Chase United Club Infinite vs. Chase United Gateway: Which Is Best for You?

Pros

• Opportunity to earn a significant number of bonus points
• High reward rate for United purchases
• Airport lounge access through United Club membership
• Free first and second checked bags on United-operated flights
• 25% back as a statement credit on United in-flight purchases
• Premier availability-based upgrades on United-operated flights
• Earn and redeem miles through United, members of the Star Alliance and other partner airlines
• No foreign transaction fees
• Extensive travel insurance

• Earn 75,000 bonus miles by spending $3,000 on purchases in the first three months.
• Earn 4x miles per $1 on United purchases, including tickets as well as in-flight food, drinks and Wi-Fi.
• Earn 2x miles on all other travel purchases, including flights, trains, cruise lines, local transit, car rentals, taxicabs, rideshare services, tolls, hotels and resorts.
• Earn 2x miles on eligible dining purchases.
• Earn 1x miles on other purchases.
• Redeem your miles for air travel with United, members of the Star Alliance network (Air Canada, Lufthansa, Thai Airways, Singapore Airlines, etc.) and other partner airlines such as Aer Lingus, Boutique Air, Edelweiss, Hawaiian Airlines and Vistara.
• Get access to all United Club locations and participating Star Alliance-affiliated airport lounges globally through your complimentary United Club membership.
• You and one travel companion get first and second standard checked bags free on United-operated flights.
• Benefit through availability-based premier upgrades on your award tickets.
• Get a statement credit of up to $100 toward Global Entry/TSA PreCheck fees once every four years.
• Get 25% back as a statement credit when you use your card to pay for services onboard United-operated flights.
• Avoid crowds at airports through priority boarding and security screening (availability-based) as well as boarding and baggage handling privileges.
• Earn 500 premier qualifying points (PQPs) for every $12,000 you spend on purchases up to a maximum of 4,000 PQPs per year. These apply toward your MileagePlus Premier status, helping you get to the Premier 1K tier faster.
• Enroll in the Hertz Gold Plus Rewards program and get to the President's Circle tier automatically to enjoy a 50% bonus on Hertz Gold Plus Rewards points as well as upgrades and special offers.
• Stay at the Luxury Hotel & Resort Collection properties to enjoy complimentary breakfasts, room upgrades, early check-ins and late check-outs.
• Pay no foreign transaction fees.
• Stand to benefit through complimentary trip cancellation/trip interruption insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, auto rental collision damage waiver, purchase protection, return protection and extended warranty.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

Pros

• No annual fees
• No foreign transaction fees
• No blackout dates for redeeming miles
• 25% cash back on United in-flight purchases
• Travel and purchase cover
• Use for balance transfers

• Pay no annual or international transaction fees.
• Earn 2 miles per $1 on United purchases, at gas stations and on local transit and commuting.
• Earn 1 mile per $1 on all other purchases,
• Get 25% back in the form of a statement credit when you pay for food, beverages or Wi-Fi on board a United flight.
• Redeem points for flight tickets via United or on any other Star Alliance network member airlines.
• You may redeem your points to shop at MileagePlusAwards.com.
• Use your miles to book any United flight without worrying about blackout dates.
• Safeguard your travels through auto rental collision damage waiver and trip cancellation/trip interruption insurance.
• Safeguard your purchases via purchase protection and extended warranty protection.
• Earn up to 50,000 bonus miles each year by referring friends.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.