $1,119 | $815 | $684 | $496 | $428 | $346 | $318 | $264 | $250 | $227 |
| Nationwide | $1,395 | $1,279 | $1,179 | $1,000 | $844 | $547 | $507 | $472 | $446 | $399 |
| Travelers | $1,416 | $1,022 | $805 | $623 | $547 | $411 | $375 | $346 | $319 | $278 |
| Allstate | $1,551 | $1,217 | $974 | $712 | $639 | $499 | $452 | $427 | $402 | $356 |
| Progressive | $1,889 | $1,520 | $1,259 | $700 | $611 | $494 | $440 | $392 | $361 | $309 |
| Farmers | $2,097 | $1,552 | $1,384 | $860 | $812 | $617 | $551 | $527 | $502 | $422 |
Cost of Car Insurance for 2017 Chevrolet Trax
| Geico | $77 | $167 |
| National General | $79 | $163 |
| State Farm | $105 | $216 |
| Travelers | $111 | $203 |
| Progressive | $116 | $217 |
| Kemper | $124 | $249 |
| AAA | $127 | $262 |
| Amica | $128 | $261 |
| The Hartford | $133 | $226 |
| Allstate | $140 | $269 |
| Nationwide | $150 | $257 |
| Chubb | $154 | $301 |
| Farmers | $162 | $284 |
| AIG | $168 | $420 |
| UAIC | $194 | $240 |
2017 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $813 | $716 | $634 | $547 | $483 | $410 | $373 | $333 | $304 | $268 |
| Geico | $940 | $684 | $575 | $417 | $360 | $290 | $267 | $222 | $210 | $191 |
| Nationwide | $1,172 | $1,075 | $990 | $840 | $709 | $459 | $426 | $397 | $375 | $335 |
| Travelers | $1,189 | $859 | $676 | $523 | $460 | $345 | $315 | $291 | $268 | $234 |
| Allstate | $1,303 | $1,022 | $818 | $598 | $536 | $419 | $380 | $359 | $337 | $299 |
| Progressive | $1,586 | $1,276 | $1,057 | $588 | $513 | $415 | $370 | $329 | $303 | $260 |
| Farmers | $1,761 | $1,304 | $1,162 | $723 | $682 | $519 | $463 | $443 | $421 | $354 |
Cost of Car Insurance for 2016 Chevrolet Trax
| Geico | $68 | $147 |
| National General | $70 | $144 |
| State Farm | $92 | $191 |
| Travelers | $98 | $180 |
| Progressive | $103 | $192 |
| Kemper | $109 | $220 |
| AAA | $112 | $231 |
| Amica | $113 | $231 |
| The Hartford | $117 | $200 |
| Allstate | $124 | $238 |
| Nationwide | $132 | $227 |
| Chubb | $136 | $266 |
| Farmers | $143 | $251 |
| AIG | $149 | $371 |
| UAIC | $171 | $212 |
2016 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $718 | $632 | $559 | $483 | $426 | $362 | $329 | $294 | $269 | $236 |
| Geico | $830 | $604 | $507 | $368 | $318 | $256 | $236 | $196 | $185 | $169 |
| Nationwide | $1,035 | $949 | $874 | $742 | $626 | $405 | $376 | $350 | $331 | $296 |
| Travelers | $1,050 | $758 | $597 | $462 | $406 | $305 | $278 | $257 | $236 | $206 |
| Allstate | $1,150 | $902 | $722 | $528 | $474 | $370 | $336 | $317 | $298 | $264 |
| Progressive | $1,401 | $1,127 | $934 | $519 | $453 | $366 | $326 | $291 | $268 | $230 |
| Farmers | $1,555 | $1,151 | $1,026 | $638 | $602 | $458 | $409 | $391 | $372 | $313 |
Cost of Car Insurance for 2015 Chevrolet Trax
| Geico | $59 | $127 |
| National General | $60 | $124 |
| State Farm | $79 | $164 |
| Travelers | $84 | $155 |
| Progressive | $88 | $165 |
| Kemper | $94 | $190 |
| AAA | $96 | $199 |
| Amica | $97 | $199 |
| The Hartford | $101 | $172 |
| Allstate | $106 | $205 |
| Nationwide | $114 | $196 |
| Chubb | $117 | $229 |
| Farmers | $123 | $216 |
| AIG | $128 | $319 |
| UAIC | $147 | $182 |
2015 Chevrolet Trax Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $618 | $544 | $481 | $415 | $367 | $312 | $283 | $253 | $231 | $204 |
| Geico | $714 | $520 | $437 | $316 | $273 | $221 | $203 | $168 | $159 | $145 |
| Nationwide | $891 | $816 | $752 | $638 | $539 | $349 | $323 | $301 | $285 | $255 |
| Travelers | $904 | $652 | $514 | $397 | $349 | $262 | $239 | $221 | $203 | $178 |
| Allstate | $990 | $777 | $622 | $455 | $408 | $319 | $289 | $273 | $256 | $227 |
| Progressive | $1,205 | $970 | $803 | $447 | $390 | $315 | $281 | $250 | $230 | $198 |
| Farmers | $1,338 | $991 | $883 | $549 | $518 | $394 | $352 | $336 | $320 | $269 |
Chevrolet Trax Insurance Cost by Trim
Chevrolet Trax insurance costs vary by trim due to performance features, rarity and market value differences. Minimum coverage on basic LS models runs about $86 a month, and full coverage on Premier Sport Utility 4D variants costs about $268 a month.
| Ls | $86 | $167 |
| Ls Sport Utility 4d | $94 | $180 |
| 1rs | $94 | $182 |
| Lt | $95 | $184 |
| Lt Sport Utility 4d | $99 | $191 |
| 2rs | $101 | $197 |
| Activ | $102 | $197 |
| Ltz Sport Utility 4d | $104 | $199 |
| Premier Sport Utility 4d | $139 | $268 |
Chevrolet Trax Insurance Cost by State
Car insurance for a Chevrolet Trax costs anywhere from $36 a month in Wyoming to $200 in Louisiana for minimum coverage. These differences stem from your state's risk factors and insurance regulations, not the vehicle itself.
| Alabama | $85 | $160 |
| Alaska | $69 | $147 |
| Arizona | $123 | $228 |
| Arkansas | $83 | $186 |
| California | $99 | $200 |
| Colorado | $100 | $237 |
| Connecticut | $142 | $244 |
| Delaware | $144 | $242 |
| Florida | $137 | $318 |
| Georgia | $154 | $254 |
| Hawaii | $53 | $119 |
| Idaho | $56 | $115 |
| Illinois | $91 | $170 |
| Indiana | $65 | $128 |
| Iowa | $55 | $133 |
| Kansas | $73 | $170 |
| Kentucky | $126 | $214 |
| Louisiana | $200 | $429 |
| Maine | $52 | $106 |
| Maryland | $159 | $267 |
| Massachusetts | $103 | $217 |
| Michigan | $154 | $294 |
| Minnesota | $82 | $169 |
| Mississippi | $88 | $174 |
| Missouri | $117 | $234 |
| Montana | $69 | $163 |
| Nebraska | $71 | $162 |
| Nevada | $188 | $339 |
| New Hampshire | $70 | $124 |
| New Jersey | $167 | $274 |
| New Mexico | $83 | $186 |
| New York | $125 | $225 |
| North Carolina | $81 | $158 |
| North Dakota | $56 | $123 |
| Ohio | $77 | $149 |
| Oklahoma | $92 | $205 |
| Oregon | $126 | $220 |
| Pennsylvania | $86 | $202 |
| Rhode Island | $125 | $223 |
| South Carolina | $106 | $196 |
| South Dakota | $52 | $157 |
| Tennessee | $80 | $161 |
| Texas | $128 | $264 |
| Utah | $111 | $188 |
| Vermont | $45 | $106 |
| Virginia | $96 | $156 |
| Washington | $95 | $177 |
| West Virginia | $85 | $172 |
| Wisconsin | $66 | $144 |
| Wyoming | $36 | $112 |
How to Lower the Cost of Chevrolet Trax Insurance
We've compiled proven strategies to help you find affordable Chevrolet Trax insurance rates:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Chevrolet Trax. Own your vehicle? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Go with 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by checking average auto insurance costs for compact SUVs. This benchmark points you toward the cheapest car insurance companies with competitive rates and makes it easier to spot genuine savings when comparing quotes.
- 3Look for more than just low rates
Quality car insurance requires evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers can offer limited coverage or slower service at claim time.
- 4Explore discounts you qualify for
Discover car insurance discounts available for your situation. Chevrolet Trax owners can earn safety feature discounts, good driver rewards, multi-vehicle savings and bundling discounts. Qualifying for multiple discount categories through the same insurer can bring premiums down substantially.
- 5Look into alternative car insurance types
Chevrolet Trax owners can save with usage-based insurance options such as Progressive Snapshot or Allstate Drivewise. These programs track safe driving habits and calculate premium reductions based on actual driving behavior. Low-mileage drivers tend to see the biggest savings with telematics programs.
- 6Check rates every year
Get car insurance quotes from several companies annually. Your insurer won't notify you when competitors lower prices, so yearly comparisons can save up to 24% on your Chevrolet Trax insurance. Market rates shift frequently, and locking in the best deal means comparing options every year.
Chevrolet Trax Insurance Cost: Bottom Line
Chevrolet Trax insurance runs average in cost, but better rates are within reach. Quotes from multiple insurers, maximum discounts and smart coverage choices all bring premiums down.
Chevrolet Trax Insurance Rates: FAQ
What is the average cost of car insurance for a Chevrolet Trax?
Insurance for a Chevrolet Trax costs $1,223 annually for minimum coverage and $2,361 a year for full coverage. Monthly, drivers pay around $102 for state minimum and $197 for full coverage.
What company has the cheapest car insurance for a Chevrolet Trax?
GEICO offers the most affordable auto insurance for a Chevrolet Trax, with minimum coverage at $825 annually. It also has the best value for full coverage at $1,782 per year.
Is the Chevrolet Trax expensive to insure?
No, Chevrolet Trax insurance is not expensive compared to most vehicles. The Trax ranks 506th out of 827 cars for affordability, placing it in the more affordable half. Among SUVs, it sits at 140th out of 256.
What factors affect insurance costs for Chevrolet Traxs?
Several elements affect Chevrolet Trax insurance rates. The vehicle has moderate theft rates, affordable repair costs due to common parts availability and good safety ratings. Your driving record, credit score and selected coverage levels also shape your final costs.
How can I lower Chevrolet Trax insurance costs?
Compare quotes from multiple insurers since Chevrolet Trax pricing differs between companies, and explore usage-based programs that monitor driving behavior. Claim available discounts, bundle policies together and maintain a clean driving record to bring rates down.
How We Determined Chevrolet Trax Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Chevrolet Trax insurance costs.
Who We Based These Rates On
These Chevrolet Trax prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!