Renter's insurance is available through GEICO, with standard policies including personal property coverage, liability coverage and loss of use coverage. To maximize your savings, GEICO also offers a range of discounts, such as bundling, home security systems and more. You can also supplement your GEICO policy with earthquake insurance, replacement contents coverage and more.

Does GEICO Offer Renters Insurance?

GEICO does offer renters insurance, and standard policies cover your personal property, liability protection and additional living expenses. These standard coverages ensure your financial well-being is protected in various rental-related scenarios.

Here’s what GEICO’s renters insurance covers:

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Common events are covered under GEICO’s renters insurance, such as fire and smoke, theft and vandalism, severe weather impact, water damage, bodily injuries to guests and more. Renters insurance is designed to provide peace of mind by offering protection against various unforeseen events and perils.

GEICO’s Additional Renters Insurance Coverages

In addition to its standard renters insurance coverage, GEICO offers optional coverages that can provide added protection tailored to your needs. While these additional coverages come at an extra cost, they can be useful, depending on your situation. Let's take a closer look at some of the valuable options GEICO provides:


What Types of Discounts Does GEICO Offer On Renters Insurance?

When it comes to renters insurance, saving money without compromising on coverage is always a plus. GEICO understands this and offers discounts to help you get the most out of your policy while keeping your budget in check.

Some discounts tenants can take advantage of include:

  • Bundling Discount: Bundle your renters insurance with other policies, such as GEICO’s auto insurance. This not only streamlines your insurance needs but also offers significant savings.
  • Home Security Systems: Installing a home security system provides peace of mind and qualifies you for additional discounts on your renters insurance.
  • Sprinklers and Smoke Alarms: Safety precautions can go a long way in preventing damage to your rental property. You can get discounts when your rented home is equipped with sprinkler systems and smoke alarms.


Before securing renters insurance with GEICO, it's essential to understand the options and services available. Whether you're curious about the types of insurance offered for different living spaces or how to contact GEICO for inquiries and assistance, our answers to frequently asked questions can help.

Yes, GEICO offers renters insurance regardless of your home type. Whether you live in an apartment, house, condominium or any other type of rental property, GEICO's renters insurance is available to protect your personal belongings and more.

You can easily reach out to GEICO through the company’s number at (800) 841-3005, the GEICO website, or GEICO’s local insurance agents. If you prefer face-to-face interactions, you can locate a nearby agent using the "Find an Agent" tool on the GEICO website.

About Mark Fitzpatrick

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Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.