Offering Expert Tips & Advice

While balance transfers may lead to monetary savings, they come with their share of possible drawbacks too. We get financial experts to review all the balance transfer advice and tips we offer and we incorporate their valuable insight into the content we provide. We do this so our readers can make well-informed decisions about their balance transfer plans.

View all tips and advice provided by our enlisted experts.
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    Tips for how to properly use a balance transfer credit card

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    Tips for understanding how balance transfers impact credit scores

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    Tips for avoiding mental mistakes with balance transfer credit cards

Featured Credit Card & Financial Experts

We work with credit card and financial experts from across the U.S., many of whom helped answer questions about different aspects of balance transfers. Here are the experts who’ve helped answer questions in the icon lists across all our balance transfer pages.

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Joseph R. Stasio
Associate Professor, Marketing at Merrimack College
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Donna Bobek Schmitt, Ph.D.
Professor of Accounting, Darla Moore School of Business at the...
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Robert Gmeiner
Assistant Professor of Financial Economics at Methodist University...
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OUR EXPERT REVIEW PROCESS

After our content is written, we have an expert in the personal finance space look over the content to ensure its pinpoint accuracy. These experts have written for several high-ranking personal finance sites, including Forbes Advisor, TIME NextAdvisor, Investopedia and CNBC Select. A few of our experts include Holly Johnson and Lee Huffman.

Providing Detailed Reviews & Data-Driven Credit Card Rankings

We review and rank balance transfer cards and other credit cards based on the benefits, perks, annual fees and APRs of each card. We do this to ensure our information is as unbiased as possible to help readers find the best credit card for their needs. Our methodology can be found here.

About Rajiv Baniwal


Rajiv Baniwal headshot

Rajiv Baniwal is a former finance writer at MoneyGeek, with more than 15 years of experience covering financial topics. His expertise includes mortgages, loans, credit cards, insurance and international money transfers.

Baniwal has a bachelor’s degree in art studies from Delhi University.