Chevrolets cost around $45 monthly for minimum coverage and $140 for full coverage. The automaker ranks fifth for minimum coverage affordability and 17th for full coverage among the brands in our study.
Chevrolet Car Insurance
Updated: September 4, 2026
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Key Takeaways
State Farm and GEICO offer the best and cheapest overall car insurance for Chevrolet vehicles with rates starting at $35 monthly.
Chevrolet auto insurance costs range from $420 to $1,811 annually for most drivers, but this can depend on factors like age, model and coverage type chosen.
Chevrolet car insurance is generally more affordable than many top automotive brands, ranking fifth out of 23 automakers we studied for state minimum coverage and 17th for full coverage.
How Much Is Chevrolet Insurance on Average?
Coverage Level | Average Monthly Rate | Average Annual Rate | Affordability Ranking (Out of 23) |
|---|---|---|---|
Minimum Coverage | $45 | $542 | 5th |
Full Coverage | $140 | $1,676 | 17th |
*Rates are for a 40-year-old driver with good credit and no driving violations insuring 2012 to 2022 models.
Chevrolet Car Insurance Cost by Model
The Chevrolet Camaro ZL1 is the most expensive Chevrolet to insure at $49 a month for minimum coverage and $172 for full. The Chevrolet Cruze is cheapest at $57 a month for minimum and $106 for full. Our guide to car insurance rates by vehicle covers the full range across models.
| Chevrolet Corvette | $506 | $1,745 |
| Chevrolet Camaro ZL1 | $586 | $1,960 |
| Chevrolet Camaro | $616 | $1,484 |
| Chevrolet Cruze | $684 | $1,401 |
| Chevrolet Camaro SS | $575 | $1,531 |
*Rates are for a 40-year-old driver with good credit and no driving violations, for model years 2012 to 2022.
See how much Chevrolet Tahoe insurance costs are compared to other Chevrolet models.
Chevrolet Car Insurance Cost by Model Year
We have found that the newer and more expensive your car is, the higher your auto insurance costs will be. Check out the table below to compare rates for your Chevrolet vehicle by model and year.
Data filtered by:
2010
Chevrolet Camaro
| Chevrolet Camaro | 2010 | $630 | $1,331 |
*Rates are for a 40-year-old driver with good credit and no driving violations.
Chevrolet Car Insurance Cost by Age
Chevrolet insurance ranges from $551 to $7,294 a year, depending on age and coverage level. Teen drivers pay the most. Rates fall steadily until around age 60, then climb again. The table below breaks down Chevrolet insurance costs by age.
Data filtered by:
16
| 16 | $2,834 | $7,294 |
*Rates are for a driver with good credit and no driving violations.
Is Chevrolet Insurance Expensive?
Chevrolet insurance ranks fifth for minimum coverage affordability and 17th for full coverage across automakers. Chevrolet drivers had fewer incidents than average in a recent LendingTree study, which can translate to lower rates at some insurers.
How Expensive Is Chevrolet Insurance Compared to Similar Vehicles?
Comparing the 2024 Camaro to coupes and sedans at similar MSRPs, full coverage rates are up to 14% lower on the Camaro. Minimum coverage rates are close across comparable models. In California, Hawaii and Massachusetts, insurers can't use age to set rates. Driving record, vehicle type and location determine your premium instead.
Make and Model | Average MSRP | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|---|
$39,940 | $617 | $1,681 | |
$47,873 | $603 | $1,908 | |
$36,045 | $690 | $1,959 | |
$38,450 | $594 | $1,932 |
Cheapest Chevrolet Car Insurance Companies
GEICO is cheapest overall for Chevrolet vehicles at $35 a month for minimum coverage and $121 for full. State Farm, Travelers, Nationwide and Allstate are competitive alternatives.
| GEICO | $35 | $121 |
| State Farm | $38 | $118 |
| Travelers | $44 | $131 |
| Nationwide | $47 | $129 |
| Allstate | $49 | $151 |
Cheapest Car Insurance by Model
State Farm is cheapest for the Chevrolet Malibu, Equinox and Silverado. GEICO is cheapest for the Chevrolet Cruze.
| Chevrolet Camaro | State Farm | $39 | $106 |
| Chevrolet Camaro SS | State Farm | $37 | $108 |
| Chevrolet Camaro ZL1 | GEICO | $34 | $153 |
| Chevrolet Corvette | Nationwide | $31 | $100 |
| Chevrolet Cruze | State Farm | $39 | $93 |
Cheapest Chevrolet Car Insurance by Model Year
Explore the table below for the most affordable Chevrolet car insurance tailored to your model and year.
Data filtered by:
Chevrolet Camaro
2010
| State Farm | $420 | $994 |
| GEICO | $464 | $1,291 |
| Allstate | $623 | $1,332 |
| Nationwide | $603 | $1,367 |
| Travelers | $619 | $1,410 |
Cheapest Chevrolet Car Insurance by Age
State Farm offers the lowest overall Chevrolet insurance rates by age, ranging from $145 to $674 a month. The table below ranks the five most affordable providers for Chevrolet vehicles by age group.
Data filtered by:
40
| GEICO | $477 | $1,451 |
| State Farm | $512 | $1,418 |
| Travelers | $594 | $1,576 |
| Nationwide | $677 | $1,543 |
| Allstate | $644 | $1,811 |
Best Car Insurance for Chevrolet Vehicles
MoneyGeek's research identifies State Farm, GEICO, Travelers, Nationwide and Farmers as the best overall companies for insuring a Chevrolet. Each combines competitive rates with broad coverage options and a strong customer service reputation.
| State Farm | 89.36 |
| GEICO | 88.31 |
| Travelers | 86.3 |
| Nationwide | 84.9 |
| Farmers | 81.07 |
State Farm: Best for Most Chevrolet Drivers
pros
High customer satisfaction ratings
Lowest rates for most Chevrolet drivers
Extensive discounts for young drivers
cons
Higher rates for Chevrolet Corvette owners
COMPANY HIGHLIGHTS
For Chevrolet vehicles, State Farm stands out with the cheapest overall rates for their vehicles, with the lowest possible premiums for most models. Where the company stands out most is its higher-than-average customer service and claims satisfaction, ranking 6th overall for claims and within the top five for overall satisfaction in 42 out of 52 states. They also offer attractive discounts for drivers under 25, with reductions for students and a defensive driving program that can save you up to 20%.
GEICO: Best for Older Chevrolet Drivers
pros
Most affordable rates for older drivers
Great customer satisfaction ratings in the North East and for their Usage-based program
Most extensive discount selection, especially for federal employees and military
cons
Lower than average customer service ratings nationwide
Expensive rates for some Chevrolet models
COMPANY HIGHLIGHTS
State Farm led on affordability for most Chevrolet drivers, but GEICO was cheapest for older drivers. GEICO also offers a wide range of discounts, including reductions for federal employees, military members and younger drivers that save up to 25%. In New England, Texas and New York, GEICO ranks in the top five for overall customer satisfaction. Its usage-based DriveEasy program ranks 2nd nationwide and can save drivers up to 30% on premiums.
Nationwide: Best Car Insurance Coverage Options for Chevrolet Owners
pros
SmartMiles pay-per-mile program for low-mileage drivers
Low full coverage rates for Chevrolet vehicles
SmartRide usage-based program is the highest-rated in the country per J.D. Power
cons
Minimum coverage rates are above most competitors
Customer satisfaction ratings are below average nationally
COMPANY HIGHLIGHTS
Nationwide ranks in the top three for full coverage affordability on Chevrolet vehicles. SmartMiles is a pay-per-mile option for low-mileage drivers. A vehicle value upgrade add-on replaces a totaled car with a new vehicle of comparable value. SmartRide earns the top J.D. Power rating among usage-based programs.
How to Find the Best Cheap Car Insurance Company for Your Chevrolet
- 1Assess your needs
Determine the insurance coverage suitable for you, your comfort level with deductibles, and any optional coverages that could save costs in an accident. Use tools like our car insurance coverage needs calculator to receive tailored advice and explore your options.
- 2Research average costs and discounts
Look up typical insurance costs for your Chevrolet so you know what you're saving once you compare quotes.
- 3Compare multiple providers
Gather quotes from several insurers, matching coverage, deductibles and limits across each one. Weigh company reputation, discounts and coverage options before deciding.
Chevrolet Auto Insurance Cost: Bottom Line
Chevrolet's full coverage insurance ranks 17th, expensive compared to other brands. But, their state minimum coverage is a deal at fifth place. For savings, always compare rates from different providers.
Chevrolet Car Insurance: FAQ
Below are MoneyGeek expert answers to frequently asked questions about Chevrolet car insurance.
GEICO, State Farm and Travelers are the top three providers offering the most affordable rates for Chevrolet car insurance.
The average annual cost for full coverage Chevrolet car insurance is $1,676, while state minimum coverage averages at $542 annually. Monthly, you would pay about $140 for full coverage and roughly $45 for state minimum coverage.
Car insurance on a Chevrolet is generally less expensive, owing to its wide availability of parts, and the prevalence of service centers. Chevrolets are also often less costly to repair or replace compared to luxury brands.
Overall, the Chevrolet Corvette is the cheapest Chevrolet vehicle to insure, primarily due to its lower value and repair costs.
How We Determined Chevrolet Auto Insurance Costs
We calculated Chevrolet insurance costs using data from Quadrant Information Services. Rates are based on the following driver profile:
- 40-years-old
- Good credit
- No driving violations
- 12,000 miles driven annually
Minimum coverage rates use each state's required liability limits. Full coverage uses $100,000/$300,000/$100,000 liability with comprehensive and collision coverage and a $1,000 deductible.
How We Chose Best and Cheapest Car Insurance For Chevrolets
MoneyGeek scored insurers on five factors:
- Customer satisfaction (35%): J.D. Power studies and the NAIC complaint index
- Affordability (30%): Rates from Quadrant Information Services
- Claims (20%): J.D. Power Claims Study and CRASH Report Card
- Coverage (10%): Roadside assistance, rental reimbursement, OEM coverage and gap insurance
- Stability (5%): AM Best financial strength ratings
Data Sources
- AM Best: Financial strength ratings
- J.D. Power: Customer satisfaction and claims ratings
- NAIC: Insurance regulatory data and consumer complaints
- Quadrant Information Services: Rate data
Analysis
MoneyGeek reviewed 80,676 quotes from seven companies. The standard profile is a 40-year-old single male with a clean record. We adjusted for age, location and driving history.
Coverage Levels and Deductibles
- Minimum coverage: Pays for damage you cause to others' property
- Full coverage: Adds comprehensive (fire, weather, theft) and collision (accident damage) coverage
- Deductible: The amount you pay out of pocket before insurance pays a claim
The term 100/300/100 means:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability
Learn more about MoneyGeek's methodology.
About Mark Fitzpatrick
Mark Fitzpatrick is a licensed Property and Casualty (P&C) Insurance Producer in Connecticut and MoneyGeek's resident expert in insurance and economics. In nearly a decade covering the insurance market at LendingTree and MoneyGeek, he's analyzed hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
His work has appeared in The Washington Post, The New York Times and NPR. He draws on independent cost and consumer experience data, and no insurance company partnerships affect his recommendations.
Mark studied at Boston College and later earned a master's in economics and international relations from Johns Hopkins University. He worked in financial risk management at State Street before joining MoneyGeek. He's also a five-time “Jeopardy!” champion.
Sources
- LendingTree. "Tesla, Ram, Subaru Have Worst Drivers, While Mercury, Pontiac, Cadillac Have Best." Accessed June 18, 2025.