Brett Holzhauer, CPFC

Occupation Personal Finance Journalist

Expertise Personal Finance, Credit Cards, Loans, Budgeting, Student Loans, Investing and Stock Market

Credentials Certified Personal Finance Counselor (CPFC)

Education B.A. Journalism and Mass Communications - Walter Cronkite School of Journalism and Mass Communications at Arizona State University

Brett Holzhauer is a Certified Personal Finance Counselor (CPFC) and a personal finance reporter at MoneyGeek. He has written for several leading publications, including Forbes Advisor, LendingTree, CNBC and ValuePenguin.

Holzhauer has a journalism and mass communications degree from the Walter Cronkite School of Journalism and Mass Communications at Arizona State University.

Latest Written

The Basics of Credit Cards Explained

A credit card is a financial product that allows you to borrow money for everyday purchases with the goal of paying off the balance each month.

What Is a Good Credit Score? Plus What Else to Know...

Credit scores are an important indicator of your financial health that is considered for credit cards and loans.

Best Credit Card Combinations to Maximize Rewards

If you want to maximize credit card rewards, it’s best to approach your spending with a credit card strategy that uses multiple cards. Here’s how you can do it and what you can earn.

How You Can Get Paid to Pay Your Taxes With a...

Before you pay your tax bill, you may consider paying your taxes with a credit card to earn valuable rewards.

How Credit Utilization Ratio Works

More credit is never bad, but using more of that credit can leave you with a weaker credit score. Here’s what you need to know about the credit utilization ratio.

The Best Credit Cards with Low-Interest Rates in 2024

Low-interest credit cards can save you money each month by reducing or temporarily eliminating interest charges. MoneyGeek explored the top options available.

Latest Edited

Best Student Loans for Parents in January 2024

Parent student loans allow parents to help their child fund higher education. Finding the best rates and lenders can make college a financial reality.

Today’s Refinance Rates in West Virginia

Looking to refinance your mortgage loan in West Virginia? Learn about today’s refinance rates to help you find a viable solution.

Today’s Refinance Rates in Vermont

Looking to refinance your mortgage loan in Vermont? Learn about today’s refinance rates to help you find a viable solution.

Today’s Refinance Rates in Texas

Looking to refinance your mortgage loan in Texas? Learn about today’s refinance rates to help you find a viable solution.

Today’s Refinance Rates in Mississippi

Looking to refinance your mortgage loan in Mississippi? Learn about today’s refinance rates to help you find a viable solution.

Today’s Refinance Rates in Maine

Looking to refinance your mortgage loan in Maine? Learn about today’s refinance rates to help you find a viable solution.

Latest Expert Reviews

Top 6 Flat-Rate Cash Back Cards

Explore MoneyGeek’s guide to the best flat-rate cash back credit cards. Learn how to choose the card with the best cash back rates for your spending habits.

Capital One Quicksilver Cash Rewards Review

MoneyGeek reviews the Capital One Quicksilver Cash Rewards credit card. We break down its pros, cons and features so you can decide if it's right for you.

Cash Back vs. Points: Which Is Better?

Choosing between cash back versus points? We break down the pros, cons and everything you need to know to help you decide which card gives the best value.

How to Maximize Cash Back With Your Credit Card

Learn how to maximize cash back credit cards. We offer expert strategies and card picks to help you gain extra cash back from your everyday expenses.

Best Balance Transfer and 0% APR Credit Cards (May 2024)

Balance transfer credit cards are a valuable tool for paying off existing card debt. MoneyGeek lists the best balance transfer cards and advises on their use.

Best Cash Back Credit Cards July 2024

What are the latest and greatest cash back credit cards? MoneyGeek's cash back scoring system will give you the insight you need to choose with confidence.

Latest Expert Contributions