5/5
Affordability
5/5
User Satisfaction
5/5
Financial Stability
You can't put a price tag on security and peace of mind. For a few dollars every month, you can purchase an affordable renters insurance policy in Nebraska and secure your personal belongings. MoneyGeek ranked the top renters insurance providers in Nebraska to help you narrow down the best option for you.
Ensure you're getting the best rate for your renters insurance. Compare quotes from the top insurance companies.
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When shopping for insurance, pricing usually takes top priority. In Nebraska, a policy with personal property coverage of $20,000, liability coverage of $100,000 and a deductible of $500 is available for an average of $91 per year from MetLife. State Farm also offers affordable policies in this state, with average rates around $110 per year.
USAA provides an even lower rate at $77 annually. However, USAA insurance plans are only available to former and current military members and their families.
These Nebraska insurance rates are for personal property coverage of $20,000, liability coverage of $100,000 and a deductible of $500. The rates were evaluated and analyzed based on a diverse set of ZIP codes across the state since rates vary depending on a renter’s exact location in Nebraska.
Personal Property Coverage:
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City | Cheapest Company | Average Annual Premium |
---|---|---|
Lincoln, NE | USAA | $77 |
Lincoln, NE | MetLife | $85 |
Lincoln, NE | State Farm | $110 |
Lincoln, NE | American Family | $128 |
Lincoln, NE | Farmers | $136 |
Omaha, NE | USAA | $77 |
Omaha, NE | MetLife | $95 |
Omaha, NE | State Farm | $110 |
Omaha, NE | American Family | $137 |
Omaha, NE | Farmers | $146 |
Ensure you're getting the best rate for your renters insurance. Compare quotes from the top insurance companies.
After taking a close look at affordability, MoneyGeek also ranked Nebraska renters insurance providers according to other important factors, such as customer service and financial capacity. To find the best renters insurance in Nebraska, take a look at the top companies in MoneyGeek’s ranking and scoring system. For most customers, MetLife’s 88 score out of 100 is the best rating in the state, unless you’re eligible for USAA coverage.
USAA’s renters insurance packages are exclusively for former and current military members and their families. The best thing about qualifying for renters insurance from USAA is that they usually offer special coverages not commonly available with other insurance companies. Some of USAA’s insurance coverages in Nebraska include flood, earthquake, identity theft, moving and storage. Their rates are also typically quite affordable.
If you are looking for affordability and a company that ensures financial stability when you file a claim, MetLife is a strong option. Renters in Nebraska will also find MetLife’s customizable and flexible renters insurance plans very handy. They also offer bundled insurance plans to help you save even more.
State Farm customers can take advantage of special discounted rates when they apply for renters insurance in Nebraska. Their basic renters insurance premium costs around $9 monthly, but discounts apply for existing clients or if you also apply for car insurance. Their standard coverage includes damage caused by weather events. State Farm also has many more customers than any other renters insurance provider in Nebraska.
American Family customers in Nebraska can find different insurance packages and coverage options for items ranging from simple household belongings to expensive pieces, like jewelry and electronic gadgets. If you would like a quote, you will need to call them and speak with an agent.
Although their rates are higher than the other options discussed in this guide, Farmers ranks second for customer service based on reviews from J.D. Power and Associates. Its basic insurance package includes four standard types of coverage: personal possessions protection, personal liability, medical payments and additional living expenses. They offer identity theft protection for as low as $6.50 a month.
In Nebraska, State Farm is the biggest renters insurance provider with a market share of 23%. An insurance company’s financial stability is one of the important factors renters should look for. If something unexpected happens and you need to file a claim, a financially stable insurance company can quickly settle your claim.
renters insurance is equal to the average.
The best way to get affordable renters coverage in Nebraska is to shop around and compare insurance quotes from several companies. In Nebraska, the average renters insurance rate is $119 per year. Compared with the annual U.S. average of $159, renters in Nebraska save around $40 annually.
Renters insurance rates vary widely from company to company in Nebraska. The difference between the most and least expensive average rates offered in the state is about $51 per year.
Rates from state to state vary considerably based on many criteria. Make sure you understand these key factors to help you get the best available renters insurance in Nebraska.
Ensure you're getting the best rate for your renters insurance. Compare quotes from the top insurance companies.
No one knows if and when a calamity will strike. Having reliable renters insurance in Nebraska will protect your valuable possessions from loss or damage. For as little as a few dollars each month, you can have basic insurance coverage to rely on.
Approximately 29% of Nebraska’s population are renters. The average monthly rent in this state is around $859. A standard renters policy with $20,000 in personal property coverage, $100,000 in liability coverage and a $500 deductible costs an average of only $10 monthly, which is a little over 1% of the state’s average rent payment.
While you look for the most affordable renters insurance in Nebraska, here is a quick look at the most common coverages provided by basic renters insurance:
It is equally important to understand what a typical renters insurance policy does not cover. While there are comprehensive packages available, not every situation is covered by basic renters insurance plans in Nebraska.
The following are typically not covered by renters insurance:
Ensure you're getting the best rate for your renters insurance. Compare quotes from the top insurance companies.
MoneyGeek analyzed renters insurance premiums from five of the top insurance companies in Nebraska provided in partnership with Quadrant. Our analysis includes quotes from ZIP codes across Nebraska. Quotes were gathered for policies with personal property coverage of $20,000, $50,000 and $100,000, liability coverage of $100,000 and a deductible of $500.
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